The Pacific Wealth Management Group at Morgan Stanley

As co-founder and managing partner of The Pacific Wealth Management Group, Dale brings a lifetime of experience to his roles as Managing Director, Corporate Client Director, and Family Wealth Director for Morgan Stanley. He has shaped the team’s strategic vision with an emphasis on business succession planning and executive financial services. Dale has a rare depth of knowledge in wealth management and trading, having transacted more than $20 billion of client securities over the past 25 years. He has also been recognized nationally for decades as a top performing advisor. Most recently, Forbes magazine named him to their Best-in-State Wealth Advisors in 2023 and Barron’s similarly included Dale in their 1000 Top US Advisors. Both publications also ranked him as the top advisor in his state for 2023.

Dale began his career in Washington D.C. in 1991, initially as an investment banker and then as an institutional bond trader with a small firm on the west coast. He transitioned to working with individual clients in the late 1990s after moving to the Seattle area and working with the founders of several technology companies, clients he proudly continues to serve today. He also co-founded his own tech start-up which he later sold to a venture capital firm. These early experiences led to a successful career helping business owners and executives manage their wealth through all of life’s personal and professional milestones – growing wealth, minimizing taxes, creating estate planning strategies, and working through family dynamics. This work is ideally done prior to an IPO, merger, or other transaction that can create significant generational wealth, but continues for all clients.

In 2003, Dale founded The Pacific Wealth Management Group with a strong focus on planning-based decisions. Today, the team has nearly two dozen wealth management and banking professionals who bring a wide range of advanced solutions to our clients. For example, these services include art banking services, advanced estate planning, private banking services, private aviation financing, corporate executive liquidity planning, and alternative investments.

Dale believes balance is vital to a happy life. In addition to a busy family life, he loves fly fishing, woodworking, and gardening. He is the author of Sleeping Like a Baby: Investing in Volatile Markets (1998) and is currently working on a new book about inequality and government policy. Over the years Dale has actively served his community by volunteering with youth groups, leadership in his religious community, serving on the boards of directors for nonprofit organizations, mentoring college students at several universities, and working as a volunteer teacher in the local school district. Originally from Moscow, Idaho, Dale now lives on a mountain near there with Kari, his wife of more than three decades who is a published author and attorney. Together they enjoy spending time with their seven children and a granddaughter.

Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
https://www.morganstanley.com/disclosures/awards-disclosure.html

Barron's Top 1,200 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Mar 2023) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022.
https://www.morganstanley.com/disclosures/awards-disclosure.html

Regan began his career at Morgan Stanley in 1999. He was recognized by Forbes America’s Top Advisor for several years, most recently in the top 30 for 2022 for Washington State and is a Family Wealth Director, a title earned by less than 4% of Morgan Stanley Financial Advisors as of February 2021 and those who have demonstrated knowledge of the specific needs of the ultra-high net worth clients.

Regan provides affluent individuals and families with a comprehensive wealth management strategy, customized to each client. Regan believes that by taking time to truly understand each clients needs, wants and personal viewpoints, he can establish open communication that fosters trust, understanding and proactive solutions. Regan’s group is able to provide boutique style service within a premier global financial services firm.

Regan grew up in Canada and moved to the United States in 1993 where he played for the Seattle Thunderbirds Hockey team, a member of the Western Hockey League. After hockey, he graduated from the University of Washington in 1999 with a business degree (Finance). He is married to Melanie and they have three kids, Koen, Kiley and Klaire, and 2 dogs. He loves golf, travel, playing cards and board games, boating, and watches every episode of Jeopardy.



(2020-2022) Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded 2020-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of the year the award was issued.

I am proud to be a founding partner of the Pacific Wealth Management Group at Morgan Stanley since our team’s inception in 2003. With over 25 years of industry experience, I lead financial and estate planning strategies for PWMG as both a Family Wealth Director and Private Wealth Advisor. In working with clients, I often reference Steven Covey’s The 7 Habits of Highly Effective People as we strive to “begin with the end in mind” and “seek first to understand then to be understood.” We help our clients envision a holistic picture of their lives in order to identify their unique priorities. From there, we can develop a comprehensive financial plan and framework to evaluate multiple strategies to implement, monitor and achieve their goals over time. We are fortunate to work with high net worth families who prioritize multi-generational succession and planned giving, executives of publicly traded companies, and founders of privately held corporations. We also coordinate with our clients’ professional advocates (CPAs, attorneys, investment bankers, etc) to ensure alignment as their planning needs evolve over time.

Larry is a Private Wealth Advisor, Family Wealth Director and founding partner of the Pacific Wealth Management Group at Morgan Stanley. With more than 25 years of industry experience, Larry leads PWMG’s financial planning practice which encompasses a broad range of services from retirement cash flow planning to business succession and estate planning strategies. Larry takes special care in establishing a big picture view of a client’s personal balance sheet and often works closely with the client’s accountant, attorneys and insurance professionals to create a customized set of integrated solutions to help achieve their life and legacy goals.
With an interest in business and law, Larry attended Santa Clara University with a goal of attending law school. While at Santa Clara, Larry had the opportunity to play collegiate volleyball for both Santa Clara University and the University of London. Upon graduating with a degree in Economics, Larrys career took a different path, enabling him to pair his love of finance and law with his strong organizational skills. In 1998, he became a Financial Advisor at Piper Jaffray, the beginning of a long and successful career in wealth management.

When Piper Jaffray was acquired by UBS PaineWebber in 2002, Larry was introduced to his current business partners whom eventually formed The Pacific Wealth Management Group. Together, the team moved to Morgan Stanley in 2008. Ironically, much of Larry’s work today involves helping clients solve complex estate and tax planning matters, issues that bring him back to his college days studying law and finance.

Over the course of his career, Larry has achieved several industry designations including Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Certified Investment Management Analyst (CIMA), and Certified Exit Planning Advisor (CEPA). He has also earned important credentials at Morgan Stanley including Senior Investment Management Analyst and Family Wealth Director. These certifications demonstrate Larry’s commitment to ongoing education and the highest levels of professional expertise.

Originally from San Diego, Larry now calls Kirkland his home where he lives with his wife, Kelley, their two daughters, Ryan and Logan, and two rescue dogs, Kevin and Watson. Larry also enjoys staying active by playing beach volleyball, surfing and an occasional stint at Karaoke. He is also the Head Varsity Volleyball Coach for Holy Names Academy High School where he has the unique opportunity to teach young women the “Game of Life” through sports.

Lance is a Certified Financial Planner (CFP^®), Certified Private Wealth Advisor (CPWA^®), Certified Investment Management Analyst (CIMA^®), Financial Advisor, Alternative Investment Director and Family Wealth Advisor at The Pacific Wealth Management Group. His results-driven approach includes the development of a tailored wealth plan and a commitment to ongoing education. Lance works tirelessly to help clients address various complex financial situations with creative and customized solutions. He enjoys being part of his clients’ lives, forming longstanding friendships along the way.

Originally from Sherwood, Oregon, Lance first developed his interest in the markets at the age of 13 when his uncle (and now business partner), Bob Main, helped him create his first stock portfolio. By investing in local northwest companies, Lance saw firsthand the impact of his investments. He also learned the importance of smart investment strategies, saving and growing his money, so he could help pay for his college education. Upon earning his B.S. degree in Business Administration from Oregon State University, Lance joined his Uncle Bob at Morgan Stanley. In 2019, the two joined The Pacific Wealth Management Group.

Throughout his career, Lance has remained committed to professional development, earning the industry’s prestigious designations, including Certified Financial Planner (CFP^®) and Certified Private Wealth Advisor^® (CPWA^®). He is also a Dedicated Equity Specialist, Financial Planning Specialist and Family Wealth Advisor at Morgan Stanley. For his advisory skills and persistent drive for excellence, Lance has received a number of industry awards. He was named to the Forbes list of “Top Next-Gen Wealth Advisors” in 2018 and the Forbes List of Best-in-State Next-Gen Advisors in Washington in 2019. He has also been named a “Five Star Wealth Advisor” by Seattle Magazine annually since 2014, most recently in 2020.

A firm believer in giving back, Lance has been involved in many organizations over the years. These include Big Brother, Junior Achievement and New Traditions, a women’s chemical dependency treatment center of which he helped the founders develop a business plan and maintain the financial operations to grow into a thriving advocacy and help center for pregnancy and parenting. In his free time, Lance enjoys spending time on the water in the Salish Sea, racing sailboats and learning to play the guitar.

David is a Senior Vice President, Family Wealth Advisor and a managing partner of The Pacific Wealth Management Group. He enjoys working with successful executives, professionals, business owners and their families, providing personalized advice through a disciplined wealth management process. As head of the team’s equity compensation and co-head of the team’s planning practice, he utilizes a goals-based approach that incorporates sophisticated financial modelling to benefit clients who require advanced stock option analysis, pre-liquidity and IPO planning, and business succession solutions. He also has significant experience in financial and estate planning, guiding clients as they effectively transfer their wealth – and family values – to their children and grandchildren, using a thoughtful and educational approach to carry on the family legacy.

Growing up in Apple Valley, Minnesota, David attended Marquette University on a Naval ROTC scholarship. It was here where he was first introduced to portfolio and financial management and discovered his true passion for business. David graduated with a B.S. degree in Finance and received his commission as a naval officer. He was stationed in Everett onboard the U.S.S. SHOUP (DDG-86) and in addition to his regular duties, found himself helping sailors on a variety of financial matters – from budgeting to lending to saving for retirement. David enjoyed this opportunity, knowing that he was helping make a meaningful difference in their lives. Afterwards, he determined that this experience would be his first step towards a full-time career in wealth management.

Following his military service, David joined UBS Financial Services and soon met his future business partners, Dale Miller and Larry Garcia. Two years later, after working his way up to partner, the group moved its practice to Morgan Stanley. Once at his new firm, David continued his ongoing commitment to professional development by earning important firm credentials, including Family Wealth Advisor, Senior Investment Management Consultant and Workplace Advisor – Equity Compensation. He also pursued and achieved prestigious industry designations such as Certified Financial Planner (CFP^®), Chartered Mutual Fund Counselor (CMFC^®), Certified Portfolio Manager (CPM^®) designation and Certified Investment Management Analyst^® (CIMA^®).

Today, David enjoys serving his clients and becoming their go-to person for anything financial. He calls Renton, Washington, his home where he lives with his wife, Corinne, and their two children. He is a strong believer in paying it forward and is a member of St. Joseph’s Catholic Church and a volunteer youth hockey coach. David is a former board member of Pediatric Stroke Warriors and the Bellevue Police Foundation. Outside of the office, he loves to spend quality time with his family and enjoys travel, playing adult recreational hockey, coaching, camping, and watching his daughter ride horses.

Dave’s career began in institutional investments and corporate consulting in 1990 after graduating from the University of WA. For 20 years Dave provided financial analysis and advice to private and public companies, mostly in the technology, consumer products, financial services, and healthcare industries. After working with two small boutique firms Dave joined KPMG Consulting in 1998 and concluded his corporate consulting career at Duff & Phelps in 2010.

In 2010 Dave decided to make a career pivot from corporate advisory to personal financial advisory. He joined Morgan Stanley with the goal of helping successful corporate executives and their families turn their work success into lifelong financial success. Entrepreneurial at heart, Dave grew his practice from scratch and has achieved five promotions since 2010, most recently Senior Vice President, and has been named to the Forbes Best in State list numerous times (2022 – 2024). In addition, Dave’s earned Morgan Stanley’s distinguished Family Wealth Directors (FWD) recognition in 2020. FWD is a rigorous, invitation only strategic training program that requires extensive study and a series of 15 oral and written exams. Topics covered include advanced knowledge in taxation, estate planning, asset management, risk, succession planning, philanthropy, and behavioral finance.

Dave lives in Seattle is a proud father of two “kids” in their 20s. He is a longtime active supporter of charitable causes focused on children and environmental health. Dave enjoys hiking, biking, camping, cooking, and spending time with family and friends.

(2022-2024) Forbes Best-In-State Wealth Advisors
[Source: Forbes (Awarded April 2024). Data compiled by SHOOK Research LLC for the period 6/30/22-6/30/23. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2024]

Scott is a Certified Investment Management Analyst^®, Financial Advisor, and managing partner of The Pacific Wealth Management Group with more than 20 years of industry experience. He works closely with business owners and corporate executives to help them build and preserve their wealth. Scott also leads the group’s efforts in Mergers and Acquisitions of advisory practices, tax-efficient exit strategies for complex land and business assets, and the evaluation of risk and return profiles for successful private clients and nonprofit entities.

Born and raised in Haines, Alaska, Scott was introduced to the world of finance at the age of 16, when he began investing the money he earned from his summer job as a commercial salmon fisherman. Within two years, he saved enough to put a down payment on his own fishing boat and permit, which in turn allowed him to increase his savings significantly. Scott funded his and his sister’s college education with his investments and learned early in life that hard work – along with saving and investing – was the most effective way to achieve his goals.

Scott attended Linfield College to earn his B.S. degree in Marketing and Finance. While there, he subscribed to Investor’s Business Daily and learned about the various factors that influence the market’s ups and downs. Upon graduation, he began working at Equitable Life, which led to new and greater responsibilities at CitiGroup, Legg Mason, and LoCorr Funds. He joined The Pacific Wealth Management Group in 2017 for the opportunity to take the lessons he learned over the past 35 years and pair them with his time as a successful business owner to help clients make smart and tax-efficient decisions about their wealth.

Away from work, Scott enjoys time spent with his wife, Deborah, and their daughter, Anna, in their home on Mercer Island. An outdoor enthusiast, Scott’s favorite hobbies include hiking, mountaineering, saltwater big game fishing, and building custom sport fishing boats by hand. He spends considerable time supporting local and international causes that focus on land preservation and conservation, as well as medical missions in Central America. Scott also serves as the President of the Board at the Mercer Island Beach Club.

Nini is a Chartered Financial Analyst (CFA), International Client Advisor and Financial Advisor at The Pacific Wealth Management Group. With over fifteen years of experience in financial industry, she is committed to delivering exceptional service to clients in the areas of financial planning, global asset management, cross border wealth transfer, and lending services.

As a CFA and wealth management veteran, Nini believes that a goals-based and plan-driven approach to wealth management helps her clients remain consistent with their investment philosophies. With continued education on investor behavior and holistic financial planning, Nini has enabled her clients to achieve their goals and aspirations.

Nini has worked with international clients and new immigrants for over a decade, and she understands the challenges and complexities for cross border wealth planning. Nini and her team partners at The Pacific Wealth Management Group serve as a virtual family office, pulling in the right resources to solve financial puzzles for their clients. This often involves working closely with the specialists in Morgan Stanley Family Office Resources, as well as a select group of outside global CPAs and attorneys, to deliver sophisticated international tax, trust, and estate planning advice.

Nini graduated from Guanghua School of Business at Peking University and earned her M.B.A. from the University of Washington Foster School of Business. Prior to Morgan Stanley, Nini was a private wealth advisor with East West Bank, Private Bank Division.

Outside of the office, she enjoys trying new recipes, as well as running and exploring Kirkland, where she lives with her husband and two sons. Nini is fluent in English and Chinese.

Financial education and investment confidence are the cornerstones on which Brian has built his practice. He enjoys working with individuals, families and business leaders as he provides personalized advice through a disciplined planning process. Brian’s diverse background as an educator coupled with his passion for finance enables him to help clients understand the intricate details of their wealth. He focuses on what is most important to each client, so he can develop a customized plan to help achieve their personal and professional goals.

Growing up in West Richland, Washington, Brian was always intrigued by the financial markets. He had a strong affinity for math and hoped that someday he would work in the financial industry. Brian also loved music and educating others. Upon graduating from Eastern Washington University with an undergraduate degree in Music and a Masters in Jazz Pedagogy, Brian became a music teacher. Fifteen years later, he made a life-changing decision to pursue his original passion of finance. He earned his M.B.A. in Finance from his alma mater in 2017 and joined The Pacific Wealth Management Group soon after.

Today, Brian draws upon his vast life experiences to provide clients with tailored advice and strategies. His goals-based process begins with asking thoughtful questions and actively listening. This information then serves as the foundation for the development of a detailed plan that reflects each client’s goals, values and personal circumstances. He takes pride in his ability to put complex investment strategies into action and effectively communicate these strategies using simple and easy-to-understand language.

Brian has been happily married to his wife, Kimberly, for 11 years. They have four children: Quianna, Elijah, Jed and Ainsley. As a family, they are very involved in their church and various community service projects. Brian maintains his love for music and jazz and is on the Board of Trustees for the Spokane Jazz Society. In his free time, he enjoys spending time with his family playing games, playing racquetball, hiking, camping and travelling.

Evan is a Chartered Financial Analyst (CFA) and Financial Advisor at The Pacific Wealth Management Group. Whether he’s advising corporate executives on how to manage their stock options or helping a local business owner build a more tax-efficient portfolio, Evan is dedicated to helping his clients achieve their goals and objectives. He believes successful people all share a common bond: They encounter important life events that require timely guidance to help them make the right financial decisions for themselves, their careers and their families. He is there to help them each step of the way.

A lifetime resident of Redmond, Washington, Evan started reading the stock pages of his local newspaper when he was in elementary school. He knew at an early age that he wanted to work in finance and worked hard to achieve this goal. After graduating from Pennsylvania State University with a B.S. degree in Finance, Evan began his career as a Commercial Credit Analyst at Columbia Bank. This experience taught him some very valuable analytical skills that he utilizes today as a Chartered Financial Analyst (CFA) and Financial Advisor at Morgan Stanley.

Since joining the firm in 2016, Evan has built a successful practice. He specifically enjoys advising executives on how to effectively integrate valuable corporate benefits – specifically the management of their stock options and restricted stock – into their personal wealth plans. Through a goals-based process and Morgan Stanley’s world-class service platform, Evan works diligently to provide clients with confidence about their finances so that they can make smart decisions about their hard-earned wealth.

Outside of the office, Evan enjoys building things and researching/investing in real estate with his wife Alexa.

Lanette Cottnair has been with Morgan Stanley for 30 years in various capacities. Starting as a college intern in 1993, Registered Client Service Associate, Operations Manager, Regional Risk Officer and then an Executive Director - Associate Regional Business Service Officer for the Pacific Coast Region from 2008 until 2019, leading a team of Business Service Managers.
 
In 2019, she moved to the Wealth Management side of the business to focus on entrepreneurship and business growth with a rapidly growing team; The Portage Bay Group.  
 
As a financial advisor, Lanette is now focused full-time on financial planning and wealth management advice. This will allow her to monitor your financial progress even more closely and offer advice in numerous areas of risk management, planning and overall strategy.
 
She is a graduate of Central Washington University. She currently holds her Series 7, Series 9/10, Series 65, Series 63, Series 3 and Life & Disability Insurance Licenses. She lives in Mukilteo, WA with her husband Dave. In her free time, Lanette enjoys hiking, traveling to new countries and spending time with her family.

Adam joined Morgan Stanley 5 years ago bringing 6 years of experience in retail banking and consumer lending. As a highly analytical and data driven individual, Adam works to uncover opportunities within the numbers. Adam helps successful people pursue ambitious goals by delivering personalized service and utilizing the global resources of Morgan Stanley. With comprehensive solutions such as Retirement and Estate Planning, Investment Solutions, and Portfolio Risk Management, Adam can assist individuals, families, and corporations in managing their financial life no matter the complexity of the situation.

Outside of work, Adam is a family man. He married his high school sweetheart in 2017 and two sons, Harrison and Sterling. Adam and his wife, Katy, are both Southern California natives but have called Washington/Idaho home for over 15 years. Together they enjoy the great outdoors, traveling, trips to the movie theater, and a nice meal on their back patio.

If Adam isn’t out and about with the family, you can almost always find him on the golf course. He has been a student of the game since he was 10 years old and still loves it to this day. In addition to playing, Adam gives back to the sport and our youth by volunteering with The First Tee of Idaho, a local non-profit that teaches valuable life lessons through the game of golf.

Born and raised in China, Will first came to the United States in 2011 to further his education at the University of Washington. During his studies, he was actively involved in organizing various events and forums regarding U.S./Chinese relations. As an immigrant himself, Will understands the concerns and needs present in building a solid financial plan and focuses on adopting one-stop wealth management solutions for immigrant families.

Prior to joining Morgan Stanley, Will had facilitated the immigration of hundreds of families through immigrant-investment programs established by the U.S. Congress. He has extensive knowledge and experience in U.S. primary and secondary markets, outbound investments from East Asia, and global immigration programs. From 2014 to 2019, while located in Shanghai, China, he provided investment consulting services for hundreds of high net-worth families across East Asia, primarily mainland China, Vietnam, Taiwan, and Hong Kong.

Will currently lives in Issaquah, WA, with his wife and son. He enjoys soccer, craft beers, and hiking. He is dedicated to helping new immigrants and internationally based individuals/families with a sense of care, duty, and compassion. His main priority is to provide on-stop wealth management solutions to help immigrant families thrive.

Karlie joined the team as a Financial Advisor and Financial Planning Specialist in 2021. She is responsible for business development with not-for-profit organizations and accomplished families, helping them maximize the value of their resources to best support their mission.

She is passionate about creating meaningful relationships with her clients and helping build and manage sustainable and values-based portfolios.

Karlie graduated from the University of Puget Sound with a degree in Business & Leadership. She lives in Seattle and enjoys playing soccer, hiking with her pup Finn, and traveling with loved ones.

Halley is a bilingual financial advisor, fluent in English and Chinese. She is an attorney by background with expertise in tax, trust and estate planning. Prior to joining Morgan Stanley, Halley was part of the National Tax Private Client group at Ernst & Young, where she advised ultra high net worth individuals and families on generational wealth planning and cross border matters.

After a career in international tax, Halley was inspired to become an advisor because of her passion for fostering relationships and helping individuals. Clients Halley has worked with include business owners, entrepreneurs, executives, retirees, and professionals from diverse industries and background. Halley specializes in tax planning, generational wealth transfer, charitable planning, and pre-liquidity planning. She regularly partners with experienced CPAs and estate attorneys to assist clients with the design and implementation of their most complex planning strategies, including:


• Credit shelter trust / qualified terminable interest trust / qualified domestic trust
• Intentionally defective grantor trust
• Grantor retained annuity trust
• Spousal lifetime access trust
• Charitable remainder and lead trust
• Irrevocable life insurance trust
• Qualified private residence trust
• Foreign grantor and nongrantor trust

Halley graduated from Duke University with dual degrees in philosophy and economics. She received her J.D. and LL.M. in Tax from Washington University in St. Louis School of Law.

Josiah was born and raised in the Seattle area, but moved to southern California to attend college at the University of Redlands. He was a captain on the men’s basketball team, was recognized on the Dean’s List, and graduated with Cum Laude honors in accounting. If given the chance, he will remind you that he earned Conference Player of the Year in basketball his senior year and was also named to the First Team West District All-American squad.

After college, Josiah worked for an accounting firm in Costa Mesa, California where he spent his time auditing various companies and organizations, including many Broker Dealers. In 2015, he returned home to the Seattle area to focus on the financial services side of the industry and earned his Series 7 & 66 licenses. During this time, he focused on financial planning and created investment solutions for high-net-worth clientele.

Josiah is now The Pacific Wealth Management Group's Consulting Group Analyst and dedicates his time to the investment selection and research process. He enjoys working with our team to build investment strategies that are curtailed to each client’s unique goals and situations.

Away from the office you can find Josiah on many adventures with his wife Claire and their Bernese Mountain dog Mabel, or on the sidelines coaching for the Issaquah High School boys’ basketball team. He is also passionate about helping the community and is a member of UNIVEF, One Organization, and Unidos Nicaragua.

*Disclaimer: This role cannot solicit or provide investment advice.

An experienced financial services professional, Viyana is firmly committed to the continued growth and success of The Pacific Wealth Management Group and the clients they proudly serve. As a Business Development Director, Viyana is responsible for coordinating all operational aspects of the practice, including client service, trade execution, and staff management. She enjoys cultivating relationships with new clients and proactively helping them resolve any issues or concerns, as well as working with the group’s leadership team and back office personnel to ensure the business continues to run efficiently.

Born in Laos and raised in Thailand, Viyana came to Los Angeles at the age of 11. Her long-time fascination with the financial markets led her to a career in wealth management. Prior to joining The Pacific Wealth Management Group in 2015, she worked at D.A. Davidson, Citigroup Global Markets, RBC Dain Rauscher, and Bank of America Investments. She earned her Certified Financial Planner™ (CFP^®) designation in 2006 and continues to maintain her FINRA Series 7, 63 and 66.

Today, Viyana calls Renton, Washington, her home where she stays active keeping up with her 11-year old twins, Aniken and Angeliya. Together, they enjoy such activities as rollerblading, biking, and most things outdoors. When she has a free moment to herself, she finds going to the golf range and hitting a bucket of balls very therapeutic.

*Disclaimer: This role cannot solicit or provide investment advice.

Dan Matthews began at Morgan Stanley in 2017, initially as a Client Service Associate. He then moved into management for the firm, overseeing operations for four branches and ultimately rejoining the team in September 2021. Dan was born and raised in the Greater Seattle Area where he currently still resides with his wife and golden retriever. In his spare time he loves to travel, having been to over 30 countries with a passion to explore more.

Maryana is responsible for addressing our client’s administrative requests and questions by providing them with undivided attention. She has been with Morgan Stanley in various capacities for over 18 years. She brings a wealth of knowledge from the operational and client service side that makes her a valuable member of our team. Together with her husband and two daughters ages 8 and 14, Maryana enjoys spending time cooking with a family and listening to music.

Jayna is a Senior Registered Client Service Associate and has been with The Pacific Wealth Management Group since the COIVD Pandemic. She is committed to delivering a caring and attentive client service experience to help her clients achieve their financial life goals. Jayna’s primary responsibilities include answering client inquiries, assisting the team’s Financial Advisors with various analytical and operational tasks, and directing the team's marketing strategies and client event planning. She holds her SIE, Series 7 and Series 66 designations.

Born and raised in Kirkland, Jayna has wanted to be part of the financial industry since she was a little girl. Her great-grandfather was a successful businessman in the Seattle area prior to World War II and she always wanted to follow in his footsteps. She attended Seattle University where she earned her B.A. degree in Business Administration in three majors: Finance, Data Analytics, and Economics.

Before joining Morgan Stanley, she worked as an intern at Russell Investments in the Fund Administration department including Hedge Funds, Alternatives, and reporting for other Russell Investments Funds. Currently, Jayna has decided to go back to school and is obtaining her MBA degree, taking night classes at the University of Washington Foster School of Business.

A competitive swimmer for 17 years, Jayna is now retired but still loves the sport and goes to the pool often. Notably, she captained the Seattle University Redhawk swim team her senior year; this dedication to swimming las led Jayna to meet many big-name Olympic swimmers. She’s also taught swimming lessons and coached many children over the years. When she's not at work, Jayna enjoys travel and has been to many places around the world; her personal favorites include Italy, Japan, and Bali.

Josh is one of The Pacific Wealth Management Group’s Registered Client Service Associates since July 2022. Previously, Josh worked in a similar position with the Thornburg Investment Management located in Sante Fe, New Mexico; with PWMG, his role specifically is to support various operational and maintenance work for clients. His focus is to provide and seamless and efficient experience for clients utilizing his excellent attention to detail and ability to anticipate client needs. Josh has completed his SIE, Series 7, Series 65, and Series 63 designations.

Born and raised in Washington, Josh is exactly where he wants to be. Growing up with his father in the finance industry, he always knew that he wanted to follow in his footsteps. He attended Western Washington University, graduating with a B.A. in Business Administration – Finance Concentration, and a Minor in International Business.

At home, Josh likes to care for animals, try new restaurants, and work on cars. He is always finding some excuse to add new fish to his aquariums, adopt a local stray, or pet sit for neighbors. He loves the quality and variety that the Greater Seattle Area has to offer when it comes to cuisine and dining out. When at home, he enjoys working on cars to expand his automotive knowledge.

Maddie came to us from our Operations Department here in Seattle and brings a high level of operational knowledge and customer care to help service you. Maddie received her BS in Business Finance from Brigham Young University – Idaho. Maddie is a Washington native and after living in Hawaii and Idaho, she’s happy to be back in the PNW. She and her husband currently live in Bothell WA with their rescue dog, Luna. When Maddie isn’t spending her time reading, she also enjoys traveling, trying new restaurants, and going for walks with her husband and dog.

Mark Madlangbayan has over 20 years of industry experience, all with Morgan Stanley. Mark began his financial services career in our operations department, working closely with management to resolve operational and service needs for clients, financial advisors, and support staff. Mark joined our team in 2019 and brings with him an extraordinary amount of systems knowledge in addition to having served in several client-facing roles.

Adam was born and raised in Seattle, but his family moved from Eritrea just before coming to America. This unique background gives Adam the benefit of growing up with a diverse background, allowing him to gain a rare perspective that has helped him find his way through life. Adam completed his undergraduate degree at Western Washington University, where he received a B.S. in Mathematics/Computer Science. Shortly after graduating, Adam dove headfirst into the work force, and he's worked in many roles including technology sales, insurance, and retail banking. Due to this broad range of industries, he has gained an abundance of knowledge and experience across different sectors.
In recent years Adam decided to pursue his education further by attending University of Washington’s Foster School of Business for his MBA. Growing up with little financial awareness and lack of financial education he hopes to help others learn more and help them work towards their financial goals. 
Outside of the office, Adam loves to spend time with his close friends and family, working on house projects, and spending as much time as he can out in nature. He enjoys traveling, golfing, pickup basketball, trying new recipes, and you can always find him excited to learn new things.

Koen is the newest member of the Portage Bay Group, having graduated from the University of Washington in 2024 with a BA in Finance, he joins us as a Registered Client Services Associate. Koen, like his dad, grew up playing hockey, and now enjoys hiking, skiing, golf, water sports, and many other outdoor activities.