The Ohio Valley Market Office

A combination of collaboration and entrepreneurship characterizes the Financial Advisors in the Ohio Valley Complex. We aim for the highest standards of integrity and professionalism in all that we do.

As part of our commitment to giving back to the communities where we work and live, we participate individually and collectively in many local organizations.

Our Financial Advisors work with an open-architecture platform, which allows them to choose from a wide range of products and services to help meet their client needs.

When you join The Ohio Valley Complex at Morgan Stanley, you'll have access to resources and professional capabilities that will expand what you can do for your clients. Our strength and stability can help give your clients confidence as you grow your relationships with them.
We are singularly committed to delivering quality products and services while putting clients first.

If you share that passion, please contact me at 937.431.7835 or rusty.clark@morganstanley.com to learn more.

Adam Hendricks serves as the Senior Risk Officer at Morgan Stanley’s Ohio Valley Market Office in Beavercreek. With nearly two decades of experience in financial sales, operations, and risk management, Adam leads a team of four risk officers dedicated to equipping financial advisors and support professionals with the tools they need to protect their clients and assets.

A graduate of Brigham Young University, Adam earned his Bachelor of Science in 1999 and later obtained an MBA from the University of Phoenix in 2006. Since entering the financial industry in 2005, Adam has developed a hands-on leadership style, marked by meticulous attention to detail and a commitment to making compliance and risk management both approachable and engaging.

Adam’s career is guided by a proactive and collaborative approach. His team's efforts focus on educating employees about firm policies, protecting vulnerable clients, preventing money laundering, ensuring effective communications, and more — all with the goal of safeguarding clients' assets and preparing for successful internal audits. Adam believes in fostering a positive work environment, where a deep understanding of the regulatory landscape becomes part of a larger commitment to putting the client first.

Outside of work, Adam is actively involved in his church and youth groups, volunteering his time throughout the week. He’s an avid runner, regularly training for half-marathons, and enjoys spending quality time with his wife, Teresa, their five children, and their Goldendoodle, Bailey. Adam also has a passion for gardening, landscaping, and baking (and, of course, eating) cookies and other treats with his family.

Barbara Luttrull is a Business Service Officer at Morgan Stanley’s Ohio Valley Market Office in Beavercreek. With three decades of experience in the financial industry, she oversees service operations and leads a team of support professionals dedicated to modernizing the client experience through exceptional service and execution.

Serving on Morgan Stanley’s National Business Service Advisory Council, Barbara is known for her strong leadership skills and passion for service. She believes in taking a hands-on, supportive approach to ensure her team feels valued and empowered to succeed, whether they’re providing operational oversight or assisting financial advisors in their client-facing roles.

Barbara’s role is essential to the success of Morgan Stanley’s modernized service standards. She supervises and manages the branch’s support team, working closely with financial advisors to ensure they have the resources and guidance necessary to provide excellent client care. Her responsibilities include facilitating training, enhancing service consistency, driving strategic priorities throughout the branch, and managing key relationships across the region. With a focus on mentorship and collaboration, Barbara also helps champion the development of support professionals, guiding them in their career growth and encouraging a branch culture that aligns with Morgan Stanley’s core values of integrity, diversity, and inclusion.

Outside of work, Barbara enjoys spending quality time with her husband, Gregg, their two children, and her beloved granddaughters, Maggie May and Eliza Jo. A creative at heart, Barbara loves to crochet and often shares her handmade gifts with family and friends. Whether she’s mentoring her team or crafting at home, her focus on care, attention, and generosity shines through in everything she does.