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There is no one size fits all when it comes to wealth management. Different skills and solutions are required to overcome each financial challenge that arises. When you choose to work with The 601 Group at Morgan Stanley, you work with a team dedicated to helping you find financial clarity as the circumstances of your life—and the global markets—continue to evolve.

Our team consists of five licensed financial advisors and three support staff from a diverse set of backgrounds. Rorie Zajac is our Certified Financial Planner and spearheads our wealth planning initiatives. Brigid Stackpool and G. Schroeder work as our Senior Portfolio Managers, helping to build comprehensive investment plans that fall directly in line with each client’s financial goals. Steve Knudsen and Mike Booth have over 70 years of combined experience, and are focused on our alternative investment and wealth management platforms. As for support staff, Juanita Benson and Kimberly Bryant, will help simplify the client experience and provide the knowledge and support needed in an effort to make sure each client has their needs met in a timely and constructive manner. This wide range of experience and subject matter knowledge positions our team to handle even the most complex financial situations.

Our team commitment is to continually provide honest, transparent and process-driven financial guidance. Through our comprehensive wealth planning process we identify and address your most pressing financial concerns and offer sound advice to help you safeguard your future. Our goal is to help tackle the challenges that come with managing wealth so that you can have more time to prioritize what is most important to you.

Feel free to reach out to any member on our team if you are interested in learning more. We look forward to meeting you!
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Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The hallmark of our wealth management process is a longstanding commitment to building customized solutions from the ground up. Our goals-based approach leads to strategies that are not only designed to help reach specific financial targets, but are reflective of who you are and how you intend to share your wealth with others.
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    Step 1: Introduction
    We begin with an informal discussion to understand your financial concerns and determine how we can add value. If we all agree to move forward, we'll schedule our next meeting and request important financial information.
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    Step 2: Discovery
    We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you've prepared and define your priorities.
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    Step 3: Analysis & Plan Development
    Here, we utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow and preserve your wealth.
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    Step 4: Implementation
    In this step, we present appropriate strategies that are designed to work together to help achieve your goals. Upon your approval, we initiate the investment recommendations and begin to implement the additional strategies we've discussed. These often encompass risk management and estate planning strategies.
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    Step 5: Ongoing Service
    Committed to premium service, we focus on developing a relationship that can provide dedicated value to you and your family. As we begin to execute each strategy, we'll set up tools so you have immediate access to your account information. And because markets and personal needs evolve over time, we set up ongoing meetings to help ensure your plan remains on schedule to achieve your goals.
Thanks to the unwavering commitment to helping clients and families achieve their investment goals, members of The 601 Group have earned the following industry awards and recognitions:
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    CIMA from the Wharton School of Business:
    The Certified Investment Management Analyst is recognized by the financial services industry as one of the standards for advanced investment consulting—that communicates to clients a high level of competency, professionalism, and investment experience with a focus on investments and asset allocation. Our team is honored to recognize the ongoing educational pursuits of these members to better serve you.
    ○ G. Schroeder
    ○ Michael Booth
    ○ Steven Knudsen
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    Portfolio Management:
    Our team will work closely with you to understand your needs while maintaining the focus and discipline necessary to guide your portfolio in the most challenging market cycles.
    ○ G. Schroeder; Senior Portfolio Management Director
    ○ Brigid Stackpool; Senior Portfolio Manager
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    Morgan Stanley Club Membership Awards:
    The Firm's Recognition programs are designed to recognize outstanding performances by Advisors with demonstrated leadership and good standing the Firm's standards and expectations.

    o Rorie Zajac; 2024 Century Club
    o G. Schroeder; 2024 Master's Club
    o G. Schroeder; 2023 Master's Club
    ○ G. Schroeder; 2022 Master's Club
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    Certified Financial Planner:
    Rorie has earned the CFP designation which has been defined as “…one of the standards of excellence for financial planners. CFP professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first."
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    Family Wealth Advisor:
    Michael has earned Morgan Stanley’s distinguished designation of Family Wealth Advisor. This credential places him among an elite group of advisors qualified to serve the sophisticated needs of ultra-high net worth families.
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    Senior Investment Management Consultant:
    This designation recognizes advisors who do a significant level of consultant group business. Steven is focused on providing families sophisticated advice and strategic guidance to help them capitalize on opportunities to preserve, grow, and transfer their wealth.
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    Forbes Best-In-State Wealth Management Teams
    The 601 Group at Morgan Stanley was featured as one of the 2023 Forbes/SHOOK Best-In-State Wealth Management Teams. This list includes more than 2,800 teams with cumulative assets of roughly $4 trillion. We are honored to be mentioned among these groups of experienced wealth managers with proven track records of success according to SHOOK Research, which uses quantitative and qualitative data, including interviews, to rank teams.

    Forbes Best-In-State Wealth Management Teams (2024)
    Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

    Forbes Best-In-State Wealth Management Teams
    Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
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    Forbes Best-In-State Women Advisors
    Forbes’ “Top Women Wealth Advisors Best-In-State” is a select group of individuals who have a minimum of seven years of industry experience. The ranking, developed by Forbes’ partner SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors and weighing factors like revenue trends, AUM, compliance records, industry experience and best practices learned through telephone and in-person interviews.

    Rorie Zajac has been named to Forbes Magazine's 2024 list of Best-In-State Women Advisors.

    Forbes Best-In-State Women Advisors (2024)
    Washington
    Source: Forbes.com (Awarded Feb 2024) Data Compiled by SHOOK Research LLC Based on time period from
    9/30/22 - 9/30/23.

    Rorie Zajac has been named to Forbes Magazine's 2023 list of Best-In-State Women Advisors.

    Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
    Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
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    Forbes Best-In-State Wealth Advisors
    Forbes’ Best-in-State Wealth Advisors list comprises a select group of individuals who have a minimum of seven years of industry experience. The ranking, developed by Forbes’ partner SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors and weighing factors like revenue trends, AUM, compliance records, industry experience and best practices learned through telephone and in-person interviews.

    G. Schroeder and Rorie Zajac have been named to Forbes Best-In-State Wealth Advisors (2024)
    Washington - High Net Worth

    Source: Forbes.com (Awarded Apr 2024) Data compiled by SHOOK Research LLC based on time period from
    6/30/22 - 6/30/23.

    G. Schroeder has been named to Forbes Magazine's 2023 list of Best-In-State Wealth Advisors.

    Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
    Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.

Protecting Your Online Security

Your security is our top priority. Morgan Stanley proactively defends our systems and monitors our digital landscapes to anticipate issues before they arise and respond appropriately when they do.
Morgan Stanley: Cybersecurity Brochure
  • Morgan Stanley’s success depends on our reputation, which is derived in part from our ability to maintain the confidentiality and security of your information and assets.
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Security Features and Proactive Defense
  • Multi-Factor Authentication (MFA)
  • Alerts and Notifications
  • Automatic Session Time Out
  • VoiceID
  • Fraud Detection and Prevention
  • Digital Tools
  • Cybersecurity Fusion Centers
  • Threat Landscape Monitoring
  • Employee Training and Testing

Upcoming Firm Events

We hope you will join us for this upcoming event.

AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future

We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.

CRC4303146 03/2025
Online

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WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

    Equity Solutions

    Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

    • Equity Administration and Financial Reporting
    • Liquidity Events
    • 409A Valuation Services and Cap Table Management

    Learn more
    Retirement

    For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

    • Defined Contribution Consulting
    • Solutions-Oriented Plans
    • Fiduciary Investment Oversight

    Learn more
    Deferred Compensation

    Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

    Services include:

    • Recordkeeping and Plan Design
    • Portfolio Construction
    • Wealth Management Services
    Learn more
    Executive Services

    Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

    • Equity Compensation Services
    • Equity Award Analysis
    • Specialized Solutions
    Learn more
    Saving and Giving

    Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

    • College Savings
    • Student Loan Repayment and Refinancing
    • Charitable Giving
    Learn more
    Financial Wellness

    We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

    • Financial Education
    • Digital Tools
    • Financial Guidance

    Learn more

Location

601 Union Street
Suite 5200
Seattle, WA 98101
US
Direct:
(206) 628-4411(206) 628-4411
Toll-Free:
(800) 426-7127(800) 426-7127

Meet The 601 Group

Photo of Brigid Stackpool

Brigid Stackpool

Senior Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(206) 344-2488(206) 344-2488
Photo of Juanita Benson

Juanita Benson

Senior Registered Associate
Phone:
(206) 628-4429(206) 628-4429
Photo of Kimberly Bryant

Kimberly Bryant

Senior Client Service Associate
Phone:
(206) 344-2431(206) 344-2431

About G. Schroeder

G. Schroeder has extensive experience in advising families in virtually all aspects of wealth advisory and portfolio management, having spent 25 years with Morgan Stanley Wealth Management. His focus is leading the team's risk-managed, goal-focused equity portfolios. As Senior Portfolio Management Director, G. provides guidance across equity strategies and evaluates financial portfolios to identify the best investment approach. He was recognized by Forbes as one of the Best-In-State Wealth Advisors consecutively in 2022 and 2023, and Best-In-State Wealth Management Teams in 2023. He has consistently found success through effective communication and commitment to excellence. He has established himself as a knowledgeable, intellectual leader in the community over the last two decades with his experience in dynamic environments. G. is a graduate of the University of Washington and completed his Certified Investment Management Analyst (CIMA®) designation through the University of Pennsylvania’s Wharton School of Business. In his spare time, G. and his wife Lisa are busy keeping up with his growing family of three boys. He is an active triathlete with six completed Ironman Triathlons.

Disclosures:
Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.

Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Apr 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Securities Agent: WI, AK, AZ, CA, CO, FL, GA, HI, ID, IL, IN, KS, MA, MD, ME, MI, MN, MT, NC, NJ, NM, NV, NY, OR, PA, TN, TX, UT, WA, WV, WY, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 1288171

About Michael Booth

Michael Booth is a highly respected investment professional having distinguished himself in the field for over 40 years. This tenure in our industry has given him a very unique perspective of our capital markets and the evolution of our industry. Michael is a graduate of Washington State University and was a member of the WSU gymnastics team. He continues to be an active donor of WSU athletics. Michael expanded his education by attending the Seattle University Graduate School of Business and the City University of London, England. In addition, he earned the title of Certified Investment Management Analyst (CIMA) while attending the Wharton School of Business at the University of Pennsylvania. He is active in civic affairs and philanthropy by supporting the ASPCA, the Arts Fund, and Children’s Hospital.
Securities Agent: WI, WV, WY, WA, VA, UT, TN, PA, OR, NV, NM, NJ, MT, MI, IL, MA, KS, IN, MN, ME, NC, ID, HI, GA, FL, NY, DC, CO, MD, TX, CA, AZ, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 1285426

About Rorie Zajac

A Chicago native, Rorie Zajac began her career on the trading floors of the Chicago Board of Trade. She was promoted to the Mid-Am Commodity Exchange and traded Bond and Dow Jones Futures. Rorie then joined an arbitrage group where she worked in the NASDAQ Futures pit at the Chicago Mercantile Exchange executing the futures segment of a basis trade. She spent 10 years with UBS prior to joining Morgan Stanley in 2011 and focuses on Financial Planning, Restricted Stock Transactions and Sustainable Investing. Rorie is a graduate of the University of Washington and the College for Financial Planning. She holds the CERTIFIED FINANCIAL PLANNER™, (CFP®), and Accredited Domestic Partnership Advisor, (ADPA®) designations. Rorie has been named to Forbes Magazine's 2023 list of Best-In-State Women Advisors and Best-In-State Wealth Management Teams.

Forbes Best-In-State Women Advisors
Source: Forbes.com (Awarded Feb 2023) Data compiled by SHOOK Research LLC based on time period from 9/30/21 - 9/30/22.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
Securities Agent: AZ, CO, FL, GA, HI, ID, IL, IN, KS, MA, MD, ME, MI, MN, MT, NC, NJ, NM, NV, NY, OR, PA, TN, TX, UT, VA, WA, WI, WV, WY, AK, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 1369851

About Steven M Knudsen

Steve Knudsen began his career at Paine Webber in 1983.  He joined Smith Barney in 2006 prior to the merger with Morgan Stanley in 2012.  Steve works extensively with Consulting Group, the investment advisory arm of Morgan Stanley Wealth Management.  He earned his Certified Investment Management Analyst® (CIMA®) designation through the University of Pennsylvania’s Wharton School of Business in 1999 and is a 1979 graduate of the University of Washington.  He and his wife, Mardi, live in Mukilteo with two daughters and five grandchildren nearby. In his spare time, Steve enjoys fishing.
Securities Agent: AK, AZ, CA, CO, FL, GA, HI, ID, IL, IN, KS, MA, MD, ME, MI, MN, MT, NC, NJ, NM, NV, NY, OR, PA, TN, TX, UT, VA, WA, WI, WV, WY; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1279198

About Brigid Stackpool

Brigid Stackpool is committed to providing sound investment advice and personalized service. “My job is to really listen to what the client needs and remind them of the rationale behind their investment strategy, regardless of the environment. If I can convey the benefit of sticking to the plan and coach the client through the tough times, then I consider us both to have achieved success.” Brigid provides the experience and vision in an effort to build and preserve, a long-lasting asset base and financial legacy for her clients.

A Seattle native, Brigid earned her bachelor’s degree in business administration and finance from the University of Washington. Prior to becoming a Financial Advisor, she was in charge of managing multi-million-dollar budgets as an Account Manager for several food manufacturers and distributors. She began her career as a Financial Advisor with Prudential Securities in 1999 and joined Morgan Stanley* in 2010 as a Financial Advisor and Senior Vice President.

Brigid’s strong sense of service to the community has motivated her to lead fundraising events and hold board positions for human rights organizations both locally and nationally. What Brigid enjoys most about being a financial advisor is the many long-term relationships she has with her clients and the joy they bring to her life. Brigid's favorite pastimes are gardening, travel, and spending time in the great outdoors. Watching college football and basketball are also favorite pastimes.

Brigid has completed a formal training program that has led to her appointment as a designated Senior Portfolio Manager*; she independently manages client assets based on her training, experience, and commitment to service. Specifically, this means she can offer, on a fully discretionary basis, to construct an appropriate investment portfolio in accordance with a client’s specific needs and objectives.
Securities Agent: WV, WI, WA, UT, TX, TN, PA, OR, NY, NV, NM, NJ, NC, MT, MN, MI, ME, MD, MA, KS, IN, IL, ID, HI, GA, FL, CO, VA, CA, AZ, AK, WY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1339252

About Juanita Benson

Juanita Benson began her career in the financial services industry in 1995 and joined Morgan Stanley in 2008.  She is committed to helping simplify the client experience & prioritizing the administrative goals for all wealth management needs including: executing trades, managed accounts, alternative investments & problem resolution. She recently held the position of the Cash Management & Lending Coach for the Seattle Complex & is now the Onboarding and Best Practices Coach where she assists the senior management team on product knowledge and firm initiatives.  She is a graduate of Alabama State University with a Bachelor of Science degree in Marketing and holds the Series 7 and 63 FINRA registrations.

 

About Kimberly Bryant

Kim Bryant is a Seattle native who brings over 30 years of experience at Morgan Stanley to the 601 Group. She focuses on operational, administrative and our new-client experiences for the team. Her expertise in communication, project management and delivering exceptional client service support makes her an invaluable team member.

Kim loves life in Seattle as well as gardening and biking, but nothing tops being the Mom of Bella, age 18!
Wealth Management
Global Investment Office

Portfolio Insights

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Equity Compensation

Helping you make the most of your equity awards and better understand how it may fit into your your larger financial picture – today and tomorrow.

  • Vesting events
  • Option expirations
  • Restricted stock units
  • Tax implications

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
Learn More about Retirement
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Learn More about Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
Learn More about Financial Wellness
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact The 601 Group today.
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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

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3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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9The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.

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10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)