The Granite State Group at Morgan Stanley

Goals Are Personal, Wealth Management Should Be Too. Whatever it is you want to achieve, The Granite State Group at Morgan Stanley is here to help. Working with us as your Financial Advisor Team, paired with our technology, is a great way to access advice and build a wealth plan. We will work with you to help you uncover your needs, manage risk, and build a customized plan to help you reach your financial goals.

Our financial planning process for multi-generational families is a rigorous analysis of your lifestyle, tax obligations, future gifting plans and portfolio objectives. This analysis drives our strategy as it pertains to financial and estate planning for wealth preservation, tax optimization, asset allocation and investment decisions. Throughout the entirety of the relationship, we can work closely with your attorneys and accountants.

With many years of combined experience, we know that every client is different; therefore, deserves a unique and customized portfolio that will complement their financial needs. By utilizing the firm's resources, current information, and market familiarity, it allows for us to move away from generic models and create the individual plans my clients are accustomed to.

Here at Morgan Stanley, we understand the unique circumstances that arise from owning your own business. Working us can help set you and your business up for success by helping to make smart investment decisions that will impact your business in a positive way.

Building, protecting and passing on a legacy involves much more than investing wisely. It requires careful analysis of your objectives, intelligent structuring of your assets and integrated, strategic planning and implementation. The Granite State Group will work with you and a Trust Specialist or other estate planning resources within Morgan Stanley to help you look at the options, and figure which might be the best fit for you.

Developing a plan for retirement is essential. Working with an experienced advisor can help with making sure you are meeting your personal retirement needs. Retirement planning can be stressful, we are here to make this stressful process as easy as possible.

We work with companies to develop and manage their corporate retirement plans. Let us bring our experience and resources to the table to take this burden off of you.

Whether you are a single woman or mother, a divorcee or widow, or a happily married woman in charge of the finances, we want to assist you in education, resources and planning to help you navigate all things financial.

We address the full spectrum of multigenerational wealth management. As your family and assets grow, more nuanced and sophisticated challenges often arise. Our Family Office services are designed to help you meet those challenges effectively.

For many ultra-high-net-worth families, the most difficult planning challenges are not financial but personal. Managing the human impact of wealth often involves addressing complex dynamics such as family values, communication, and legacy planning.

Our Wealth and Estate Planning Specialists work as virtual team members alongside your Financial Advisor. Together, they create customized strategies to preserve and transfer your wealth in alignment with your long-term goals.

We provide access to trusted professionals who offer personalized support for your lifestyle needs. Whether you are seeking help with everyday matters or exceptional experiences, we can connect you with the right resources.

We provide the insight, guidance, and tools needed to define your philanthropic goals and develop a thoughtful strategy for achieving them.

Many high-net-worth families benefit from integrated insurance strategies that support tax efficiency, wealth transfer, and charitable giving. We help you incorporate these solutions into your overall financial plan.

Our open-architecture trustee platform gives you access to a carefully selected network of third-party corporate trustees. Morgan Stanley Trust Specialists review your trust documents and objectives to recommend solutions that align with your needs.

Custom investment strategies aligned with long-term objectives, emphasizing risk awareness, tax efficiency, and multi-asset diversification.

Bringing together investments, tax considerations, estate planning, and cash flow into a cohesive, adaptable financial structure.

Preparing clients for retirement income needs, pre-retirement asset allocation, and maintaining access to liquidity during key life transitions.

Providing structured lending strategies, credit solutions, and cash flow management as part of a coordinated wealth plan.

Helping families prepare heirs to manage wealth responsibly through governance planning, education, and structured asset transfer strategies.

Working alongside legal and tax advisors to ensure estate plans support long-term family goals, legacy transfer, and tax efficiency.

Structuring charitable giving and family foundations to align with personal values while supporting tax and estate objectives.

Advising on liquidity events, business succession, and pre-sale planning to help owners translate business value into lasting family wealth.

Designing and managing retirement plans for businesses with a focus on fiduciary guidance and long-term participant outcomes.

Incorporating life, disability, and long-term care insurance into broader wealth strategies as part of risk management and wealth preservation.

Transitioning from college to the professional world brings new opportunities and responsibilities. Managing student loans, budgeting, and understanding personal finance are crucial. Financial literacy enables informed decisions that align with career goals, impacting your future significantly.

Your first job is a foundation for your professional life, offering a chance to learn workplace dynamics and gain financial independence. Managing income, benefits, and expenses can be keys to a stable financial future. Focus on personal growth and financial management to navigate this phase confidently.

Saving is essential for achieving goals and providing a safety net. Strategic planning and disciplined saving habits, along with compound interest, can empower you to control your financial journey. Whether for a major purchase or an emergency fund, understanding saving is crucial for success.

Investing builds wealth. Understanding risk tolerance, asset allocation, and diversification is vital for a strategy aligned with your goals. Setting clear objectives and staying informed about market trends helps enhance your financial well-being over time.

Building a business is challenging yet rewarding. Success depends on understanding the value your business creates, having a solid plan, and perseverance. Focus on these elements to potentially turn your entrepreneurial dream into reality.

Marriage involves merging financial lives, requiring understanding, common goals, and planning. Sharing money values and credit histories builds a strong financial foundation. Open communication and aligned financial planning are key to a healthy relationship.

Buying a home is a significant milestone with financial and lifestyle implications. Evaluate all factors before committing. Next-Gen clients can leverage their family's relationship with Morgan Stanley to navigate the market. Let's discuss options to help ensure a well-informed decision.

Anticipating changes before starting a family is crucial for stability. With new expenses and potential income changes, planning a baby budget in advance can help ensure a smoother transition into parenthood.

Inheriting a family business or wealth presents challenges and opportunities. Focus on succession planning, managing family wealth, and fostering inclusion. Estate planning can help preserve assets and protect loved ones, potentially ensuring a smooth transition.

Philanthropy reflects your values and mission. Creating a philanthropic mission statement and a giving strategy aligned with your goals can make a meaningful impact.