Managing Director, Wealth Management, Financial Advisor, Senior Investment Management Consultant, Lending Specialist
Phone:
(210) 277-4439(210) 277-4439
The Double Pendulum Wealth Management Group at Morgan Stanley
Direct:
(210) 277-4439(210) 277-4439
Toll-Free:
(800) 733-3041(800) 733-3041
Our Mission Statement
Helping you achieve financial success is our first priority.
The Double Pendulum Wealth Management group
The Double Pendulum Wealth Management Group at Morgan Stanley is a 6-person team providing comprehensive financial services to clients with complex or unique financial challenges. Their clients include high-net-worth individuals, small family offices, government entities, charitable entities, and ERISA-covered defined benefit plans and defined contribution plans operating with a trustee directed or trustee assisted model. The group primarily works on a fee basis, intentionally maintains a limited number of clients – about 40 clients per professional staff member – and can act with discretion over investment decisions. Clients do not work with a “lead” financial advisor as is common industry practice; instead the professional staff member on the team who is best qualified to address a particular problem or issue will do so. Every client will work with every team member over time.
So why The Double Pendulum? The double pendulum is a simple machine, a system of two joined hanging pendulums. We can understand it; we can engineer it; we can know everything knowable about it. But despite that knowledge, we still can’t predict its path. It simply can’t be done. We thought the metaphor was relevant both to financial markets and the surprises life throws at us all. We study and read and learn so we can know everything knowable that might help you. We listen to you so when challenges arise, we already understand your needs, your hopes, your worries and your fears. We guide you forward by integrating what we know about investing with what we know about you; but we do it all in the shadow of uncertainty. The double pendulum is our reminder that we must temper the confidence that comes with expertise with the wisdom that comes with experience. We must never fail to account for the wildness that lies in wait.
In closing, we'd like to remind you that Morgan Stanley has meaningful intelligence about every major asset class and a presence in every major market, as well as investment research from some of the world’s most respected analysts. Together, we will formulate a tailored strategy to help you achieve your most important goals and deliver a vast array of resources to you in the way that is most appropriate for how you invest, as well as for what you want to achieve both now and in the future.
So why The Double Pendulum? The double pendulum is a simple machine, a system of two joined hanging pendulums. We can understand it; we can engineer it; we can know everything knowable about it. But despite that knowledge, we still can’t predict its path. It simply can’t be done. We thought the metaphor was relevant both to financial markets and the surprises life throws at us all. We study and read and learn so we can know everything knowable that might help you. We listen to you so when challenges arise, we already understand your needs, your hopes, your worries and your fears. We guide you forward by integrating what we know about investing with what we know about you; but we do it all in the shadow of uncertainty. The double pendulum is our reminder that we must temper the confidence that comes with expertise with the wisdom that comes with experience. We must never fail to account for the wildness that lies in wait.
In closing, we'd like to remind you that Morgan Stanley has meaningful intelligence about every major asset class and a presence in every major market, as well as investment research from some of the world’s most respected analysts. Together, we will formulate a tailored strategy to help you achieve your most important goals and deliver a vast array of resources to you in the way that is most appropriate for how you invest, as well as for what you want to achieve both now and in the future.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Experience & Credentials
Our experienced financial professionals work tirelessly to create solutions and goal-based plans to meet any of your needs, no matter how big or small. Through 60 combined years of experience in the investment consulting industry, our team has the ability to provide a multitude of services and resources to our clients. We value our relationships, and will work with you to address near term concerns, prepare for the future, and create a strategy that fits your needs. The Double Pendulum Wealth Management group works with a broad client base consisting of institutions, families, small businesses, medical professionals, military veterans and much more.
Charter Financial Analyst® (CFA®)
One of the most respected and recognized investment credentials in the world, the CFA charter represents a tradition of upholding the highest standards of education and integrity in the investment profession. The charter is globally recognized as the definitive standard to measure the competence, integrity, and dedication of serious investment professionals. Its primary focus is on investment selection and portfolio management.
Hunter Stanco is a Charter Financial Analyst® (CFA®)
Hunter Stanco is a Charter Financial Analyst® (CFA®)
Certified Financial Planner® (CFP®)
The CFP® designation focuses on advancing an advisor’s financial planning skills. They have in-depth knowledge on essential wealth management components, such as retirement planning, estate planning strategies, investment tax planning strategies, investment planning, and more. CFP® professionals meet rigorous education, training, and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
Daniel Crites and Jeff Wright are a Certified Financial Planner® (CFP®)
Daniel Crites and Jeff Wright are a Certified Financial Planner® (CFP®)
Certified Investment Management Analyst® (CIMA®)
The CIMA® designation is an international certification that focuses on investment management capabilities. These professionals are skilled in tailoring portfolios to meet each client’s specific goals while building the appropriate risk-based strategy.
Jeff Wright is a Certified Investment Management Analyst® (CIMA®)
Jeff Wright is a Certified Investment Management Analyst® (CIMA®)
Senior Institutional Consultant
A Senior Institutional Consultant (SIC) provides investment advice to both public and private companies, foundations and endowments looking for help managing their own money or the money in in their employees' retirement accounts.
Hunter Stanco is a Senior Institutional Consultant
Hunter Stanco is a Senior Institutional Consultant
Family Wealth Director
A Family Wealth Director has direct access to an extensive range of resources needed to help highly affluent families manage the complex, multigenerational challenges of managing significant wealth.
Hunter Stanco is a Family Wealth Director
Hunter Stanco is a Family Wealth Director
Family Wealth Advisor
A Family Wealth Advisor is a Financial Advisor who has extensive experience working with ultra high net worth families, and who have undergone specialized training.
Ian Davis is a Family Wealth Advisor
Ian Davis is a Family Wealth Advisor
Government Entity Specialist
A Government Entity Specialist is a Financial Advisor who has extensive experience working with municipalities to help steward the defined-benefit, 401(a) and 457 plans they serve.
Hunter Stanco is a Government Entity Specialist
Hunter Stanco is a Government Entity Specialist
Qualified Plan Financial Consultant
A Qualified Plan Financial Consultant (QPFC) sells, advises, markets or supports qualified retirement plans.
Hunter Stanco is a Qualified Plan Financial Consultant
Hunter Stanco is a Qualified Plan Financial Consultant
Lending Specialist
Lending Specialists are responsible for compiling loan documents, as well as reviewing and arranging them according to a company's finance-related policies and procedures. Loan specialists may be involved with various lending solutions.
Hunter Stanco is a Lending Specialist.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Hunter Stanco is a Lending Specialist.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Alternative Investments Director
By working with an Alternative Investments Director, we can help leverage our unique position and our affiliates to source innovative strategies from among the most knowledgeable investment minds in the business, Employing rigorous due diligence to identify, evaluate and select each alternative investment product on our platform, we work to identify the managers that we believe are highly qualified to help our clients meet their objectives. Your choices will depend on your goals, objectives, and risk tolerance.
Ian Davis is an Alternative Investments Director.
Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Ian Davis is an Alternative Investments Director.
Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Working With You
At The Double Pendulum Wealth Management Group at Morgan Stanley, our integrated approach to planning includes family issues, wealth transfer, asset protection and location, and business succession planning. Our primary focus is to help you and your family in any way possible.
Here are just some of the resources and services we provide to help you manage the complex, multigenerational challenges of managing significant wealth.
Here are just some of the resources and services we provide to help you manage the complex, multigenerational challenges of managing significant wealth.
Family Governance & Dynamics
The processes that affluent families use to make key decisions and convey them to their family offices are of crucial importance—not only to the proper functioning of your office, but to the preservation of unity within your family.
Governance and Compensation Considerations
Philanthropic Planning
How to magnify the impact of your philanthropic efforts by defining a clear mission and maintaining your focus, including advice on how to govern your family foundation to maintain alignment with your goals.
How to Proactively Give Back
Protecting Your Legacy
Develop and implement strategies that pass down your family values as well as your family assets. Estate and trust planning is critical to a successful financial plan and providing a nest-egg to your loved ones.
Why You May Need a Trust
Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. We are happy to collaborate with your tax advisor to implement appropriate tax strategies.
Your Guide to Tax-Efficient Planning
Cybersecurity Resources
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and how our resources can help protect yourself online.
Protect You and Your Family While Online
Family Wealth Education
Find some helpful tips on how you can foster and preserve family unity by educating younger generations on family history and creating forums for productive discussions in times of transition.
Essential Family Wealth Conversations
Reserved Living & Giving
As a Reserved Living & Giving member, you will have access to exclusive partner offers and discounts, as well as thought leadership content on a variety of lifestyle and personal finance topics. Enroll today to take advantage of all exclusive offers and benefits
Elevate and Enrich Your Lifestyle
Private Health Care Advisory
The evolution of Private Health Advisory: Providing objective information, expedited access to top specialists and premier medical centers to help you navigate the complicated U.S. health care system.
Learn More About Private Health Care AdvisoryCurrent Events, Trends and Insights
Here at Morgan Stanley, we strive to make complex financial ideas more digestible so that our clients understand what is being done on their behalf to plan for their financial future. I am a firm believer of giving my clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
GIC On the Markets
Check out the latest edition of “On the Markets,” a monthly collection of the most timely research and strategy from Morgan Stanley & Co., Morgan Stanley Wealth Management and external partners. Headlined by Chief Investment Officer, Lisa Shalett.
Learn MoreGoals Are Personal, Wealth Management Should Be Too
Whatever it is you want to achieve, our team is here to help. Working with one of our experienced financial professionals, paired with our firm's technology, is a great way to access advice and build a wealth plan. We at the Double Pendulum Wealth Management Group at Morgan Stanley can help you uncover your needs, manage risk, and build a customized plan to help you reach your financial goals. Below are some more resources to help you get started on the road to building your financial plan.
Goals Planning System
Our Goals Planning System is built on Morgan Stanley's intellectual capital and capabilities, to provide you with investing and planning solutions for your individual goals.
Learn More About Our Goals Planning SystemTax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
Check Out Our Guide to Tax-Efficient PlanningPlanning Your Financial Future
Take a look at your personal financial plan, with a focus on what’s most important to you. It's important to ask yourself some key questions about where you are now, where you want to go next, as well as how can you help better prepare for the path ahead. Take a look at some articles that we've included which provide valuable insight on multiple financial planning topics.
Check Out Our Planning Your Financial Future HomepageFamily Financial Planning Resources
You have meaningful goals and we strive to help you reach them. For over 90 years, Morgan Stanley has worked with individuals, families, businesses and institutions to deliver services and solutions that help build, preserve and manage wealth.
Learn More About Family Financial PlanningLocation
7600 Broadway
Ste 100
San Antonio, TX 78209
US
Direct:
(210) 277-4439(210) 277-4439
Toll-Free:
(800) 733-3041(800) 733-3041
Meet The Double Pendulum Wealth Management Group
Phone:
(210) 277-4422(210) 277-4422
Phone:
(210) 277-4443(210) 277-4443
Adriana Sferle
Vice President, Wealth Management Associate
Phone:
(210) 277-4469(210) 277-4469
Jeff Bowers
Senior Registered Associate
Phone:
(210) 277-4419(210) 277-4419
Jeff Wright, CFP®, CIMA®
Investment Consultant
Phone:
(210) 277-4448(210) 277-4448
About Hunter Stanco
Hunter Stanco is an Managing Director, Family Wealth Director and Senior Institutional Consultant at Morgan Stanley. He holds undergraduate degrees in English and economics from The University of Texas at Austin. In 2008, he also earned a master’s in business administration as a Longhorn and was awarded both the Dean’s Award for Academic Excellence and The Kozmetsky Award for Academic Excellence.
In 2004, Hunter became a Chartered Financial Analyst Charter holder – charter number 75783. He has worked as a financial advisor for over 20 years – he spent 11 years at Merrill Lynch before he and his team joined Morgan Stanley in 2009.
Hunter is an avid reader and served as his High School Newspaper’s Editor before later serving as the Associate Editor for The Daily Texan while he was an undergraduate in Austin. Growing up in Midland, Texas and raised by an outdoorsman, he developed a passion for fishing, hunting, camping, backpacking, archery and fly-tying. He lives in San Antonio with his wife, Jessie, and his three daughters, Ruby, Phoebe and Lyla.
In 2004, Hunter became a Chartered Financial Analyst Charter holder – charter number 75783. He has worked as a financial advisor for over 20 years – he spent 11 years at Merrill Lynch before he and his team joined Morgan Stanley in 2009.
Hunter is an avid reader and served as his High School Newspaper’s Editor before later serving as the Associate Editor for The Daily Texan while he was an undergraduate in Austin. Growing up in Midland, Texas and raised by an outdoorsman, he developed a passion for fishing, hunting, camping, backpacking, archery and fly-tying. He lives in San Antonio with his wife, Jessie, and his three daughters, Ruby, Phoebe and Lyla.
Securities Agent: DC, AZ, MS, PA, SC, LA, NC, MT, IL, HI, FL, CT, WY, VI, UT, NV, MD, IN, DE, VA, NJ, NH, CA, NY, GA, AL, OH, KS, CO, AK, WA, TX, PR, OK, NM, MN, MI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1290437
NMLS#: 1290437
About Ian Davis
Ian Davis is a Senior Vice President and Alternative Investments Director at Morgan Stanley. He attended Alleyn’s College in London.
Ian began his career on the London International Financial Futures Exchange. He was an account executive for Gerrard and National, responsible for the execution of derivatives products such as interest rates, bonds, equity indices, commodities and swaps for the firms’ institutional clients, including commercial banks, insurance companies and pension funds.
Discovering that portfolio management was his true passion, he moved to the United States and started his career as a Financial Advisor spending 5 years at Merrill Lynch before Joining Morgan Stanley in 2008.
Ian has come to think of the United States as 'home'. He is an avid golfer, a member of Oak Hills Country Club and still arranges trips back to the UK around tee times at his beloved Royal Cinque Ports Golf Club. He is a committed family man living in San Antonio with his wife Stacy and youngest child Caroline.
Ian began his career on the London International Financial Futures Exchange. He was an account executive for Gerrard and National, responsible for the execution of derivatives products such as interest rates, bonds, equity indices, commodities and swaps for the firms’ institutional clients, including commercial banks, insurance companies and pension funds.
Discovering that portfolio management was his true passion, he moved to the United States and started his career as a Financial Advisor spending 5 years at Merrill Lynch before Joining Morgan Stanley in 2008.
Ian has come to think of the United States as 'home'. He is an avid golfer, a member of Oak Hills Country Club and still arranges trips back to the UK around tee times at his beloved Royal Cinque Ports Golf Club. He is a committed family man living in San Antonio with his wife Stacy and youngest child Caroline.
Securities Agent: PA, IN, WA, TX, OK, NH, LA, CT, OH, MI, AL, NV, NJ, HI, AZ, NM, NC, MD, KS, DC, MS, IL, FL, NY, DE, VA, UT, SC, MN, CO, CA, WY, MT, GA, AK, VI, PR; General Securities Representative; Investment Advisor Representative
NMLS#: 2463339
NMLS#: 2463339
About Daniel Crites
Dan Crites is a First Vice President at Morgan Stanley and a Certified Financial Planner™. Prior to joining the firm in 2015, Dan spent 5 years at USAA in the Financial Advice and Services Group. Dan transitioned to USAA after 2 years at Lockheed Martin as a business development strategist. Serving over 8.5 years of Active Duty in the US Navy as a Naval Flight Officer, Dan enjoyed multiple P-3 operational deployments as well as US Army and Air Force cross-service assignments including a joint deployment in Operation Iraqi Freedom as a special advisor to the US Army in Electronic Warfare. Dan received his commission via the ROTC Program at Duke University majoring in Political Science and completed his Master’s in Business Administration in 2008 and a Master’s in Science and Technology Commercialization in 2017, both at the University of Texas at Austin McCombs School of Business.
Coming from a diverse background, Dan was born and raised in the US Virgin Islands in a Hispanic household. He enjoys spending time with my wife Anna and two young daughters, Macey and Tenley. The Crites Family has called San Antonio home since 2010.
Coming from a diverse background, Dan was born and raised in the US Virgin Islands in a Hispanic household. He enjoys spending time with my wife Anna and two young daughters, Macey and Tenley. The Crites Family has called San Antonio home since 2010.
Securities Agent: AL, PA, VI, NY, MS, DC, CA, AZ, TN, SC, NM, MN, GA, WA, CT, PR, OH, NC, KS, TX, HI, OK, NV, MD, IN, VA, NH, FL, UT, NJ, MT, LA, DE, CO, AK, MI, WY, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1771335
NMLS#: 1771335
About Adriana Sferle
Adriana is Wealth Management Associate with The Double Pendulum Wealth Management Group and has been with the team since 2007.
In 2008, she, graduated from The University of Texas at San Antonio with a degree in management with an international business concentration. She earned her certification in the Essentials of Investment Consulting through the Investment Management Consultant's Association in 2012. Adriana is responsible for organizing just about everything everyone else on the team does and handles calendaring, contact management, cash-flow monitoring, performance reporting, client-tax assistance and other analytical tasks for the team. She holds the following licenses: Series 7, 65 and 63.
Adriana is a native of Romania where her family still resides today. She became a United States citizen in 2011 and is fluent in multiple languages: primarily Romanian and English. When she’s not working, she enjoys volunteering in the community and spending time with her husband John and their three children - Sebastian, Gabriela and Oliver.
In 2008, she, graduated from The University of Texas at San Antonio with a degree in management with an international business concentration. She earned her certification in the Essentials of Investment Consulting through the Investment Management Consultant's Association in 2012. Adriana is responsible for organizing just about everything everyone else on the team does and handles calendaring, contact management, cash-flow monitoring, performance reporting, client-tax assistance and other analytical tasks for the team. She holds the following licenses: Series 7, 65 and 63.
Adriana is a native of Romania where her family still resides today. She became a United States citizen in 2011 and is fluent in multiple languages: primarily Romanian and English. When she’s not working, she enjoys volunteering in the community and spending time with her husband John and their three children - Sebastian, Gabriela and Oliver.
About Jeff Bowers
Jeff is a Senior Registered Associate with The Double Pendulum Wealth Management Group and has been with the team since February 2021. He joined the team after working 5 years as a senior investment professional with J.P. Morgan in the San Antonio area. He holds licenses for the Series 7 and 66. His role is primarily focused on handling day-to-day operations and inbound client service requests. He also works closely with Third Party Administrators and plan trustees in servicing the Team’s qualified retirement plans and institutional relationships.
Born and raised in Houston, TX, Jeff attended college at the University of Oklahoma to study Energy Management and Finance. He moved to San Antonio in 2016 after graduation and started his career in finance. He lives with his lovely wife Jaclyn, daughter Willow, and a basset hound mix named Lucy. Their hobbies include golfing, camping, and hiking. He also loves cheering on his favorite sports teams including the Sooners and the local San Antonio FC soccer team.
Born and raised in Houston, TX, Jeff attended college at the University of Oklahoma to study Energy Management and Finance. He moved to San Antonio in 2016 after graduation and started his career in finance. He lives with his lovely wife Jaclyn, daughter Willow, and a basset hound mix named Lucy. Their hobbies include golfing, camping, and hiking. He also loves cheering on his favorite sports teams including the Sooners and the local San Antonio FC soccer team.
About Jeff Wright
Jeff Wright is an Associate, Investment Consultant at Morgan Stanley. He holds a bachelor’s degree from Texas Tech University in Personal Financial Planning, where he graduated With Honors from the Honor’s College. In 2009, Jeff became a Certified Financial Planner™ and he became a Certified Investment Management Analyst™ in 2018.
In 2006, Jeff began his career as an investment professional in New York City at Lord Abbett, until moving with his wife back to Texas in 2010. He then served as a Regional Director covering N. TX/Oklahoma for the Russell Investment Group for five years. Following his career as a mutual fund wholesaler, Jeff joined Frost Bank as their Financial Planning Specialist where he worked until 2019. Before joining the Double Pendulum Wealth Management Group, Jeff served as the Greater TX Financial Planning Director for Morgan Stanley where he worked closely with advisors and their clients on comprehensive financial plans.
A San Antonio native, Jeff married his high-school sweetheart Cara Wright in 2008 and the couple has four children, Olivia, Preston, Louis, and Emery. The family is actively involved in various ministries at Holy Spirit Catholic Church, most notably through ACTS and LoveStrong marriage ministry. Jeff is an avid runner, having completed seven marathons over the past three years.
NMLS 2664305
Securities Agent:AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IN, KS, LA, MD, MI, MN, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OK, PR, SC, TN, TX UT, VA, VI, WA ,WY
In 2006, Jeff began his career as an investment professional in New York City at Lord Abbett, until moving with his wife back to Texas in 2010. He then served as a Regional Director covering N. TX/Oklahoma for the Russell Investment Group for five years. Following his career as a mutual fund wholesaler, Jeff joined Frost Bank as their Financial Planning Specialist where he worked until 2019. Before joining the Double Pendulum Wealth Management Group, Jeff served as the Greater TX Financial Planning Director for Morgan Stanley where he worked closely with advisors and their clients on comprehensive financial plans.
A San Antonio native, Jeff married his high-school sweetheart Cara Wright in 2008 and the couple has four children, Olivia, Preston, Louis, and Emery. The family is actively involved in various ministries at Holy Spirit Catholic Church, most notably through ACTS and LoveStrong marriage ministry. Jeff is an avid runner, having completed seven marathons over the past three years.
NMLS 2664305
Securities Agent:AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IN, KS, LA, MD, MI, MN, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OK, PR, SC, TN, TX UT, VA, VI, WA ,WY
Contact Hunter Stanco
Contact Ian Davis
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Wealth Management
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Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Double Pendulum Wealth Management Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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CRC 4665150 (8/2025)
