Steve Beck
My Mission Statement
My Story and Services
Steve Beck is a financial advisor at Morgan Stanley who works with a wide range of clients leveraging his deep personal and professional network along with his vast market knowledge. Steve has built his business on honesty, integrity, credibility, and industry knowledge. His ability to create a deep connection with his clients is fueled by his sincere passion to deliver world-class service and resources to them and their families.
In 2021 Steve was named as an Alternative Investment Director, as well as a member of the 2024 Pacesetter' Club, an honor that recognizes outstanding achievement, excellence in leadership, dedication & commitment to both his clients and the firm. Steve has built his practice leveraging the vast resources of Morgan Stanley. His areas of focus include asset allocation, financial planning, alternative investments, fixed income and structured notes.
Prior to joining Morgan Stanley, Steve had a distinguished Wall Street career that spanned over 30 years, spending his first 13 years at Salomon Brothers, first selling and then trading fixed income products within Salomon's legendary Mortgage-Backed Securities department. He then joined Deutsche Bank, and over a 15-year span held several senior sales positions, including becoming a senior member of Deutsche Bank's Relationship Management team, where he had C-Suite coverage responsibility for the firm's most impactful institutional clients.
Since 2008, Steve has been an active member on the board of Write on Sports, a 501(c)(3) whose mission is to teach at-risk youth literacy skills through the lens of sports. Steve and his wife Lauren, reside in New York City, and have two sons, Justin and Jake.
Disclaimer:
An investment in Structured Investments is subject to significant risks and may not be appropriate for all investors. These risks can include, but are not limited, to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality; substantial loss of principal; limits on participation in appreciation of underlying asset(s); limited liquidity; credit risk of the issuer; and, conflicts of interest.
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Investing
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2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
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