Scott Gilbert, CIMA®, CEPA®
Senior Vice President,
Financial Advisor
Direct:
(425) 202-0654(425) 202-0654
Toll-Free:
(866) 865-3699(866) 865-3699
My Mission Statement
Helping clients preserve, grow, and transfer their wealth with intention
My Story and Services
After graduating from Linfield College with a B.S. degree in Marketing and Finance, Scott began working at Equitable Life, which led to new and greater responsibilities at CitiGroup, Legg Mason, and Locorr Funds.
Scott joined The Pacific Wealth Management Group at Morgan Stanley in 2017 to help clients make smart and tax-efficient decisions about their wealth. He works closely with business owners and corporate executives to help them build and preserve their wealth. Scott also leads the group's efforts in Mergers and Acquisitions of advisory practices, tax-efficient exit strategies for complex land and business assets, and the evaluation of risk and return profiles for successful private clients and nonprofit entities.
Scott was born and raised in Alaska where he was first introduced to the world of finance at the age of 16. He starting investing his earnings from his summer job as a commercial salmon fisherman; within two years, he had saved enough to put a down payment on his own fishing boat. From there, he began to explore the broader financial world and the additional possibilities that investing offered.
Away from work, Scott enjoys time spent with his wife, Deborah, and their daughter, Anna, in their home on Mercer Island. An outdoor enthusiast, Scott's favorite hobbies include hiking, mountaineering, saltwater big game fishing, and building custom sport fishing boats by hand.
Scott joined The Pacific Wealth Management Group at Morgan Stanley in 2017 to help clients make smart and tax-efficient decisions about their wealth. He works closely with business owners and corporate executives to help them build and preserve their wealth. Scott also leads the group's efforts in Mergers and Acquisitions of advisory practices, tax-efficient exit strategies for complex land and business assets, and the evaluation of risk and return profiles for successful private clients and nonprofit entities.
Scott was born and raised in Alaska where he was first introduced to the world of finance at the age of 16. He starting investing his earnings from his summer job as a commercial salmon fisherman; within two years, he had saved enough to put a down payment on his own fishing boat. From there, he began to explore the broader financial world and the additional possibilities that investing offered.
Away from work, Scott enjoys time spent with his wife, Deborah, and their daughter, Anna, in their home on Mercer Island. An outdoor enthusiast, Scott's favorite hobbies include hiking, mountaineering, saltwater big game fishing, and building custom sport fishing boats by hand.
Securities Agent: MN, AK, WA, SC, CT, TX, TN, ND, KS, WY, OH, MD, GA, DE, VT, MS, UT, OR, NJ, MT, KY, SD, OK, NM, AZ, AL, WI, IL, ID, IA, DC, CA, PA, NE, MO, CO, AR, NH, MI, MA, IN, FL, NV, VA, RI, NY, ME, LA, HI, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1744853
NMLS#: 1744853
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
NAVIGATING THE COMPLEXITIES OF SIGNIFICANT WEALTH
At The Pacific Wealth Management Group, we focus on what is most important to you, your family and your organization. We provide the tailored advice, knowledge and global resources needed to help make informed, confident decisions about your current and future wealth. Above all, we commit to helping make a meaningful difference in your life by bringing together the diverse skills, deep experience and advanced credentials of our dedicated wealth management professionals.
The PWMG Advantage - Our team includes investment advisors who are on-hand to tackle your specific needs as they arise. We invite you to visit the next tab on our website to see the areas of focus we cover and the advisors who are dedicated to each area of concentration.
Comprehensive Wealth Management with a Personal Touch - While our services may be wide in scope, our approach is individualized so we can help you grow, preserve and transfer your wealth with intention. We receive great satisfaction knowing we are helping make a significant impact on the quality of our clients’ lives.
A Commitment to Excellence - We are proud of the signature service we have been providing our clients for decades and welcome the opportunity to deliver this same level of excellence to you. We look forward to speaking with you soon.
The PWMG Advantage - Our team includes investment advisors who are on-hand to tackle your specific needs as they arise. We invite you to visit the next tab on our website to see the areas of focus we cover and the advisors who are dedicated to each area of concentration.
Comprehensive Wealth Management with a Personal Touch - While our services may be wide in scope, our approach is individualized so we can help you grow, preserve and transfer your wealth with intention. We receive great satisfaction knowing we are helping make a significant impact on the quality of our clients’ lives.
A Commitment to Excellence - We are proud of the signature service we have been providing our clients for decades and welcome the opportunity to deliver this same level of excellence to you. We look forward to speaking with you soon.
We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term results. As a result, we are committed to providing you with important information about managing your wealth more effectively in today's global markets.
Below are a few resources that are offered to our clients from some of the most insightful people at Morgan Stanley.
Below are a few resources that are offered to our clients from some of the most insightful people at Morgan Stanley.
On The Markets
Each week, Morgan Stanley goes into detail regarding the
market. This can vary depending on different sectors,
equities, fixed income, and how world events can
affect the future of the economy.
Click Here to Learn Moremarket. This can vary depending on different sectors,
equities, fixed income, and how world events can
affect the future of the economy.
The Global Investment Committee Weekly
Once per week, GIC Weekly goes into detail regarding the
markets, asset class performance, and fixed income. This publication goes a long way towards understanding the complexities of the modern markets.
Click Here to Read Moremarkets, asset class performance, and fixed income. This publication goes a long way towards understanding the complexities of the modern markets.
Tax Planning
The basics of taxes for real estate investing include
deductions, 1031 exchanges, business travel, and more. Some more complex concepts include placed-in-service date, capital improvements (as opposed to repairs and maintenance expenses), and passive losses/passive activity limits.
Click Here to Read Moredeductions, 1031 exchanges, business travel, and more. Some more complex concepts include placed-in-service date, capital improvements (as opposed to repairs and maintenance expenses), and passive losses/passive activity limits.
Agricultural Sector
Generally, agriculture and real estate are both long-term
investments with little liquid value. Both are less
sensitive to market changes than the stock market.
However, all real estate property (including farmland) moves in cycles, which includes price dips. Sometimes, this is tied to the value of crops; when agricultural prices drop, so do land values. For savvy real estate investors, this presents a golden opportunity.
Click Here to Read Moreinvestments with little liquid value. Both are less
sensitive to market changes than the stock market.
However, all real estate property (including farmland) moves in cycles, which includes price dips. Sometimes, this is tied to the value of crops; when agricultural prices drop, so do land values. For savvy real estate investors, this presents a golden opportunity.
Financing and Mortgages
The most common way of real estate financing are
mortgage agreements. This agreement is between you and a lender and gives the lender the right to take/seize your property if you fail to repay the money (plus interest) that you’ve borrowed.
Click Here to Read Moremortgage agreements. This agreement is between you and a lender and gives the lender the right to take/seize your property if you fail to repay the money (plus interest) that you’ve borrowed.
Business Owners/Liquidity Event Planning
Liquidity Event Planning is a collection of exit strategies in which owners and investors terminate some endeavors to cash in shares and other illiquid investments. Common examples of liquidity events include IPOs (Initial Public Offerings) and acquisitions of a business by another corporation or private equity firm.
Click Here to Read More
1031 Exchange
A 1031 exchange is a real estate investing tool that allows
investors to swap out an investment property for another and defer capital gains/losses or capital gains tax that you otherwise would have to pay at the time of sale.
Click Here to Read Moreinvestors to swap out an investment property for another and defer capital gains/losses or capital gains tax that you otherwise would have to pay at the time of sale.
Client Service Team
Viyana Kwak, CFP - Business Development Director, Assitant Vice President
Phone:
(425) 455-8060(425) 455-8060
Email:Viyana.Kwak@morganstnley.com
Josh Elder - Registered Client Service Associate
Phone:
(425) 202-0647(425) 202-0647
Email:Josh.Elder@morganstanley.com
Adam Tesfagaber - Client Service Associate
Phone:
(425) 202-0646(425) 202-0646
Email:Adam.Tesfagaber@morganstanley.com
Location
4000 Carillon Point
Ste 600
Kirkland, WA 98033
US
Direct:
(425) 202-0654(425) 202-0654
Toll-Free:
(866) 865-3699(866) 865-3699
Wealth Management
Global Investment Office
Portfolio Insights
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Scott Gilbert today.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
