Sandra J Smith
Senior Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Financial Planning Specialist
Phone:
(727) 344-6720(727) 344-6720
Sandra Smith, Allison Butler, & Thomas Cowan at Morgan Stanley
Direct:
(727) 344-6709(727) 344-6709
Toll-Free:
(800) 237-2898(800) 237-2898
Our Mission Statement
To provide thoughtful, calculated financial planning advice to clients for their life goals, retirement dreams, and other aspirations.
Our Story
We help our clients financially plan for their life goals, retirement and care of aging parents. The foundation of a successful financial plan is the relationship. When getting to know you, we learn about you as a person and your financial outlook. We want to know your likes, dislikes, feelings about money and concerns that keep you up at night.
Many of our clients think about longevity and want to ensure they will have enough money for the rest of their lives. As advisors, we carefully calculate the amount of money that you will need to sustain your lifestyle for a period of time. The precision of numbers and calculated adjustments made to your plan help you to remain comfortable with your financial plan.
We strive to make each of our clients feel comfortable with their plan. This means providing the style of service they prefer. Some of our clients want a quarterly call and others want to meet for a yearly review.
Many of our clients think about longevity and want to ensure they will have enough money for the rest of their lives. As advisors, we carefully calculate the amount of money that you will need to sustain your lifestyle for a period of time. The precision of numbers and calculated adjustments made to your plan help you to remain comfortable with your financial plan.
We strive to make each of our clients feel comfortable with their plan. This means providing the style of service they prefer. Some of our clients want a quarterly call and others want to meet for a yearly review.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
2021 Forbes Top Women Wealth Advisors
Forbes America's Top Women Wealth Advisors 2021 and Top Women Wealth Advisors Best-In-State 2022-2023
2021-2023 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2021-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Source: Forbes.com (Awarded 2021-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Location
150 2nd Avenue N
Suite 1400
St. Petersburg, FL 33701
US
Direct:
(727) 344-6709(727) 344-6709
Toll-Free:
(800) 237-2898(800) 237-2898
Fax:
(727) 218-1691(727) 218-1691
Meet Sandra Smith, Allison Butler, & Thomas Cowan
Allison Butler
Financial Advisor, Vice President, Wealth Management, Financial Planning Specialist, Senior Portfolio Manager
Phone:
(727) 344-6709(727) 344-6709
Thomas Cowan
Financial Advisor, Insurance Planning Director, Senior Portfolio Manager, Financial Planning Specialist
Phone:
(727) 344-6755(727) 344-6755
Will Curtis
Registered Client Service Associate
Phone:
(727) 302-6377(727) 302-6377
About Sandra J Smith
Following an exciting career of coaching and playing professional tennis, Sandra Smith followed her heart to the world of investments. While in the tennis world, she was a ranked player and head director for development and marketing at Indoor Racket Clubs of New England. Here she helped establish one of the first tennis schools in New England. Sandra coached many top-ranked juniors and was the tennis coach for Clarke University. After tennis, Sandra began her wealth management career with Smith Barney.
During her 29 years as a financial advisor, Sandra has developed her reputation as a portfolio manager and has earned the title of Senior Vice President, Wealth Management. She works with entrepreneurs and other professionals who have been successful at creating their own wealth. Sandra enjoys all sides of the financial planning process: developing her client relationships, helping clients define their goals and establishing a portfolio to reflect those goals.
During her 29 years as a financial advisor, Sandra has developed her reputation as a portfolio manager and has earned the title of Senior Vice President, Wealth Management. She works with entrepreneurs and other professionals who have been successful at creating their own wealth. Sandra enjoys all sides of the financial planning process: developing her client relationships, helping clients define their goals and establishing a portfolio to reflect those goals.
Securities Agent: NH, CO, OH, VA, PA, MD, LA, FL, DC, NC, MA, CT, AL, CA, NY, AZ, NM, MI, MN, TX, SC, MO, GA, OR, WA, TN, KY, IL, ID, WI, VT, UT, SD; General Securities Representative; Investment Advisor Representative
NMLS#: 1370423
NMLS#: 1370423
About Allison Butler
After 23 years as a pharmacy manager, Allison Butler joined Morgan Stanley Wealth Management to help her clients in a different way. Her experience in the pharmaceutical industry has allowed her to closely witness the need for proper financial planning, insurance and long-term care. She enjoys helping professionals fulfill their financial needs and plan for retirement.
Before becoming an advisor, Allison was a client first. She enjoys sharing her experience, from the other perspective, to explain to professionals the importance of hiring a financial advisor. Evolving from client to advisor, Allison strives for her clients to feel taken care of and prepared for the future. She makes each client feel like her only client as they plan for life goals, retirement and the care of aging parents.
Prior to pursing the financial services industry, Allison received her Bachelor of Science in Pharmacy from the University of South Carolina and played on the tennis team for a portion of her time there. Today, Allison is a 28 year resident of St. Petersburg. She loves the city, its parks and plentiful outdoor activities.
Before becoming an advisor, Allison was a client first. She enjoys sharing her experience, from the other perspective, to explain to professionals the importance of hiring a financial advisor. Evolving from client to advisor, Allison strives for her clients to feel taken care of and prepared for the future. She makes each client feel like her only client as they plan for life goals, retirement and the care of aging parents.
Prior to pursing the financial services industry, Allison received her Bachelor of Science in Pharmacy from the University of South Carolina and played on the tennis team for a portion of her time there. Today, Allison is a 28 year resident of St. Petersburg. She loves the city, its parks and plentiful outdoor activities.
Securities Agent: NH, NC, IL, SD, MN, MD, KY, ID, VT, NY, GA, AL, TN, MO, AZ, WI, LA, CO, CA, UT, OR, FL, CT, VA, NM, MI, MA, TX, SC, PA, DC, OH, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 1388030
NMLS#: 1388030
About Thomas Cowan
Securities Agent: WA, TN, OR, NH, MI, WI, CA, NM, MA, MN, ID, GA, TX, NY, FL, DC, NC, IL, MD, MO, LA, KY, AL, SD, PA, CO, AZ, OH, VA, CT, VT, UT, SC; General Securities Representative; Investment Advisor Representative
NMLS#: 1842847
NMLS#: 1842847
Contact Sandra J Smith
Contact Allison Butler
Contact Thomas Cowan
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Sandra Smith, Allison Butler, & Thomas Cowan today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
4Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
4Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
