Laura Russell-Jones, CEPA®
Financial Advisor, Senior Vice President, Investing with Impact Director, Certified Exit Planning Advisor™ (CEPA), Alternative Investments Director
Phone:
(415) 984-6060(415) 984-6060
The S2 Group at Morgan Stanley
San Francisco:
(415) 984-6060(415) 984-6060
Santa Monica:
(310) 319-5211(310) 319-5211
Our Mission Statement
Helping Our Clients Feel in Control of their Financial Future
Our mission is to help our clients make smart investment and financial decisions. We accomplish this by offering holistic, comprehensive financial planning and sophisticated investment strategies designed to guide you through the never-ending changes life brings and also ensuring you stay on track to accomplish your goals.
Our mission is to help our clients make smart investment and financial decisions. We accomplish this by offering holistic, comprehensive financial planning and sophisticated investment strategies designed to guide you through the never-ending changes life brings and also ensuring you stay on track to accomplish your goals.
Our Story and Services
Welcome to the S2 Group at Morgan Stanley Wealth Management
The right financial partner doesn't just manage your wealth; they understand what it means to you.
We are the S2 Group at Morgan Stanley Wealth Management, a female-led advisory team based in California, with offices in San Francisco and Santa Monica.
We're grateful for the opportunity to work with the clients who choose us, and we take that responsibility to heart. We love what we do because it's personal: helping people make thoughtful decisions around the money they've worked hard to build and using that foundation to support the life they want to live.
In our personal lives, we are mothers and wives, deeply devoted to our families, our communities, and our clients. The values we live by at home are the same values we bring into every client relationship—because trust is earned over time, and we don't take it lightly.
Vision
To be the most trusted partner for business owners and values-driven investors as they transition wealth, build enduring legacies, and turn financial success into meaningful, lasting impact. Our goal for each and every client is Financial Confidence, Full Heart, through the S2 effect: two minds, one purpose, exponential value.
Values
How we show up for you isn't a strategy. It's who we are.
- Client-first stewardship: We put your goals, needs, and long-term outcomes at the center of every recommendation.
- Clarity and candor: Clear guidance, honest communication, and decisions grounded in facts—not jargon.
- Collaboration: We work seamlessly with you and your professional advisors to align strategy and execution.
- Accountability: We bring structure, follow-through, and coordination to complex, multi-step planning.
- Purpose and impact: We connect wealth to what drives you—sustainability, philanthropy, and legacy.
- Respect for the human side of wealth: We honor both the emotional and practical dimensions of major financial decisions.
- Long-term partnership: We prioritize durable relationships built on trust, service, and consistency—not transactions.
Who We Work With
You've worked hard to get here. What comes next should feel just as intentional.
You didn't build what you've built just to hand it off to a checklist. You want a team that gets your vision, shares your values, and helps you turn what you've earned into something that lasts. That's where we come in. We're uniquely positioned to serve:
- Investors seeking a sophisticated, diversified strategy and a holistic boutique family-office approach—covering wealth enhancement and tax optimization, wealth transfer and heir planning, wealth protection and lifestyle preservation, and legacy planning to magnify family impact
- Business owners planning for growth, transitions, exits, and succession
- Sustainable investors pursuing returns alongside positive impact
- Women investors looking to work with a female-led advisory team
About Darya Allen-Attar
Darya has been with the Morgan Stanley over 30 years. She is a former CPA (currently non-practicing) at KPMG and has a sophisticated understanding of tax and estate planning strategies. She graduated from Northwestern University with a B.A. in Accounting. She is a respected member of her community and a long-time advocate for women. She is the co-founder of the Women Founders Network, a 501(c)(3) organization that has provided resources to early-stage women entrepreneurs since 2013. She is a Pacific Palisades Fire survivor and remains active in supporting community leaders devoted to the recovery of the 6,000 families who lost their homes in the Palisades. Darya is a mom of three and wife to Michael. She loves hiking with her husband and traveling with her family; one of her favorite bucket-list experiences was hiking the Tour Mont Blanc—the French, Italian, and Swiss loop.
Designations: Investing with Impact Director, Certified Exit Planning Advisor (CEPA), Alternative Investments Director
About Laura Russell-Jones
Laura brings nearly 20 years of experience advising clients with a focus on professional investing and wealth planning. Formerly worked with a Mergers & Acquisitions Investment Banking firm and business owner of an online boutique, she brings unique perspective when working with business owners. She graduated from U.S. Berkeley with a B.A. in Political Economics/Business. is passionate about women's empowerment and leadership. She currently serves on the Board of the National Association of Women Business Owners (NAWBO-California) and previously served as President of the San Francisco Bay Area Chapter. She also served on the Leadership Committee of How Women Lead and 50/50 Women on Boards, promoting women in leadership. Laura is a member of the Women Presidents Organization (WPO). She is a mom of one and wife to Dylan. She loves wine, music (EDM), and travel; one of her favorite bucket-list experiences was was travelling to Cappadocia in Central Turkey.
Designations: Investing with Impact Director, Certified Exit Planning Advisor (CEPA), Alternative Investments Director
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Approach
Great financial planning starts with a simple question: what does success actually look like for you?
We take a collaborative, holistic view of each client's financial life. In practice, that means we listen carefully, communicate clearly, and bring the right people to the table—so your financial decisions feel coordinated, not overwhelming. Here's what that looks like day to day:
- Plain-spoken guidance—no jargon, no assumptions
- Meeting you where you are, whether that's first steps or sophisticated planning
- Planning aligned to your goals, your values, and the impact you want to make
- Perspective that respects both the emotional and practical sides of wealth
- Acting as your advocate across your full team of professionals—CPAs, attorneys, insurance advisors, and others
- A long-term relationship, not a transaction
We combine the institutional capabilities of Morgan Stanley with boutique-level service. Behind the scenes, we collaborate closely with your CPAs, estate attorneys, M&A and investment banking teams, and tax specialists to deliver coordinated strategies. We also draw on a long-standing network of trusted professionals to support your needs before, during, and after a transaction.
Our Process
Your financial life is complex. Your experience of managing it shouldn't be.
A Personalized Roadmap. A Trusted Partnership. A Future with Purpose.
- Collaborative, not prescriptive – you lead; we guide
- Holistic – we plan for your life, not your portfolio
- Values-aligned – we connect wealth to what you care about, not what we think it should be
- Flexible – we adapt as your needs change, not fit you into our schedule
- Personalized – every recommendation is tailored, not formulaic or prescribed
1. Discover - Listen First
We begin with thoughtful conversations to understand your priorities, business, family considerations, and values—so our advice is grounded in what "success" means to you.
2. Design - Building a Custom Strategy
We assess your full financial picture (cash flow, investments, liabilities, risk, taxes, business interests, estate planning) and develop a tailored plan that may include tax-aware investing, sustainable/ESG options, business transition planning for a potential sale, philanthropic strategies, insurance and legacy planning, and coordinated execution planning with your outside advisors.
3. Implement - Execute with Coordination
We put the plan into action with care and precision, coordinating with your CPA, attorney, and transaction team to ensure everything works together seamlessly—while keeping you informed and in control.
4. Monitor - Staying Ahead as Life Changes
Because markets and life evolve, we review regularly and adjust as needed with ongoing check-ins, performance and impact tracking, and proactive updates tied to taxes, markets, and business or family transitions.
What Makes Our Process Different?
You have worked hard to build your business and your wealth. We are here to help you plan the transition with clarity and intention, and to support what comes next.
Women & Wealth
Empowering Women to Take Control of Their Financial Future
At The S2 Group, we understand that wealth is personal—and so is the journey to building it. As two women with decades of experience in wealth management, Darya Allen-Attar and Laura Russell-Jones are uniquely positioned to support, guide, and empower women through every stage of their financial lives. Whether you're a single woman, an executive navigating complex compensation, a divorcee, or simply seeking clarity in your financial picture, you deserve a wealth management experience built around trust, transparency, and tailored solutions.
- A more personal connection with their advisor
- A collaborative decision-making process rather than being told what to do
- Financial education that builds confidence and clarity
- Holistic guidance that integrates personal goals, family, career, and values
- Empathy and understanding, especially during life transitions like divorce, widowhood, inheritance, or caregiving
Darya and Laura bring these qualities to every relationship—not as a strategy, but as a standard. As experienced advisors, mothers, community leaders, and former business owners, they understand the nuances of women's financial lives in ways that go beyond spreadsheets and stock charts. - Business owners preparing for growth or exit
- Primary breadwinner managing household wealth
- Divorced or widowed and seeking financial clarity
- Navigating significant life changes (career shifts, caregiving, retirement)
- Interested in aligning their investments with their values
- Focused on building generational wealth and legacy planning
- We speak your language – no jargon, no assumptions, just straightforward advice
- We meet you where you are – whether you're confident or just getting started
- We're driven by purpose – your goals, your values, your peace of mind
- We bring perspective – as women, we understand the emotional and practical sides of wealth
- We build relationships, not transactions – and we're in it for the long haul
Why Women Choose Women Advisors
Many Women prefer working with female financial advisors becuse we listen differently, commmunicate more collaboratively, and prioritize education and partnership. Research consistently shows that women value:
Who We Serve
We specialize in helping women who are:
What Makes the S2 Group Different
A Safe Space to Ask, Learn, and Grow
You don't have to have all the answers to start. In fact, most of our clients come to us with one big question: "Am I doing the right things with my money?" We help you turn that uncertainty into a plan—so you feel not just informed, but in control. We're here to be more than your financial advisors. We're your advocates, sounding board, and partners in progress. Let's talk. Whether you're starting fresh, leveling up, or preparing for what's next, The S2 Group is here to help you build a future that reflects the strength and clarity you already have within.
Business Owners
Your Business Is Your Legacy. Let's Make Sure It Works for You.
As a business owner, your company isn't just your livelihood—it's often your largest asset, your passion, and a key part of your legacy. But turning years of hard work into lasting personal wealth requires planning, precision, and the right partners. That's where The S2 Group comes in. Led by Laura Russell-Jones and Darya Allen-Attar, both Certified Exit Planning Advisors™ and experienced financial strategists, we specialize in helping business owners like you navigate every stage of ownership—from startup to scale, exit to legacy.
- In-person event: August 25, 3–6 pm PST
- Location: DLA Piper, Palo Alto
- Understanding Employee Stock Ownership (ESOPs)
- M&A Outlook and Market Forecast for 2026
- Understanding Qualified Small Business Stock (QSBS)
- Separate your personal and business wealth strategies
- Unlock the value of your business through tax-efficient planning
- Create a strategic exit or succession plan—whether for sale, transfer, or legacy
- Build a post-sale investment plan to support your next chapter
- Protect your assets through risk management and long-term planning
- Align your wealth with your values, whether through sustainable investing or philanthropy We know you don't just want to sell your business—you want to do it on your terms, with confidence and clarity about what comes next.
- Planning for a sale, merger, or transition
- Looking to reduce taxes and enhance business value
- Interested in preparing their business for outside investment or family succession
- Thinking about retirement but unsure where to start
- Eager to align their personal financial goals with the business they've built
- Certified Exit Planning Expertise – As CEPAs®, Laura and Darya are trained in the technical, emotional, and strategic complexities of business exits and transitions
- A Holistic Approach – We consider both your personal goals and your business objectives, designing integrated strategies that serve both
- Real Business Experience – As a former business owner and M&A Investment Banker (Laura) and former CPA and seasoned advisor to entrepreneurs (Darya), we understand your challenges firsthand
- Long-Term Relationships – We work with clients before, during, and after their exit—not just during the transaction
- Networked Support – We collaborate with your CPA, attorney, M&A team, and other key partners to streamline the process and ensure aligned decision-making
Planning the Excellent Exit Series For Business Owners - Upcoming Events:
Deal Readiness and Execution
Practical end-to-end insights to help you maximize value, reduce risk, and plan beyond the liquidity event transaction.
Previous events:
Why Business Owners Work With Us
Business owners face a unique financial reality. Your personal finances and business finances are deeply intertwined. Decisions in one area impact the other. Yet many entrepreneurs wait too long to plan for life after the business—or to make the most of the wealth they're building along the way.
You've Built the Business. Let Us Help You Build What's Next.
We serve entrepreneurs and owners who are:
What Sets The S2 Group Apart
Timing Matters. So Does the Right Advice.
The best time to start planning your business exit isn't the day you want to sell—it's 3–5 years beforehand. That's when we can help you shape a strategy that maximizes value, minimizes tax exposure, and prepares your personal finances for the transition ahead.
Whether you're building to sell, growing to pass on, or just starting to think about your endgame, The S2 Group offers the insight, structure, and support you need to make smart, strategic moves—now and for the future.
Let's build your next chapter together.
Sustainable Investing
Where Passion Meets Portfolio—Investing With Purpose, Not Just for Profit
At The S2 Group, your money should reflect your mission. Whether you're focused on environmental sustainability, gender equity, social justice, or ethical governance, your investments can be a powerful tool for creating the kind of world you want to live in and leave behind. That's why we specialize in sustainable investing, also known as ESG (Environmental, Social, and Governance) or values-aligned investing—an approach that balances strong financial returns with meaningful impact. For today's investor, it's no longer a question of if your portfolio can align with your values—it's a question of how.
- Harnessing Your Personal Power to Create a Legacy of Impact
Thursday, March 5, 2026 | 12:00–1:30 PM PST
Location: Zoom
Guest Speaker: Natalie Byrne, blank space® - EVENT 2 | ACTION
Aligning Your Capital with Your Purpose: Powerful Women Investing for Impact
Tuesday, April 9, 2026 | 12:00–1:30 PM PST
Location: Zoom
Guest Speakers: Marian Macindoe, Parnassus
Investments and Christine Cappabianca, Impax Asset Management - EVENT 3 | COMMITMENT
The Power of Conscious Investing: One Woman's Journey
Thursday May 7, 2026 | 12:00-1:00 PST
Location: Zoom
Guest Speaker: Eva Yazhari, Beyond Capital - Align investments with personal passions and principles
- Evaluate ESG factors such as climate risk, board diversity, labor practices, and supply chain ethics
- Construct impact-driven portfolios without sacrificing performance potential
- Integrate philanthropy and legacy planning into long-term wealth strategies
- Understand what they truly own—and how that ownership shapes the future
- Want to invest in ways that support climate solutions, social equity, or responsible governance
- Seek to generate market-rate returns while pursuing long-term impact
- Value transparency in how their money is working in the world
- Are building a legacy that reflects their beliefs and aspirations
- Need guidance on how to incorporate sustainable investing into a larger wealth management strategy
- Deep Knowledge, Real Passion – Sustainable investing isn't a trend for us—it's a calling. We've helped values-aligned clients turn passion into powerful portfolios for years.
- Customized, Not Cookie-Cutter – Whether you're focused on clean energy, racial equity, gender-lens investing, or community development, we build strategies that align with your values—not generic ESG screens.
- Sophisticated Solutions – From green bonds to private impact funds, we offer access to institutional-grade vehicles across asset classes.
- Stewardship and Accountability – We continually evaluate your portfolio's alignment, impact metrics, and performance—because impact, like wealth, should be intentional.
- Integrated Planning – We connect your investing strategy to broader financial goals, including retirement, estate planning, charitable giving, and family legacy.
Upcoming Events - Thriving Tree: Women's Collaborative Series
Thriving Tree: Women's Collaborative Series
Investing With Intention
Darya Allen-Attar and Laura Russell-Jones are among a select group of advisors at Morgan Stanley designated as Investing with Impact Directors, recognized for their deep expertise in sustainable investing. With decades of experience in this space, they help clients:
Whether you're just beginning to explore values-based investing or are already well-versed in ESG strategies, we help you move from good intentions to actionable impact.
Who We Serve
We work with individuals, families, non-profits, foundations, and entrepreneurs who:
Why Purpose Driven Investors Work With The S2 Group
Your Wealth Can Do More Than Grow. It Can Matter.
More and more investors are asking, "What am I supporting with my dollars?" At The S2 Group, we help you answer that question—and turn it into action. We believe in profit with purpose, and we know that investing with impact isn't just the right thing to do—it can be the smart thing, too.
Let's put your passion to work. Whether you're looking to decarbonize your portfolio, support women-led companies, or leave a legacy of change, we'll help you invest in a future that aligns with your values—and still delivers results.
Location
555 California St 35th
Floor
San Francisco, CA 94104
US
Direct:
(415) 984-6060(415) 984-6060
100 Wilshire Blvd.
19th Floor
Santa Monica, CA 90401
US
Direct:
(310) 319-5211(310) 319-5211
Meet The S2 Group
Vice President, Financial Advisor, Investing with Impact Director, Certified Exit Planning Advisor™ (CEPA), Alternative Investments Director
Phone:
(310) 319-5211(310) 319-5211
About Laura Russell-Jones
Laura brings nearly two decades of experience advising clients with a focus on professional investing and wealth planning. She designs, implements and maintains highly customized investment strategies and financial plans for high net worth individuals, women investors and business owners.
Laura is passionate about impact investing and women’s empowerment. As an “Investing with Impact Director”, she is able to focus on what she enjoys most—partnering with families and entrepreneurs to help them grow, preserve, and transfer wealth with purpose. Through a deep discovery process, she helps clients examine their beliefs and values (what’s important to them) and gives them the tools to align their capital with their values and financial goals to create positive change in their world and community.
Prior to becoming a Financial Advisor, Laura worked as an investment banker in merger and acquisition deals and was a former business owner. Therefore, as a “Certified Exit Planning Advisor” (CEPA), she offers a unique perspective and experience for business owners and brings a rare blend of entrepreneurship, strategic precision and client-first mindset. Her clients often come to her at pivotal inflection points — when the right strategy can transform outcomes. Laura’s approach is centered on delivering thoughtful, high-touch advice with an emphasis on clarity, structure, and long-term strategic vision.
Laura cares deeply about making wealth management feel approachable and is an advocate for financial literacy and education as a tool for long-term empowerment. She host several webinars and client events throughout the year.
Outside of the office, Laura is actively involved in her community. She currently serves on the Board of the National Association of Business Owners (NAWBO-CA) and is a member of the Women Presidents Organization (WPO). She formerly served on the Leadership Committee for 50/50 Women on Boards and How Women Lead.
Originally from San Francisco, Laura attended UC Berkeley and holds a B.A. in political economics and business (PEIS). After living in Washington, D.C, and London, she lives with her British husband in Oakland and has a daughter who graduated from college and lives in Madrid, Spain. When not wine tasting in Napa or travelling to Europe, you can find Laura in a yoga studio or reading her husband’s latest novel.
Laura is passionate about impact investing and women’s empowerment. As an “Investing with Impact Director”, she is able to focus on what she enjoys most—partnering with families and entrepreneurs to help them grow, preserve, and transfer wealth with purpose. Through a deep discovery process, she helps clients examine their beliefs and values (what’s important to them) and gives them the tools to align their capital with their values and financial goals to create positive change in their world and community.
Prior to becoming a Financial Advisor, Laura worked as an investment banker in merger and acquisition deals and was a former business owner. Therefore, as a “Certified Exit Planning Advisor” (CEPA), she offers a unique perspective and experience for business owners and brings a rare blend of entrepreneurship, strategic precision and client-first mindset. Her clients often come to her at pivotal inflection points — when the right strategy can transform outcomes. Laura’s approach is centered on delivering thoughtful, high-touch advice with an emphasis on clarity, structure, and long-term strategic vision.
Laura cares deeply about making wealth management feel approachable and is an advocate for financial literacy and education as a tool for long-term empowerment. She host several webinars and client events throughout the year.
Outside of the office, Laura is actively involved in her community. She currently serves on the Board of the National Association of Business Owners (NAWBO-CA) and is a member of the Women Presidents Organization (WPO). She formerly served on the Leadership Committee for 50/50 Women on Boards and How Women Lead.
Originally from San Francisco, Laura attended UC Berkeley and holds a B.A. in political economics and business (PEIS). After living in Washington, D.C, and London, she lives with her British husband in Oakland and has a daughter who graduated from college and lives in Madrid, Spain. When not wine tasting in Napa or travelling to Europe, you can find Laura in a yoga studio or reading her husband’s latest novel.
Securities Agent: NY, ID, MN, MD, HI, GA, AZ, AR, WA, SC, MI, CA, VA, OR, CT, CO, TN, FL, OH, ME, MA, DE, PA, MT, DC, WY, UT, TX, NC, NV, NM, KS, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 2170740
CA Insurance License #: 0H24660
NMLS#: 2170740
CA Insurance License #: 0H24660
About Darya Allen-Attar
Darya Allen-Attar is a highly accomplished Financial Advisor in the Santa Monica office of Morgan Stanley Wealth Management. She has been with the firm for over 30 years and provides comprehensive wealth management solutions to high-net-worth individuals, families, foundations, and non-profit organizations.
Darya’s approach to wealth management is grounded in a deep understanding of the complexities families face when managing generational wealth. As a “Certified Exit Planning Advisor” (CEPA), she advises some of the country’s most dynamic families and founders through periods of rapid growth, liquidity events, and legacy planning.
As a former CPA (currently non-practicing) at KPMG, Darya has a sophisticated understanding of complex tax and estate planning strategies and works closely with client’s tax advisors and estate planners to bring tax-efficient investment strategies to clients. As an “Alternatives Investment Director”, she also has vast experience with offering unique private market investments for high-net worth investors.
Darya is a respected member of her community and is known for her candor, integrity, and strong client advocacy. She is passionate about creating meaningful connections, bringing like-minded individuals together to share insights and elevate best practices. She thrives in collaborative environments and often serves as a quarterback to client’s other trust advisors (CPAs, estate attorneys, M&A investment banker, family office, etc.), helping to bring coordinated, strategic advice to clients. Darya partners with our network of advisors and host several webinars and client events throughout the year to bring educational value to our clients.
Darya is a long-time advocate for women and is the co-founder of the Women Founders Network, a 501 c3 organization which provides resources to early-stage women entrepreneurs. She’s received numerous honors for her leadership, including The Visionary Award from the Southern California Leadership Network.
Darya graduated from Northwestern University with a B.A. in Accounting. She also has her Masters in Business Administration from Fordham University. She previously lived in NY and Chicago, but has lived in Los Angeles for over 20 years with her husband and three children. Outside of the office, Darya enjoys hiking and travelling to France – exploring new cultures, food and adventures. She speaks Farsi.
Darya’s approach to wealth management is grounded in a deep understanding of the complexities families face when managing generational wealth. As a “Certified Exit Planning Advisor” (CEPA), she advises some of the country’s most dynamic families and founders through periods of rapid growth, liquidity events, and legacy planning.
As a former CPA (currently non-practicing) at KPMG, Darya has a sophisticated understanding of complex tax and estate planning strategies and works closely with client’s tax advisors and estate planners to bring tax-efficient investment strategies to clients. As an “Alternatives Investment Director”, she also has vast experience with offering unique private market investments for high-net worth investors.
Darya is a respected member of her community and is known for her candor, integrity, and strong client advocacy. She is passionate about creating meaningful connections, bringing like-minded individuals together to share insights and elevate best practices. She thrives in collaborative environments and often serves as a quarterback to client’s other trust advisors (CPAs, estate attorneys, M&A investment banker, family office, etc.), helping to bring coordinated, strategic advice to clients. Darya partners with our network of advisors and host several webinars and client events throughout the year to bring educational value to our clients.
Darya is a long-time advocate for women and is the co-founder of the Women Founders Network, a 501 c3 organization which provides resources to early-stage women entrepreneurs. She’s received numerous honors for her leadership, including The Visionary Award from the Southern California Leadership Network.
Darya graduated from Northwestern University with a B.A. in Accounting. She also has her Masters in Business Administration from Fordham University. She previously lived in NY and Chicago, but has lived in Los Angeles for over 20 years with her husband and three children. Outside of the office, Darya enjoys hiking and travelling to France – exploring new cultures, food and adventures. She speaks Farsi.
Securities Agent: AZ, WV, RI, NJ, NE, MD, IN, VI, AK, MT, KS, FL, DE, CT, CO, CA, WA, ME, VA, NC, OR, HI, ND, MI, DC, AR, AL, WI, MO, MN, TN, PR, OK, VT, NH, WY, SD, MS, LA, KY, SC, IA, GA, OH, NY, IL, ID, NV, NM, TX, UT, PA, MA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282462
CA Insurance License #: 0L97298
NMLS#: 1282462
CA Insurance License #: 0L97298
Contact Laura Russell-Jones
Contact Darya Allen-Attar
Hear From Our Clients
Laura Russell-Jones became my financial advisor ten years ago and I have been impressed by her knowledge and communication skills as she guided me in planning my retirement. She has special interests in socially conscious investing and supporting women investors, which are important issues for me. I am very pleased to continue our relationship as we work toward achieving my financial goals.
Lynda
Verified ClientNovember 12, 2025
Darya and Laura are insightful, proactive, available and responsive. They’re also aware – aware of what is happening in the world, and what is happening in my life. Darya and Laura took the time to learn about me and my needs, and to customize their advice to fit. They're always happy to talk and to explain things. I never feel that I'm being given cookie-cutter advice.
Linda
Verified ClientFebruary 16, 2026
From my first consultation with Laura and Darya, I felt immediately at ease. After years with multiple advisors, I finally found the right fit. They bring exceptional knowledge, explain recommendations clearly, and set realistic expectations. They take time to understand what matters to me and my family, and their advice is always purpose-driven. I used to dread meetings, but now I look forward to them and leave feeling well cared for—and smarter.
Patricia
Verified ClientFebruary 16, 2026
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
5285589 3/2026
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Casey Morris
Private Banker
Rosana Vantuyl
Private Banker | Market Manager
Cris Vega, CFP®
Financial Planning Director, Vice President
Monique M. Morrison
Vice President, Financial Planning Director
About Casey Morris
Casey Morris is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Casey began his career in financial services in 2019 and joined Morgan Stanley in 2022 as an Associate Private Banker. Prior to joining the firm, he was a Commercial Banker at Wells Fargo. He also served as a Market Consultant at the Hanover Research Council.
Casey is a graduate of George Mason University, where he received a Bachelor of Science in Economics. He lives in Santa Monica, California. Outside of the office, Casey enjoys fishing, hunting, and playing golf.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Casey began his career in financial services in 2019 and joined Morgan Stanley in 2022 as an Associate Private Banker. Prior to joining the firm, he was a Commercial Banker at Wells Fargo. He also served as a Market Consultant at the Hanover Research Council.
Casey is a graduate of George Mason University, where he received a Bachelor of Science in Economics. He lives in Santa Monica, California. Outside of the office, Casey enjoys fishing, hunting, and playing golf.
NMLS#: 2386859
About Rosana Vantuyl
Rosana Vantuyl is a Private Banker | Market Manager serving Morgan Stanley Wealth Management offices in California.
Private Banker | Market Managers partner with Financial Advisors/ Private Wealth Advisors (collectively “Advisors”) to deliver specialized cash management and lending solutions, while strategically leading sales activity and deepening client engagement across Wealth Management markets to drive growth aligned with long-term business objectives.
Rosana began her career in financial services in 2010 and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Rosana is a graduate of the University of Oregon, where she received a Bachelor of Science in Psychology. She lives in San Francisco, California with her family. Outside of the office, Rosana enjoys traveling, the outdoors, and spending time with her family.
Private Banker | Market Managers partner with Financial Advisors/ Private Wealth Advisors (collectively “Advisors”) to deliver specialized cash management and lending solutions, while strategically leading sales activity and deepening client engagement across Wealth Management markets to drive growth aligned with long-term business objectives.
Rosana began her career in financial services in 2010 and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Rosana is a graduate of the University of Oregon, where she received a Bachelor of Science in Psychology. She lives in San Francisco, California with her family. Outside of the office, Rosana enjoys traveling, the outdoors, and spending time with her family.
NMLS#: 637533
About Cris Vega
Cris Vega is a vice president and financial planning director, serving Morgan Stanley Wealth Management offices in the Beverly Hills, Pasadena, Palm Desert and surrounding branches in the Los Angeles, Riverside and San Bernardino counties. He is responsible for helping financial advisors with their clients' and prospects' financial planning needs.
Cris began his career in financial services in 2004 and joined Morgan Stanley in 2022. Cris specializes in estate planning for high-net-worth clients and pension analysis for government employees. Prior to his current position, Cris served high-net-worth clients at Mission Square Retirement for over 13 years. Cris also has worked at Merrill Lynch and Banc of America Securities.
Cris graduated from California State University of Fullerton and earned his Master of Arts degree in economics. Cris also has earned his MBA from California State University of Los Angeles. His BS in finance was earned at California State University of Long Beach. Cris holds his CERTIFIED FINANCIAL PLANNER™ designation. He lives in Hacienda Heights, CA, with his wife and daughters. Outside of work, Cris coaches a high school debate team and is also a part-time instructor of economics at CSU Fullerton and Mt. SAC college.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.
Cris began his career in financial services in 2004 and joined Morgan Stanley in 2022. Cris specializes in estate planning for high-net-worth clients and pension analysis for government employees. Prior to his current position, Cris served high-net-worth clients at Mission Square Retirement for over 13 years. Cris also has worked at Merrill Lynch and Banc of America Securities.
Cris graduated from California State University of Fullerton and earned his Master of Arts degree in economics. Cris also has earned his MBA from California State University of Los Angeles. His BS in finance was earned at California State University of Long Beach. Cris holds his CERTIFIED FINANCIAL PLANNER™ designation. He lives in Hacienda Heights, CA, with his wife and daughters. Outside of work, Cris coaches a high school debate team and is also a part-time instructor of economics at CSU Fullerton and Mt. SAC college.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.
About Monique M. Morrison
Monique M. Morrison is a vice president and financial planning director serving Morgan Stanley’s Wealth Management offices in San Jose, California. She is responsible for helping financial advisors with their clients’ and prospects’ financial planning needs.
Monique began her career in financial services in 2006 and joined Morgan Stanley in 2023. Prior to her current position, she advised clients at both boutique wealth management firms and larger institutions, including Charles Schwab.
Monique graduated with a BS in Business Administration from the University of California and an MS in Advanced Financial Planning from Golden Gate University. She holds her CERTIFIED FINANCIAL PLANNER™ designation. Monique lives in Palo Alto, CA with her husband Andrew and her son Collin. Outside of work, she enjoys traveling, hiking, and spending time with friends and family.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning, and other legal matters.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC# 4727516 08/2025
Monique began her career in financial services in 2006 and joined Morgan Stanley in 2023. Prior to her current position, she advised clients at both boutique wealth management firms and larger institutions, including Charles Schwab.
Monique graduated with a BS in Business Administration from the University of California and an MS in Advanced Financial Planning from Golden Gate University. She holds her CERTIFIED FINANCIAL PLANNER™ designation. Monique lives in Palo Alto, CA with her husband Andrew and her son Collin. Outside of work, she enjoys traveling, hiking, and spending time with friends and family.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning, and other legal matters.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC# 4727516 08/2025
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
