Stacey A. Nissim
Wealth Management Associate
Phone:
(775) 823-8683(775) 823-8683
Brent Webster, CFP®, CPWA®, QPFC
Executive Director, Wealth Management,
Financial Advisor
Direct:
(775) 823-8685(775) 823-8685
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
As an Executive Director and Financial Advisor, Brent’s mission is to provide every client with sophisticated, comprehensive financial advice and investment management strategies – delivered with the highest level of personal service and professional integrity possible.
With over 35-years of experience as a Financial Advisor, Brent has primary responsibility for investment portfolio design, security selection and continuing management and oversight. Portfolios are implemented only after a thorough assessment of a client’s comfort level with volatility, performance expectations and time horizon, and are specifically tailored to each client. We work closely with our client’s tax advisors, legal advisors and other professionals to help ensure a comprehensive and coordinated plan.
Throughout his career, Brent has earned a number of credentials and awards, including:
CFP® - CERTIFIED FINANCIAL PLANNER®
The Certified Financial Planner® credential is among the most recognized and sought-after designations in the financial services industry. The CFP Board’s certification process identifies to the public that those individuals authorized to use its mark have met education, examination and experience requirements to provide financial advice and are committed to high standards of ethical conduct.
CPWA® - CERTIFIED PRIVATE WEALTH ADVISOR®
The Certified Private Wealth Advisor® certification is an advanced credential specifically designed for high-net-worth clients with a minimum net worth of $5 million. CPWA® practitioners use a multidisciplinary approach to provide advanced wealth management, business transition planning, asset protection strategies, tax planning, wealth transfer planning, and family dynamics guidance and counseling. (Education curriculum completed through Yale University)
QPFC® - QUALIFIED PLAN FINANCIAL CONSULTANT®
The NAPA Qualified Plan Financial Consultant® credential - developed by some of the nation's leading advisors and retirement plan experts – demonstrates Brent’s knowledge, experience, and commitment to working with retirement plans. Plan advisors who earn their NAPA QPFC® credential demonstrate the expertise required to assist plan fiduciaries in managing their roles and responsibilities.
FORBES “BEST-IN-STATE” WEALTH ADVISOR
Brent was selected by Forbes Magazine as a “Best-In-State” Wealth Advisor for 2020, 2021, 2022 & 2024.*1
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Each of us have different needs. Some are focused on preservation of capital, while others may seek a high monthly income or long-term growth. Many clients want many of these, with additional volatility constraints, tax concerns, business transfer issues or family dynamics matters that must be considered. Brent’s experience in these areas allows him to build comprehensive portfolios with the goal of meeting the most demanding clients’ needs, while keeping in contact to discuss and review their portfolios.
*1 - 2020, 2021, 2022, 2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com 2020, 2021, 2022, 2024. Data compiled by SHOOK
Research LLC based 12-month time period concluding in June of year
prior to the issuance of the award.
With over 35-years of experience as a Financial Advisor, Brent has primary responsibility for investment portfolio design, security selection and continuing management and oversight. Portfolios are implemented only after a thorough assessment of a client’s comfort level with volatility, performance expectations and time horizon, and are specifically tailored to each client. We work closely with our client’s tax advisors, legal advisors and other professionals to help ensure a comprehensive and coordinated plan.
Throughout his career, Brent has earned a number of credentials and awards, including:
CFP® - CERTIFIED FINANCIAL PLANNER®
The Certified Financial Planner® credential is among the most recognized and sought-after designations in the financial services industry. The CFP Board’s certification process identifies to the public that those individuals authorized to use its mark have met education, examination and experience requirements to provide financial advice and are committed to high standards of ethical conduct.
CPWA® - CERTIFIED PRIVATE WEALTH ADVISOR®
The Certified Private Wealth Advisor® certification is an advanced credential specifically designed for high-net-worth clients with a minimum net worth of $5 million. CPWA® practitioners use a multidisciplinary approach to provide advanced wealth management, business transition planning, asset protection strategies, tax planning, wealth transfer planning, and family dynamics guidance and counseling. (Education curriculum completed through Yale University)
QPFC® - QUALIFIED PLAN FINANCIAL CONSULTANT®
The NAPA Qualified Plan Financial Consultant® credential - developed by some of the nation's leading advisors and retirement plan experts – demonstrates Brent’s knowledge, experience, and commitment to working with retirement plans. Plan advisors who earn their NAPA QPFC® credential demonstrate the expertise required to assist plan fiduciaries in managing their roles and responsibilities.
FORBES “BEST-IN-STATE” WEALTH ADVISOR
Brent was selected by Forbes Magazine as a “Best-In-State” Wealth Advisor for 2020, 2021, 2022 & 2024.*1
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Each of us have different needs. Some are focused on preservation of capital, while others may seek a high monthly income or long-term growth. Many clients want many of these, with additional volatility constraints, tax concerns, business transfer issues or family dynamics matters that must be considered. Brent’s experience in these areas allows him to build comprehensive portfolios with the goal of meeting the most demanding clients’ needs, while keeping in contact to discuss and review their portfolios.
*1 - 2020, 2021, 2022, 2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com 2020, 2021, 2022, 2024. Data compiled by SHOOK
Research LLC based 12-month time period concluding in June of year
prior to the issuance of the award.
Securities Agent: CO, MD, VA, NJ, NE, OR, NV, ID, DE, TX, MN, FL, WA, MT, KS, MI, AZ, AK, NC, IL, UT, NY, MO, ME, LA, CA, TN; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2353958
CA Insurance License #: 0B64789
NMLS#: 2353958
CA Insurance License #: 0B64789
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
MY WEALTH MANAGEMENT PROCESS
As your life evolves, not only does your financial strategy become more complex, but your options for implementing it increase as well. Often, evaluating these options and wisely choosing among them may require the time and experience of a Financial Advisor — one who not only understands your diverse needs, but has access to customized programs that can be properly utilized to provide you with strategies.
As a seasoned Financial Advisor at Morgan Stanley, I focus on what is most important to you and provide the skills, comprehensive strategies and world-class resources needed to make informed, confident decisions about your life, your family and your finances.
It begins with a well-crafted wealth management plan, a prudent investment philosophy and a process that is followed with diligence and care. My four-step process provides the context to develop and implement highly customized strategies designed to help you attain your specific financial goals.
As a seasoned Financial Advisor at Morgan Stanley, I focus on what is most important to you and provide the skills, comprehensive strategies and world-class resources needed to make informed, confident decisions about your life, your family and your finances.
It begins with a well-crafted wealth management plan, a prudent investment philosophy and a process that is followed with diligence and care. My four-step process provides the context to develop and implement highly customized strategies designed to help you attain your specific financial goals.
1. Discovery
During this discussion, I will ask many questions to understand what matters most to you. We’ll talk about the lifestyle you enjoy, your passions and your concerns. Our conversation will also explore personal values, key relationships, details about your current investment portfolio, preferred manner of communication, as well as identify the other professional advisors with whom you currently work. Capturing all of this information will enable me to map out a long-term strategy, ensuring each facet of your financial situation is working together effectively.
Goals Based Planning
2. Analysis and Recommendation
Based on our dialogue, I will analyze your personal and financial information, assess risks and identify any potential threats to your financial health. I will then present appropriate investment options that are designed to work together to help grow your portfolio and pursue your financial goals. I may also present several wealth management recommendations that often encompass cash flow management strategies, risk management strategies, as well as estate, trust and philanthropic services.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Advice MattersMorgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4. Reviewing Objectives
Ongoing communication is a vital component of our relationship, and I am committed to keeping abreast of your changing financial needs. Your financial documents provide the foundation for regular meetings. I will review your portfolio at your request and whenever you feel your circumstances have changed. I will then seek to make certain your assets are positioned according to your evolving needs. If necessary, I will suggest adjustments to your strategy to address changes in your life or your long-term objectives.
3. Implementation
After you’ve approved your wealth plan, I will work closely with you to help ensure the various elements of your plan integrate well with one another. Wherever appropriate, I will suggest seeking additional, in-depth advice on particularly complex issues we have identified, such as estate planning and tax management strategies. Whatever approach we implement, I will help keep your strategy on track.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Invest Confidently As You Pursue Your GoalsMorgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Location
5390 Kietzke Lane
Suite 200
Reno, NV 89511
US
Direct:
(775) 823-8685(775) 823-8685
Meet My Team
Alicia Karan
Client Service Associate
Phone:
(775) 823-8684(775) 823-8684
About Stacey A. Nissim
As a Wealth Management Associate for The Brent A. Webster Group at Morgan Stanley, Stacey assists Brent with clients who are approaching or are currently in retirement. Her recognition as a Certified Retirement Planning Counselor, 34-years in the investment industry, and her passion for helping clients plan for and enjoy a comfortable retirement make her an important part of our team and an invaluable part of our clients’ lives.
Stacey launched her financial services career in 1989 with a small firm in San Francisco. In over 30 years in the business, she has worked in marketing, municipal bond trader, and was an operations manager. She joined Brent Webster in 2012, and her focus on the team is client relationships, operational support, and retirement planning. Stacey has her Series 7, Series 63, Series 65, Series 9, and Series 10 licenses.
Stacey was born in Reno, was raised in California and moved back to Reno with her husband Tim to raise their their son, Josh, and their daughter, Alexandra. When she’s not working, she enjoys time with her family, spoiling her dog, lifting weights, and outdoor activities such as hiking.
Stacey launched her financial services career in 1989 with a small firm in San Francisco. In over 30 years in the business, she has worked in marketing, municipal bond trader, and was an operations manager. She joined Brent Webster in 2012, and her focus on the team is client relationships, operational support, and retirement planning. Stacey has her Series 7, Series 63, Series 65, Series 9, and Series 10 licenses.
Stacey was born in Reno, was raised in California and moved back to Reno with her husband Tim to raise their their son, Josh, and their daughter, Alexandra. When she’s not working, she enjoys time with her family, spoiling her dog, lifting weights, and outdoor activities such as hiking.
About Alicia Karan
Alicia joined the team in 2017 after being in retail banking for 5 years. There she gained experience with helping clients with their financial priorities, savings, and credit health.
Alicia is typically the first point of contact and likes to make sure that every client experience is exceptional. She assists clients in the day-to-day operations and administrative needs by processing money transfers, account queries, online assistance, appointment setting, and other administrative functions in a timely fashion.
Alicia enjoys her time outside of the office with her husband Mike, her two children, and their dog Marley. Together they enjoy camping, hiking, photography, and a good adventure.
Alicia is typically the first point of contact and likes to make sure that every client experience is exceptional. She assists clients in the day-to-day operations and administrative needs by processing money transfers, account queries, online assistance, appointment setting, and other administrative functions in a timely fashion.
Alicia enjoys her time outside of the office with her husband Mike, her two children, and their dog Marley. Together they enjoy camping, hiking, photography, and a good adventure.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Brent Webster today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
