Robert Snow, CFP®
Managing Director, Wealth Management, Financial Advisor, Portfolio Management Director, CERTIFIED FINANCIAL PLANNER®
Phone:
(713) 965-5008(713) 965-5008
The Cornerstone Financial Group at Morgan Stanley
Direct:
(713) 965-5000(713) 965-5000
Toll-Free:
(800) 231-0060(800) 231-0060
Our Mission Statement
The "personable powerhouse" team that provides you with fastidious care, a superior advisory experience, and a paramount return on life.
Our Story
Achieving financial goals starts with a comprehensive wealth strategy. Our goal is to understand your financial needs and then align them with our resources to help you meet or exceed them. We can help you evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, and assist you in developing and executing a strategy that is precisely your own and can help meet your needs.
As a team, we have dedicated our careers to helping people like you define and fulfill their long-term financial objectives. We believe it is our responsibility to be aware of the changing circumstances in your life, so we can anticipate and respond strategically to new risks and emerging opportunities. The end result is a coordinated financial and investment plan, updated regularly, that meets your unique wealth management goals today and for the generations that follow.
As a team, we have dedicated our careers to helping people like you define and fulfill their long-term financial objectives. We believe it is our responsibility to be aware of the changing circumstances in your life, so we can anticipate and respond strategically to new risks and emerging opportunities. The end result is a coordinated financial and investment plan, updated regularly, that meets your unique wealth management goals today and for the generations that follow.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
A Plan Tailored to Your Needs
A generation ago, financial planning was relatively straightforward – people focused on wealth accumulation and then shifted most or all assets into conservative instruments to provide retirement income and principal stability. But today’s world is more complex, and turning a lifetime of savings into a lifetime of sustainable income for people who are living longer, healthier, and more active lives mean attending to a wide range of issues simultaneously.
Together, we answer questions that may seem daunting:
- Do I have enough money to live for 20 years or more in retirement?
- How is it possible to generate enough income with low interest rates?
- What can I expect for inflation?
- Can my portfolio weather a market downturn?
- Are my assets protected if something unexpected happens?
Some of the areas where we apply our advanced knowledge on your behalf include:
Together, we answer questions that may seem daunting:
- Do I have enough money to live for 20 years or more in retirement?
- How is it possible to generate enough income with low interest rates?
- What can I expect for inflation?
- Can my portfolio weather a market downturn?
- Are my assets protected if something unexpected happens?
Some of the areas where we apply our advanced knowledge on your behalf include:
Investment Management
You can rely on us to design holistic and strategic financial plans that match your family’s goals.
Retirement Planning
We will help you develop and implement a strategy that encompasses your needs before, during and after you retire and is based on your personal vision of retirement.
Trust, Estate, & Legacy Planning
We will help you implement your plan for passing on your assets in a way that honors your values as well as your financial commitments.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee
Education Planning & Family Concerns
We will make a plan for the education and well-being of your children or grandchildren, as well as your parents or other relatives who might need assistance now or in the future.
Managing Your Liquidity Need
We will keep an eye on your cash flow needs as your goals and finances evolve.
Research and tools, all at your fingertips
Morgan Stanley seeks to make complex financial ideas more digestible so our clients understand what is being done on their behalf to plan for their financial future. Below you will find various resources to help you navigate your financial journey.
Fundamentals of Investing
It all starts with the basics. Check out this factsheet to learn more about the various asset classes, as well as some basic tenets of investing.
The Fundamentals of Investing
Retirement Income Planning
Retirement is a big step into a new chapter in your life. Are you prepared financially for that stage? Check out the document below to find some helpful information on this topic.
Retirement Income Planning Factsheet
2023 Federal Tax Tables
This document outlines the 2023 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.
View 2023 Tax Tables
Raising Money Savvy Kids
Not sure where to start with helping your kids prepare now for their financial future? Review the below factsheet for helpful information.
Raising Money-Savvy Kids
Global Investment Commitee Weekly Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
View this week's GIC Report
Thoughts on the Markets Podcast
With perspectives on the forces shaping the market, Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen to the latest episodeThe Cornerstone Financial Group offers a number of online and digital tools that are designed to enhance every aspect of your modern wealth management experience. If you would like to learn more about these tools, visit the links below each tool.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More and Enroll
Online Security
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn more about our security resources
Goals Planning System (GPS)
Our Goals Planning System is built on Morgan Stanley's intellectual capital and capabilities, to provide you with comprehensive investing and planning solutions for your individual goals. Contact us to begin your plan today.
Learn More About GPS
eServices
Send/receive wire transfers, review your monthly statements and safely store your important documents with our suite of eServices. With eDelivery, eAuthorization, eSign and our Digital Vault you can avoid the hassle of paper and monitor your accounts from your MSO account and the MSO mobile app.
Learn More and Enroll
MSO Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle.
Download the MSO Mobile AppSafeguarding your digital life.
In today's day and age, online security is of the utmost importance. Morgan Stanley proactively defends our systems and monitors our digital landscapes to ensure that issues, whether anticipated or occurring, are dealt with in the proper manner.
Curious as to what is included in our security process? Security includes the following: Strong encryption protocols designed to protect your data, continuous monitoring to detect and prevent fraudulent activity, routine testing of our systems identify potential vulnerabilities, and independent reviews by outside security firms to penetration test our applications and evaluate our processes.
For more about cybersecurity and protecting your digital presence, below find some helpful resources.
Curious as to what is included in our security process? Security includes the following: Strong encryption protocols designed to protect your data, continuous monitoring to detect and prevent fraudulent activity, routine testing of our systems identify potential vulnerabilities, and independent reviews by outside security firms to penetration test our applications and evaluate our processes.
For more about cybersecurity and protecting your digital presence, below find some helpful resources.
Location
2800 Post Oak Blvd 18th
Fl
Houston, TX 77056
US
Direct:
(713) 965-5000(713) 965-5000
Toll-Free:
(800) 231-0060(800) 231-0060
Fax:
(832) 514-3629(832) 514-3629
Meet The Cornerstone Financial Group
Jonathan Bergeron, CFP®
Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, CERTIFIED FINANCIAL PLANNER®
Phone:
(713) 499-3036(713) 499-3036
Diona Sonnier
Senior Client Service Associate
Phone:
(713) 993-2743(713) 993-2743
Sheena Young
Wealth Management Associate
Phone:
(713) 965-5018(713) 965-5018
About Robert M Snow
After graduating from the University of Houston in 1997 with a Bachelor’s Degree in Business, Rob moved to New York City to pursue his dream of working on Wall Street, and to begin his financial planning career. He spent several years working with a private investment banking firm; researching and trading NASDAQ based companies. As a Certified Financial Planner, Rob has dedicated his career to delivering the personalized investment planning services in which his clients deserve. He continued to maintain this level of commitment after joining Morgan Stanley in 2003. Rob has extensive experience with major shifts in the markets, and he utilizes this knowledge when addressing any of his client’s financial concerns including retirement planning, social security benefits, estate planning strategies, as well as other financial services. For nearly two and a half decades, Rob has continued to implement a disciplined investment process while serving as a financial resource for High Net Worth individuals.
In January 2013, after spending 16 years in New York, Rob returned to Houston with his wife, Alexandra and their two daughters, Juliana and Victoria. They enjoy staying physically and mentally active while coaching sports leagues, volunteering at his daughters' school, exploring museums, and visiting family and clients in New York. In his spare time, Rob also enjoys playing golf, and employing his many years of Wall Street experience while mentoring young advisors
In January 2013, after spending 16 years in New York, Rob returned to Houston with his wife, Alexandra and their two daughters, Juliana and Victoria. They enjoy staying physically and mentally active while coaching sports leagues, volunteering at his daughters' school, exploring museums, and visiting family and clients in New York. In his spare time, Rob also enjoys playing golf, and employing his many years of Wall Street experience while mentoring young advisors
Securities Agent: KS, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, VT, LA, MA, MD, ME, MI, MN, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, WA, AK, WV, WI, ID; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282440
NMLS#: 1282440
About Jonathan Bergeron, CFP®
Jonathan focuses on retirement and legacy planning. He is passionate about helping people create a meaningful legacy. He focuses on helping clients transition through each phase of their financial life by offering clear, straightforward advice.
He joined Morgan Stanley in 2019. Prior to his financial services career, Jonathan worked for Shell Oil Company for eight years. He held several finance-related roles which focused on evaluating corporate balance sheets, business planning for multiple entities along the oil and gas value chain and serving as a treasurer on two joint ventures in the Gulf Coast region. He graduated in 2012 from Louisiana State University.
Jonathan resides in the Heights with his wife, Stephanie and 6-month-old son, Ethan. Outside of the office, he enjoys staying active, playing in local soccer leagues, and volunteering.
He joined Morgan Stanley in 2019. Prior to his financial services career, Jonathan worked for Shell Oil Company for eight years. He held several finance-related roles which focused on evaluating corporate balance sheets, business planning for multiple entities along the oil and gas value chain and serving as a treasurer on two joint ventures in the Gulf Coast region. He graduated in 2012 from Louisiana State University.
Jonathan resides in the Heights with his wife, Stephanie and 6-month-old son, Ethan. Outside of the office, he enjoys staying active, playing in local soccer leagues, and volunteering.
Securities Agent: WI, TX, OK, IL, DE, LA, NC, NM, WV, WA, VT, VA, SC, PA, OR, OH, NY, NV, NJ, NH, ND, MT, MS, MN, MI, ME, MD, MA, KY, KS, IN, HI, GA, FL, DC, CT, CO, CA, AZ, AR, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 2322801
NMLS#: 2322801
About Diona Sonnier
Diona started in the financial industry in 1998 with Morgan Stanley (formerly Dean Witter) in Operations as a New Accounts Clerk, and over the years has been promoted into several different key support roles. As a Senior Client Service Associate with over 20 years of experience, she performs a variety of functions that are critical to the success of our day-to-day operations . Diona is deeply dedicated to making sure that each client receives exceptional service and that their needs are met in a timely manner. Diona is ready to help you with any administrative items: Account Documents, Bill Pay Concierge Services, Premier Cash Management Benefits, as well as deposits, transfers or withdrawals. Diona and her husband, Gene, have two children, Layla & Jayden. She is very active in her kid’s sports and dance activities. In her spare time she likes to workout with her husband and watch movies with her family.
About Sheena Young
As a Wealth Management Associate, Sheena delivers executive-level support characterized by accuracy and efficiency. A valued client resource, Sheena is often the first point of contact with clients on a broad array of services related to account servicing, financial plans and investment portfolios. Clients can depend on Sheena to deliver a consistent, positive experience to ensure all commitments are completed and delivered in a timely manner.
A Mississippi native, Sheena relocated to Texas in 2007 and launched her financial services career as a Registered Client Service Associate with RBC Wealth Management. She transitioned to Morgan Stanley in 2011.
Sheena enjoys gardening, fishing, traveling, and dog parks. She is an enthusiastic animal lover who fosters for a German Shepherd rescue and volunteers with ASPCA.
A Mississippi native, Sheena relocated to Texas in 2007 and launched her financial services career as a Registered Client Service Associate with RBC Wealth Management. She transitioned to Morgan Stanley in 2011.
Sheena enjoys gardening, fishing, traveling, and dog parks. She is an enthusiastic animal lover who fosters for a German Shepherd rescue and volunteers with ASPCA.
Contact Robert Snow
Contact Jonathan Bergeron, CFP®
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Maricris Felicidario
Private Banker
About Maricris Felicidario
Maricris Felicidario is a Private Banker serving Morgan Stanley Wealth Management offices in Texas.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity, and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maricris began her career in financial services in 1997, and joined Morgan Stanley in 2015 as an Associate Private Banker. Prior to joining the firm, she was a Senior Wealth Management Banker at Merrill Lynch. She also served as a Premier Client Manager at Bank of America.
Maricris lives in Houston, Texas. Outside of the office, she enjoys writing, photography, and traveling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity, and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maricris began her career in financial services in 1997, and joined Morgan Stanley in 2015 as an Associate Private Banker. Prior to joining the firm, she was a Senior Wealth Management Banker at Merrill Lynch. She also served as a Premier Client Manager at Bank of America.
Maricris lives in Houston, Texas. Outside of the office, she enjoys writing, photography, and traveling.
NMLS#: 620169
Wealth Management
From Our Team
Donor Advised Funds: A Smart Way to Manage Your Giving
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Cornerstone Financial Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
