Our Story

Our practice offers the intimacy of a boutique, coupled with the resources of one of the premier investment firms in the world.

We help high net worth clients that include individuals, families, professional athletes, successful business owners and trusts navigate the noise that purveys Wall Street and build customized investment strategies within the context of each client’s goals, objectives and risk tolerance.

Together, we will explore a broad range of topics that are likely to influence your financial future. What we learn will become the foundation for a financial and investment strategy based on who you are and where you want to go.

We believe that working together helps to provide you with access to possibilities of potential solutions, and helps to ensure that you benefit from high levels of service. Over time, we help you navigate the noise and distractions of challenging markets, providing a sense of focus on what’s most important – your progress toward your goals.

We look forward to hearing about your goals and challenges, and demonstrating how we can help you address them.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Your Goals and Concerns Change as Life Changes

      Reserved Living and Giving

      • Sharing What Matters Most
        Reserved Living & Giving is a complimentary loyalty program for eligible and enrolled Morgan Stanley clients* designed to enhance your lifestyle and go beyond traditional wealth management services. The program provides access to exclusive offers and discounts from luxury brands and curated content.
      • Enjoy Reserved Living & Giving Partner Offers and Experiences
        Enrolled Reserved clients and their families can take advantage of a wide range of discounts and offers such as preferred pricing on a selection of luxury vehicles, best-in-class providers of travel planning and hotels, boutique wine sourcing, hard-to-get tickets, art advisory, gifts, personal insurance, and health and wellness services You will find exciting offers from premium brands as well as select emerging brands we think you will enjoy. Some of our exceptional partners include Mercedes-Benz, Lexus, Tourneau, Hotel Engine, Red Door Spa and Godiva.
        Learn More
      • Explore Insights & Inspirations
        The Lifestyle section on Reserved Living & Giving contains exclusive insights from Morgan Stanley thought leaders and our distinguished Reserved partners with curated articles on topics such as family, healthy aging, travel, and philanthropic inspiration.
        Learn More
      • *Reserved clients also get complimentary access to a Reserved Client Service Center representative available 24/7 and a comprehensive set of fees waived .

      Charitable Giving/Philanthropy

      Transforming Passion into Action
      Do you have a passion that you'd like to transform into an actionable plan that benefits others?  We, along with our partners across the firm, can help you:
      • Define your charitable interests and identify nonprofits that work in those areas
      • Select charitable vehicles that may address your needs
      • Implement plans to help ensure that your charitable dollars are well spent
      • Seek nonprofit board placements that complement your passion
      • Conduct research on specific charities and areas of charitable interest
      • Introduce you to like-minded philanthropists
      • Find ways to involve children and other family members in your giving
      Please contact us if you have any questions or would like to discuss ways of incorporating charitable giving into your overall wealth strategy and intergenerational planning. In the meantime, to begin to identify factors that might have shaped your attitude about charitable giving, ask yourself the following questions:
      • Which childhood lessons about money related to giving have carried over into your life as an adult?
      • As you look at how you spend your time now, what activities do you enjoy the most? Which activities do you consider the most worthwhile?
      • Describe the nonprofits you support. What is your reason for giving to these organizations?
      • What single charitable gift or activity has given you the most joy?
      • Do you know how effectively the organizations you support have been using the money? Is this an important factor to you?
      • 1 Gaining access to Philanthropic Services can be contingent on meeting certain criteria, including minimum $25MM total net worth, with $10MM in liquid assets.

      Location

      6041 La Flecha
      Rancho Santa Fe, CA 92067
      US
      Direct:
      (858) 613-7100(858) 613-7100
      Toll-Free:
      (888) 977-1979(888) 977-1979

      Meet The Pangaea Group

      About Me

      As a seasoned professional with more than 25 years of industry experience, I provide customized strategies to individuals, families and small business owners with a special focus on wealth management services for women, divorcees and widows. I strive to deliver comprehensive planning and a commitment to outstanding service with passion and integrity. I began my career in financial services in 1981 as an options trader for a regional firm in Los Angeles. Over the years, I worked at several firms, including E. F. Hutton, Jefferies and Company, and J P Morgan Chase. I joined Morgan Stanley in 2009 and I most enjoy the opportunity to share my institutional knowledge with individuals and families and build more personal relationships with my clients. My mother, Evelyn, has been my inspiration throughout my life, as she survived World War II in the Philippines, came to America and became a physician in the 1950's. She raised the five of us with the values of strength, determination and fortitude to overcome life's biggest challenges. I myself survived a head on collision, cancer and divorce. I can easily empathize with my client's challenges and provide appropriate guidance to help achieve their specific goals.

      My passion for helping people is equaled only by my dedication to family and community. I am the mother of three grown children, grandmother to one, and an active volunteer at my church. I currently serve as a Board Member of the San Diego Women's Foundation, a nonprofit organization focused on collective philanthropy to benefit underserved communities. Originally from Los Angeles, I now live in Encinitas. In my free time, I play golf and practice yoga.
      Securities Agent: CA, WY, WI, WA, VA, UT, TX, TN, SD, SC, PA, OR, OH, NY, NV, NJ, MO, MI, MD, MA, IL, ID, IA, HI, GA, FL, DC, CT, CO, AZ; Managed Futures; Transactional Futures/Commodities; General Securities Representative; Investment Advisor Representative
      NMLS#: 1255520

      About Me

      Daniel Morilak
      Senior Vice President, Financial Advisor
      Family Wealth Director
      Alternative Investments Director

      Daniel is a co-founder and member of The Pangaea Group at Morgan Stanley in Rancho Santa Fe, CA. The Pangaea Group is a Wealth Management and Advisory business focused on helping individuals and families achieve their financial goals through all market environments. This focus is achieved through a diligent wealth planning process and persistent implementation of the aspects of the plan which includes investment management, debt management, estate planning strategies, tax management strategies, insurance solutions, business planning and more.

      Dan has enjoyed a career in financial services since 2001 and holds the Family Wealth Director designation, successfully completing a specialized, high-end professional development program, positioning himself as an alternative to a family office. His clients are entitled to a full suite of financial planning and investment services as well as access to a full breadth of family advisory-services-such as philanthropy, business monetization and succession planning, aggregated reporting and family governance & dynamics—all of which are tailored to meet their unique wealth management needs.

      Daniel has also been quoted in articles in industry trade journals including Investment News, Bank Investment Consultant, and On Wall Street. He earned his Bachelors of Science Degree in Physics from Case Western Reserve University in Cleveland, OH and his Master of Science Degree in Industrial Engineering from Cleveland State University in Cleveland, OH. Dan resides in Rancho Santa Fe with his wife, Fran, and two children, Jessica and Jacob. He is active in his community, serving on the board of the non-profit organizations of The Magdalena Ecke YMCA in Encinitas and The Star Theatre in Oceanside.

      He holds Series 7, 66 and 31 securities registrations, State of California Insurance license #0E19100, Family Wealth Director and CFM designations.

      The Pangaea Group and Daniel Morilak are most effective when serving clients who have the need for complex financial solutions or whose net worth requires they are availed to a team with the experience to solve tax management, estate transfer, business succession or other unique financial situations. Through proper asset allocation, investment management, debt management, and wealth protection strategies the Pangaea Group works with our clients and their other trusted advisors (CPA, Attorney, etc.) to help ensure that most appropriate structures and strategies are in place and working towards their goals.

      The Pangaea Group wealth planning includes investments, cash flow, stock options, restricted stock, life insurance, other pertinent insurance, real assets, liabilities.

      Through Morgan Stanley our clients can also get access to corporate retirement plan services, corporate cash management, 10b(5)-1 plan establishment, and Endowment and Foundation management services.

      The Pangaea Group is established in Rancho Santa Fe as a Family Wealth Office for Morgan Stanley providing a family office experience to their clients with the access and capabilities of the world's largest Broker Dealer.
      Securities Agent: VA, TX, CA, WY, WA, UT, TN, SD, SC, PA, OR, OH, NY, NV, NJ, NC, MT, MO, MI, MD, MA, IL, ID, IA, HI, GA, FL, DC, CT, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
      NMLS#: 1265121

      About Me

      Michael Parziale
      Managing Director
      Sports and Entertainment Director
      Alternatives Investment Director

      Michael Parziale is a Financial Advisor and ManagingDirector-Investments with Morgan Stanley.  He is a co-founder and partner with Pangaea Group at Morgan Stanley in Rancho Santa Fe, CA and has most recently been named a Sports and Entertainment Director within Morgan Stanley Global Sports & Entertainment.

      Morgan Stanley Global Sports & Entertainment is a specialized wealth management division of Morgan Stanley, dedicated to serving the unique and complex needs of athletes, entertainers and top professionals in the sports and entertainment.

      As a Sports and Entertainment Director, Mike understands the complexities and pressures athletes and entertainers face and the financial implications that come with that.  Working closely with top professionals in the sports and entertainment industries and their personal confidantes, I help provide access to the products and services needed to build and preserve financial independence as their circumstances, goals and priorities continue to evolve.

      For years Mike has led his experienced team in providing a highly tailored brand of professional advice and counsel to the high net worth individuals, families and businesses they serve.  Through bull and bear markets, they have remained focused on one goal – to help their clients live their best life.

      Mike oversees the team’s Global Tactical portfolios, employing alternative asset classes and strategies to complement standard allocation methods.  These portfolios often utilize sophisticated principle protected investments seeking to manage risk.  Michael leads the research and analysis on equities and new issue syndicate for the team as well as alternative investments, which include hedge funds, managed futures funds and private equity investments.  His expertise also extends to estate planning and complex wealth transfer strategies.

      Mike earned his Bachelors of Science Degree in Finance from Case Western Reserve University in Cleveland, OH and a CFM from the College of Financial Planning.  He resides in Rancho Santa Fe with his wife and has three children.

      He holds a Series 7, 8, 31, 63 and 65 securities registrations as well as the State of California Insurance license #0E20913
      Securities Agent: VA, TX, CA, WY, WA, UT, TN, SD, SC, PA, OR, OH, NY, NV, NJ, NC, MT, MO, MI, MD, MA, IL, ID, IA, HI, GA, FL, DC, CT, CO, AZ; Managed Futures; General Securities Representative; BM/Supervisor; Investment Advisor Representative
      NMLS#: 841807

      About Me

                                                                                                       

      Christie Lawrence

      Portfolio Associate

       

      Christie Lawrence is a Portfolio Associate with the Pangaea Group at Morgan Stanley.  She manages operations for the team.  With over 17 years of financial experience, she began her career in the advisor sales training program with Morgan Stanley.  She has worked with the founding members and financial advisors of the Pangaea Group at Morgan Stanley for the past 14 years.

       

      Christie holds a Bachelor of Science degree from the University of Colorado at Boulder, Leeds School of Business with an emphasis in Finance.  She is Series 7, 66, 31 and CA insurance licensed 0F0371.

       

      A Colorado native, she’s lived in San Diego, CA with her husband, Mike and their two children, Michael and Fiona for the past 14 years.  Outside of the office she can be found embracing the outdoors with her family.  

       

      6037 La Flecha PO Box 415

      Rancho Santa Fe, CA 92067

      (p) 858-613-7101

      (f) 858-756-7382

       

      Morgan Stanley Smith Barney LLC, Member SIPC

      About Me

      Anna Thomas

      Portfolio Associate

      Anna started in the financial industry in 1989. She joined Dean Witter in 1997 which later merged with Morgan Stanley. Anna plays an integral role coordinating the group’s day-to-day activities. She is in charge of servicing requests, facilitating operations and business management, all with the aim of increasing client service quality. A member of the Pangaea Group at Morgan Stanley since 2011, Anna holds her Series 7 and 66 securities registration and her State of California Insurance Licenses. Anna enjoys yoga, crafting and gardening. Anna and her husband Ron live in Rancho Bernardo, with their daughter and granddaughter.
      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

      The Simple Six-Step Retirement Checkup

      Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
      Five Smart Strategies to Use a Bonus or Raise

      Five Smart Strategies to Use a Bonus or Raise

      Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
      Financial Transition: A Guide for Women

      Financial Transition: A Guide for Women

      Here's how to take control of your finances if a death or divorce leaves you holding the reins.

      Business Planning

      Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
      6 Keys to Building a Startup

      6 Keys to Building a Startup

      Entrepreneurs share ideas and learnings from the experience of starting a company.

      Philanthropy

      Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
      • Endowments
      • Foundations
      • Donor Advised Funds
      • Impact Investing
      A New Roadmap for Mission Alignment

      A New Roadmap for Mission Alignment

      Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

      Insights and Outcomes

      Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
      Art as An Asset
      CRC 2274738 01/19

      Art as An Asset

      Art may play a significant role in the context of a collector's overall wealth. Generally, a collector may differentiate financial assets, including stocks, bonds and real estate, from other possessions, such as art.

      Mosaic

      Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
      Make Your Words Memorable

      Make Your Words Memorable

      Master public speaking with savvy tips from the pros.

      Wealth Management for Athletes and Entertainers

      Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
      • Investment Management
      • Wealth Transfer & Philanthropy
      • Private Banking Solutions
      • Family Governance & Wealth Education
      • Lifestyle Advisory
      Why Do Pro Athletes Go Broke?

      Why Do Pro Athletes Go Broke?

      Our new Ideas podcast examines the strange phenomenon of athletes and bankruptcy… and how to change the game.

      More from Morgan Stanley

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      2.30% APY with Preferred Savings for New Money deposited through your eligible Morgan Stanley brokerage account. Contact me to learn more or click here. Terms apply.
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      Morgan Stanley and Justin Rose: A Winning Team

      Morgan Stanley and Justin Rose: A Winning Team

      Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
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      Your Financial World. On the Go.

      Your Financial World. On the Go.

      With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
      Learn more about Your Financial World. On the Go.
      Reserved | Living & Giving

      Reserved | Living & Giving

      Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
      Learn more about Reserved | Living & Giving
      Sign Up for eDelivery

      Sign Up for eDelivery

      With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
      Learn more about Sign Up for eDelivery
      Access Morgan Stanley Online

      Access Morgan Stanley Online

      Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
      Learn more about Access Morgan Stanley Online
      Ready to start a conversation? Contact The Pangaea Group today.
      Market Information Delayed 20 Minutes
      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

      Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

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      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


      CRC 2019752 10/2018