Stacey A. Nissim
Wealth Management Associate, Assistant Vice President
Phone:
(775) 823-8683(775) 823-8683
Brent Webster, CFP®, CPWA®, QPFC
Executive Director, Wealth Management,
Financial Advisor
Direct:
(775) 823-8685(775) 823-8685
My Mission Statement
We aim to provide our clients with sophisticated, comprehensive financial advice and investment management strategies - delivered with a high level of personal service and professional integrity.
My Story and Services
As an Executive Director and Financial Advisor, Brent’s mission is to provide every client with sophisticated, comprehensive financial advice and investment management strategies – delivered with the highest level of personal service and professional integrity possible.
With over 35-years of experience as a Financial Advisor, Brent has primary responsibility for investment portfolio design, security selection and continuing management and oversight. Portfolios are implemented only after a thorough assessment of a client’s comfort level with volatility, performance expectations and time horizon, and are specifically tailored to each client. We work closely with our client’s tax advisors, legal advisors and other professionals to help ensure a comprehensive and coordinated plan.
Throughout his career, Brent has earned a number of credentials and awards, including:
CFP® - CERTIFIED FINANCIAL PLANNER®
The Certified Financial Planner® credential is among the most recognized and sought-after designations in the financial services industry. The CFP Board’s certification process identifies to the public that those individuals authorized to use its mark have met education, examination and experience requirements to provide financial advice and are committed to high standards of ethical conduct.
CPWA® - CERTIFIED PRIVATE WEALTH ADVISOR®
The Certified Private Wealth Advisor® certification is an advanced credential specifically designed for high-net-worth clients with a minimum net worth of $5 million. CPWA® practitioners use a multidisciplinary approach to provide advanced wealth management, business transition planning, asset protection strategies, tax planning, wealth transfer planning, and family dynamics guidance and counseling. (Education curriculum completed through Yale University)
QPFC® - QUALIFIED PLAN FINANCIAL CONSULTANT®
The NAPA Qualified Plan Financial Consultant® credential - developed by some of the nation's leading advisors and retirement plan experts – demonstrates Brent’s knowledge, experience, and commitment to working with retirement plans. Plan advisors who earn their NAPA QPFC® credential demonstrate the expertise required to assist plan fiduciaries in managing their roles and responsibilities.
FORBES “BEST-IN-STATE” WEALTH ADVISOR
Brent was selected by Forbes Magazine as a “Best-In-State” Wealth Advisor for 2020, 2021, 2022 & 2024.*1
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Each of us have different needs. Some are focused on preservation of capital, while others may seek a high monthly income or long-term growth. Many clients want many of these, with additional volatility constraints, tax concerns, business transfer issues or family dynamics matters that must be considered. Brent’s experience in these areas allows him to build comprehensive portfolios with the goal of meeting the most demanding clients’ needs, while keeping in contact to discuss and review their portfolios.
*1 - 2020, 2021, 2022, 2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com 2020, 2021, 2022, 2024. Data compiled by SHOOK
Research LLC based 12-month time period concluding in June of year
prior to the issuance of the award.
With over 35-years of experience as a Financial Advisor, Brent has primary responsibility for investment portfolio design, security selection and continuing management and oversight. Portfolios are implemented only after a thorough assessment of a client’s comfort level with volatility, performance expectations and time horizon, and are specifically tailored to each client. We work closely with our client’s tax advisors, legal advisors and other professionals to help ensure a comprehensive and coordinated plan.
Throughout his career, Brent has earned a number of credentials and awards, including:
CFP® - CERTIFIED FINANCIAL PLANNER®
The Certified Financial Planner® credential is among the most recognized and sought-after designations in the financial services industry. The CFP Board’s certification process identifies to the public that those individuals authorized to use its mark have met education, examination and experience requirements to provide financial advice and are committed to high standards of ethical conduct.
CPWA® - CERTIFIED PRIVATE WEALTH ADVISOR®
The Certified Private Wealth Advisor® certification is an advanced credential specifically designed for high-net-worth clients with a minimum net worth of $5 million. CPWA® practitioners use a multidisciplinary approach to provide advanced wealth management, business transition planning, asset protection strategies, tax planning, wealth transfer planning, and family dynamics guidance and counseling. (Education curriculum completed through Yale University)
QPFC® - QUALIFIED PLAN FINANCIAL CONSULTANT®
The NAPA Qualified Plan Financial Consultant® credential - developed by some of the nation's leading advisors and retirement plan experts – demonstrates Brent’s knowledge, experience, and commitment to working with retirement plans. Plan advisors who earn their NAPA QPFC® credential demonstrate the expertise required to assist plan fiduciaries in managing their roles and responsibilities.
FORBES “BEST-IN-STATE” WEALTH ADVISOR
Brent was selected by Forbes Magazine as a “Best-In-State” Wealth Advisor for 2020, 2021, 2022 & 2024.*1
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Each of us have different needs. Some are focused on preservation of capital, while others may seek a high monthly income or long-term growth. Many clients want many of these, with additional volatility constraints, tax concerns, business transfer issues or family dynamics matters that must be considered. Brent’s experience in these areas allows him to build comprehensive portfolios with the goal of meeting the most demanding clients’ needs, while keeping in contact to discuss and review their portfolios.
*1 - 2020, 2021, 2022, 2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com 2020, 2021, 2022, 2024. Data compiled by SHOOK
Research LLC based 12-month time period concluding in June of year
prior to the issuance of the award.
Securities Agent: KS, MI, AZ, AK, WI, NC, IL, UT, NY, MO, ME, LA, CA, TN, MD, CO, ND, VA, NJ, NE, OR, NV, ID, DE, TX, MN, FL, WA, MT; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2353958
CA Insurance License #: 0B64789
NMLS#: 2353958
CA Insurance License #: 0B64789
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
MY WEALTH MANAGEMENT PROCESS
As your life evolves, not only does your financial strategy become more complex, but your options for implementing it increase as well. Often, evaluating these options and wisely choosing among them may require the time and experience of a Financial Advisor — one who not only understands your diverse needs, but has access to customized programs that can be properly utilized to provide you with strategies.
As a seasoned Financial Advisor at Morgan Stanley, I focus on what is most important to you and provide the skills, comprehensive strategies and world-class resources needed to make informed, confident decisions about your life, your family and your finances.
It begins with a well-crafted wealth management plan, a prudent investment philosophy and a process that is followed with diligence and care. My four-step process provides the context to develop and implement highly customized strategies designed to help you attain your specific financial goals.
As a seasoned Financial Advisor at Morgan Stanley, I focus on what is most important to you and provide the skills, comprehensive strategies and world-class resources needed to make informed, confident decisions about your life, your family and your finances.
It begins with a well-crafted wealth management plan, a prudent investment philosophy and a process that is followed with diligence and care. My four-step process provides the context to develop and implement highly customized strategies designed to help you attain your specific financial goals.
1. Discovery
During this discussion, I will ask many questions to understand what matters most to you. We’ll talk about the lifestyle you enjoy, your passions and your concerns. Our conversation will also explore personal values, key relationships, details about your current investment portfolio, preferred manner of communication, as well as identify the other professional advisors with whom you currently work. Capturing all of this information will enable me to map out a long-term strategy, ensuring each facet of your financial situation is working together effectively.
Goals Based Planning
2. Analysis and Recommendation
Based on our dialogue, I will analyze your personal and financial information, assess risks and identify any potential threats to your financial health. I will then present appropriate investment options that are designed to work together to help grow your portfolio and pursue your financial goals. I may also present several wealth management recommendations that often encompass cash flow management strategies, risk management strategies, as well as estate, trust and philanthropic services.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Advice MattersMorgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4. Reviewing Objectives
Ongoing communication is a vital component of our relationship, and I am committed to keeping abreast of your changing financial needs. Your financial documents provide the foundation for regular meetings. I will review your portfolio at your request and whenever you feel your circumstances have changed. I will then seek to make certain your assets are positioned according to your evolving needs. If necessary, I will suggest adjustments to your strategy to address changes in your life or your long-term objectives.
3. Implementation
After you’ve approved your wealth plan, I will work closely with you to help ensure the various elements of your plan integrate well with one another. Wherever appropriate, I will suggest seeking additional, in-depth advice on particularly complex issues we have identified, such as estate planning and tax management strategies. Whatever approach we implement, I will help keep your strategy on track.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Invest Confidently As You Pursue Your GoalsMorgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
"Rather than taking a shotgun approach to investing, we prefer using a rifle. This reduces transaction fees and tax consequences… and gives clients confidence in the investments they own." - Brent Webster
Establish Investment Strategy
Our team works with you to assess various scenarios and advise you on the appropriate strategies designed to meet those goals. We develop an investment strategy designed to help produce optimal portfolio performance based on your financial goals, time horizon, liquidity needs and tolerance to volatility and risk.
Select Investments and Evaluate Performance
We look across multiple accounts and products to identify the combination that helps you invest tax efficiently and meet your spending needs. We track your portfolio's performance relative to your stated objectives—and modify the portfolio on a discretionary basis as your needs and circumstances change over time.
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our cutting edge tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Portfolio Solutions
Portfolios that harness Morgan Stanley's industry-leading advice, resources and risk management—calibrated to your specific goals.
Investment Advisory
Manage your investments within a holistic advisory relationship and take advantage of integrated tax, risk management and estate planning benefits across your entire wealth strategy—backed by leading insights and one of the financial industry's most comprehensive, multi-award-winning advisory platform.
Planning For Every Stage of Life
Talk openly with your children about what you want your family's legacy to be. Ask what they want the family's legacy to be. Regularly talk about the your family's mission statement, and change it when necessary. Include everyone's needs and opinions into the plan so that there is "buy in" and agreement. - Brent A Webster
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income. From simplified vehicles available more broadly to institutional strategies, the platform supports a goals-based approach for asset allocation tailored to investor needs.
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Socially Responsible Investing
Our Investing with Impact platform has designed a proprietary process to identify your impact priorities and match them with one of our 360+ investment strategies or customizable portfolio solutions across asset classes, to tailor your portfolio and monitor both financial and impact results over time.
529 Education Savings Plans
529 plans offer a flexible, tax-advantaged way to invest for education expenses while helping to improve estate planning. Gain fiduciary oversight of your education funding strategy within the context of your broader portfolio through the exclusive Morgan Stanley National Advisory 529 Plan.
MODERN WEALTH TOOLS AND RESOURCES
We strive to simplify complex financial ideas so that our clients understand what is being done on their behalf to plan for their financial future. Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies that we offer our clients.
Cash Management and Lending Solutions
At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.
Explore the Full Suite of Offerings
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Stanley Portfolio Insights
Beyond Basic Borrowing
Most people borrow during the course of their lives. But it’s important to be as strategic about borrowing as you are with the other areas of your financial life.
Strategic Borrowing
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.
Learn More
Morgan Stanley CashPlus Brokerage Account
Designed as a modern alternative to banking with the capabilities to help you access, move, and manage cash when you need it while enjoying exclusive benefits.
Click to Learn MoreLocation
5390 Kietzke Lane
Suite 200
Reno, NV 89511
US
Direct:
(775) 823-8685(775) 823-8685
Meet My Team
Alicia Karan-Kiel
Senior Client Service Associate
Phone:
(775) 823-8684(775) 823-8684
About Stacey A. Nissim
As Wealth Management Associate for Brent A. Webster at Morgan Stanley, Stacey assists Brent with clients who are approaching or are currently in retirement. Her recognition as a Certified Retirement Planning CounselorTM, 37-years in the investment industry, and her passion for helping clients plan for and enjoy a comfortable retirement make her an important part of our team and an invaluable part of our clients’ lives.
Stacey launched her financial services career in 1989 with a small firm in San Francisco. In over 30 years in the business, she has worked in marketing, municipal bond trader, and was an operations manager. She joined Brent Webster in 2012, and her focus on the team is client relationships, operational support, retirement planning. Stacey has her series 7, 63, 65, 9, and 10 licenses.
Stacey was born in Reno, was raised in California and moved back to Reno to raise her kids. She loves to hike, lift weights, and spend time with her husband Tim, their dog Trixie and two adult kids Alexandra and Josh.
Stacey launched her financial services career in 1989 with a small firm in San Francisco. In over 30 years in the business, she has worked in marketing, municipal bond trader, and was an operations manager. She joined Brent Webster in 2012, and her focus on the team is client relationships, operational support, retirement planning. Stacey has her series 7, 63, 65, 9, and 10 licenses.
Stacey was born in Reno, was raised in California and moved back to Reno to raise her kids. She loves to hike, lift weights, and spend time with her husband Tim, their dog Trixie and two adult kids Alexandra and Josh.
About Alicia Karan-Kiel
Alicia joined the team in 2017 after being in retail banking for 5 years. There she gained experience with helping clients with their financial priorities, savings, and credit health.
Alicia is typically the first point of contact and likes to make sure that every client experience is exceptional. She assists clients in the day-to-day operations and administrative needs by processing money transfers, account queries, online assistance, appointment setting, and other administrative functions in a timely fashion.
Alicia enjoys her time outside of the office with her husband Mike, her two children, and their dog Marley. Together they enjoy camping, hiking, photography, and a good adventure.
Alicia is typically the first point of contact and likes to make sure that every client experience is exceptional. She assists clients in the day-to-day operations and administrative needs by processing money transfers, account queries, online assistance, appointment setting, and other administrative functions in a timely fashion.
Alicia enjoys her time outside of the office with her husband Mike, her two children, and their dog Marley. Together they enjoy camping, hiking, photography, and a good adventure.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Brent Webster today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
