My Story and Services

After graduating from Cornell University in 1989, I began my career at J.P. Morgan in New York City.  I spent 7 years at J.P. Morgan in their Corporate Finance and Investment Management Groups before joining Merrill Lynch, as a Financial Advisor, in Stamford, CT.  In 2003, I was recruited by Smith Barney to serve as Branch Manager and Financial Advisor in New Canaan, CT.  Smith Barney ultimately merged with Morgan Stanley and I moved to the Ridgefield, CT office of Morgan Stanley where I am a Senior Vice President and Financial Planning Specialist in the Wealth Management division.I live in Wilton, CT with my wife Sarah and our three boys, Jack, Will and Sam.  In my free time I enjoy spending time with my family, reading, playing golf and tennis in the warm weather and paddle tennis in the winter months.
Services Include
  • Access to Lending Services
  • Alternative Investments1
  • Asset Management2
  • Corporate Pension Funds
  • Corporations
  • Defined Contribution Plans3
  • Endowments and Foundations4
  • Estate Planning Strategies5
  • Investment Policy Statements
  • Long Term Care Insurance6
  • Private Banking
  • Professional Portfolio Management7
  • Qualified Retirement Plans8
  • Trust Services and Accounting
  • Wealth Management9
  • Retirement Planning10
  • Trust Accounts11
  • Lending Products
Securities Agent: AZ, CA, CO, CT, DC, FL, GA, IL, MA, MI, NC, NJ, NY, PA, TX; Investment Advisor Representative; BM/Supervisor; General Securities Representative; Managed Futures
NMLS#: 174485
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Working With You

Our team uses a goals based approach which allows us to identify and implement appropriate solutions tailored to your goals, needs and risk tolerance. This approach can help to simplify your life and free up your time so that you can enjoy what is truly important to you. Our four steps include:
  • Understanding Your Goals and Needs
    We understand everyone has different needs and goals. We have in-depth conversations with you to discuss your prior experiences, financial needs, and life goals in order to gain a better understanding of the levels and types or risk that are appropriate for your family's situation.
  • Analyzing Your Cash Flow Needs
    By understanding your short term and long term cash flow needs, we will be better able to position the portfolio to help meet your needs and weather any investment climate, while managing portfolio risk more effectively.
  • Creating a Customized Solution
    Once we understand your goals, needs, risk profile and cash flow needs we create a plan that outlines our strategies and investment process. This will act as our roadmap towards helping achieve your goals and allows us to take an agnostic approach to investing, using various investment vehicles and best in class managers across all asset classes.
  • Ongoing Monitoring and Review
    We will monitor your portfolio and our progress towards achieving your goals. This is an ongoing process which allows us to adapt to changing market conditions as well as any changes in your family's situation.

Experience

  • Professional Experience:
  • Morgan Stanley - January 2003 to Present
  • Senior Vice President
    Financial Planning Specialist
    Ridgefield, CT
  • Vice President - Wealth Management
    Financial Planning Specialist
    Resident Manager
    New Canaan, CT
  • Merrill Lynch - 1996 - 2003
  • Assistant Vice President
    Resident Manager
    Wilton, CT
  • JP Morgan & Co. - 1989 - 1996
  • Assistant Vice President
    Head of Short-Term Fixed Income Marketing
    New York, NY
  • Education:
    Cornell University - Ithaca, NY
    Bachelor of Science
  • Licenses and Designations:
    Series 7 - General Securities Representative
    Series 63 - Uniform State Exam
    Series 65 - Investment Advisory Agent
    Series 9 & 10 Branch Office Manager
    Life & Health Insurance Licensed
    Financial Planning Specialist Designation

Client Service Team

  • David Gould - Registered Client Service Associate
    David joined Morgan Stanley in May of 2018 and has more than 11 years in the Wealth Management industry.  Located in the Ridgefield, CT, David is responsible for client services and operational support.  David is a Registered Associate, holding his Series 7 and 66 and is a graduate of Central Connecticut State University.  David enjoys spending his free time with his wife Sue and their two rescue dogs Sadie and Gemma.
  • Andrea M. Pellicone - Client Service Associate
    Andrea has over 20 years of experience in the financial services industry.  Andrea worked a numerous firms before joining Morgan Stanley, most recently as Chief Compliance Officer for Novick and Co. Financial Group in New Canaan, CT.  Andrea has been with Morgan Stanley for over 10 years and responsible for client services, operational support, and overall team administration.  Andrea holds a Bachelor of Science degree in Business Management from Central Connecticut State University.  She is a Danbury native and currently lives their with her husband Tony and their son and daughter as well as rescue dog and two cats.  In her free time, Andrea enjoys spending time with her family.  On most weekends, Andrea can be found on the soccer, baseball, or football field cheering on her children.

Location

90 Grove St
Ridgefield, CT 06877
US
Direct:
(203) 894-3040(203) 894-3040
Toll Free:
(800) 458-1157(800) 458-1157
Fax:
(203) 621-3186(203) 621-3186
Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Five Smart Strategies to Use a Bonus or Raise

Five Smart Strategies to Use a Bonus or Raise

Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Financial Transition: A Guide for Women

Financial Transition: A Guide for Women

Here's how to take control of your finances if a death or divorce leaves you holding the reins.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

6 Keys to Building a Startup

Entrepreneurs share ideas and learnings from the experience of starting a company.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
A New Roadmap for Mission Alignment

A New Roadmap for Mission Alignment

Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

More from Morgan Stanley

Your Financial World. On the Go.

Your Financial World. On the Go.

With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
Learn more about Your Financial World. On the Go.
Reserved | Living & Giving

Reserved | Living & Giving

Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
Learn more about Reserved | Living & Giving
Sign Up for eDelivery

Sign Up for eDelivery

With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
Learn more about Sign Up for eDelivery
Access Morgan Stanley Online

Access Morgan Stanley Online

Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
Learn more about Access Morgan Stanley Online
Ready to start a conversation? Contact B. Scott Gioffre today.
Market Information Delayed 20 Minutes
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

3Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

8Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


CRC 2019752 10/2018