Patricia Yara

Our process begins with a detailed conversation that identifies what is truly important to you. During this meeting, we'll ask a series of questions to get an in-depth understanding of your personal, professional and financial situation, as well as your long-term investment goals, time horizon and tolerance for risk.

From this ongoing dialogue, we'll analyze your current situation and begin to develop comprehensive strategies to help achieve your goals. This analysis will address income and retirement planning, as well as investment and risk management.

Once you review and approve your plan, we will begin to execute these strategies appropriately. As we work together, we will ensure that you are on track with your portfolio to achieve your financial goals.

We will have ongoing conversations about the management of your investment plan to help ensure your portfolio is properly balanced, and the investment vehicles utilized are performing according to preset benchmarks.

Armed with education and a plan, women can feel more confident about their financial goals and how they'll achieve them.

Supporting women throughout their financial lives is at the core of Morgan Stanley's values. This dedication and experience make us uniquely suited to help women reach their financial and career goals, no matter where they are on their journey

The podcast series features senior executives at Morgan Stanley, who candidly share their personal experiences overcoming the challenges women face while climbing the ranks. These practical, surprising and hope-filled conversations offer inspiration and guidance for any one aspiring to a senior leadership position, and are essential listening for the ambitious everywhere.

Our Institute for Inclusion supports those efforts with investments in underserved communities through products, services, data and insights; philanthropic efforts to help promote equity; and thought leadership in workplace diversity, equity and inclusion.

It is important to evaluate the impact divorce can have on both your personal and financial matters. The better you understand your options, the more likely you are to make sound financial decisions.

Divorce or the death of a spouse can turn the best laid financial plans upside down. An income stream dries up; assets may be divided; in short, where life had a feeling of certainty, you may now be standing on shifting ground.

It's natural to feel overwhelmed by all the life events we need to prepare for. Feeling in control of your finances can propel you in so many other areas of your life, so you owe it to yourself to define your goals, start a dialogue with your loved ones and create a game plan.

Saving for retirement is a lifelong process that relies on defined financial planning strategies. We help guide you through this process each step of the way toward achieving their retirement goals.

Most financial gains are inheritances, but they can also stem from a variety of other sources such as legal settlements. Suddenly inheriting wealth can propel you to financial security or serve as a source of future regret, if not managed wisely.

Education is a major investment and expense that often requires years of careful, advanced planning. help you approach a variety of educational expenses, such as tuition, extension programs and advanced professional training, with appropriate funding strategies for each unique situations.

Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.

Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.

Total Wealth View allows you and your advisor to view a complete financial picture of your investments to identify opportunities or risks across all your accounts. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.

Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.

Learn how to manage your money wisely and achieve your financial goals with our collection of personal finance articles.

Listen to detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.