Brett E. McNamee, CFP®, CPWA®, CIMA®, CRPS®
Managing Director, Wealth Management,
Financial Advisor,
Family Wealth Director,
Corporate Retirement Director,
Executive Financial Services Director,
Alternative Investments Director,
Portfolio Management Director,
Financial Planning Specialist
Direct:
(732) 389-8697(732) 389-8697
My Mission Statement
Preparing you to weather life’s challenges and benefit from its inevitable opportunities. Like so many families before you, I am here to guide, protect and enhance your life.
Brett's Story
Brett is the Executive Director and founding partner of The McNamee Group at Morgan Stanley. A seasoned professional with nearly 25 years of experience, Brett is dedicated to helping professionals, families and business leaders solve their financial challenges and achieve their goals. His results-driven approach includes the development of a tailored wealth management plan and a commitment to ongoing education and outstanding service. Brett enjoys helping clients simplify their financial lives, so they may enjoy the wealth they have created and leave the legacy they desire.
Growing up in Rumson, Brett learned first-hand about the power of sound investment management from his father, a successful advisor who began his career in the 1960s at Edwards and Handley, a boutique brokerage house in New York City that ultimately became part of the Morgan Stanley family. Brett observed his father as he helped families become financially independent in both good and bad markets. This experience inspired him to follow a similar path. After earning his Finance degree from Seton Hall University in 1997, Brett joined his father’s practice and worked side-by-side with him until he retired in 2019.
Throughout his career, Brett has remained committed to professional development, earning such important industry designations as CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Private Wealth Management® (CPWA®), Certified Investment Management Analyst® (CIMA®) and Chartered Retirement Plans SpecialistSM (CRPS®). He has also received a number of highly specialized certifications at Morgan Stanley, including Corporate Retirement Director, Alternative Investments Director and Portfolio Management Director.
Most recently, Brett earned Morgan Stanley’s distinguished Family Wealth Director. This credential – achieved by less than five percent of the firm’s advisors – places him among a small group of professionals uniquely qualified to serve the sophisticated needs of ultra-high net worth clients. As a Family Wealth Director, Brett has extensive knowledge, dedicated training and access to exclusive resources. He is well-versed on issues concerning family dynamics, wealth transfer and philanthropy to help clients preserve their wealth and protect their legacy.
Brett enjoys working with like-minded clients who value the level of service he and his colleagues can deliver. His process begins with asking the right questions and actively listening. This information then serves as the foundation for the development of a comprehensive plan and investment portfolio that reflects each client’s goals for the future. Brett receives great satisfaction knowing he is making a significant impact on the quality of his clients’ lives and often becomes one of the most important relationships to their families.
Today, Brett and his wife, Josie, live in Shrewsbury with their four children, Riley, Emerson, Harper and Quinn. Away from the office, his greatest joy is spending time with his family.
Growing up in Rumson, Brett learned first-hand about the power of sound investment management from his father, a successful advisor who began his career in the 1960s at Edwards and Handley, a boutique brokerage house in New York City that ultimately became part of the Morgan Stanley family. Brett observed his father as he helped families become financially independent in both good and bad markets. This experience inspired him to follow a similar path. After earning his Finance degree from Seton Hall University in 1997, Brett joined his father’s practice and worked side-by-side with him until he retired in 2019.
Throughout his career, Brett has remained committed to professional development, earning such important industry designations as CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Private Wealth Management® (CPWA®), Certified Investment Management Analyst® (CIMA®) and Chartered Retirement Plans SpecialistSM (CRPS®). He has also received a number of highly specialized certifications at Morgan Stanley, including Corporate Retirement Director, Alternative Investments Director and Portfolio Management Director.
Most recently, Brett earned Morgan Stanley’s distinguished Family Wealth Director. This credential – achieved by less than five percent of the firm’s advisors – places him among a small group of professionals uniquely qualified to serve the sophisticated needs of ultra-high net worth clients. As a Family Wealth Director, Brett has extensive knowledge, dedicated training and access to exclusive resources. He is well-versed on issues concerning family dynamics, wealth transfer and philanthropy to help clients preserve their wealth and protect their legacy.
Brett enjoys working with like-minded clients who value the level of service he and his colleagues can deliver. His process begins with asking the right questions and actively listening. This information then serves as the foundation for the development of a comprehensive plan and investment portfolio that reflects each client’s goals for the future. Brett receives great satisfaction knowing he is making a significant impact on the quality of his clients’ lives and often becomes one of the most important relationships to their families.
Today, Brett and his wife, Josie, live in Shrewsbury with their four children, Riley, Emerson, Harper and Quinn. Away from the office, his greatest joy is spending time with his family.
Services Include
Securities Agent: GA, NV, OR, DE, WI, CO, FL, LA, TX, MD, SC, MO, NJ, NC, MI, NH, IL, VT, AK, CA, HI, OK, VA, PA, ME, OH, WA, MA, MT, TN, RI, CT, NY, AZ, KY, DC, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 1316472
CA Insurance License #: 4251665
NMLS#: 1316472
CA Insurance License #: 4251665
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The hallmark of our wealth management process is a longstanding commitment to building customized solutions from the ground up. Our goals-based approach leads to strategies that are not only designed to reach specific financial targets, but are reflective of who you are and how you intend to share your wealth with others.
Step 1: Introduction
We begin with an informal discussion to understand your financial concerns and determine how we can add value. If we all agree to move forward, we’ll schedule our next meeting and request important financial information.
Step 2: Discovery
We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you’ve prepared and define your priorities.
Step 3: Analysis & Plan Development
Here, we utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow and preserve your wealth.
Step 4: Implementation
In this step, we present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we initiate the investment recommendations and begin to implement the additional strategies we’ve discussed. These often encompass risk management and estate planning.
Step 5: Ongoing Service
Committed to premium service, we focus on developing a relationship that provides special value to you and your family. As we begin to execute each strategy, we’ll set up tools so you have immediate access to your account information. And because markets and personal needs evolve over time, we set up ongoing meetings to ensure your plan remains on schedule to achieve your goals.
Customized Solutions
As your wealth grows, so does its complexities and the resources needed to manage it effectively. We leverage our experience and relationships to deliver innovative strategies that are tailored to your needs. We look forward to speaking with you to understand your challenges, so we may map out a strategy to achieve your particular priorities and goals.
Wealth Management
Wealth management brings all the dimensions of your life together. We listen carefully to understand the connections across your personal life, your family, your career, and your legacy goals to develop an integrated strategy that is uniquely yours.
Financial Planning
The cornerstone of an effective wealth management plan is comprehensive financial planning, which captures your goals, resources and expectations for the future. Effective planning can potentially lead to successful education and retirement income funding. It helps eliminate blind spots, and helps ensure legacy goals are met.
Asset Management
Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes about investing with careful analysis of the financial markets. Working together, we create a personalized strategy that applies long-held investment principles to help your assets appreciate appropriately or generate income as you require.
Lending Products
We believe it’s important to consider all aspects of your finances when building your plan for the future. We offer a broad array of lending solutions that work together to complement your existing investment strategy – from flexible lines of credit and home mortgages to state-of-the-art cash management systems.
Retirement Planning
One of our key areas of strength is helping you prepare for and thrive in retirement. From IRAs to RMDs, we manage the complexities of your comprehensive retirement plan assets, helping you easily transition to the next phase of your life with security and confidence.
Estate Planning Strategies
Delivering an estate to the next generation or favorite charity requires more attention than families often realize. We coordinate with your estate and tax professionals to align your legacy goals with the appropriate asset titling and beneficiary designation requirements, incorporating best practices to help enhance results.
401(k) Rollovers
If you have a 401(k) from a previous job, we make it easy to consolidate your assets into one account so you can monitor your progress and investment results all in one place. This helps simplify your financial life, keeps you organized and helps make your money work harder for you.
Corporate Retirement Plans
We work directly with you and your leadership team to effectively manage your corporate retirement plan, while optimizing the benefits to your employees and executives. We have the knowledge, experience and resources to manage and oversee your plan, so you can focus on running your business.
Business Planning
The links between business ownership and personal wealth are many and complex. Whether your objective is to grow your business, realize its value through a succession strategy or sale, or maintain family ownership through the next generation, we will help you examine your alternatives and develop the best strategy to achieve your goals.
Business Succession Planning
Owning a business represents years, if not decades, of hard work and entrepreneurial savvy. Yet, even the most astute business owners are often unfamiliar with the complexities that go into a successful succession strategy. We understand your succession in the context of your overall financial picture. We also work closely with your other financial advisors to help ensure your priorities are reflected in your succession strategy.
Valuable Tools and Resources
Financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today’s global markets.
We have assembled the following resources and tools that reinforce the fundamental investment strategies and concepts of our practice. We’ve provided links to these materials, where available, and hope you’ll return often to learn more about the topics that impact your overall wealth.
We have assembled the following resources and tools that reinforce the fundamental investment strategies and concepts of our practice. We’ve provided links to these materials, where available, and hope you’ll return often to learn more about the topics that impact your overall wealth.
McNamee Viewpoint
Our investment outlook is based on multiple sources of research that includes not only Morgan Stanley’s global research capabilities, but other industry perspectives we respect and follow. These research reports stem back to the 1990’s when we first started putting our views in writing. They contain valuable insights on the economy and the global markets and help shape our investment outlook for our clients’ portfolios. These reports are written and posted regularly, so please check back for the most recent edition.
Click here for the most recent McNamee Viewpoints
Total Wealth View
Our Total Wealth View platform enables you to see all of your assets and liabilities together in one place – whether they are held at Morgan Stanley or elsewhere. This curated view enables us to provide a 360 degree view of your finances to help you make the best decisions across all your assets.
Click here to learn more
Morgan Stanley “On the Markets” Report
Every month, Morgan Stanley’s top research analysts prepare and publish their “On the Markets” report, providing detailed market commentary on topics like global equities, fixed income, and monetary policy. We discuss this report on our monthly client conference call. Please contact our office for details on how to join.
Click here for the most recent “On the Markets” Report
Morgan Stanley Online (MSO) & Mobile App
You can conveniently and securely manage your accounts wherever you go and whenever you need information. Simply, access your account online or from the convenience of your mobile device.
Click here to learn more about these servicesRetirement Planning for the 21st Century
You only retire once, but we’ve helped hundreds of clients plan for their retirement. We understand the complexities you face and have cultivated the skills and insights needed to help you make confident decisions about your retirement years. This fact card provides details on how we help ensure that your retirement dreams come to fruition.
E-Suite of DYI Services
Morgan Stanley has developed a comprehensive suite of electronic services to make managing your accounts easy and convenient:
With E-Authorization, you no longer need to sign a paper Letter of Authorization to authorize a wire transfer request.
E-Sign is a digital, paperless alternative to the traditional means of obtaining paperwork signatures. There is no registration process to begin using E-Sign -- all you need is a valid email address and phone number.
Click here to learn moreWith E-Authorization, you no longer need to sign a paper Letter of Authorization to authorize a wire transfer request.
E-Sign is a digital, paperless alternative to the traditional means of obtaining paperwork signatures. There is no registration process to begin using E-Sign -- all you need is a valid email address and phone number.
Client Service Team
Christopher King - Consulting Group Analyst
Phone:
(732) 389-5179(732) 389-5179
Email:Christopher.King@morganstanley.com
Professional Details:
-BS - Business Administration with a Finance Concentration
-Began in the Financial Industry in 2009
-Obtains stock research and monitors the alerts for the Financial Advisor
-BS - Business Administration with a Finance Concentration
-Began in the Financial Industry in 2009
-Obtains stock research and monitors the alerts for the Financial Advisor
Cheryl A. Mara - Assistant Vice President, Group Director
Phone:
(732) 389-8649(732) 389-8649
Email:Cheryl.A.Mara@morganstanley.com
Professional Details:
-Executive Secretarial Program Degree Stuart School of Business
-Began in Financial Industry in 1989
-Intern, Client Service Associate, and Seminar Coordinator
-Monitors completion of client service related projects and operational issues
-Executive Secretarial Program Degree Stuart School of Business
-Began in Financial Industry in 1989
-Intern, Client Service Associate, and Seminar Coordinator
-Monitors completion of client service related projects and operational issues
Diana L. Bredbenner - Senior Client Service Associate
Phone:
(732) 389-8637(732) 389-8637
Email:Diana.L.Bredbenner@morganstanley.com
Professional Details:
-BA - Spanish Literature, Minor in International Business Georgian Court University
-Began in Financial Industry in 1997
-Client communications and operational issues, seminar contact and coordinator
-BA - Spanish Literature, Minor in International Business Georgian Court University
-Began in Financial Industry in 1997
-Client communications and operational issues, seminar contact and coordinator
Location
1030 Broad Street
3rd Floor
Shrewsbury, NJ 07702
US
Direct:
(732) 389-8697(732) 389-8697
Fax:
(732) 544-9070(732) 544-9070
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
State of the Workplace Study 2023
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Brett E. McNamee today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
