Regan M. Mueller
Managing Director, Wealth Management, Financial Advisor, Family Wealth Director, Financial Planning Specialist, Senior Portfolio Management Director, Lending Specialist
Phone:
(206) 344-2449(206) 344-2449
The Portage Bay Group at Morgan Stanley
Direct:
(206) 344-2449(206) 344-2449
Toll-Free:
(800) 426-7837(800) 426-7837
Our Mission Statement
Our team recently merged with another group. We are now a part of The Pacific Wealth Management Group at Morgan Stanley. Follow the link in the section below to find our new home.
New Team Merger
We are pleased to announce that the Pacific Wealth Management Group (PWMG) and Portage Bay Group will merge effective February 1, 2025. The combined organization under Morgan Stanley will manage $6 Billion in private client assets and will work from Morgan Stanley branches in Kirkland, Seattle, Spokane, Gig Harbor, and Coeur d’Alene.
As The Pacific Wealth Management Group at Morgan Stanley, our combined team will provide an even greater depth of perspective and service drawing from a diverse group of highly credentialed and experienced professionals. This merger was a natural decision centered around the collective importance that we place on client success, financial planning, and delivering the best solutions to our bespoke clientele.
We look forward to starting this new chapter together and excited for what the future holds for us.
For more information, please visit our newly updated website listed below.
Morgan Stanley Wealth Management Financial Advisors can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
As The Pacific Wealth Management Group at Morgan Stanley, our combined team will provide an even greater depth of perspective and service drawing from a diverse group of highly credentialed and experienced professionals. This merger was a natural decision centered around the collective importance that we place on client success, financial planning, and delivering the best solutions to our bespoke clientele.
We look forward to starting this new chapter together and excited for what the future holds for us.
For more information, please visit our newly updated website listed below.
Morgan Stanley Wealth Management Financial Advisors can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Services Include
- 401(k) Rollovers
- Asset Management
- Business PlanningFootnote1
- Business Succession PlanningFootnote2
- Divorce Financial AnalysisFootnote3
- Financial PlanningFootnote4
- Lending Products
- Retirement PlanningFootnote5
- Wealth ManagementFootnote6
- Cash Management and Lending ProductsFootnote7
- Institutional ServicesFootnote8
- Trust AccountsFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
601 Union Street
Suite 5200
Seattle, WA 98101
US
Direct:
(206) 344-2449(206) 344-2449
Toll-Free:
(800) 426-7837(800) 426-7837
Meet The Portage Bay Group
Managing Director, Wealth Management, Financial Advisor, Portfolio Management Director, Senior Investment Management Consultant
Phone:
(206) 344-2474(206) 344-2474
David D. Powell
Senior Vice President, Wealth Management, Financial Advisor, Family Wealth Director, Senior Portfolio Management Director
Phone:
(206) 344-3522(206) 344-3522
Lanette Cottnair, CFP®
Financial Advisor, Financial Planning Specialist
Phone:
(206) 343-2920(206) 343-2920
Karlie LeClair
Financial Advisor, Financial Planning Specialist
Phone:
(206) 628-4881(206) 628-4881
Maryana Petrov
Wealth Management Associate
Phone:
(206) 344-2475(206) 344-2475
Maddie Fletcher
Registered Client Service Associate
Phone:
(206) 343-2942(206) 343-2942
Mark S. Madlangbayan
Client Service Associate
Phone:
(206) 343-2785(206) 343-2785
Koen M. Mueller
Client Service Associate
Phone:
(206) 344-3508(206) 344-3508
About Regan M. Mueller
Regan began his career at Morgan Stanley in 1999. He was recognized by Forbes America’s Top Advisor for several years, most recently in the top 30 for 2022 for Washington State and is a Family Wealth Director, a title earned by less than 4% of Morgan Stanley Financial Advisors as of February 2021 and those who have demonstrated knowledge of the specific needs of the ultra-high net worth clients.
Regan provides affluent individuals and families with a comprehensive wealth management strategy, customized to each client. Regan believes that by taking time to truly understand each clients needs, wants and personal viewpoints, he can establish open communication that fosters trust, understanding and proactive solutions. Regan’s group is able to provide boutique style service within a premier global financial services firm.
Regan grew up in Canada and moved to the United States in 1993 where he played for the Seattle Thunderbirds Hockey team, a member of the Western Hockey League. After hockey, he graduated from the University of Washington in 1999 with a business degree (Finance). He is married to Melanie and they have three kids, Koen, Kiley and Klaire, and 2 dogs. He loves golf, travel, playing cards and board games, boating, and watches every episode of Jeopardy.
(2020-2022) Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded 2020-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of the year the award was issued.
Regan provides affluent individuals and families with a comprehensive wealth management strategy, customized to each client. Regan believes that by taking time to truly understand each clients needs, wants and personal viewpoints, he can establish open communication that fosters trust, understanding and proactive solutions. Regan’s group is able to provide boutique style service within a premier global financial services firm.
Regan grew up in Canada and moved to the United States in 1993 where he played for the Seattle Thunderbirds Hockey team, a member of the Western Hockey League. After hockey, he graduated from the University of Washington in 1999 with a business degree (Finance). He is married to Melanie and they have three kids, Koen, Kiley and Klaire, and 2 dogs. He loves golf, travel, playing cards and board games, boating, and watches every episode of Jeopardy.
(2020-2022) Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded 2020-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of the year the award was issued.
Securities Agent: OK, KY, MS, VT, WI, PA, NJ, MA, HI, GA, AZ, NH, NC, MN, IL, NY, LA, ID, FL, CA, AL, TN, SD, SC, CO, AK, VA, UT, IN, WA, TX, RI, OR, OH, ND, MI, IA, DC, WY, KS, DE, AR, NV, MT, MO, CT, NM, NE, ME, MD; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1393548
CA Insurance License #: 0H37226
NMLS#: 1393548
CA Insurance License #: 0H37226
About Greg LeClair
Greg is a Financial Advisor and Managing Director at Morgan Stanley with over 30 years of experience focused on the long-term financial planning needs of individual and organizational investors. He manages over $900 million in brokerage and advisory assets (12/2023).
Greg is a trusted advisor to over 40 not-for profit organizations (2023), is a member of Morgan Stanley’s President's Council (2023) and was recognized in Barron's Top 1200 Advisors Nationally (2023).
Greg graduated from Central Washington University with a Bachelor of Science in Business Management, was a Central Washington University Foundation Board Member (2013 - 2021) and the Finance & Audit Committee Chair (2014 - 2021).
He and his wife Teri have three grown children and enjoy spending time at their vacation home in Eastern Washington
Greg is a trusted advisor to over 40 not-for profit organizations (2023), is a member of Morgan Stanley’s President's Council (2023) and was recognized in Barron's Top 1200 Advisors Nationally (2023).
Greg graduated from Central Washington University with a Bachelor of Science in Business Management, was a Central Washington University Foundation Board Member (2013 - 2021) and the Finance & Audit Committee Chair (2014 - 2021).
He and his wife Teri have three grown children and enjoy spending time at their vacation home in Eastern Washington
Securities Agent: OR, NE, ND, MT, MI, KY, MA, CA, PA, IN, IA, AR, OH, NV, NC, MN, ME, DC, WY, TX, CO, OK, NM, NJ, LA, FL, CT, NY, NH, KS, IL, GA, AZ, RI, MD, HI, DE, AL, WI, TN, SD, MO, ID, AK, WA, VA, UT, SC; General Securities Representative; Investment Advisor Representative
NMLS#: 1310741
NMLS#: 1310741
About David D. Powell
Dave’s career began in institutional investments and corporate consulting in 1990 after graduating from the University of WA. For 20 years Dave provided financial analysis and advice to private and public companies, mostly in the technology, consumer products, financial services, and healthcare industries. After working with two small boutique firms Dave joined KPMG Consulting in 1998 and concluded his corporate consulting career at Duff & Phelps in 2010.
In 2010 Dave decided to make a career pivot from corporate advisory to personal financial advisory. He joined Morgan Stanley with the goal of helping successful corporate executives and their families turn their work success into lifelong financial success. Entrepreneurial at heart, Dave grew his practice from scratch and has achieved five promotions since 2010, most recently Senior Vice President, and has been named to the Forbes Best in State list numerous times (2022 – 2024). In addition, Dave’s earned Morgan Stanley’s distinguished Family Wealth Directors (FWD) recognition in 2020. FWD is a rigorous, invitation only strategic training program that requires extensive study and a series of 15 oral and written exams. Topics covered include advanced knowledge in taxation, estate planning, asset management, risk, succession planning, philanthropy, and behavioral finance.
Dave lives in Seattle is a proud father of two “kids” in their 20s. He is a longtime active supporter of charitable causes focused on children and environmental health. Dave enjoys hiking, biking, camping, cooking, and spending time with family and friends.
(2022-2024) Forbes Best-In-State Wealth Advisors
[Source: Forbes (Awarded April 2024). Data compiled by SHOOK Research LLC for the period 6/30/22-6/30/23. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2024]
In 2010 Dave decided to make a career pivot from corporate advisory to personal financial advisory. He joined Morgan Stanley with the goal of helping successful corporate executives and their families turn their work success into lifelong financial success. Entrepreneurial at heart, Dave grew his practice from scratch and has achieved five promotions since 2010, most recently Senior Vice President, and has been named to the Forbes Best in State list numerous times (2022 – 2024). In addition, Dave’s earned Morgan Stanley’s distinguished Family Wealth Directors (FWD) recognition in 2020. FWD is a rigorous, invitation only strategic training program that requires extensive study and a series of 15 oral and written exams. Topics covered include advanced knowledge in taxation, estate planning, asset management, risk, succession planning, philanthropy, and behavioral finance.
Dave lives in Seattle is a proud father of two “kids” in their 20s. He is a longtime active supporter of charitable causes focused on children and environmental health. Dave enjoys hiking, biking, camping, cooking, and spending time with family and friends.
(2022-2024) Forbes Best-In-State Wealth Advisors
[Source: Forbes (Awarded April 2024). Data compiled by SHOOK Research LLC for the period 6/30/22-6/30/23. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2024]
Securities Agent: NJ, MO, ID, DC, CT, AZ, OH, NY, MI, UT, MN, MA, AR, MS, VT, VA, NE, MD, HI, WY, PA, KY, IA, CO, CA, OK, MT, FL, WI, NV, NC, LA, GA, WA, TX, SD, NM, IN, IL, DE, TN, SC, RI, OR, NH, ME, KS, AL, AK, ND; General Securities Representative; Investment Advisor Representative
NMLS#: 1288356
NMLS#: 1288356
About Lanette Cottnair
Lanette Cottnair has been with Morgan Stanley for 30 years in various capacities. Starting as a college intern in 1993, Registered Client Service Associate, Operations Manager, Regional Risk Officer and then an Executive Director - Associate Regional Business Service Officer for the Pacific Coast Region from 2008 until 2019, leading a team of Business Service Managers.
In 2019, she moved to the Wealth Management side of the business to focus on entrepreneurship and business growth with a rapidly growing team; The Portage Bay Group.
As a financial advisor, Lanette is now focused full-time on financial planning and wealth management advice. This will allow her to monitor your financial progress even more closely and offer advice in numerous areas of risk management, planning and overall strategy.
She is a graduate of Central Washington University. She currently holds her Series 7, Series 9/10, Series 65, Series 63, Series 3 and Life & Disability Insurance Licenses. She lives in Mukilteo, WA with her husband Dave. In her free time, Lanette enjoys hiking, traveling to new countries and spending time with her family.
In 2019, she moved to the Wealth Management side of the business to focus on entrepreneurship and business growth with a rapidly growing team; The Portage Bay Group.
As a financial advisor, Lanette is now focused full-time on financial planning and wealth management advice. This will allow her to monitor your financial progress even more closely and offer advice in numerous areas of risk management, planning and overall strategy.
She is a graduate of Central Washington University. She currently holds her Series 7, Series 9/10, Series 65, Series 63, Series 3 and Life & Disability Insurance Licenses. She lives in Mukilteo, WA with her husband Dave. In her free time, Lanette enjoys hiking, traveling to new countries and spending time with her family.
Securities Agent: KY, AR, WA, NY, NV, NH, IL, ID, FL, CO, UT, SC, AZ, MT, MA, GA, DE, CT, TX, SD, OR, HI, MI, MD, IN, AK, RI, NJ, IA, AL, NM, NE, ND, MN, DC, WY, VA, PA, OK, OH, NC, KS, WI, TN, MO, ME, LA, CA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2336686
NMLS#: 2336686
About Karlie LeClair
Karlie joined the team as a Financial Advisor and Financial Planning Specialist in 2021. She is responsible for business development with not-for-profit organizations and accomplished families, helping them maximize the value of their resources to best support their mission.
She is passionate about creating meaningful relationships with her clients and helping build and manage sustainable and values-based portfolios.
Karlie graduated from the University of Puget Sound with a degree in Business & Leadership. She lives in Seattle and enjoys playing soccer, hiking with her pup Finn, and traveling with loved ones.
She is passionate about creating meaningful relationships with her clients and helping build and manage sustainable and values-based portfolios.
Karlie graduated from the University of Puget Sound with a degree in Business & Leadership. She lives in Seattle and enjoys playing soccer, hiking with her pup Finn, and traveling with loved ones.
Securities Agent: NH, AR, WY, NY, MD, MA, IL, FL, WA, NC, KY, KS, IA, CT, CA, OR, MI, AZ, AK, VA, TN, NV, ND, ME, UT, SC, NJ, MT, DC, NE, GA, SD, RI, OH, MO, IN, HI, AL, TX, MN, DE, CO, WI, PA, OK, NM, LA, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 2331672
NMLS#: 2331672
About Maryana Petrov
Maryana is responsible for addressing our client’s administrative requests and questions by providing them with undivided attention. She has been with Morgan Stanley in various capacities for over 18 years. She brings a wealth of knowledge from the operational and client service side that makes her a valuable member of our team. Together with her husband and two daughters ages 8 and 14, Maryana enjoys spending time cooking with a family and listening to music.
About Maddie Fletcher
Maddie came to us from our Operations Department here in Seattle and brings a high level of operational knowledge and customer care to help service you. Maddie is a graduate of Brigham Young University (Idaho) and a Washington native and also lived in Hawaii. She and her husband currently live in Woodinville WA with their dog, Luna. In her free time Maddie enjoys reading, traveling, trying new restaurants and going for walks with her husband and dog.
About Mark S. Madlangbayan
Mark Madlangbayan has over 20 years of industry experience, all with Morgan Stanley. Mark began his financial services career in our operations department, working closely with management to resolve operational and service needs for clients, financial advisors, and support staff. Mark joined our team in 2019 and brings with him an extraordinary amount of systems knowledge in addition to having served in several client-facing roles.
About Koen M. Mueller
Koen is the newest member of the Portage Bay Group, having graduated from the University of Washington in 2024 with a BA in Finance, he joins us as a Client Services Associate. Koen, like his dad, grew up playing hockey, and now enjoys hiking, skiing, golf, water sports, and many other outdoor activities.
Contact Regan M. Mueller
Contact Greg LeClair
Contact David D. Powell
Contact Lanette Cottnair
Contact Karlie LeClair
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Katie Reed
Senior Private Banker
Terry Gravely, CFP®
Financial Planning Director, Vice President
About Katie Reed
Katie Reed is a Senior Private Banker serving Morgan Stanley Wealth Management offices in Washington.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Katie began her career in financial services in 2002, and joined Morgan Stanley in 2017 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Katie is a graduate of the University of Washington, where she received a Bachelor of Arts in Economics. She lives in Seattle, Washington with her spouse. Outside of the office, Katie enjoys volunteering her time with various organizations which support women, food accessibility, and animals. She also enjoys traveling, Washington Husky football, and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Katie began her career in financial services in 2002, and joined Morgan Stanley in 2017 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Katie is a graduate of the University of Washington, where she received a Bachelor of Arts in Economics. She lives in Seattle, Washington with her spouse. Outside of the office, Katie enjoys volunteering her time with various organizations which support women, food accessibility, and animals. She also enjoys traveling, Washington Husky football, and spending time with family and friends.
NMLS#: 652641
About Terry Gravely
Terry Gravely is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Seattle. He is responsible for helping Financial Advisors with their clients’ and prospects’ financial planning needs.
Terry began his career in financial services in 2000, and joined Morgan Stanley in 2021. Prior to his current position, he worked as a registered investment advisor and certified teacher.
Terry graduated from Virginia Tech and holds his CERTIFIED FINANCIAL PLANNER™ and Certified Personal Wealth Advisor® designations. Terry lives in Seattle, Washington where he enjoys spending time with his grandchildren. Outside of work, Terry volunteers at an elementary school.
Terry began his career in financial services in 2000, and joined Morgan Stanley in 2021. Prior to his current position, he worked as a registered investment advisor and certified teacher.
Terry graduated from Virginia Tech and holds his CERTIFIED FINANCIAL PLANNER™ and Certified Personal Wealth Advisor® designations. Terry lives in Seattle, Washington where he enjoys spending time with his grandchildren. Outside of work, Terry volunteers at an elementary school.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Portage Bay Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
