Managing Director, Wealth Management, Financial Advisor, Senior Investment Management Consultant
Phone:
(813) 286-5606(813) 286-5606
The Quaternion Group at Morgan Stanley
Direct:
(813) 286-5606(813) 286-5606
Toll-Free:
(800) 326-4662(800) 326-4662
Our Mission Statement
The Quaternion Group brings together decades of wealth
management experience and wisdom, combined with distinct
areas of focus that allow us to best serve individuals, families, and
business owners.
management experience and wisdom, combined with distinct
areas of focus that allow us to best serve individuals, families, and
business owners.
Our Story and Services
We are committed to:
- Putting you and your goals first as well as building and maintaining your trust.
- Tailoring a client care model to help meet your expectations.
- Helping you fully understand your investment choices so you can make decisions with greater confidence.
- Effectively creating, preserving, and passing on our client's wealth in the most tax efficient manner.
- Opening all doors at Morgan Stanley to help reach your goals.
Services Include
- Financial PlanningFootnote1
- Professional Portfolio ManagementFootnote2
- Alternative InvestmentsFootnote3
- Estate Planning StrategiesFootnote4
- Long Term Care InsuranceFootnote5
- Business Succession PlanningFootnote6
- Philanthropic ManagementFootnote7
- Retirement PlanningFootnote8
- Cash Management and Lending ProductsFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
PLANNING FOR YOUR GOALS AND ASPIRATIONS
Our team deploys a wide range of strategies to help clients achieve their goals. We understand that as your life stage changes, so do your goals and our platform is designed to help you develop a strategy to address your changing needs.
Financial Planning
Leveraging Morgan Stanley's resources—including intellectual capital, experience and dedicated personal service— we work with you to create a personalized wealth strategy. Then, over time, we can adapt it to changing circumstances, helping you to achieve—and to protect—your goals.
-Retirement "What If" Scenarios
-College (529) Funding Analysis
-Income & Cashflow Planning
-Retirement "What If" Scenarios
-College (529) Funding Analysis
-Income & Cashflow Planning
Charitable Gifting
No matter what your philanthropic ambitions are, we can help you translate good intentions into an impactful strategy by utilizing a variety of trusts, charitable vehicles and wealth management tools.
-Donor Advised Funds
-Charitable Remainder Trusts
-IRA Qualified Charitable Distribution
-Donor Advised Funds
-Charitable Remainder Trusts
-IRA Qualified Charitable Distribution
Estate Planning & Wealth Transfer
Guiding high-net-worth families with legacy planning and collaborating with external tax & legal advisors to execute estate planning strategies and integrate investment solutions.
-Asset Titling & Estate Distribution
-Wealth Transfer Strategies: Annual Gifting, Gift & Estate Exemption, Generation Skipping Transfers
-Trust Planning: ILITs, GRATs, SLATs, IDGTs, Dynasty Trusts, Special Needs Trusts
-Asset Titling & Estate Distribution
-Wealth Transfer Strategies: Annual Gifting, Gift & Estate Exemption, Generation Skipping Transfers
-Trust Planning: ILITs, GRATs, SLATs, IDGTs, Dynasty Trusts, Special Needs Trusts
Equity Compensation & Restricted Stock
Equity Compensation & Restricted Stock
The by-product of a successful career is often a concentrated position in your company's stock – representing a significant portion of your personal net worth and a high level of complexity. We help clients understand their equity compensation and manage their concentrated stock positions.
-Compensation Review: RSUs, NQ & ISO Options
-AMT & Tax Management Strategies
-Managing Concentrated Stock
-Restricted Stock: Rule 144 Guidance, 10b5-1 Plans
The by-product of a successful career is often a concentrated position in your company's stock – representing a significant portion of your personal net worth and a high level of complexity. We help clients understand their equity compensation and manage their concentrated stock positions.
-Compensation Review: RSUs, NQ & ISO Options
-AMT & Tax Management Strategies
-Managing Concentrated Stock
-Restricted Stock: Rule 144 Guidance, 10b5-1 Plans
Business Owners
We help business owners with key strategic needs such as access to capital, plan administration and assessing possible exit strategies.
-Cash Management & Capital
-Succession & Exit Planning
-Tax & Liquidity Strategies
-Intra-Family Transfer Techniques
-Cash Management & Capital
-Succession & Exit Planning
-Tax & Liquidity Strategies
-Intra-Family Transfer Techniques
Liability Management
A comprehensive wealth management plan often includes prudent borrowing to compliment your investment portfolio. Our lending services can help provide the necessary funding and flexibility as you manage potential opportunities or liquidity needs.
-Securities-Based Lending
-Home Loans
-Securities-Based Lending
-Home Loans
Insurance & Asset Protection
A sound wealth plan requires more than seeking returns. It involves mitigating and managing risks to be protected when the unexpected occurs. Insurance, as part of your overall wealth plan, can help you get closer to achieving your retirement and legacy planning goals.
-Life Insurance Review
-Long-Term Care Planning
-Creditor Protection
-Life Insurance Review
-Long-Term Care Planning
-Creditor Protection
Next Generation Services
Generational wealth creates complex issues. Our team crafts tailored strategies that bridge generations, ensuring your family's wealth and values flourish from grandparents to grandchildren and beyond.
The Transaction of a Lifetime
Monetizing a privately-held company requires seamless coordination of your personal wealth management and your business strategies. Our team can work with you, your tax and legal advisors, and your investment bankers to identify and structure an exit strategy consistent with your business and personal financial goals.
Ameen leads this effort on our team and has helped business owners bring clarity and confidence to what is typically a once in a lifetime event.
Ameen leads this effort on our team and has helped business owners bring clarity and confidence to what is typically a once in a lifetime event.
Organize the Transition
We work with you and your key executives and business
advisors to help prepare your business for sale. We then analyze each exit opportunity and connect you with investment banking professionals and other specialists. Lastly, we implement strategies to help minimize taxes and optimize flexibility.
advisors to help prepare your business for sale. We then analyze each exit opportunity and connect you with investment banking professionals and other specialists. Lastly, we implement strategies to help minimize taxes and optimize flexibility.
Ongoing Support After the Transition
We oversee and simplify the details of your financial life in order to manage your investments, including your balance sheet and liquidity needs. We work with you to Implement wealth transfer and legacy planning strategies. If suitable, we then Integrate philanthropy into your overall wealth management strategy.
Going Beyond Investments To Help Expand Your Wealth
A comprehensive wealth management strategy often includes prudent borrowing to complement your investments. The greater your wealth, the more borrowing options may be available to you.
At The Quaternion Group, we deliver a “white glove,” concierge approach to meeting your lending needs. We act as consultants, helping you to think strategically about which specific strategies are best for you, then guide you through the process each step of the way. Once completed, we continue our relationship focused approach, helping with any post-closing needs that may arise.
Matt leads this effort on our team and can help determine the most appropriate strategy for your distinct needs.
At The Quaternion Group, we deliver a “white glove,” concierge approach to meeting your lending needs. We act as consultants, helping you to think strategically about which specific strategies are best for you, then guide you through the process each step of the way. Once completed, we continue our relationship focused approach, helping with any post-closing needs that may arise.
Matt leads this effort on our team and can help determine the most appropriate strategy for your distinct needs.
Our Lending Services
- Securities-based lending
- Residential mortgages
- Commercial real estate
- UHNW Tailored lending
- Liquidity solutions
- Strategic debt restructuring
- We also provide cash management services, such as check writing, debit card, direct deposit and Morgan Stanley branded American Express cards
AWARDS, LICENSES, AND CERTIFICATIONS
Thanks to the unwavering commitment to helping clients and families achieve their investment goals, members of The Quaternion Group have been awarded the following industry awards and recognitions:
Morgan Stanley Wealth Management President's Club 2015-2022
Philip Stein was named to the President’s Club at Morgan Stanley Wealth Management, an elite group composed of the firm’s top Financial Advisors, for his consistent management services to clients.
THE CFP® PROFESSIONAL- Philip Stein
Individuals certified by the CFP® Board have taken the extra step to demonstrate commitment and professionalism by voluntarily submitting to the rigorous CFP® certification process that includes demanding education, examination, experience, and ethical requirements. These four cornerstones set the foundation for the CFP® professional’s ability in helping clients achieve their goals.
Best-In-State Wealth Advisor - Philip Stein 2018-2024
Each year, Forbes Magazine releases a list of hand-selected and ranked advisors. In order to make this list, advisors must be nominated by their firm, researched, interviewed, and assigned a rank by SHOOK Research.
2018-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com 2018-2023. Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2018-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com 2018-2023. Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes Best-In-State Wealth Management Team 2023 & 2024
2023-2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023, 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Source: Forbes.com (Awarded 2023, 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Alternative Investments Director - Ameen Amin
Our comprehensive strategies, diverse talent, and global resources enable us to offer investment opportunities that may help eligible investors enhance returns, reduce volatility, manage taxes and generate income.
Series 7 License – All Team Members
Passing FINRA's Series 7 Examination is a milestone in one's financial career, where the applicant demonstrates knowledge on a variety of topics including equity market and fixed income instruments, options, client suitability, and more.
Location
4890 W Kennedy Blvd
Ste 700
Tampa, FL 33609
US
Direct:
(813) 286-5606(813) 286-5606
Toll-Free:
(800) 326-4662(800) 326-4662
Meet The Quaternion Group
Senior Vice President, Wealth Management, Financial Advisor, Alternative Investments Director
Phone:
(813) 286-5619(813) 286-5619
Phone:
(813) 286-5626(813) 286-5626
Phone:
(813) 286-5659(813) 286-5659
Olivia Schulz
Senior Registered Client Service Associate
Phone:
(813) 286-5642(813) 286-5642
Lazette Pierce-Miller
Registered Client Service Associate
Phone:
(813) 286-5653(813) 286-5653
About Philip Stein
Philip is a Managing Director, Certified Financial Planner (CFP®), and founding partner of The Quaternion Group at Morgan Stanley. He has been providing financial advice to executives, business owners, and generational families in the Tampa area and around the country for more than 35 years. He is committed to helping clients successfully navigate the financial complexities they face through comprehensive financial planning and investment management. For Phillip, professional achievement is measured in terms of client well-being and goal achievement.
Originally from Oceanside, New York, Philip attended the State University of New York at Albany, earning his B.S. degree in Economics. An avid student of finance, Philip continued his studies, achieving his M.B.A. in Finance and Banking at Hofstra University in 1990. He began his career as a management consultant at Arthur Young and later worked with Salomon Brothers, where he managed various trade support departments. Prior to joining Morgan Stanley in 2007, Philip worked at UBS and Raymond James and Associates as an Investment Advisor, honing his financial planning skills and philosophy that have become the foundation of his practice today.
Throughout his career, Philip has remained committed to professional development, earning important designations at Morgan Stanley, including Executive Director and Senior Investment Management Consultant. He has also undertaken various advanced courses of study, earning his Certified Financial Planner™ (CFP®) designation in 1998. These credentials demonstrate Philip’s unrelenting commitment to a world-class client experience. He draws upon his deep knowledge and insights to provide clients with tailored advice, with a specific focus on families, corporate executives, and business
owners.
Philip’s desire to help others is equaled only by his dedication to his community and family. He is a mentor in the Taking Stock in Children program at the Hillsborough County Education Foundation. He currently lives in Tampa with his wife, Lisa, and enjoys spending time with his two sons, Daniel and Andrew. Outside of the office, Philip likes to play pickleball and travel.
Named to Forbes 2018,2019,2020, 2021. 2022, 2023, and 2024 list of America's Best-in-State Wealth Advisors.
Originally from Oceanside, New York, Philip attended the State University of New York at Albany, earning his B.S. degree in Economics. An avid student of finance, Philip continued his studies, achieving his M.B.A. in Finance and Banking at Hofstra University in 1990. He began his career as a management consultant at Arthur Young and later worked with Salomon Brothers, where he managed various trade support departments. Prior to joining Morgan Stanley in 2007, Philip worked at UBS and Raymond James and Associates as an Investment Advisor, honing his financial planning skills and philosophy that have become the foundation of his practice today.
Throughout his career, Philip has remained committed to professional development, earning important designations at Morgan Stanley, including Executive Director and Senior Investment Management Consultant. He has also undertaken various advanced courses of study, earning his Certified Financial Planner™ (CFP®) designation in 1998. These credentials demonstrate Philip’s unrelenting commitment to a world-class client experience. He draws upon his deep knowledge and insights to provide clients with tailored advice, with a specific focus on families, corporate executives, and business
owners.
Philip’s desire to help others is equaled only by his dedication to his community and family. He is a mentor in the Taking Stock in Children program at the Hillsborough County Education Foundation. He currently lives in Tampa with his wife, Lisa, and enjoys spending time with his two sons, Daniel and Andrew. Outside of the office, Philip likes to play pickleball and travel.
Named to Forbes 2018,2019,2020, 2021. 2022, 2023, and 2024 list of America's Best-in-State Wealth Advisors.
Securities Agent: UT, PA, WI, WA, OH, TN, DC, TX, MT, NE, MS, MI, OR, SC, KS, FL, ID, MD, IN, MO, NM, GA, MA, IL, DE, NC, NY, VA, CO, AZ, CA, NJ, CT; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1288083
NMLS#: 1288083
About Ameen Amin
Ameen is a Senior Vice President and Alternative Investments Director with Morgan Stanley’s Wealth Management Division. He currently splits his time between Tampa, FL and Boston, MA when not visiting clients across the country.
The United States is the 7th country Ameen has lived in. Originally from Iraq, his global upbringing built an appreciation for the one constant in his life: People. He is of the view that regardless of our background, we all have more in common than we are different. One of those differences is our relationship with money and he takes great pride in partnering with successful founders and UHNW families for such a sensitive topic, a trust that is not taken lightly. He has a track record of helping Business Owners maximize the value of their business whether selling it in whole, in part or passing one on and allocating to the private and public market after doing so.
Cognizant that not all advice is created equal, Ameen has:
-Attained a Master’s Degree in Wealth Management from Columbia University.
-Currently serves as a Course Associate for the Capstone class in the Wealth Management program at Columbia.
-Recognized as an Alternative Investment Director at Morgan Stanley for his expertise in the private markets, advising clients as they allocate to alternatives ranging from private equity to hedge funds.
-Recognized by Forbes as a Top Next-Gen Wealth Advisor Best-In-State Ranking.
-Recognized by Tampa Bay Business Journal as a “40 under 40” of Tampa Bay in 2018
The United States is the 7th country Ameen has lived in. Originally from Iraq, his global upbringing built an appreciation for the one constant in his life: People. He is of the view that regardless of our background, we all have more in common than we are different. One of those differences is our relationship with money and he takes great pride in partnering with successful founders and UHNW families for such a sensitive topic, a trust that is not taken lightly. He has a track record of helping Business Owners maximize the value of their business whether selling it in whole, in part or passing one on and allocating to the private and public market after doing so.
Cognizant that not all advice is created equal, Ameen has:
-Attained a Master’s Degree in Wealth Management from Columbia University.
-Currently serves as a Course Associate for the Capstone class in the Wealth Management program at Columbia.
-Recognized as an Alternative Investment Director at Morgan Stanley for his expertise in the private markets, advising clients as they allocate to alternatives ranging from private equity to hedge funds.
-Recognized by Forbes as a Top Next-Gen Wealth Advisor Best-In-State Ranking.
-Recognized by Tampa Bay Business Journal as a “40 under 40” of Tampa Bay in 2018
Securities Agent: MI, KS, WI, TN, MA, IN, AZ, MS, LA, DE, WV, OR, FL, NY, ID, CO, CA, TX, UT, PA, OH, NE, MT, AL, VA, NM, NJ, SC, MD, IL, GA, DC, CT, WY, WA, NV, NC, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 1560669
NMLS#: 1560669
About Daniel Stein
As a financial advisor, Daniel brings a unique blend of creativity and analytical acumen. After graduating from Yale University, he cut his teeth working with Film/TV talent managers to deliver first-rate client experiences to actors, writers, and directors. With his prior role as a co-founder of a digital asset advisory firm, he also has experience guiding clients toward their financial goals.
Daniel is leading team efforts around intergenerational planning, empowering clients to preserve and grow wealth while focusing on their higher purpose and family goals. He is passionate about helping clients navigate their charitable ambitions to create meaningful change on both a local and global scale. His commitment to understanding each client's purpose, goals, needs, and fears allows him to deliver bespoke strategies and experiences that create long term value for clients.
Recognized as an emerging young leader by the Tampa JCCs & Federation and the Jewish Federation of Florida's Gulf Coast, Daniel actively engages in leadership development through the Hope Cohen Barnett Leadership Institute. He is also a member at Florida Community of Mindfulness where he volunteers regularly. Outside of work, Daniel finds joy in spending time with family, friends, and two dogs. He enjoys pickleball, spikeball, climbing, photography, cinema, reading, dinner parties, playing cards, and pastries.
Daniel is leading team efforts around intergenerational planning, empowering clients to preserve and grow wealth while focusing on their higher purpose and family goals. He is passionate about helping clients navigate their charitable ambitions to create meaningful change on both a local and global scale. His commitment to understanding each client's purpose, goals, needs, and fears allows him to deliver bespoke strategies and experiences that create long term value for clients.
Recognized as an emerging young leader by the Tampa JCCs & Federation and the Jewish Federation of Florida's Gulf Coast, Daniel actively engages in leadership development through the Hope Cohen Barnett Leadership Institute. He is also a member at Florida Community of Mindfulness where he volunteers regularly. Outside of work, Daniel finds joy in spending time with family, friends, and two dogs. He enjoys pickleball, spikeball, climbing, photography, cinema, reading, dinner parties, playing cards, and pastries.
Securities Agent: MO, AK, WY, VA, OK, ME, WV, RI, NJ, KY, AR, SC, PA, NH, NE, LA, KS, IA, GA, WA, VI, TX, SD, PR, NM, MT, MD, CT, VT, TN, OR, NC, ND, MN, MI, IN, AL, UT, NY, NV, FL, WI, IL, ID, HI, AZ, OH, MS, DE, DC, MA, CO, CA; General Securities Representative; Investment Advisor Representative
About Matt Corcoran
An experienced Financial Advisor and co-founder of The Quaternion Group at Morgan Stanley, Matt has dedicated his career to serving the lending needs of successful professionals, business leaders, and families. He helps clients design strategic debt solutions using Morgan Stanley’s suite of lending products, which include securities-based loans, residential mortgage and commercial real estate loans. Matt helps clients to think strategically about how they manage debt, customizing solutions that aim to keep debt service as low as possible while planning for future liquidity events and life changes.
Growing up in a military family, Matt had the opportunity to move around the country and meet a broad and diverse group of people. This experience gave him a life-long interest in understanding how various people analyze and make decisions about what’s most important to them and their families. It also cultivated a desire to create strong, lasting relationships with others by understanding their personal stories – what motivates them, how they make decisions, and how they define success; valuable skills that have become the foundation of his successful career in wealth management.
After graduating from the University of Tennessee with a B.S. degree in Finance, Matt worked at Wells Fargo as a Private Mortgage Banker and Merrill Lynch as a Wealth Management Banker before joining Morgan Stanley in 2016. He combines technical expertise with an easy-going, client-focused approach, both during the loan process and post-closing. He brings this depth of knowledge to The Quaternion Group, a unique advisory team that combines a broad spectrum of skills to help ensure a client’s needs and goals are fully addressed.
Today, Matt calls Tampa his home where he lives with his wife, Alissa, and their two young daughters. Favorite leisure activities include playing the guitar, fly fishing, and travelling domestically and abroad, a passion he continues to enjoy to this day.
Growing up in a military family, Matt had the opportunity to move around the country and meet a broad and diverse group of people. This experience gave him a life-long interest in understanding how various people analyze and make decisions about what’s most important to them and their families. It also cultivated a desire to create strong, lasting relationships with others by understanding their personal stories – what motivates them, how they make decisions, and how they define success; valuable skills that have become the foundation of his successful career in wealth management.
After graduating from the University of Tennessee with a B.S. degree in Finance, Matt worked at Wells Fargo as a Private Mortgage Banker and Merrill Lynch as a Wealth Management Banker before joining Morgan Stanley in 2016. He combines technical expertise with an easy-going, client-focused approach, both during the loan process and post-closing. He brings this depth of knowledge to The Quaternion Group, a unique advisory team that combines a broad spectrum of skills to help ensure a client’s needs and goals are fully addressed.
Today, Matt calls Tampa his home where he lives with his wife, Alissa, and their two young daughters. Favorite leisure activities include playing the guitar, fly fishing, and travelling domestically and abroad, a passion he continues to enjoy to this day.
Securities Agent: DE, TN, NJ, MS, MI, LA, AK, WI, RI, MD, FL, DC, AL, VA, NV, MT, MN, HI, GA, CA, IN, TX, SD, SC, NY, MO, MA, KS, CT, VI, PR, OR, OK, NH, KY, AZ, UT, PA, NE, ND, WA, VT, NM, ID, AR, WY, OH, NC, CO, WV, ME, IL, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 400454
NMLS#: 400454
About Olivia Schulz
Olivia is a Senior Registered Client Service Associate with the Quaternion Group since its inception and has worked with Philip Stein since 2014. She joined Morgan Stanley Smith Barney in 2008. Olivia started her career in 1988 in Wellesley, Massachusetts with Prudential Securities. In her previous roles, Olivia has worked on operations, branch administration, client facing responsibilities and asset management. Olivia holds the Series 7 and 63 FINRA Licenses.
With her experience in the industry, Olivia, is adept at handling a broad array of responsibilities but her favorite part is speaking to clients and helping them with their requests.
Originally from Watertown, Massachusetts, Olivia moved to South Tampa in 2001 and currently resides in St. Petersburg with her husband, Jesse, and their teenage son, Andrew.
With her experience in the industry, Olivia, is adept at handling a broad array of responsibilities but her favorite part is speaking to clients and helping them with their requests.
Originally from Watertown, Massachusetts, Olivia moved to South Tampa in 2001 and currently resides in St. Petersburg with her husband, Jesse, and their teenage son, Andrew.
About Lazette Pierce-Miller
Lazette is a Registered Client Service Associate at The Quaternion Group. Drawing on more than 20 years of industry experience, she is committed to providing each client with the highest level of personal service. Her primary responsibilities focus on building and maintaining strong relationships with clients and delivering clear, concise and timely communications to
address their specific requests.
Growing up in New Jersey, Lazette graduated from Rowan University with a B.A. degree in Criminal Justice. She began her career in financial services at Merrill Lynch in 1999, where she
worked as a Client Service Associate for 10 years. She then joined Morgan Stanley and has been a member of The Quaternion Group since its founding. Lazette holds her FINRA Series 7 license.
Today, Lazette lives in Lutz, FL with her husband, Frank, and their two daughters. Outside of the office, she enjoys many hobbies, including Cricut crafting, Zumba, and cooking.
address their specific requests.
Growing up in New Jersey, Lazette graduated from Rowan University with a B.A. degree in Criminal Justice. She began her career in financial services at Merrill Lynch in 1999, where she
worked as a Client Service Associate for 10 years. She then joined Morgan Stanley and has been a member of The Quaternion Group since its founding. Lazette holds her FINRA Series 7 license.
Today, Lazette lives in Lutz, FL with her husband, Frank, and their two daughters. Outside of the office, she enjoys many hobbies, including Cricut crafting, Zumba, and cooking.
Contact Philip Stein
Contact Ameen Amin
Contact Daniel Stein
Contact Matt Corcoran
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Quaternion Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
