Michael Gallagher
Managing Director, Wealth Management, Financial Advisor, Corporate Client Group Director
Our Mission Statement
Experience, intellectual capital and dedicated personal service to all of our institutional and individual clients
About Us
Our Team
Chicago Tower Group is a highly knowledgeable corporate services teams in the industry with a concentration in Executive Financial Services, Equity Plan Administration and comprehensive Financial Wellness programs. Our team provides plan administration, executive trading, employee education and wealth management services.
Our Experience
Our team offers an unmatched level of service and extensive experience with our Core Management team having 17 years of average industry experience.
Our Team Recognitions
Barron's Top 250 Private Wealth Management Teams
Source: Barrons.com (Awarded April 2024-2025). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
Forbes America's Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2025) Data compiled by SHOOK Research LLC for the period 3/31/24-3/31/25.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Planning for Your Family's Financial Needs
Trust & Estate Planning
Conversations about your estate and legacy are never easy. Our team will be with you every step of the way to help analyze your estate structures so that your needs are efficiently and thoroughly addressed.
Estate Planning Checklist
Philanthropic Goals
Magnify the impact of your philanthropic efforts by defining a clear mission and maintaining your focus, including advice on how to govern a family foundation to maintain alignment with your goals.
Empowering New Philanthropists
Tax-Savvy Ways to Give
Many of our clients would like to support the causes and people they care about, while also being tax-efficient. Fortunately, we're well versed on strategies that may help you accomplish both. If you’re inclined to help others, consider these tax-efficient ways to make your giving go further.
Tax-Efficient Strategies
Wealth Education
Financial literacy means being empowered with the knowledge to make smarter financial decisions during every stage of life. Discussing family finances is especially important between parents and children, no matter their age. It's not always easy, but starting the conversation is a key step in long-term wealth planning.
Financial Literacy at Any Stage of LifeExecutive Financial Services
Complex regulations around the trading of company stock can be difficult to navigate and time-consuming for even the most seasoned of executives. Chicago Tower Group provides high-touch, white-glove service from dedicated teams filled with seasoned professionals. Our Client Management and Service Delivery teams have over 10 years of average industry experience.
Chicago Tower Group will work with your plan administrators and legal team to create a streamlined trading process, providing your executives a clear path to liquidity. As specialists in the equity compensation plan space, our team has the ability to leverage industry best practices to help maximize the impact of your plan.
Chicago Tower Group will work with your plan administrators and legal team to create a streamlined trading process, providing your executives a clear path to liquidity. As specialists in the equity compensation plan space, our team has the ability to leverage industry best practices to help maximize the impact of your plan.
Stock Plan Services
As the administrator of your company’s equity compensation plan, we pride ourselves on helping you manage your awards effectively. We are here to provide easy access to your account, answer questions about your awards and handle your transactions accurately and conveniently.
More specifically, we help successful executives and their families create comprehensive wealth plans based on their unique goals, challenges and circumstances. Our detailed knowledge of their plans allows us to begin the planning conversation at a higher level, providing clear insight into one of the more prominent and complex drivers of their financial success.
More specifically, we help successful executives and their families create comprehensive wealth plans based on their unique goals, challenges and circumstances. Our detailed knowledge of their plans allows us to begin the planning conversation at a higher level, providing clear insight into one of the more prominent and complex drivers of their financial success.
Financial Wellness
Morgan Stanley Financial Wellness is a holistic offering available for your employees, designed to help them reduce financial stress and empower them to plan, prepare and reach their financial goals.
Morgan Stanley has developed comprehensive and diverse solutions to meet the needs of ALL employee bands within corporations, hospitals, law firms, accounting firms, engineering firms, medical practices, dental practices, unions, associations, etc.
Our programs can be tailored to provide solutions for c-suite executives who require complex tax and wealth planning strategies, mid-level managers who require detailed financial plans and junior employees who require a suite of educational tools and calculators to help assist with important financial goals and life events.
Program features include:
Morgan Stanley has developed comprehensive and diverse solutions to meet the needs of ALL employee bands within corporations, hospitals, law firms, accounting firms, engineering firms, medical practices, dental practices, unions, associations, etc.
Our programs can be tailored to provide solutions for c-suite executives who require complex tax and wealth planning strategies, mid-level managers who require detailed financial plans and junior employees who require a suite of educational tools and calculators to help assist with important financial goals and life events.
Program features include:
MS Financial Wellness Portal:
We help your employees measure and improve their financial well-being and provide access to a range of topics online, based on their needs, to empower them with information to make better financial decisions.
Financial Coaching Services:
Connecting your employees with My Secure Advantage, an independent financial coaching service, to provide guidance on budgeting, debt management and credit issues.
On-Site Seminars and Webinars:
We work closely with corporations to identify seminar topics of interest, which are then deliver by our experienced practitioners.
Comprehensive Financial Planning:
We engage with employees to understand their values, priorities, and goals for the future, and work with them to develop wealth strategies and implement solutions to help them meet their objectives.
A key differentiator of Morgan Stanley is our ability to deliver both wealth planning and wealth plan implementation services, eliminating the need for an executive/employee to seek additional resources to execute a financial plan once formulated. We utilize an open architecture wealth management platform that provides a diverse suite of investment products, allowing us to act as a trusted advisor by offering solutions that best meet our client’s needs.
Instructions & Guides
Location
233 S Wacker Dr
Ste 8600
Chicago, IL 60606
US
Direct:
(888) 609-3534(888) 609-3534
Meet Chicago Tower Group
Benjamin I. Katz, CEP®
Managing Director, Wealth Management, Financial Advisor, Stock Plan Director, Senior Portfolio Manager
Edwin Katz
Executive Director, Wealth Management, Financial Advisor
Executive Director, Wealth Management, Financial Advisor, Financial Wellness Director, Portfolio Manager
Zach Egli, CEP®
Senior Vice President, Wealth Management, Financial Advisor
Senior Vice President, Financial Advisor, Corporate Client Group Director, Financial Wellness Director
Terrence P. White
First Vice President, Wealth Management, Financial Advisor, Workplace Advisor - Equity Compensation
Justin Anthony, QPFC
Financial Advisor
Casey Conrad, CFP®
Financial Advisor
Thomas Zidlicky
Managing Director, Wealth Management, Financial Advisor, Executive Financial Services Director
Jack Gibbs
Financial Advisor
Travis Baldwin, CEP
Assistant Vice President, Business Development Associate
Daphne Donnelly
Registered Associate
Bertha Fernandez
Senior Registered Associate
Nicole Harris
Registered Associate
Valmir Hoti
Registered Associate
Alexander Kepple
Registered Associate
Nataly Martinez
Registered Associate
Michael Politzki
Portfolio Management Associate Director
Bob Rosenthal
Assistant Vice President, Business Development Associate
Abiodun Vohasek
Client Service Associate
Noah J Westerman
Registered Associate
Nick Silacci
Registered Associate
Stephanie Lopez Reynoso
Client Service Associate
Grant Schugart
Client Service Associate
Mollie Devins
Registered Associate
About Michael Gallagher
Michael Gallagher, Managing Director at Morgan Stanley, joined Smith Barney in 1990 and is a Director in the Corporate Client Group, focusing on institutional offerings to the corporate marketplace. He was formerly Chief Operating Officer of Corporate Equity Solutions for Morgan Stanley.
Michael has also been recognized as a member of Morgan Stanley’s Chairman’s Club, an elite group of the Firm's top advisors. Michael focuses on providing publicly traded companies and their executives with support services in the areas of stock option, stock purchase and restricted stock plans as well as related executive services, education and financial wellness. He began his work in the corporate arena in 1993 and is dedicated exclusively to this market.
Awards & Recognition:
Barron's Top 1,200 Financial Advisors: State-by-State
Source: Barrons.com (Awarded 2021, 2023-2025). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2020). Data compiled by Barron's based on time period from Dec 2018 - Dec 2019.
Morgan Stanley Wealth Management Chairman’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Chairman’s Club membership is no guarantee of future performance.
Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Michael has also been recognized as a member of Morgan Stanley’s Chairman’s Club, an elite group of the Firm's top advisors. Michael focuses on providing publicly traded companies and their executives with support services in the areas of stock option, stock purchase and restricted stock plans as well as related executive services, education and financial wellness. He began his work in the corporate arena in 1993 and is dedicated exclusively to this market.
Awards & Recognition:
Barron's Top 1,200 Financial Advisors: State-by-State
Source: Barrons.com (Awarded 2021, 2023-2025). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2020). Data compiled by Barron's based on time period from Dec 2018 - Dec 2019.
Morgan Stanley Wealth Management Chairman’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Chairman’s Club membership is no guarantee of future performance.
Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Securities Agent: WA, UT, OR, NV, NE, WY, WV, WI, VT, VI, VA, TX, TN, SD, SC, RI, PR, PA, OK, OH, NY, NM, NJ, NH, ND, NC, MT, MS, MO, MN, MI, MD, MA, LA, KS, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, ME, KY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1367817
CA Insurance License #: 0C49246
AR Insurance License #: 748354
NMLS#: 1367817
CA Insurance License #: 0C49246
AR Insurance License #: 748354
About Benjamin I. Katz
With over 21 years of experience in financial services, Ben Katz works with a team of partners focused on advising select ultra-high net worth clients. As a former practicing Certified Public Accountant, Ben specializes in estate, tax, and financial planning. Additionally, Ben attained the Certified Equity Professional designation, which has put him in the unique position of working extensively with corporate officers and directors regarding liquidity and diversification strategies for concentrated stock positions.
During his tenure at Morgan Stanley, Ben has become a member of Morgan Stanley’s Chairman’s Council and was included on The Financial Times 2017 list of America’s Top 400 Financial Advisors. More recently, he was named to the Forbes Best-In-State Wealth Advisors list for a third year, and his team was also recognized as a Forbes Best-In-State Wealth Management Team for 2024.
After graduating from Emory University, Ben began his career as an Associate for Arthur Andersen in New York. He then spent two years with Houlihan, Lokey, Howard and Zukin, working in their Financial Restructuring Group with a focus on distressed mergers and acquisitions before joining Morgan Stanley.
In addition to dedicating his time to his clients and their professional relationships, Ben also values giving back to his community as a tutor for Working In The Schools (WITS) and a resume coach for Year Up. Outside of work, Ben is a struggling golfer, excellent chef on taco night and enjoys spending time with his wife and two children.
Awards & Recognition:
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2017). Data compiled by the Financial Times based on time period from 9/30/14 - 9/30/16.
During his tenure at Morgan Stanley, Ben has become a member of Morgan Stanley’s Chairman’s Council and was included on The Financial Times 2017 list of America’s Top 400 Financial Advisors. More recently, he was named to the Forbes Best-In-State Wealth Advisors list for a third year, and his team was also recognized as a Forbes Best-In-State Wealth Management Team for 2024.
After graduating from Emory University, Ben began his career as an Associate for Arthur Andersen in New York. He then spent two years with Houlihan, Lokey, Howard and Zukin, working in their Financial Restructuring Group with a focus on distressed mergers and acquisitions before joining Morgan Stanley.
In addition to dedicating his time to his clients and their professional relationships, Ben also values giving back to his community as a tutor for Working In The Schools (WITS) and a resume coach for Year Up. Outside of work, Ben is a struggling golfer, excellent chef on taco night and enjoys spending time with his wife and two children.
Awards & Recognition:
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2017). Data compiled by the Financial Times based on time period from 9/30/14 - 9/30/16.
Securities Agent: KS, SC, PR, OK, UT, WY, OH, WV, WA, WI, OR, VA, TX, TN, VI, SD, RI, PA, VT, MA, NV, NY, LA, CA, NH, NC, ND, MT, NJ, NM, MI, NE, ME, MD, CO, KY, AZ, IL, IA, HI, GA, ID, IN, FL, DE, DC, CT, AR, AK, MN, MO, MS, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1255404
CA Insurance License #: 0K93603
AR Insurance License #: 8372912
NMLS#: 1255404
CA Insurance License #: 0K93603
AR Insurance License #: 8372912
About Edwin Katz
As a Financial Advisor and Portfolio Manager, Eddie Katz not only prioritizes his clients' financial success, but also ensures that they are educated on and comfortable with all aspects of their financial lives. Eddie is a problem solver and enjoys helping others piece together their goals, financial and personal, present and future.
Eddie prides himself in providing a high level of communication with all of his clients, staying involved with more than just their investment and financial needs. His approach to working with his clients is one of being "on the same playing field." He wants his clients to feel equal and educated in their partnership.
Eddie started in the financial industry in 1981, when self-employment was a necessity. With hard work and dedication, he built and grew his practice and joined Morgan Stanley in 2013.
Eddie earned his Bachelor’s in Science from Tulane University in New Orleans, LA, and his MBA from University of Virginia in Charlottesville, VA. He has been married to his wife, Susie, who he met in nursery school, for almost 50 years. They have two children, Ben and Alex, and three grandchildren, Sydney, Simon, and Parker.
As a result of his children receiving scholarships for summer camp many years ago, Eddie and Susie have been major benefactors to the Jewish Federation for Greater Dayton. They also support two synagogues - one in Dayton, Ohio and one in Chicago, Illinois. Eddie has been insulin-dependent for 59 years, so he also spends his time focusing on his health and staying physically active.
Eddie prides himself in providing a high level of communication with all of his clients, staying involved with more than just their investment and financial needs. His approach to working with his clients is one of being "on the same playing field." He wants his clients to feel equal and educated in their partnership.
Eddie started in the financial industry in 1981, when self-employment was a necessity. With hard work and dedication, he built and grew his practice and joined Morgan Stanley in 2013.
Eddie earned his Bachelor’s in Science from Tulane University in New Orleans, LA, and his MBA from University of Virginia in Charlottesville, VA. He has been married to his wife, Susie, who he met in nursery school, for almost 50 years. They have two children, Ben and Alex, and three grandchildren, Sydney, Simon, and Parker.
As a result of his children receiving scholarships for summer camp many years ago, Eddie and Susie have been major benefactors to the Jewish Federation for Greater Dayton. They also support two synagogues - one in Dayton, Ohio and one in Chicago, Illinois. Eddie has been insulin-dependent for 59 years, so he also spends his time focusing on his health and staying physically active.
Securities Agent: GA, HI, NJ, ND, PA, VI, TN, VT, SC, WV, OK, WY, NV, PR, RI, WI, OH, VA, UT, TX, SD, WA, OR, KS, KY, IN, NY, NH, NC, MT, NM, MN, ME, NE, MA, IL, LA, ID, IA, FL, DE, CO, CA, AZ, DC, AR, AL, CT, MD, AK, MI, MO, MS; General Securities Representative; Investment Advisor Representative
NMLS#: 1326745
NMLS#: 1326745
About Chris Munroe
Chris Munroe is an Executive Director and Financial Wellness Director responsible for corporate client relationship management and business development on behalf of Chicago Tower Group at Morgan Stanley. He focuses on executive services, employee education and compensation/benefit plan administration to help companies attract and retain their top employees.
Chris joined Morgan Stanley in 2013. He also works part-time as a Soccer Analyst/Color Commentator for the Big Ten Network and other soccer broadcasts.
He was a two-time NCAA championship-winning soccer player and graduate assistant soccer coach at Indiana University, where he received both his bachelor’s and master’s degrees.
Awards & Recognition:
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22.
Chris joined Morgan Stanley in 2013. He also works part-time as a Soccer Analyst/Color Commentator for the Big Ten Network and other soccer broadcasts.
He was a two-time NCAA championship-winning soccer player and graduate assistant soccer coach at Indiana University, where he received both his bachelor’s and master’s degrees.
Awards & Recognition:
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22.
Securities Agent: PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR; General Securities Representative; Investment Advisor Representative
NMLS#: 1404011
CA Insurance License #: 0M72147
NMLS#: 1404011
CA Insurance License #: 0M72147
About Zach Egli
Zach Egli is a Senior Vice President and Financial Advisor at Morgan Stanley, where he helps companies execute strategies to help attract, retain, and motivate their employees.
Zach joined Morgan Stanley in 2007 and has been involved with equity compensation and supporting corporate clients and plan participants since joining Chicago Tower Group in 2007 as a client Service Associate. He then spent 5 years as Group Director, before becoming a Financial Advisor with the group in 2022.
Zach is a graduate of Drake University, where he was a member of the Men’s Basketball team and still an avid fan of the Bulldogs. He lives in Chicago and enjoys spending time with his wife and two daughters.
Zach is a Certified Equities Professional (CEP®) and is Series 7 and 66 registered.
Zach joined Morgan Stanley in 2007 and has been involved with equity compensation and supporting corporate clients and plan participants since joining Chicago Tower Group in 2007 as a client Service Associate. He then spent 5 years as Group Director, before becoming a Financial Advisor with the group in 2022.
Zach is a graduate of Drake University, where he was a member of the Men’s Basketball team and still an avid fan of the Bulldogs. He lives in Chicago and enjoys spending time with his wife and two daughters.
Zach is a Certified Equities Professional (CEP®) and is Series 7 and 66 registered.
Securities Agent: WY, NM, WI, OK, NH, NY, FL, OR, VI, NJ, VT, OH, TX, SC, VA, MO, WV, WA, RI, MT, NC, UT, PR, TN, SD, ND, MI, PA, MN, AK, NV, AR, AZ, MD, NE, MA, CT, MS, DC, DE, ME, GA, CA, KY, KS, IN, IL, ID, IA, HI, LA, CO, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 2298882
CA Insurance License #: 4215305
NMLS#: 2298882
CA Insurance License #: 4215305
About Donna S. Bailey
Donna Bailey is a Senior Vice President, Stock Plan Director and Financial Wellness Director with the North Anchor Group at Morgan Stanley in Wayzata, MN. Donna brings 37 years of industry experience with over two decades of experience working with equity compensation, control and restricted securities and emphasis on financial wellness guiding clients from the workplace to retirement.
Your equity compensation opens a world of financial possibilities and complexities. Donna combines her experience and passion to understanding the unique needs, objectives, and aspirations of her clients to develop a customized strategy that seeks to help manage tax events, risk, and market volatility.
Donna is committed to developing a long-lasting relationship and to guide you through your financial journey. She is dedicated to being there for you and being prepared to address any challenges life may present.
When Donna is not in the office you will find her with family and friends. Donna loves to work out, enjoys cooking and exploring new wines.
Your equity compensation opens a world of financial possibilities and complexities. Donna combines her experience and passion to understanding the unique needs, objectives, and aspirations of her clients to develop a customized strategy that seeks to help manage tax events, risk, and market volatility.
Donna is committed to developing a long-lasting relationship and to guide you through your financial journey. She is dedicated to being there for you and being prepared to address any challenges life may present.
When Donna is not in the office you will find her with family and friends. Donna loves to work out, enjoys cooking and exploring new wines.
Securities Agent: WY, WV, WA, VT, VA, UT, TX, TN, SD, RI, PR, PA, OK, OH, NY, NM, NJ, NH, NE, ND, NC, MT, MS, MO, MN, MI, ME, MD, MA, LA, KY, KS, IN, IL, ID, IA, HI, GA, NV, FL, DE, DC, OR, CT, CO, CA, SC, AZ, AR, AL, AK, WI; General Securities Representative; Investment Advisor Representative
NMLS#: 1388012
CA Insurance License #: 0I27681
NMLS#: 1388012
CA Insurance License #: 0I27681
About Jordan S. Henry
Jordan has spent most of his career helping corporate executives understand and maximize their equity compensation. What he enjoys most about his day-to-day is helping executives form a unique strategy around their equity compensation which aligns with their long-term goals.
As a Certified Estate Planner (CEP®), Jordan is experienced in working with both legal and tax advisors to ensure that all aspects of his clients' lives are incorporated into his strategies, helping his clients achieve both their long-term and short-term goals. His goal is to ensure that every estate plan is prepared and designed to preserve, protect, and be passed on in the way his clients envision.
Jordan is also passionate about educating, learning new things every day, and helping others. Prior to joining Morgan Stanley, he worked as a high school math teacher in Tegucigalpa, Honduras. Today, he continues to educate his clients by sharing his knowledge of the financial markets an tailors his approach to each unique situation.
Jordan earned his B.A. in Political Science from Wheaton College in Wheaton, IL, and started in the financial industry in 2003. In addition to strengthening his client relationships, Jordan values being an active member in his community and is a member of the Oak Park River Forest High School Scholarship Board.
Jordan currently lives in Oak Park, IL, with his wife and five children. He comes from a family of seven, so family activities keep him busy outside of work. He enjoys coaching youth soccer and basketball, and plays basketball on Tuesday nights. Jordan also enjoys the outdoors and goes skiing in Colorado and camping, fishing, and hiking in Wyoming.
As a Certified Estate Planner (CEP®), Jordan is experienced in working with both legal and tax advisors to ensure that all aspects of his clients' lives are incorporated into his strategies, helping his clients achieve both their long-term and short-term goals. His goal is to ensure that every estate plan is prepared and designed to preserve, protect, and be passed on in the way his clients envision.
Jordan is also passionate about educating, learning new things every day, and helping others. Prior to joining Morgan Stanley, he worked as a high school math teacher in Tegucigalpa, Honduras. Today, he continues to educate his clients by sharing his knowledge of the financial markets an tailors his approach to each unique situation.
Jordan earned his B.A. in Political Science from Wheaton College in Wheaton, IL, and started in the financial industry in 2003. In addition to strengthening his client relationships, Jordan values being an active member in his community and is a member of the Oak Park River Forest High School Scholarship Board.
Jordan currently lives in Oak Park, IL, with his wife and five children. He comes from a family of seven, so family activities keep him busy outside of work. He enjoys coaching youth soccer and basketball, and plays basketball on Tuesday nights. Jordan also enjoys the outdoors and goes skiing in Colorado and camping, fishing, and hiking in Wyoming.
Securities Agent: WA, DC, WY, KY, UT, PA, NJ, OK, NM, TX, ME, NV, NC, SC, IN, MT, VT, MD, VA, IA, PR, OR, NE, FL, NH, MA, TN, OH, ID, MS, MO, RI, MI, VI, AL, AK, SD, DE, NY, WV, ND, WI, LA, MN, CT, GA, AR, IL, CO, KS, CA, AZ, HI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282470
NMLS#: 1282470
About Terrence P. White
With over 20 years of experience in the industry, Terrence works with corporate executives to help them preserve and grow their wealth with customized financial solutions.
Terrence has extensive experience with individuals who have a significant portion of their net worth invested in one security, working with them to monetize that security by sale. With many different methods to achieve this, Terrence takes the time to understand his clients and their goals to create the most personalized and efficient action plan. He applies his experience and knowledge to holders of concentrated equity positions, particularly when they are exposed to unexpected company and market events, economic cycles, and tax liabilities that can inhibit personal cash flow.
Terrence believes his relationships with clients, his experience, his team, and the resources available to him are what set him apart from other advisors. He has been working with, and creating plans, for corporate executives for over 15 years. The conversations he has transition from one about liquidity to, eventually, one about wealth management and financial planning. Terrence enjoys seeing the progression of these relationships and conversations, hitting on all aspects of his clients’ financial lives.
Terrence started in the financial industry in 1990 at Smith Barney in Beverly Hills, CA, which merged with Morgan Stanley in 2009. He started in the mail room of Smith Barney by day and was a musician at the clubs on the Sunset Strip by night. He soon realized that, while he had a passion for music and performing, he was more interested in pursuing a career in finance.
Terrence married his wife, a librarian at his local library, in 1991, and they have a fantastic 26-year-old son together. Outside of work, Terrence is on the Board of Directors for a local non-profit music school and teaches guitar. He also enjoys music, golf, literature, and history.
Terrence has extensive experience with individuals who have a significant portion of their net worth invested in one security, working with them to monetize that security by sale. With many different methods to achieve this, Terrence takes the time to understand his clients and their goals to create the most personalized and efficient action plan. He applies his experience and knowledge to holders of concentrated equity positions, particularly when they are exposed to unexpected company and market events, economic cycles, and tax liabilities that can inhibit personal cash flow.
Terrence believes his relationships with clients, his experience, his team, and the resources available to him are what set him apart from other advisors. He has been working with, and creating plans, for corporate executives for over 15 years. The conversations he has transition from one about liquidity to, eventually, one about wealth management and financial planning. Terrence enjoys seeing the progression of these relationships and conversations, hitting on all aspects of his clients’ financial lives.
Terrence started in the financial industry in 1990 at Smith Barney in Beverly Hills, CA, which merged with Morgan Stanley in 2009. He started in the mail room of Smith Barney by day and was a musician at the clubs on the Sunset Strip by night. He soon realized that, while he had a passion for music and performing, he was more interested in pursuing a career in finance.
Terrence married his wife, a librarian at his local library, in 1991, and they have a fantastic 26-year-old son together. Outside of work, Terrence is on the Board of Directors for a local non-profit music school and teaches guitar. He also enjoys music, golf, literature, and history.
Securities Agent: PR, SD, UT, KY, WI, WA, VI, WV, VA, NY, WY, NJ, VT, OH, TX, OK, RI, SC, PA, TN, OR, NV, NH, ME, MA, ND, AZ, MT, NE, MO, MN, MI, MD, LA, CO, KS, IN, IA, HI, GA, FL, DE, IL, ID, DC, CT, CA, AR, AL, AK, NM, NC, MS; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279226
NMLS#: 1279226
About Therese R. Dolezal
Therese Dolezal works with corporate executives and ultra-high net worth families who don’t just lead businesses—they shape industries. With more than 19 years in Wealth Management, Therese focuses on equity compensation, tax mitigation, estate planning strategy, wealth transfer, and strategies to manage risk from concentrated stock positions. Her mission is clear: to empower leaders and their families to live with clarity, confidence, and purpose by aligning their wealth with their values and vision for legacy.
Therese began her career with Raymond James Financial Services in Orlando, Florida, before joining Morgan Stanley in 2011. Over the next 12 years, she was promoted six times, gaining a unique ability to analyze a client’s situation from multiple perspectives. She is known for her relentless attention to detail, efficiency, and streamlined processes—all designed to deliver the one thing her clients value most: time.
She holds a Bachelor of Science from the University of Florida and maintains the CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor designations. These credentials, combined with her depth of experience, position her to elevate the conversation around wealth beyond portfolios and projections—toward purpose, intention, and generational resilience.
Rooted in integrity, stewardship, and genuine collaboration, Therese and her team serve as a point of integration across clients’ complex financial lives. By slowing down to ask the right questions first, they connect the dots between financial strategy and personal values, ensuring no detail is overlooked and every opportunity is maximized.
Therese lives in Riverside, Illinois, with her husband and three daughters. She is an active member of St. Paul VI Parish and St. Mary’s Catholic School community. Outside of work, she enjoys sports and fitness, crafting, and chasing after her three kids.
Therese began her career with Raymond James Financial Services in Orlando, Florida, before joining Morgan Stanley in 2011. Over the next 12 years, she was promoted six times, gaining a unique ability to analyze a client’s situation from multiple perspectives. She is known for her relentless attention to detail, efficiency, and streamlined processes—all designed to deliver the one thing her clients value most: time.
She holds a Bachelor of Science from the University of Florida and maintains the CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor designations. These credentials, combined with her depth of experience, position her to elevate the conversation around wealth beyond portfolios and projections—toward purpose, intention, and generational resilience.
Rooted in integrity, stewardship, and genuine collaboration, Therese and her team serve as a point of integration across clients’ complex financial lives. By slowing down to ask the right questions first, they connect the dots between financial strategy and personal values, ensuring no detail is overlooked and every opportunity is maximized.
Therese lives in Riverside, Illinois, with her husband and three daughters. She is an active member of St. Paul VI Parish and St. Mary’s Catholic School community. Outside of work, she enjoys sports and fitness, crafting, and chasing after her three kids.
Securities Agent: NE, WA, SC, UT, OR, KY, ME, NV, ID, WY, WV, WI, VT, VI, VA, TX, TN, SD, RI, PR, PA, OK, OH, NY, NM, NJ, NH, ND, NC, MT, MS, MO, MN, MI, MD, MA, LA, KS, IN, IL, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 2413427
CA Insurance License #: 4231600
NMLS#: 2413427
CA Insurance License #: 4231600
About Justin Anthony
Justin brings a modern approach to his clients' Wealth Management experience. He focuses heavily on technology, analytics, and data when making investment decisions with the goal of minimizing risk and cost. This, paired with this background in risk management, allows Justin to assess each situation from multiple perspectives, and give the best advice to his clients.
Justin also prioritizes understanding all aspects of his clients' lives, both financial and personal, both quantitative and qualitative. It is important that his clients know what to expect out of their relationship with Justin and in the services he provides. His approach allows his clients to be engaged and a true partner in all aspects of their relationship.
Justin is a problem-solver. Currently, his practice focuses on creating strategies for families of corporate executives and board members to thoughtfully manage their exposure to concentrated stocks. He understands the complexity of his clients’ financial situations and enjoys ensuring that each aspect fits into the client’s overall financial picture and goals.
Coming from a humble background, Justin is passionate about educating those who are not as familiar with investing and financial strategies. He takes pride in being a resource and helping to change the narrative in his community.
Justin began his career in the financial industry in 2010 and joined Morgan Stanley in 2014. He graduated from Illinois Wesleyan University and started a youth development program in his hometown called EPIC. It is structured around travel basketball with a focus on social-emotional learning and college prep. EPIC works to instill confidence in young men, with a goal of helping them increase their future (and their families') financial well-being.
Additionally, outside of work, Justin enjoys traveling to different countries and tries to go on 2 to 3 trips per year. Thailand is next on his list. Justin is on the board of the Carroll Family Foundation as well as the associate board of Cara Collective. He also values time with his family, particularly his grandmother and his EPIC "sons."
Justin also prioritizes understanding all aspects of his clients' lives, both financial and personal, both quantitative and qualitative. It is important that his clients know what to expect out of their relationship with Justin and in the services he provides. His approach allows his clients to be engaged and a true partner in all aspects of their relationship.
Justin is a problem-solver. Currently, his practice focuses on creating strategies for families of corporate executives and board members to thoughtfully manage their exposure to concentrated stocks. He understands the complexity of his clients’ financial situations and enjoys ensuring that each aspect fits into the client’s overall financial picture and goals.
Coming from a humble background, Justin is passionate about educating those who are not as familiar with investing and financial strategies. He takes pride in being a resource and helping to change the narrative in his community.
Justin began his career in the financial industry in 2010 and joined Morgan Stanley in 2014. He graduated from Illinois Wesleyan University and started a youth development program in his hometown called EPIC. It is structured around travel basketball with a focus on social-emotional learning and college prep. EPIC works to instill confidence in young men, with a goal of helping them increase their future (and their families') financial well-being.
Additionally, outside of work, Justin enjoys traveling to different countries and tries to go on 2 to 3 trips per year. Thailand is next on his list. Justin is on the board of the Carroll Family Foundation as well as the associate board of Cara Collective. He also values time with his family, particularly his grandmother and his EPIC "sons."
Securities Agent: OR, CO, NM, NC, LA, SD, SC, MO, AR, IL, AZ, CA, NH, WI, PA, MD, NE, VA, TN, GA, NJ, WY, MT, KY, ME, ND, ID, WA, TX, AK, VI, VT, MI, IN, WV, RI, MA, CT, PR, NV, OK, FL, NY, MN, HI, IA, UT, KS, DC, OH, DE, MS, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 2093923
NMLS#: 2093923
About Casey Conrad
Casey Conrad is a Financial Advisor with Morgan Stanley's Chicago Tower Group, focusing on comprehensive financial planning for ultra-high net worth clients. She helps clients navigate complex tax and estate planning challenges, while developing strategies to preserve and transfer wealth across generations. Casey is particularly skilled at bridging the gap to the next generation of clients, helping families engage younger members in wealth management conversations and ensuring seamless transitions of both assets and family values.
Prior to joining Chicago Tower Group, Casey served as the Financial Planning Director for the Chicago Tower and Private Wealth Management markets at Morgan Stanley, where she partnered with advisors to deliver sophisticated planning solutions to their top clients.
Casey takes a collaborative approach to wealth management, working closely with clients' existing professional relationships – including CPAs and estate planning attorneys – to deliver an exceptional client experience. She believes that effective ultra-high net worth planning requires deep understanding of each family's unique goals, values, and legacy objectives, while preparing the next generation to be responsible stewards of family wealth.
Casey graduated from the Honors College at Baylor University and holds the CERTIFIED FINANCIAL PLANNER™ designation. She lives in Chicago with her husband, son, and senior rescue dog. Outside of work, Casey enjoys spending time outdoors, reading, and running marathons.
Prior to joining Chicago Tower Group, Casey served as the Financial Planning Director for the Chicago Tower and Private Wealth Management markets at Morgan Stanley, where she partnered with advisors to deliver sophisticated planning solutions to their top clients.
Casey takes a collaborative approach to wealth management, working closely with clients' existing professional relationships – including CPAs and estate planning attorneys – to deliver an exceptional client experience. She believes that effective ultra-high net worth planning requires deep understanding of each family's unique goals, values, and legacy objectives, while preparing the next generation to be responsible stewards of family wealth.
Casey graduated from the Honors College at Baylor University and holds the CERTIFIED FINANCIAL PLANNER™ designation. She lives in Chicago with her husband, son, and senior rescue dog. Outside of work, Casey enjoys spending time outdoors, reading, and running marathons.
Securities Agent: ME, FL, NE, VT, VI, VA, NY, NH, MA, KS, DC, WV, WA, RI, KY, IN, IA, CT, WI, PR, NM, MO, AZ, SD, NJ, ND, AK, SC, MS, MN, CO, AR, UT, PA, LA, DE, AL, WY, NV, MT, MI, CA, TX, OR, OK, OH, MD, IL, ID, GA, TN, NC, HI; General Securities Representative; Investment Advisor Representative
NMLS#: 2748213
NMLS#: 2748213
About Thomas Zidlicky
Tom is a Managing Director, Executive Financial Services Director, and Financial Advisor at Morgan Stanley. He enjoys building long-term partnerships with his clients by developing solutions that enhance the employee and executive experience. Tom’s focus on delivering a great corporate client experience is how he became involved with the corporate institutional and stock plan side of Chicago Tower Group.
Tom received his BA from the University of Illinois at Urbana-Champaign. He joined Morgan Stanley, then Smith Barney, in 1999 and completed the CEP program in 2002.
Tom lives in the Chicago suburbs with his wife and four sons. Outside of work, he enjoys distance running and doing volunteer work.
Tom received his BA from the University of Illinois at Urbana-Champaign. He joined Morgan Stanley, then Smith Barney, in 1999 and completed the CEP program in 2002.
Tom lives in the Chicago suburbs with his wife and four sons. Outside of work, he enjoys distance running and doing volunteer work.
Securities Agent: WA, UT, NE, NV, OR, WY, WV, WI, VT, VI, VA, TX, TN, SD, SC, RI, PR, PA, OK, OH, NY, NM, NJ, NH, ND, NC, MT, MS, MO, MN, MI, MD, MA, LA, KS, IN, IL, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, ME, KY, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 1387984
AR Insurance License #: 11408359
NMLS#: 1387984
AR Insurance License #: 11408359
About Jack Gibbs
Securities Agent: WY, WI, WA, VT, VA, UT, TX, TN, SD, SC, RI, PA, OR, OK, OH, NY, NV, NM, NJ, NH, PR, NE, ND, NC, MT, MS, MO, MN, VI, MI, ME, MD, WV, MA, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 2360813
NMLS#: 2360813
About Nicole Harris
Nicole is responsible for managing corporate client relationships for Chicago Tower Group at Morgan Stanley. She focuses on providing participant education by bringing awareness to employee stock plan benefits while simultaneously delivering a well-rounded experience to clients through other Morgan Stanley offerings.
Nicole currently holds both her Series 7 & Series 66 licenses, and became a member of Chicago Tower Group in 2020 after working at TD Ameritrade. She graduated from the University of Nebraska with a degree in Finance and minors in Marketing and Mathematics.
Nicole currently holds both her Series 7 & Series 66 licenses, and became a member of Chicago Tower Group in 2020 after working at TD Ameritrade. She graduated from the University of Nebraska with a degree in Finance and minors in Marketing and Mathematics.
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CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
