Raymond George, CRPC®
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Workplace Advisor - Equity Compensation
Phone:
(516) 683-3282(516) 683-3282
The George Group at Morgan Stanley
Direct:
(516) 683-3282(516) 683-3282
Our Mission Statement
Trusted. Transparent. Tailored.
Meet The George Group
The George Group at Morgan Stanley is a family team with the ability to bring a distinct perspective to the complicated, multigenerational challenges of managing significant wealth. They understand the complex nature of working alongside your children, siblings, and parents, and how these roles may evolve over time. When they speak to their clients about wealth transfer, family business succession and other issues that are essential in the legacy planning process, they understand how important it is to you.
The founder of The George Group, Ray George has over 30 years of experience in the financial services industry. He has been named to the Forbes Best-In-State Wealth Advisors Ranking from 2019 - 2024. The George Group has been named to the Forbes Best-In-State Wealth Management Teams in 2022, 2023 and 2024 and utilizes their years of experience as well as the vast global resources of Morgan Stanley, to provide customized and comprehensive solutions to meet your wealth management needs.
2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2022, 2023, 2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2022, 2023, 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
The founder of The George Group, Ray George has over 30 years of experience in the financial services industry. He has been named to the Forbes Best-In-State Wealth Advisors Ranking from 2019 - 2024. The George Group has been named to the Forbes Best-In-State Wealth Management Teams in 2022, 2023 and 2024 and utilizes their years of experience as well as the vast global resources of Morgan Stanley, to provide customized and comprehensive solutions to meet your wealth management needs.
2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2022, 2023, 2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2022, 2023, 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
Services Include
- Trust AccountsFootnote1
- UGMA/UTMAFootnote2
- Wealth Consulting
- Municipal BondsFootnote3
- Planning for Education FundingFootnote4
- 401(k) Rollovers
- 529 PlansFootnote5
- Retirement PlanningFootnote6
- Wealth PlanningFootnote7
- Business PlanningFootnote8
- Sustainable InvestingFootnote9
- Financial PlanningFootnote10
- Defined Contribution PlansFootnote11
- Asset Management
- Professional Portfolio ManagementFootnote12
- Philanthropic ManagementFootnote13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
With greater wealth comes greater complexity. Our team is specifically designed to support successful individuals who have accumulated a significant amount of wealth. Our typical client needs more sophisticated solutions, security, and first-class service.
Our approach to client service is simple – we put you at the center of everything we do. We recognize that getting to know you is essential to success, so we are focused on active listening and collaboration. The more we know about you, the better we understand your needs and what you want to accomplish by working with us.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, our team can help you take charge of your financial future and achieve your goals.
Our approach to client service is simple – we put you at the center of everything we do. We recognize that getting to know you is essential to success, so we are focused on active listening and collaboration. The more we know about you, the better we understand your needs and what you want to accomplish by working with us.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, our team can help you take charge of your financial future and achieve your goals.
Step 1: Introductions
We begin with an informal conversation. This is your opportunity to learn about us, as we get to know you. We’ll then schedule a more in-depth discussion in your home or our offices – whichever you prefer – and ask you to bring important financial documents.
Step 2: Discovery
We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions, review the information you’ve prepared and define your priorities.
Step 3: Analysis
Next, we review your current and future financial situation, identify any potential shortfalls and discuss the impact of unexpected life events. In this step, we may also reach out to your CPA and estate attorney to understand any existing strategies, so we can coordinate our efforts into one cohesive plan.
Step 4: Plan Development
Here, we prepare a comprehensive financial plan that addresses your specific needs and goals. We utilize a number of financial planning tools to develop your plan, which will include investment recommendations, as well as appropriate wealth management strategies to consider.
Step 5: Presentation and Implementation
In this step, we present your plan and explain why we recommend each strategy. Once approved by you, we begin to implement the strategies. We believe in full transparency and will keep you involved each step of the way.
Step 6: Ongoing Service
We oversee your progress and regularly review the performance of your plan through ongoing calls and meetings. We may recommend adjustments over time, due to changing market conditions or changes in your personal circumstances, to help keep you on track towards achieving your goals.
WE ARE COMMITTED TO SUSTAINABILITY, INVESTING FOR THE GOOD OF HUMANITY AND THE FUTURE OF THE EARTH. WE'VE WALKED IN YOUR SHOES. WE TAKE THE WEIGHT FROM YOUR SHOULDERS
1. We are a family-based team, and we are committed to investing for the good of humanity and the future of the earth. We believe smart investing that reflects the goals and values of the client is the best way to help build wealth.
2. Our team has over a hundred years of experience with their financial needs. We understand the nuances of your career arc and financial situation. Our team thrives on a unique perspective on balancing work, family and finances.
3. We take the weight from your shoulders. We help you prioritize your financial action items to relieve you of the mental burden. We protect your time by leveraging modern digital tools to streamline your experience and make monitoring your money easy.
4. Our team is easily accessible. if you are ready to develop a purposeful wealth plan which defines your money values, clarifies goals, and builds a roadmap forward, please contact our team today!
VALUABLE TOOLS AND RESOURCES
Morgan Stanley's suite of Modern Wealth Management Tools allows advisors to offer more customized and comprehensive advice than anywhere else. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice. We have also included some additional resources you may find helpful.
Morgan Stanley Online & MSMobile
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity. Features include paperless documents, bill pay and secure account management.
Morgan Stanley Online & MSMobile
Global Investment Committee on the Markets
A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition here.
GIC Monthly Report
Total Wealth View
With this service, you can view all your investments together – whether they are held at Morgan Stanley or elsewhere. When you add your external 401(k), as well as your checking, savings and brokerage accounts to this portal, all your assets will be in one place, providing a current and comprehensive view of your wealth.
Total Wealth View
Financial Literacy for Any Stage of Your Life
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
Click Here to Learn More
Digital Vault
The Digital Vault on Morgan Stanley Online allows you to build a centralized document library where all documents are stored using encryption.
Digital Vault
Morgan Stanley's Promotional Preferred Savings Program
Make the most of your cash at a competitive rate here at Morgan Stanley.
Click Here to Learn More
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Online Security Center
Safeguarding your assets and information is one of our highest priorities, but you also have a critical role to play. Check out our collection of practical takeaways and best practices from our cybersecurity professionals, then explore a few of the ways we help protect you.
Click Here to Learn More
E-Delivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Click Here to Read More
GIC: Weekly
This report from Wealth Management Chief Investment Officer Lisa Shalett highlights the GIC's latest thinking on the markets.
Click Here to Learn More
E-Sign
To use eSign, all you need is a valid email address and phone number. The personal identification number (PIN) can be delivered via phone call or via text message. Here are the steps to complete the signing process.
Click Here to Learn More
E-Authorization
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Click Here to Learn MoreDesignations & Awards
Forbes Best-In-State Wealth Management Teams
Each year, Forbes Magazine releases a list of hand-selected and ranked Wealth Management Teams. In order to make this list, teams must be nominated, researched, interviewed, and assigned a rank by SHOOK Research. The George Group has made the list of Best-In-State Wealth Management Teams for the State of New York for 2025.
2022-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2022-2025). Data compiled by SHOOK Research LLC based 12-month time-period concluding in March of year prior to the issuance of the award. Awards Disclosures
2022-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2022-2025). Data compiled by SHOOK Research LLC based 12-month time-period concluding in March of year prior to the issuance of the award. Awards Disclosures
Forbes Best-In-State Wealth Advisor
Each year, Forbes Magazine releases a list of hand-selected and ranked advisors. In order to make this list, advisors must be nominated by their firm, researched, interviewed, and assigned a rank by SHOOK Research. Ray George had made the list of Best-In-State Wealth Advisors for the State of New York for 2019 - 2024.
2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
CRPC®-Chartered Retirement Planning Counselor™
The Chartered Retirement Planning Counselor™ designation is awarded to candidates who have demonstrated expertise in retirement planning. CRPC® professionals must accrue several years of experience related to retirement planning and pass a comprehensive exam before earning this designation.
Financial Planning Specialist
The Financial Planning Specialist designation identifies those who have met the experience and ethical requirements, have successfully completed financial planning coursework and have passed the Financial Planning Specialist examination designed to provide Financial Advisors with the expertise necessary to address the wide range of financial issues confronting high net worth individuals, as well as individuals who are aggressively seeking to increase their wealth.
Workplace Advisor- Equity Compensation
A Workplace Advisor for Equity Compensation has experience in equity award optimization and can help you define a strategy that aligns with both your current needs and future financial goals.
President's Club
Ray George has been a member of the firm's prestigious President's Club for the past seven years.
The President's Club is made-up of some of the firm's most successful financial advisors.
The President's Club is made-up of some of the firm's most successful financial advisors.
Pacesetter's Club
Cody George has been a member of the firm's prestigious Pacesetter's Club for the years of 2021, 2022, 2023, 2024 and 2025
Taylor George has been a member of the firm's prestigious Pacesetter's Club for the years of 2023, 2024 and 2025.
The Pacesetter's Club is a global recognition program for Financial Advisors who, early in their career, have demonstrated the highest professional standards and first class client service.
Morgan Stanley Wealth Management Pacesetters Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club is no guarantee of future performance.
Taylor George has been a member of the firm's prestigious Pacesetter's Club for the years of 2023, 2024 and 2025.
The Pacesetter's Club is a global recognition program for Financial Advisors who, early in their career, have demonstrated the highest professional standards and first class client service.
Morgan Stanley Wealth Management Pacesetters Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club is no guarantee of future performance.
CDFA®- Certified Divorce Financial Analyst™
Certified Divorce Financial Analysts™ go through a rigorous process to earn this designation. CDFAs® are required to have several years of relevant experience and pass an exam designed by the Institute for Divorce Financial Analysts (IDFA) in order to receive this designation.
CDFAs® helps couples and their attorneys achieve equitable divorce settlements using knowledge of tax law, asset distribution, and short- and long-term financial planning.
CDFAs® helps couples and their attorneys achieve equitable divorce settlements using knowledge of tax law, asset distribution, and short- and long-term financial planning.
Location
1200 Franklin Avenue 2nd
Fl
Garden City, NY 11530
US
Direct:
(516) 683-3282(516) 683-3282
Meet The George Group
Cody George, CDFA®
Vice President, Wealth Management, Financial Advisor, Workplace Advisor – Equity Compensation, Financial Planning Specialist, Senior Portfolio Manager
Taylor Goepfert
Associate Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(516) 683-3110(516) 683-3110
Amy R.Curley
Vice President, Portfolio Management Associate
Phone:
(516) 683-3243(516) 683-3243
Alex Buchbinder
Registered Client Service Associate
Phone:
(516) 683-3240(516) 683-3240
About Raymond George
Raymond L. George III is a Managing Director, Portfolio Management Director, Financial Advisor and founder of The George Group at Morgan Stanley Wealth Management. A seasoned professional with more than 25 years of financial services experience, Ray has dedicated his entire career to helping his clients achieve their financial goals. His approach focuses on a comprehensive wealth management plan and a commitment to providing outstanding service and advice.
Prior to becoming a member of the Morgan Stanley family in 2014, Ray worked as a Financial Advisor at Merrill Lynch for 24 years. Raymond graduated from St. Thomas University in St. Paul, Minnesota in 1990 with a B.S. degree in Business. He earned the prestigious designation of Chartered Retirement Planning CounselorTM (CRPC®) from the College for Financial Planning in 2013. Over the course of his career, he has received numerous distinctions and professional accolades. Most recently, Ray was honored with the Five Star New York City Wealth Manager award by New York magazine in 2014, 2015 and 2016. Ray has also been named to the Forbes Best In State Wealth Advisors list from 2019-2024.
A native of St. Paul, Minnesota, Ray has been calling Long Island his home for the past 15 years. He resides in Garden City with his wife, Cynthia. They have four adult children, Cody, Taylor, Lauren, and Madison. Two of his children, Cody and Taylor, are also his business partners both advising for The George Group. Ray sits on the board of the Eastern Long Island Hospital Association (ELIH) and is a member of The Men’s Association (TMA), Cherry Valley Club, and North Fork Country Club. When he’s not helping clients or actively volunteering, you can find him spending quality time with friends and family. His favorite activities include boating and supporting his children in their various activities.
2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2014, 2015, 2016 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2014, 2015, 2016) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Prior to becoming a member of the Morgan Stanley family in 2014, Ray worked as a Financial Advisor at Merrill Lynch for 24 years. Raymond graduated from St. Thomas University in St. Paul, Minnesota in 1990 with a B.S. degree in Business. He earned the prestigious designation of Chartered Retirement Planning CounselorTM (CRPC®) from the College for Financial Planning in 2013. Over the course of his career, he has received numerous distinctions and professional accolades. Most recently, Ray was honored with the Five Star New York City Wealth Manager award by New York magazine in 2014, 2015 and 2016. Ray has also been named to the Forbes Best In State Wealth Advisors list from 2019-2024.
A native of St. Paul, Minnesota, Ray has been calling Long Island his home for the past 15 years. He resides in Garden City with his wife, Cynthia. They have four adult children, Cody, Taylor, Lauren, and Madison. Two of his children, Cody and Taylor, are also his business partners both advising for The George Group. Ray sits on the board of the Eastern Long Island Hospital Association (ELIH) and is a member of The Men’s Association (TMA), Cherry Valley Club, and North Fork Country Club. When he’s not helping clients or actively volunteering, you can find him spending quality time with friends and family. His favorite activities include boating and supporting his children in their various activities.
2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2014, 2015, 2016 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2014, 2015, 2016) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Securities Agent: CA, AR, NV, MN, OR, NJ, CT, AZ, PA, NY, IL, HI, GA, WA, SC, MA, DE, VA, TX, TN, OH, MI, FL, WI, RI, NC, ME, MD, DC, VT, SD, CO, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 578197
NMLS#: 578197
About Me
As a Financial Advisor with the George Group, Cody can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, The George Group can help you preserve and grow your wealth. You will have access to some of the worlds most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
After Graduating from Garden City High School, Cody went on to attend Dartmouth College, where he studied Political Science and Government. While playing Division 1 Lacrosse at Dartmouth, Cody developed a strong work ethic, sense of determination, and value of team work. Upon graduation in 2018, he joined the George Group at Morgan Stanley and obtained the Series 7, 63, and 65 licenses as well as The New York State Life, Accident and Health Insurance license. Cody is also a Certified Divorce Financial Analyst® professional. He can provide in-depth financial analysis and advice to attorneys and couples relating to divorce. Cody is a proud member of Morgan Stanley's Pacesetter's club, a group of some of the firms most successful Financial Advisors.
Born in Minnesota and raised on Long Island, Cody currently lives in Long Beach. He is an active alumnus of Dartmouth College as well as a member of The Cherry Valley Club in Garden City. When Cody is not assisting clients or volunteering in his community, he enjoys water sports, boating, golfing, and snowboarding.
Morgan Stanley Wealth Management Pacesetters Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club is no guarantee of future performance.
After Graduating from Garden City High School, Cody went on to attend Dartmouth College, where he studied Political Science and Government. While playing Division 1 Lacrosse at Dartmouth, Cody developed a strong work ethic, sense of determination, and value of team work. Upon graduation in 2018, he joined the George Group at Morgan Stanley and obtained the Series 7, 63, and 65 licenses as well as The New York State Life, Accident and Health Insurance license. Cody is also a Certified Divorce Financial Analyst® professional. He can provide in-depth financial analysis and advice to attorneys and couples relating to divorce. Cody is a proud member of Morgan Stanley's Pacesetter's club, a group of some of the firms most successful Financial Advisors.
Born in Minnesota and raised on Long Island, Cody currently lives in Long Beach. He is an active alumnus of Dartmouth College as well as a member of The Cherry Valley Club in Garden City. When Cody is not assisting clients or volunteering in his community, he enjoys water sports, boating, golfing, and snowboarding.
Morgan Stanley Wealth Management Pacesetters Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club is no guarantee of future performance.
Securities Agent: HI, TX, NC, DC, WA, SC, NY, OH, NV, CT, CA, AR, VT, RI, AZ, WI, TN, PA, OR, MI, MA, CO, VA, DE, MN, MD, GA, ME, IL, IA, FL, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1857672
NMLS#: 1857672
About Taylor Goepfert
Raised on Long Island, Taylor graduated from Fairfield University’s Dolan School of Business with a bachelor’s in marketing. She joined Morgan Stanley as a Client Service Associate before transitioning to Financial Advising with The George Group. Her experience as a Client Service Associate has helped her to understand the unique needs of each client and in the process of helping clients, she has built strong and meaningful relationships.
As a Financial Advisor, Taylor’s main goal is to assist clients with creating plans to help them meet their individual needs. Since joining the firm, she has obtained the Series 7, 66, 63 licenses as well as The New York State Accident, Life and Health Insurance license. Taylor is a proud member of Morgan Stanley's Pacesetter's club, a group of some of the firms most successful Financial Advisors.
Taylor currently lives in Mineola with her husband Brian. When Taylor is not assisting clients, she enjoys going to the beach, hanging out with family and friends and baking.
Morgan Stanley Wealth Management Pacesetters Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club is no guarantee of future performance.
As a Financial Advisor, Taylor’s main goal is to assist clients with creating plans to help them meet their individual needs. Since joining the firm, she has obtained the Series 7, 66, 63 licenses as well as The New York State Accident, Life and Health Insurance license. Taylor is a proud member of Morgan Stanley's Pacesetter's club, a group of some of the firms most successful Financial Advisors.
Taylor currently lives in Mineola with her husband Brian. When Taylor is not assisting clients, she enjoys going to the beach, hanging out with family and friends and baking.
Morgan Stanley Wealth Management Pacesetters Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club is no guarantee of future performance.
Securities Agent: WA, FL, TX, OR, MD, CA, OH, NJ, MA, CT, RI, CO, VT, TN, PA, MI, ME, AR, MN, DE, NY, NV, IL, WI, HI, DC, SC, NC, IA, GA, AZ, VA, SD; General Securities Representative; Investment Advisor Representative
NMLS#: 2069358
NMLS#: 2069358
About David Lazaros
Securities Agent: CO, LA, DE, VA, TX, MI, WA, RI, OR, OH, CT, VT, MO, MD, HI, FL, MA, CA, AZ, TN, NY, ME, DC, MN, GA, PA, NJ, IL, WI, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1773581
NMLS#: 1773581
About Amy R.Curley
Amy R. Curley is a Wealth Management Associate with The George Group at Morgan Stanley. With more than 20 years of investment experience, she is qualified to facilitate complex trading orders and handle all portfolio management requests. She works directly with Ray to conduct financial planning analyses, portfolio reviews and assist clients with banking and lending strategies. She executes all of this while staying true to The George Group's mission of implementing a high level of client service and specialized attention.
Amy began her career in 1994 on the floor of the New York Stock Exchange. Over the course of her career, she has had the opportunity to work at several financial institutions, including Tucker Anthony, Deutsche Bank and Merrill Lynch, where she first met and began working with Ray in 2006. She joined Ray in his move to Morgan Stanley in 2014. Amy attended The Masters School in Dobbs Ferry N.Y. and holds her B.A. degree in Psychology from Pine Manor College. Amy maintains her FINRA series 7, 63 and 66 registrations.
Born and raised on Long Island, Amy currently resides in Garden City with her husband, Dennis, and their two children, Caroline and Will. She is actively involved with the Long Island chapter of the Cystic Fibrosis Foundation, and in her free time enjoys cooking, skiing and spending time at the beach with family and friends.
Amy began her career in 1994 on the floor of the New York Stock Exchange. Over the course of her career, she has had the opportunity to work at several financial institutions, including Tucker Anthony, Deutsche Bank and Merrill Lynch, where she first met and began working with Ray in 2006. She joined Ray in his move to Morgan Stanley in 2014. Amy attended The Masters School in Dobbs Ferry N.Y. and holds her B.A. degree in Psychology from Pine Manor College. Amy maintains her FINRA series 7, 63 and 66 registrations.
Born and raised on Long Island, Amy currently resides in Garden City with her husband, Dennis, and their two children, Caroline and Will. She is actively involved with the Long Island chapter of the Cystic Fibrosis Foundation, and in her free time enjoys cooking, skiing and spending time at the beach with family and friends.
About Alex Buchbinder
Alex Buchbinder serves as a Registered Client Service Associate for The George Group at Morgan Stanley. He
brings a wealth of knowledge and a strong commitment of client service to our team. An alumnus of The University of Michigan, Alex graduated with a Bachelor's Degree in Political Economics with a minor in marketing from The Ross School of Business.
Alex joined Morgan Stanley in June of 2022, working as a Digital Virtual Engagement Associate (VEA).
At Morgan Stanley, he excelled in assisting financial advisors nationwide. He leveraged Morgan Stanley’s firm tools, improved prospecting efforts, and played a part in growing the book of business for the advisors he worked with.
As a team member of The George Group, Alex is dedicated to providing clients with the highest level of service, striving to make a positive impact on the lives and families he assists. His commitment to excellence and personalized service sets him apart in the wealth management field.
Outside of his professional endeavors, Alex has a passion for boxing, watching sports and spending time with friends and family. Originally from Merrick, NY Alex now resides in Manhattan. Alex is series 7, 63 & 65 licensed.
brings a wealth of knowledge and a strong commitment of client service to our team. An alumnus of The University of Michigan, Alex graduated with a Bachelor's Degree in Political Economics with a minor in marketing from The Ross School of Business.
Alex joined Morgan Stanley in June of 2022, working as a Digital Virtual Engagement Associate (VEA).
At Morgan Stanley, he excelled in assisting financial advisors nationwide. He leveraged Morgan Stanley’s firm tools, improved prospecting efforts, and played a part in growing the book of business for the advisors he worked with.
As a team member of The George Group, Alex is dedicated to providing clients with the highest level of service, striving to make a positive impact on the lives and families he assists. His commitment to excellence and personalized service sets him apart in the wealth management field.
Outside of his professional endeavors, Alex has a passion for boxing, watching sports and spending time with friends and family. Originally from Merrick, NY Alex now resides in Manhattan. Alex is series 7, 63 & 65 licensed.
Contact Raymond George
Contact Cody George
Contact Taylor Goepfert
Contact David Lazaros
Wealth Management
From Our Team
The George Group Brochure
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The George Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
13Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
13Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
