Miami Market Office

Kevin D. McCarty embarked on his career in Financial Services at Drexel Burnham Lambert in 1987 as a Financial Advisor, following his education at the University of Florida. In 1990, he joined Smith Barney, and by 1999, he advanced to the role of Producing Sales Manager. This promotion was a pivotal moment in Kevin's career, marking the start of his leadership journey. By 2005, he had ascended to the position of Branch Manager.
In 2009, Kevin assumed his current role as Market Executive, where he oversees the Miami Market at Morgan Stanley. He is deeply committed to mentoring the next generation of Advisors and Leaders within the firm.

Originally from Hollywood, Florida, Kevin now resides in Miami Beach with his partner, Henri Vezie, and their Red Nose Pitbull, Miley.

Yizenia (Yesse) Alvare-Garcia embarked on her career at Dean Witter in 1996, following her graduation from the University of South Florida. Over the past three decades, she has amassed a wealth of experience in wealth management, dedicating 17 years to working with a Chilean based team before transitioning into management and assuming various leadership roles. Her career journey includes significant tenures at Dean Witter, Donaldson, Lufkin & Jenrette, Credit Suisse, Smith Barney, and UBS International.
In 2023, Yesse joined Morgan Stanley as the Associate Market Manager in the Miami Market. In this role, she leverages her extensive wealth management experience to oversee, develop and support the business and nurture the next generation of advisors.
 
Born in California and raised in Miami, Yesse draws daily inspiration from her family and community. She has been married for over 20 years and is a proud soccer mom to her two children.

Morgan Stanley has been Torad's professional home for over 25 years, starting as an Operations Associate and advancing through various supervisory roles. His extensive experience has prepared him for his current leadership position, where he oversees the largest Market Service organization within the firm. As a Senior Vice President and Market Business Service Officer, Torad is responsible for leading strategic priorities, delivering excellent service to both internal and external clients, and managing risk in collaboration with Senior Risk Officer partners. He plays a crucial role in client protection, prioritizing their needs, and ensuring first-class service delivery. His expertise significantly contributes to the successful recruitment and onboarding of new Financial Advisors and Support Professionals. Torad's role encompasses a wide range of responsibilities, from managing daily business operations to driving key firm initiatives. He is dedicated to building a strong and safe organizational culture, providing top-tier client service, and ensuring compliance with firm policies and procedures. Additionally, he advocates for Support Professionals and Advisors, oversees complex projects, and fosters opportunities for growth and exposure for others. Torad is also committed to coaching and mentoring the next generation of leaders to help them achieve their goals. On a personal note, Torad is happily married to his best friend and has two wonderful children.

Kimberly has been a valued member of Morgan Stanley since January 2013, initially joining as a Complex Risk Officer. Her exceptional performance and leadership skills earned her a promotion to Senior Complex Risk Officer in 2016, and she was further elevated to Senior Vice President in 2024.

Kimberly's career in the financial industry began at Merrill Lynch, where she gained significant experience as an Administrative Manager over a ten-year period.

Outside of her professional achievements, Kimberly is happily married and a devoted mother to two wonderful children.

Ruth Salazar embarked on her career in the financial services industry in 2011, following her graduation from the University of Miami. She began as a Client Service Associate where she managed both domestic and international clientele before transitioning to a supervisory risk role in 2013.  Three years later, she arrived to the Morgan Stanley Miami Market and promoted to the role of Senior Risk Officer in 2019. Ruth is entrusted with a wide range of supervisory, compliance, and risk functions, ensuring a consistently controlled environment through strict adherence to business ethics and practices.  In this current role, Ruth oversees both Private Wealth Management and Retail branches alongside her team. 

Ruth is bilingual and currently resides in Miami with her Golden Retriever, Lulu.

Chris Diaz is a Market Administrator at Morgan Stanley for the Miami Market, where he supports financial advisors and leadership across operations, risk management, and business growth initiatives. He began his career in wealth management at Wells Fargo Advisors in September 2015 and joined the Morgan Stanley team in March 2021. Chris holds a Bachelor’s degree in International Business and Management and a Master of Science in Finance from Florida International University. He maintains his FINRA Series 7, 9 and 66 licenses. In his personal time, he enjoys golfing and is an avid supporter of Miami Hurricanes football.

Drawing on more than 25 years of financial industry experience, Dalia Botero serves as Market Manager of the Morgan Stanley Private Wealth Management Market in Miami. In that role, she often facilitates connectivity to the vast resources of Morgan Stanley to help Private Wealth Advisors address the complex needs of their clients.
 
During her 22 years at Morgan Stanley, Dalia has served in multiple roles, including Complex Business Service Officer, Senior Complex Risk Officer, Associate Complex Manager and PWM Market Manager. In 2020, she was named a MAKER at Morgan Stanley Wealth Management, a designation recognizing women who serve as advocates, groundbreakers and innovators in the organization.
 
Dalia was born and raised in Miami, Florida. She graduated from Florida International University at the age of 21 with a bachelor’s degree in business administration and a Master of Science degree in finance. She began her financial services career in 1999 and joined Solomon Smith Barney in 2003.
 
Dalia, a Black belt in Tae Kwon Do, is married and has three daughters. In her spare time, she enjoys playing racquetball with her husband and traveling the world with her family.
(FINRA Series 3, 7, 9, 10, and 66 licensed.)

Cristian Gonzalez Lami is a Managing Director and Market Manager at Morgan Stanley, where he leads the firm’s largest office dedicated to international clients. With more than 30 years of experience in the wealth management industry, he has held senior leadership and client advisory roles across Latin America and the U.S. Cristian began his career at Citi, where he spent 13 years in leadership positions, including Head of Sales for Latin America at Citigroup Asset Management and Global Market Manager for the Private Bank in Latin America. He later joined Credit Suisse as a Financial Advisor, returned to Argentina in 2011 to serve at Deutsche Bank, and in 2014 rejoined Credit Suisse in Miami as Branch Manager and Co-Head of Centro Sur LatAm. In 2016, he transitioned to Morgan Stanley through its acquisition of Credit Suisse’s international business.
Recognized for his open-door leadership style, Cristian values teamwork, respect, and honest feedback. He believes success is a team sport and leads by example, guided by integrity and a strong client focus. For him, doing the right thing is not just a principle but a non-negotiable standard.

Billy is the Market Manager for Morgan Stanley Wealth Management’s offices in Coral Gables and Miami Beach.  He has been in the financial industry for 19 years. 
Billy is a graduate of the University of Florida, where upon graduation he joined Morgan Stanley in New York City as a Fixed Income Trader and then moved to the Private Wealth Management division. Billy moved back to Miami in 2012 and joined Merrill Lynch as their Offshore Sales Manager. In 2013 he re-joined Morgan Stanley Wealth Management in Miami as the Complex Business Development Manager. In 2018 Billy joined JP Morgan to open and build out the Miami office for JP Morgan Securities (now known as JP Morgan Advisors).  He returned to Morgan Stanley in his current role in 2022.
Billy and his wife Aimee have three boys. In his spare time, he enjoys watching his kids play sports, playing golf and trips with his family. He is a diehard Florida Gator fan.  Actively involved in fundraising for Cancer Research at Sylvester Comprehensive Cancer Center through Castaways Against Cancer & the Dolphin Cancer Challenge.
Externally he serves on the board The Alliance for Florida’s National Parks. He was born in Mexico City, Mexico and moved to Miami in 1990, where he spent most of his childhood.

Eduardo Mendiola is the Market Manager for the Miami Complex, based in Downtown Miami, and he has 13 years of experience in the industry.
Prior to becoming the Market Manager in 2022, Eduardo was the Associate Complex manager in the Miami Complex for 4 years where he worked closely with the financial advisors in the Miami office, was responsible for driving revenue growth, as well as executing National, strategic and tactical initiatives.
In addition, he previously worked as the Business Development Manager in the Miami Complex and with the International Wealth Management group at Morgan Stanley, where he worked closely with senior managers managing the International platform, as well as, International Risk, Service and Support.
Prior to joining Morgan Stanley in 2013 Eduardo was a wholesaler for both CALAMOS Investments and John Hancock Retirement Plan Services. He graduated from the University of Notre Dame with a degree from the Mendoza School of Business, where he also was a member and 4 year letterman of the Notre Dame Baseball team.

Mauricio Sanchez holds a Miami Branch Manager post where he reports to Kevin McCarty, Morgan Stanley’s Miami Complex Manager. Previously Mauricio Sanchez worked at Wells Fargo International between 2013 and January 2021 when he returned to Morgan Stanley after working at the firm between 2009 and 2013, during that time he served as a sales manager within the firm’s private wealth management unit in New York and led its Switzerland-based private banking boutique business catering to clients in Latin America. Prior to Morgan Stanley and Wells Fargo, he worked at Merrill Lynch International between 1986 and 2009, holding several senior wealth management posts in Montevideo, Buenos Aires, Santiago de Chile, Miami, and Geneva Switzerland. FINRA series 3, 7, 9, 10 and 66.
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