Matthew Chasin, CIMA®
Senior Vice President, Institutional Consulting Director, Financial Advisor
Phone:
(516) 336-0894(516) 336-0894
The Chasin Group at Morgan Stanley
Our Mission Statement
The Chasin Group works tirelessly to offer our clients best in class wealth management strategies. We endeavor to provide a combination of strong risk-adjusted investment returns, sound strategic advice and timely & responsive client service. Delivering results requires knowing our clients, listening carefully, and customizing a program to fit the investment objectives of each client.
Our Story and Services
The Chasin Group’s approach to working with clients is threefold: help preserve their wealth, maintain and enhance their lifestyle, and help them create the legacy they envision. Prior to engaging with a prospective client, we conduct a deep analysis of the individual’s current lifestyle, goals and aspirations. This is complemented with an understanding of the prospect’s concerns and fears—i.e. “what keeps them up at night.”
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. When developing an asset allocation, we take full advantage of all resources provided by the firm. Morgan Stanley is one of the largest purveyors of asset managers in the industry and therefore, has access to an incredibly wide selection of investment managers, funds and products on behalf of clients. Our Team vigorously reviews Morgan Stanley’s approved list of investment managers as well as Morgan Stanley’s Global Investment Committee recommendations. The Chasin Team utilizes the findings of Morgan Stanley’s platform resources, meets with recommended investment managers individually, and makes catered investment recommendations for each client.
With over 100 years of combined financial industry experience we can help you to preserve and grow your wealth. In addition, we understand short-term needs are important to maintaining a calm and healthy day-to-day lifestyle. Through Morgan Stanley’s online platform, we assist clients set up routine bill pay, and help ensure they have enough liquidity for unexpected cash needs.
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. When developing an asset allocation, we take full advantage of all resources provided by the firm. Morgan Stanley is one of the largest purveyors of asset managers in the industry and therefore, has access to an incredibly wide selection of investment managers, funds and products on behalf of clients. Our Team vigorously reviews Morgan Stanley’s approved list of investment managers as well as Morgan Stanley’s Global Investment Committee recommendations. The Chasin Team utilizes the findings of Morgan Stanley’s platform resources, meets with recommended investment managers individually, and makes catered investment recommendations for each client.
With over 100 years of combined financial industry experience we can help you to preserve and grow your wealth. In addition, we understand short-term needs are important to maintaining a calm and healthy day-to-day lifestyle. Through Morgan Stanley’s online platform, we assist clients set up routine bill pay, and help ensure they have enough liquidity for unexpected cash needs.
Services Include
- Defined Contribution PlansFootnote1
- Endowments and FoundationsFootnote2
- Wealth ManagementFootnote3
- Professional Portfolio ManagementFootnote4
- Sustainable InvestingFootnote5
- Estate Planning StrategiesFootnote6
- Financial PlanningFootnote7
- Stock Plan ServicesFootnote8
- Alternative InvestmentsFootnote9
- Cash Management and Lending ProductsFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
How We Work With You
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Tools and Resources
Our suite of Modern Wealth Management Tools allows us to offer more customized and comprehensive advice than anywhere else. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice.
Morgan Stanley Online
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorizations.
Learn More About Morgan Stanley Online
Total Wealth View
It’s hard to see the complete picture with only half the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.
Learn More About Total Wealth View
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery to securely save, print, send, and receive documents at any time.
Learn More About eDelivery
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Visit the Online Security Center
GIC Monthly Research Report
The Global Investment Committee's Michael Wilson provides insightful commentary on the markets while covering key areas to help investors with the financial landscape.
Read the Latest Report
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen HereLocation
Two Jericho Plaza
Jericho, NY 11753
US
Direct:
(516) 336-0700(516) 336-0700
Meet The Chasin Group
Pamela Chasin, CIMA®
Vice President, Senior Institutional Consultant, Financial Advisor
Phone:
(516) 336-0734(516) 336-0734
Jonathan Ostrow
Senior Vice President, Financial Advisor
Phone:
(516) 336-0854(516) 336-0854
Kevin Roundtree, CFA
Assistant Vice President, Wealth Management, Financial Advisor
Phone:
(516) 336-0826(516) 336-0826
Phone:
(212) 692-2947(212) 692-2947
Anbreen Khan, CRPS
Group Director
Phone:
(516) 336-0859(516) 336-0859
Tom Asprinio
Director of Business Strategy
Phone:
(516) 336-0791(516) 336-0791
Gabriella Ruffo
Registered Client Service Associate
Phone:
(516) 336-0867(516) 336-0867
About Matthew Chasin
Matthew Chasin is a Senior Vice President for the Chasin Group. Matt has almost 30 years of experience in the financial services industry. He started his career in 1992 as a financial analyst at Chemical Bank in New York. Two years later Matt joined Bear Stearns, where he rose to be a senior managing director on the credit financing trading desk. He was responsible for all mortgage and credit repo trading and secured lending globally. In 2009, Matt joined the Royal Bank of Scotland as the global head of collateral trading. His role consisted of managing global repo and short duration cash trading in London, Singapore, Tokyo and Stamford. In 2015, Matt made his way to the Royal Bank of Canada as a managing director in their fixed-income and currencies division. Subsequently, Matt served as the Treasurer of Exos Securities, where he was responsible for all treasury activities.
Matt’s last role before joining Morgan Stanley was serving as a Senior Institutional Consultant at UBS Financial Services where he teamed up with his father, Gerald, managing and advising Taft-Harley client assets. Now at Morgan Stanley, Matt and the Chasin Group work with ultra-high net worth clients and institutions within Graystone Consulting providing comprehensive wealth solutions tailored each client’s unique needs.
Matt earned his undergraduate degree at the University of Rochester and an MBA at New York University’s Stern School of Business.
Matt’s last role before joining Morgan Stanley was serving as a Senior Institutional Consultant at UBS Financial Services where he teamed up with his father, Gerald, managing and advising Taft-Harley client assets. Now at Morgan Stanley, Matt and the Chasin Group work with ultra-high net worth clients and institutions within Graystone Consulting providing comprehensive wealth solutions tailored each client’s unique needs.
Matt earned his undergraduate degree at the University of Rochester and an MBA at New York University’s Stern School of Business.
Securities Agent: UT, AL, WY, VT, NC, IN, CA, WV, NV, FL, VA, MA, IL, DC, WI, NY, CO, OK, NH, MT, MN, KY, CT, RI, NJ, MD, AR, TX, ME, DE, SC, OH, MI, HI, AZ, TN, WA, PA, OR, NM, LA, GA; General Securities Principal; General Securities Representative; Investment Advisor Representative
About Pamela Chasin
Pamela Chasin is Vice President and Senior Institutional Consultant at the Chasin Group. She joined with nearly 20 years of fixed-income markets and consulting experience in the investment banking industry and institutional consulting business. Her first 14 years were spent on J.P Morgan’s corporate bond and syndicate desk, advising corporate clients on investment grade and high-yield bond issuance in the US dollar markets as an Executive Director. She subsequently took on a similar role as Executive Director at UBS for two years. Pamela advised issuers on bond market timing, tenor, pricing and market receptivity and for executing bond offering, including distribution to institutional clients.
In an effort to share her wealth of knowledge in this field, Pamela subsequently decided to become a professor at Mercy College, teaching financial management to undergraduate students. Pamela then went back to UBS Financial Services, this time serving as Senior Institutional Consultant. Now bringing her investment expertise to Morgan Stanley and Graystone Consulting, Pamela continues to consult institutional clients and works alongside Gerald and Matthew Chasin to advise and deliver optimal solutions to Taft-Harley Assets.
Pamela earned her undergraduate degree at Yale University and an MBA at the University of Pennsylvania’s Wharton School of Business.
In an effort to share her wealth of knowledge in this field, Pamela subsequently decided to become a professor at Mercy College, teaching financial management to undergraduate students. Pamela then went back to UBS Financial Services, this time serving as Senior Institutional Consultant. Now bringing her investment expertise to Morgan Stanley and Graystone Consulting, Pamela continues to consult institutional clients and works alongside Gerald and Matthew Chasin to advise and deliver optimal solutions to Taft-Harley Assets.
Pamela earned her undergraduate degree at Yale University and an MBA at the University of Pennsylvania’s Wharton School of Business.
Securities Agent: MT, LA, KY, CO, MI, UT, SC, OH, MD, DC, AL, WY, WV, WA, VA, PA, NY, MN, IN, NH, GA, CT, AR, NM, NJ, ME, VT, TX, CA, TN, OR, OK, HI, DE, MA, IL, WI, FL, NC; General Securities Representative; Investment Advisor Representative
About Jonathan Ostrow
Jonathan Ostrow joined Morgan Stanley is 2021 and has a vast history of working with large institutional clients across the globe since 1999. His focus on these institutions has given him the knowledge of how large Asset Managers look at markets makes him a valuable member of the Chasin Group at Morgan Stanley. His goal is to deliver first class service and build long lasting relationships.
Jon is an Indiana University Graduate where he earned his degree in Finance. He currently resides in Long Island with his wife and 2 kids. Most of his time outside of work is spent with his doing activities with his children, golfing and exercising.
Jon is an Indiana University Graduate where he earned his degree in Finance. He currently resides in Long Island with his wife and 2 kids. Most of his time outside of work is spent with his doing activities with his children, golfing and exercising.
Securities Agent: CO, FL, DC, CA, NY, ME, GA, OK, NC, MD, PA, CT, NJ, MA, UT, TX, TN, VA, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 2153571
NMLS#: 2153571
About Kevin Roundtree
Kevin Roundtree is Assistant Vice President and Institutional Consultant at the Chasin Group. He comes to Graystone after spending 7.5 years at Segal Marco Advisors as a Consultant. Focused primarily on the Taft Hartley market, he assisted clients in a variety of areas including IPS development, asset allocation, manager and custodian selection, portfolio oversight, and investment design for defined benefit, defined contribution, and health-care related funds. His experience includes being the lead consultant and primary contact on multiple institutional relationships across the public and Taft Hartley markets as well as being a relationship manager for a subset of large and highly complex clients. Kevin continues to consult institutional clients alongside Matthew, Pamela, and Gerald Chasin.
Prior to Segal Marco Advisors, Mr. Roundtree worked at Federated Investors for 3 years supporting the trading and portfolio management functions of the firm.
Mr. Roundtree graduated from the University of Southern California with a BS in Business Administration in 2012. He earned his Chartered Financial Analyst (CFA) designation in 2016.
Prior to Segal Marco Advisors, Mr. Roundtree worked at Federated Investors for 3 years supporting the trading and portfolio management functions of the firm.
Mr. Roundtree graduated from the University of Southern California with a BS in Business Administration in 2012. He earned his Chartered Financial Analyst (CFA) designation in 2016.
Securities Agent: WY, PA, ME, OR, NM, WA, RI, NH, MT, LA, DC, AR, WV, MA, DE, CT, AZ, UT, KY, GA, FL, CO, VT, SC, NV, IN, CA, VA, TX, MD, HI, AL, OH, NY, MI, IL, WI, OK, NJ, NC, MN; General Securities Representative; Investment Advisor Representative
About Steve Beck
Steve joined Morgan Stanley in 2019 following three successful decades on Wall Street. In November of 2024, Steve joined the Chasin Group at Morgan Stanley, part of Graystone Consulting.
Steve spent 13 years at Salomon Brothers, first selling, and then trading, fixed income products within Salomon’s industry-leading Mortgage-Backed Securities department. For 7 years, Steve managed the massive FNMA and FHLMC 30-year Pass-through trading book. In 1997, Steve joined Nomura Securities as Co-head of RMBS trading, and helped catapult Nomura’s industry ranking from 10th to 2nd. In 2001, Steve joined Deutsche Bank, and over a 15-year span held a number of senior sales positions. From 2001-2010, Steve covered some of DB’s largest institutional clients across a wide variety of Fixed Income products including MBS, CMBS, Rates, and Structured Products. From 2010-2016, Steve was a senior member of DB’s Relationship management team, where he had C-Suite coverage responsibility for the firm’s most impactful institutional clients.
Throughout his career, Steve has been regarded as a franchise builder and team player. His reputation is based on honesty, integrity, credibility, and industry knowledge. Steve's institutional pedigree , combined with his deep professional and personal network, will provide a valuable contribution to the Chasin Group and its clients.
Since 2008, Steve has been an active member on the board of Write on Sports, a 501(c)(3) whose mission is to teach at-risk youth literacy skills through the lens of Sports. Steve and his wife Lauren, reside in New York City, and have two sons, Justin and Jake.
Steve spent 13 years at Salomon Brothers, first selling, and then trading, fixed income products within Salomon’s industry-leading Mortgage-Backed Securities department. For 7 years, Steve managed the massive FNMA and FHLMC 30-year Pass-through trading book. In 1997, Steve joined Nomura Securities as Co-head of RMBS trading, and helped catapult Nomura’s industry ranking from 10th to 2nd. In 2001, Steve joined Deutsche Bank, and over a 15-year span held a number of senior sales positions. From 2001-2010, Steve covered some of DB’s largest institutional clients across a wide variety of Fixed Income products including MBS, CMBS, Rates, and Structured Products. From 2010-2016, Steve was a senior member of DB’s Relationship management team, where he had C-Suite coverage responsibility for the firm’s most impactful institutional clients.
Throughout his career, Steve has been regarded as a franchise builder and team player. His reputation is based on honesty, integrity, credibility, and industry knowledge. Steve's institutional pedigree , combined with his deep professional and personal network, will provide a valuable contribution to the Chasin Group and its clients.
Since 2008, Steve has been an active member on the board of Write on Sports, a 501(c)(3) whose mission is to teach at-risk youth literacy skills through the lens of Sports. Steve and his wife Lauren, reside in New York City, and have two sons, Justin and Jake.
Securities Agent: CO, VI, IN, CA, NY, MN, FL, DE, VT, NM, OR, NJ, KY, AK, MT, AR, WY, UT, OH, MI, ME, MA, IL, DC, WA, VA, SC, PA, NC, MD, CT, AL, WI, TX, TN, RI, OK, NV, NH, LA, GA, WV, IA, HI; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 1951663
NMLS#: 1951663
About Anbreen Khan
Anbreen Khan is the Group Director for the Chasin Group. She has financial industry experience spanning over 18 years, starting at Citibank in 2001. She soon joined UBS Financial Services in 2003 participating in various roles such as Branch Service Associate, Recruit transition liaison, Senior Registered Client Service Associate, Wealth Strategy Associate and Senior Wealth Strategy Associate. Anbreen’s strengths lie in helping clients with their finances and helping them save for retirement. She joined Morgan Stanley in October 2020 as Group Director.
Anbreen holds a wide variety of licenses such as the Series 7, Series 66, Series 9, Series 10, New York State Accident and Health, Life, Travel Accident and Variable Life/Variable Annuities Insurance. She also holds a Chartered Retirement Plans Specialist (CRPS) designation which shows expertise in administering retirement plans for businesses. In her free time Anbreen enjoys traveling to new destinations and spending time with her husband and two children.
Anbreen holds a wide variety of licenses such as the Series 7, Series 66, Series 9, Series 10, New York State Accident and Health, Life, Travel Accident and Variable Life/Variable Annuities Insurance. She also holds a Chartered Retirement Plans Specialist (CRPS) designation which shows expertise in administering retirement plans for businesses. In her free time Anbreen enjoys traveling to new destinations and spending time with her husband and two children.
About Tom Asprinio
Tom Asprinio is the Director of Business Strategy for the Chasin Group. Prior to joining the team, he was a Service Manager in the Western Long Island Complex for Morgan Stanley but got his start in finance at Merrill being a team lead for the margin and option department. He plays an integral role on the team by assisting client’s financial needs based on each individual’s unique situation. He begins by finding out their goals and guides them through investment products and services within the firm to help achieve those financial goals. Tom graduated with a degree in Bachelor of Science in Economics with a minor in Business Administration from University of Rhode Island. Tom currently holds his Series 7, 66, 9 & 10
About Gabriella Ruffo
Gabby joined Morgan Stanley in 2022 as a Registered Client Service Associate and is responsible for providing operational support to help clients achieve their financial goals. Gabby graduated from the University of Miami with a Bachelor of Science degree in Neuroscience and minors in Philosophy and Chemistry. She currently holds her Series 7 and 66.
Contact Matthew Chasin
Contact Pamela Chasin
Contact Jonathan Ostrow
Contact Kevin Roundtree
Contact Steve Beck
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Dominique Hicks, CFP®
Financial Planning Director, Vice President
About Dominique Hicks
Dominique Hicks is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Western Long Island, New York. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Dominique began her career in financial services in 2015 and joined Morgan Stanley in 2022. Prior to her current position, she acquired a great deal of acclamation & recognition for her work in Private Client and Small Business at JP Morgan Chase Bank. She continued to grow as a resource and joined Merrill Lynch later as a Financial Advisor.
Dominique graduated from SUNY Old Westbury with a bachelor’s in accounting and holds her Certified Financial Planner® designation. Dominique lives in Stony Brook, NY and cherishes spending time with her loved ones. She is a loving mother of two, adores practicing yoga with her kids and volunteers as a mentor for young college women.
Dominique began her career in financial services in 2015 and joined Morgan Stanley in 2022. Prior to her current position, she acquired a great deal of acclamation & recognition for her work in Private Client and Small Business at JP Morgan Chase Bank. She continued to grow as a resource and joined Merrill Lynch later as a Financial Advisor.
Dominique graduated from SUNY Old Westbury with a bachelor’s in accounting and holds her Certified Financial Planner® designation. Dominique lives in Stony Brook, NY and cherishes spending time with her loved ones. She is a loving mother of two, adores practicing yoga with her kids and volunteers as a mentor for young college women.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Chasin Group today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
