Senior Vice President, Financial Advisor, Senior Portfolio Manager, Alternative Investments Director, Investment Management Consultant, Chartered Special Needs Consultant
Phone:
(818) 713-4020(818) 713-4020
The G and G Westlake Group at Morgan Stanley
Direct:
(818) 713-4738(818) 713-4738
Our Mission Statement
Work tirelessly to help our clients define, implement and achieve their financial goals.
Our Story and Services
Setting the GOLD STANDARD in servicing our clients’ financial needs. We develop customized strategies for each client based on THEIR goals, THEIR investment time horizon, and THEIR risk tolerance…always having THEIR best interest as our priority. We believe each client situation is unique and one size does not fit all.
Our team is dedicated toward developing lasting relationships based on trust, honesty, integrity, and transparency. We provide wealth management counsel to individuals, multi-generational families, and business owners. We utilize Morgan Stanley proprietary research as well as independent resources to assist us in delivering best-in-class service and alternatives to you. We ensure, through active communication, that our clients are well-informed on performance, costs, and risks to their portfolio.
Our team is dedicated toward developing lasting relationships based on trust, honesty, integrity, and transparency. We provide wealth management counsel to individuals, multi-generational families, and business owners. We utilize Morgan Stanley proprietary research as well as independent resources to assist us in delivering best-in-class service and alternatives to you. We ensure, through active communication, that our clients are well-informed on performance, costs, and risks to their portfolio.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
We take the time to work with you and understand you…and with that you will be in the best position to reach your financial goals. We believe it is this team effort that creates a successful financial strategy.
With our collective 32+ years of experience as financial advisors, we will bring order to your financial life by working with you to get your financial house in order. We commit to you we will act with the highest level of integrity.
With our collective 32+ years of experience as financial advisors, we will bring order to your financial life by working with you to get your financial house in order. We commit to you we will act with the highest level of integrity.
Evaluate Your Current Situation
Understand you and your family’s unique circumstances and goals.
Analyze Risk
Educate and recommend on what we may or may not do with your investments/plan.
Educate
Educate and recommend on what we may or may not do with your investments/plan.
Development
Design a portfolio of investments to help you achieve your unique goals.
Review
Review your portfolio periodically to make sure it is still on track and adjust if needed.
Regular Communication
On-going communication with you regarding any changes or shifts in strategy while keeping you up to date on latest news.
Regular updates about your performance, fees, investments and financial plan progress
Email updates, phone calls and in person reviews as needed and based on your preferences
Response within 24 hours to your phone calls and emails
Fully straightforward as to your investment fees
We will bring you our best investment ideas, both traditional and alternative investments
Education as needed on your investments, the markets and anything else as necessary
Communication as to the risks of your portfolio so you understand the potential downside
Private Credit
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Exchange Funds
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1031 Exchanges
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Private Real Estate
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Private Equity
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Private Placement Variable Annuities and Life Insurance
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100 N Westlake Blvd
Ste 200
Westlake Village, CA 91362
US
Direct:
(818) 713-4738(818) 713-4738
Meet The G and G Westlake Group
About Greg Gutfleisch
Greg Gutfleisch is a Senior Vice President, Senior Portfolio Manager, Financial Advisor and Investment Consultant at Morgan Stanley Wealth Management in Woodland Hills, CA. A seasoned wealth management professional, Greg is dedicated to helping people and their families plan for and achieve their most important financial and life goals, from sending children to college and retiring comfortably to practicing purposeful philanthropy and leaving a meaningful legacy.
As a Certified Financial Planner®, Greg upholds the highest standards of excellence for financial planning and provides personalized financial advice and tailored investment solutions to each of his valued clients. Prior to joining Morgan Stanley in March of 2000, Greg was a financial analyst at Angelo, Gordon & Co., a New York-based privately-held registered investment advisor specializing in alternative investing. He began his career as a Certified Public Accountant (CPA Non Practicing at Morgan Stanley) and worked at Deloitte & Touche, where his clients ran the gamut from major manufacturers to Major League Baseball to financial companies. Greg’s dual background in alternative risk-based investment strategies and accounting gives him insight into the areas of risk analysis, risk protection and compliance, which can be valuable when advising clients on sound financial decision-making.
As a financial advisor, Greg is committed to collaborating with his clients, earning their trust and understanding their personal wealth management needs. By taking a holistic approach that looks beyond investment portfolios to the people and priorities that drive them, Greg helps his clients make well-informed, disciplined decisions based on their individual risk tolerance and investment horizon. Greg has also developed a passion for working with families that have children with special needs.
A native of Brooklyn, NY and a graduate of Binghamton University in Upstate New York, Greg loves his adopted home state of California and lives in Westlake Village with his wife, Joeli, and their two children, Alex and Kyra. On the weekends, you’ll find Greg, an avid sports fan, cheering in the stands at his children’s sports league games or playing tennis and golf.
Greg is an active member of his community, donating his time and talent to organizations and causes that have special meaning for him and his family. Currently, Greg sits on the Board of Directors at the Southeast Ventura County YMCA.
As a Certified Financial Planner®, Greg upholds the highest standards of excellence for financial planning and provides personalized financial advice and tailored investment solutions to each of his valued clients. Prior to joining Morgan Stanley in March of 2000, Greg was a financial analyst at Angelo, Gordon & Co., a New York-based privately-held registered investment advisor specializing in alternative investing. He began his career as a Certified Public Accountant (CPA Non Practicing at Morgan Stanley) and worked at Deloitte & Touche, where his clients ran the gamut from major manufacturers to Major League Baseball to financial companies. Greg’s dual background in alternative risk-based investment strategies and accounting gives him insight into the areas of risk analysis, risk protection and compliance, which can be valuable when advising clients on sound financial decision-making.
As a financial advisor, Greg is committed to collaborating with his clients, earning their trust and understanding their personal wealth management needs. By taking a holistic approach that looks beyond investment portfolios to the people and priorities that drive them, Greg helps his clients make well-informed, disciplined decisions based on their individual risk tolerance and investment horizon. Greg has also developed a passion for working with families that have children with special needs.
A native of Brooklyn, NY and a graduate of Binghamton University in Upstate New York, Greg loves his adopted home state of California and lives in Westlake Village with his wife, Joeli, and their two children, Alex and Kyra. On the weekends, you’ll find Greg, an avid sports fan, cheering in the stands at his children’s sports league games or playing tennis and golf.
Greg is an active member of his community, donating his time and talent to organizations and causes that have special meaning for him and his family. Currently, Greg sits on the Board of Directors at the Southeast Ventura County YMCA.
Securities Agent: NV, MT, MI, IL, AZ, AK, TX, OK, OH, NM, NC, WI, VA, TN, SD, MD, ID, MN, OR, CA, FL, CO, SC, NY, NJ, GA, CT, WA, MA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1273088
CA Insurance License #: 0D14108
NMLS#: 1273088
CA Insurance License #: 0D14108
About Carlos Garcia
Carlos is a Vice President, Financial Advisor and Portfolio Manager. He has over 44 years of financial services experience. What he loves most about being an advisor is helping families and corporations achieve their goals while reaching new levels of financial success. Maybe it’s because he’s a coach and mentor by nature or maybe it’s because of his lifelong interest in finance. Either way, Carlos has developed a deep passion for helping others successfully navigate the complexities they face. This is not just a job for him; this is his life.
Born in Cuba and migrating to the U.S. in 1965, Carlos and his family settled in Tarrytown, New York, where he lived until he graduated from Pace University with a BBA degree in accounting. Upon graduation, he joined Hilton Hotels Corporation, where he worked for the next 30 years in a variety of roles, including Senior Vice President of Operations Finance. In this position, Carlos was responsible for overseeing the financial performance of approximately 350 hotels across North and South America. In 2016, he made a career-changing decision to join Morgan Stanley to share his years of institutional experience with individuals and families. His corporate background provides a unique perspective, delivering a “big picture” vision with careful oversight of the details that can make a significant difference over time.
Over the years, Carlos has developed a results-driven process that focuses on building personal relationships with his clients to understand the specific goals they’ve set for themselves and their families. His approachable style helps clients make well-informed decisions while maintaining the discipline necessary to navigate today’s challenging markets. This commitment has earned Carlos firm recognition. He was named a “PaceSetter” at Morgan Stanley in 2017 through 2024.
Carlos believes balance is vital to a happy life. Outside of the office, his life centers on a love for his family and staying active. He lives in Westlake Village with Terri, his high school sweetheart and wife of 42 years. Favorite leisure activities include golf and being a member of North Ranch Country Club, exercising, and taking long walks with his wife and their two dogs, Frankie and Jesse.
Westlake Village Office Location
100 N. Westlake Blvd.
Westlake Village, CA 91362
carlos.h.garcia@morganstanley.com
(805) 494-0275
Born in Cuba and migrating to the U.S. in 1965, Carlos and his family settled in Tarrytown, New York, where he lived until he graduated from Pace University with a BBA degree in accounting. Upon graduation, he joined Hilton Hotels Corporation, where he worked for the next 30 years in a variety of roles, including Senior Vice President of Operations Finance. In this position, Carlos was responsible for overseeing the financial performance of approximately 350 hotels across North and South America. In 2016, he made a career-changing decision to join Morgan Stanley to share his years of institutional experience with individuals and families. His corporate background provides a unique perspective, delivering a “big picture” vision with careful oversight of the details that can make a significant difference over time.
Over the years, Carlos has developed a results-driven process that focuses on building personal relationships with his clients to understand the specific goals they’ve set for themselves and their families. His approachable style helps clients make well-informed decisions while maintaining the discipline necessary to navigate today’s challenging markets. This commitment has earned Carlos firm recognition. He was named a “PaceSetter” at Morgan Stanley in 2017 through 2024.
Carlos believes balance is vital to a happy life. Outside of the office, his life centers on a love for his family and staying active. He lives in Westlake Village with Terri, his high school sweetheart and wife of 42 years. Favorite leisure activities include golf and being a member of North Ranch Country Club, exercising, and taking long walks with his wife and their two dogs, Frankie and Jesse.
Westlake Village Office Location
100 N. Westlake Blvd.
Westlake Village, CA 91362
carlos.h.garcia@morganstanley.com
(805) 494-0275
Securities Agent: OR, IL, FL, NV, AZ, NJ, MD, CA, TX, OK, MA, CO, NC, AK, MT, NM, WA, NY, GA, CT, VA, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 1612996
CA Insurance License #: 0L71739
NMLS#: 1612996
CA Insurance License #: 0L71739
Contact Greg Gutfleisch
Contact Carlos Garcia
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Jesse Mazza
Private Banker
Londyn Crowder-Maree
Private Banker
About Jesse Mazza
Jesse Mazza is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jesse began his career in financial services in 2011 and joined Morgan Stanley in 2016 as an Associate Private Banker. Prior to joining the firm, he was a Private Client Banker at JP Morgan Chase.
Jesse is a graduate of the University of La Verne, where he received a Bachelor of Science in Business Administration. He lives in Thousand Oaks, California with his wife and 2 children. Outside of the office, Jesse enjoys spending time with his family, hiking, traveling, and cooking.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jesse began his career in financial services in 2011 and joined Morgan Stanley in 2016 as an Associate Private Banker. Prior to joining the firm, he was a Private Client Banker at JP Morgan Chase.
Jesse is a graduate of the University of La Verne, where he received a Bachelor of Science in Business Administration. He lives in Thousand Oaks, California with his wife and 2 children. Outside of the office, Jesse enjoys spending time with his family, hiking, traveling, and cooking.
NMLS#: 667403
About Londyn Crowder-Maree
Londyn Crowder-Maree is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Londyn began her career in financial services in 2008, and joined Morgan Stanley in 2014 as an Associate Private Banker. Prior to joining the firm, she was a Regional Bank Private Banker at Wells Fargo Bank, N.A. She also served as a Wealth Management Banker and an Internal Sales Specialist at Merrill Lynch.
Londyn is a graduate of Rutgers University, where she received Bachelor of Arts in Economics and a Masters of Business Administration from Florida Atlantic University in Boca Raton, FL. She lives in Valencia, CA with her daughter Jonah. Outside of the office, Londyn enjoys fashion, music as well as dedicating time to her church and philanthropic outreach programs.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Londyn began her career in financial services in 2008, and joined Morgan Stanley in 2014 as an Associate Private Banker. Prior to joining the firm, she was a Regional Bank Private Banker at Wells Fargo Bank, N.A. She also served as a Wealth Management Banker and an Internal Sales Specialist at Merrill Lynch.
Londyn is a graduate of Rutgers University, where she received Bachelor of Arts in Economics and a Masters of Business Administration from Florida Atlantic University in Boca Raton, FL. She lives in Valencia, CA with her daughter Jonah. Outside of the office, Londyn enjoys fashion, music as well as dedicating time to her church and philanthropic outreach programs.
NMLS#: 800266
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The G and G Westlake Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
