Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Alternative Investments Director, Insurance Planning Director, Family Wealth Director
Phone:
(480) 922-7847(480) 922-7847
Pinnacle View Wealth Management Group at Morgan Stanley
Our Mission Statement
To form life long partnerships with uniquely successful families and business owners.
Our Story
Integrity. Exceptional Service. Commitment to Improvement.
At Pinnacle View Wealth Management our journey began with a singular vision: to provide high-net worth families unparalleled wealth management services rooted in integrity, exceptional service, and a steadfast commitment to continuous improvement.
Integrity is the cornerstone of our practice. From day one, we have been dedicated to building trust with our clients through transparency and honesty. We believe that strong, enduring relationships are built on trust, and we strive to earn and uphold that trust every day.
Our commitment to exceptional service drives everything we do. We understand that each family's financial situation is unique, and we take pride in offering personalized solutions that reflect your individual goals and aspirations. Our team of seasoned professionals is always ready to go the extra mile, ensuring that every interaction is marked by attentiveness, responsiveness, and care.
We are unwavering in our commitment to improvement. In the ever-evolving world of finance, staying ahead means continually seeking knowledge and refining our strategies. We invest in ongoing education and leverage the latest tools and technology to provide innovative solutions that keep your financial plan aligned with your goals.
From comprehensive financial planning and strategic investment management to proactive tax and estate planning, we offer a holistic approach to wealth management. Our goal is to simplify the complexities of your financial life, allowing you to focus on what matters most: enjoying your wealth and securing your legacy for future generations.
At Pinnacle View Wealth Management, we are more than just financial advisors; we are dedicated in helping navigate your path to your goals. We would very much like to hear your story and help provide you with a solution. Contact us today.
Services Include
- Professional Portfolio ManagementFootnote1
- Estate Planning StrategiesFootnote2
- Business Succession PlanningFootnote3
- Financial PlanningFootnote4
- Wealth ManagementFootnote5
- Alternative InvestmentsFootnote6
- Sustainable InvestingFootnote7
- Philanthropic ManagementFootnote8
- Cash Management and Lending ProductsFootnote9
- Stock Plan ServicesFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Pinnacle View Process
"Our process is designed to help you plan for life's challenges and support you through difficult times. We want you to have confidence that you have a guide beside you every step of the way."
-Tim Metcalf
Our Comprehensive Wealth Management Process
Step 1: Discovery
We take the time to understand your unique hopes, dreams, and goals. We conduct an in-depth analysis of your assets, entities, and the progress you have already made toward achieving your objectives. This holistic approach ensures we have a complete picture of your financial landscape.
Step 2: Plan Development and Delivery
We meticulously process all gathered data to formulate a customized recommendation tailored to your specific needs and aspirations. Our comprehensive plan addresses all facets of your financial life, ensuring a strategic and cohesive approach to wealth management.
Step 3: Plan Implementation
We put our recommendations into action. Our team of specialists execute the plan with precision, coordinating all aspects to ensure seamless integration with your existing financial structure and optimizing for efficiency and effectiveness.
Step 4: Ongoing Strategy Conversations
We believe that wealth management is an ongoing process. Through regular Strategy Conversations, we continuously monitor and adjust your plan to reflect changes in your life and the financial landscape. Our proactive approach helps ensure that your strategies remain aligned with your evolving goals, providing you with financial confidence.
This formalized process highlights our dedication to thorough, personalized, and dynamic wealth management services.
Our Full Scope of Capabilities
At Pinnacle View Wealth Management, we offer a full scope of wealth management services, ensuring you and your family are at the center of everything we do. We serve as your guide to navigating and accessing the knowledge of our team and the extensive resources of Morgan Stanley. Through our process, we seek to understand your specific situation and determine the right resources to bring to you.
Family Wealth
Family governance and dynamics, lifestyle advisory, and educational programs to align your financial strategies with your family's unique needs.
Trust, Estate and Legacy Planning
Comprehensive wealth transfer and trust strategies, current will, trust, and insurance review, coordination with outside legal and tax advisors, and donor advised funds.
Investment Management
Alternative Investments, portfolio construction and management, open architecture platform, and exclusive co-investment opportunities.
Investing with Impact
Opportunities in public equity, debt and alternative investing, green bonds and structured products, custom and discretionary portfolios, and comprehensive screening, reporting, and engagement tools.
Access to Cash Management and Lending Products
Securities-based lending, residential mortgage lending, tailored lending solutions, and cash management services.
Team Awards & Community Invlovement
The members of Pinnacle View Wealth Management are committed to serving not only their clients with exceptional service, but their communities through multiple organizations.
We believe that through time, dedication, and effort, we believe that we can individually and collectively make a difference for our families, clients, and neighbors alike. Below are some of our most recent community relationships and the accolades.
We believe that through time, dedication, and effort, we believe that we can individually and collectively make a difference for our families, clients, and neighbors alike. Below are some of our most recent community relationships and the accolades.
2024 Forbes Best-In-State Wealth Management Teams
The Forbes/SHOOK Best-in-State Wealth Management Teams list features more than 2,800 teams from around the country with cumulative assets of roughly $4 trillion. These groups of experienced wealth managers have an extensive track record of success according to SHOOK Research, which uses quantitative and qualitative data, including interviews with the teams to produce their list.
Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC for the period 3/31/22-3/31/23
Source: Forbes.com (Awarded 2024). Data compiled by SHOOK Research LLC >Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC for the period 3/31/22-3/31/23
2023 Forbes Best-In-State Wealth Management Teams
The Forbes/SHOOK Best-in-State Wealth Management Teams list features more than 2,800 teams from around the country with cumulative assets of roughly $4 trillion. These groups of experienced wealth managers have an extensive track record of success according to SHOOK Research, which uses quantitative and qualitative data, including interviews with the teams to produce their list.
Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Source: Forbes.com (Awarded 2023). Data compiled by SHOOK Research LLC >Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
The Foster Alliance
The Foster Alliance supports the foster community, by providing essentials to benefit children in foster care.
Learn More Here >
St Jude Children's Research Hospital
The mission of St. Jude Children’s Research Hospital is to advance cures, and means of prevention, for pediatric catastrophic diseases through research and treatment. Consistent with the vision of their founder Danny Thomas, no child is denied treatment based on race, religion or a family's ability to pay.
Honor Health Desert Mission
Desert Mission is combatting hunger across the income spectrum by helping to bridge nutrition gaps that negatively affect the health and well-being of community residents and HonorHealth patients alike.
HALO Animal Rescue
HALO is an acronym that stands for Helping Animals Live On. It is a succinct, four-word definition of what we are here for. It is the reason each and every employee and volunteer puts two feet on the ground. It is a passion that goes beyond just loving dogs and cats. It is a driving force in our lives; to make this community, this world, a safe place for homeless pets.
Military Assistance Mission
Military Assistance Mission serves Arizona military members by providing financial aid and morale assistance for them and their families.
Client Resources
Pinnacle View Wealth Management is committed to providing you with key information about effectively managing your wealth in today's global markets. We have gathered the resources below to help reinforce the fundamental investment strategies and concepts of our practice.
Financial Literacy for Any Stage of Your Life
Financial literacy means being equipped with the knowledge to help make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
Read More
Estate Planning Essentials: 7 Key Steps
Discussing the end of life and what happens to your assets is never an easy conversation to have, especially with family. But this type of planning is essential if you hope to ease what can be a difficult process for the people you love and to ensure that your wishes are respected.
Read More
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Total Wealth View
With this service, you can view all your assets and liabilities together – whether held at Morgan Stanley or elsewhere – in one place for a comprehensive overview of your assets.
Learn More about Total Wealth View
Reserved Living and Giving
Reserved Living & Giving is a complimentary loyalty program available to clients with a minimum of $2M in AUM. It can help clients save time and money on travel, gifts, automobiles and more.
Learn More about MS Reserved
2024 Tax Tables
If you are interested in seeing the updated tax tables and other details for 2024, see all additional information below.
Access the 2024 Federal Tax Tables2025 Tax Tables
If you are interested in seeing the updated tax tables and other details for 2025, see all additional information below.
Access the 2025 Federal Tax TablesLocation
14850 N Scottsdale Rd
Suite 600
Scottsdale, AZ 85254
US
Direct:
(480) 922-7849(480) 922-7849
Meet Pinnacle View Wealth Management Group
Vice President, Wealth Management, Financial Advisor, Certified Exit Planning Advisor™ (CEPA)
Phone:
(480) 922-7843(480) 922-7843
Phone:
(480) 922-7849(480) 922-7849
Phone:
(480) 368-6549(480) 368-6549
David Seay, CRPC®
Wealth Management Associate, Chartered Retirement Planning Counselor CRPC®
Phone:
(480) 922-7941(480) 922-7941
Alison Smith
Financial Planning Analyst
Phone:
(480) 922-7817(480) 922-7817
Jera Cain
Portfolio Associate
Phone:
(480) 922-7950(480) 922-7950
About Tim Metcalf
Timothy Metcalf is a Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Alternative Investment Director, and Insurance Planning Director at Pinnacle View Wealth Management. As a Founding Partner of Pinnacle View Wealth Management, Tim focuses on creating plans designed to meet clients’ individualized needs and goals. His focus on client service is obvious in his delivery of consistent communication towards the progress of client’s goals in a first-class way.
Tim brings over 15 years of experience in the Financial Services industry. Prior to joining Morgan Stanley, Tim worked at J.P. Morgan as a Financial Advisor.
Tim is very active in his community, supporting Veteran’s causes around the valley and state. He is involved in Blue Blazer for Fighter Country Foundation, which supports the airmen at Luke AFB, Alzheimer’s Foundation Arizona Helping Hands, and Team Bradley Bear.
When Tim isn’t working, he enjoys spending time with his family. He enjoys being outdoors and is often hiking, golfing, scuba diving, or snowboarding. Tim lives in Paradise Valley, Arizona, with his wife Ashley, daughter Finley, son Silas, and their golden retriever, Brutus.
Tim brings over 15 years of experience in the Financial Services industry. Prior to joining Morgan Stanley, Tim worked at J.P. Morgan as a Financial Advisor.
Tim is very active in his community, supporting Veteran’s causes around the valley and state. He is involved in Blue Blazer for Fighter Country Foundation, which supports the airmen at Luke AFB, Alzheimer’s Foundation Arizona Helping Hands, and Team Bradley Bear.
When Tim isn’t working, he enjoys spending time with his family. He enjoys being outdoors and is often hiking, golfing, scuba diving, or snowboarding. Tim lives in Paradise Valley, Arizona, with his wife Ashley, daughter Finley, son Silas, and their golden retriever, Brutus.
Securities Agent: VA, AR, NE, KS, CA, PA, NY, NC, MS, DE, AZ, MD, CT, OR, MO, AK, TX, SC, IN, IL, IA, FL, NV, MI, ID, WA, OH, DC, WV, MN, HI, TN, NM, MT, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1993708
NMLS#: 1993708
About Jack Regier
As a Financial Advisor and Vice President, Jack focuses on creating customized financial plans which serve as the foundation for addressing his clients’ personal and financial goals. He is dedicated to delivering exceptional service with a high level of communication to help clients achieve their objectives.
Prior to joining Morgan Stanley in 2022, Jack was a Senior Financial Consultant at E*TRADE, where he provided stock plan education, concentrated position analysis, financial planning, and investment advice. He also worked at Lincoln Financial as a Paraplanner and in Investment Relationships where he built financial plans, assisted with client reviews, and performed due diligence on investment relationships for his group.
Jack received his B.S in Finance from Santa Clara University in 2010. In 2015, Jack earned his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation from the Certified Financial Planner® Board of Standards, an independent regulatory organization.
Originally from California, Jack recently moved to Arizona with his wife, Kelsey, his two daughters, Charlotte and Molly, and their dog, Teddy. In his free time, Jack loves to travel. He has been to Hawaii a few times with his family, which he thoroughly enjoyed! He also loves to play golf and is an avid Dodgers fan.
Prior to joining Morgan Stanley in 2022, Jack was a Senior Financial Consultant at E*TRADE, where he provided stock plan education, concentrated position analysis, financial planning, and investment advice. He also worked at Lincoln Financial as a Paraplanner and in Investment Relationships where he built financial plans, assisted with client reviews, and performed due diligence on investment relationships for his group.
Jack received his B.S in Finance from Santa Clara University in 2010. In 2015, Jack earned his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation from the Certified Financial Planner® Board of Standards, an independent regulatory organization.
Originally from California, Jack recently moved to Arizona with his wife, Kelsey, his two daughters, Charlotte and Molly, and their dog, Teddy. In his free time, Jack loves to travel. He has been to Hawaii a few times with his family, which he thoroughly enjoyed! He also loves to play golf and is an avid Dodgers fan.
Securities Agent: VA, IA, OH, FL, NY, NC, KS, TN, AR, IN, IL, DE, CO, AK, NM, CA, MO, CT, WY, WV, SC, DC, AZ, WA, TX, NE, ID, HI, PA, OR, NV, MT, MS, MN, MI, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 2434248
NMLS#: 2434248
About Stacy M. Morton
As a Relationship Manager and Investment Consultant at Pinnacle View Wealth Management, Stacy is the clients' first point of contact for a broad array of services. With over 28 years of experience at Morgan Stanley, she partners with the team to develop customized wealth management plans tailored to the individual needs of families. Stacy draws on her experience serving clients in numerous capacities, all focused on addressing their needs related to retirement and estate planning, as well as liquidity needs. She enjoys connecting personally with clients and getting to know their families.
Stacy is a Chartered Retirement Planning Counselor® (CRPC®), as well as a Financial Planning Associate. She has earned her FINRA Series 7 and 66 licenses and holds a B.S in Management from Western International University.
A Phoenix native, Stacy currently lives in Scottsdale, Arizona with her husband Paul and their rescue dog Guinness. In her free time, Stacy enjoys spending time with her 8 nieces and nephews, traveling around Arizona, and visiting national parks. She is also very involved in her community, and enjoys volunteering with food organizations and foster care.
Stacy is a Chartered Retirement Planning Counselor® (CRPC®), as well as a Financial Planning Associate. She has earned her FINRA Series 7 and 66 licenses and holds a B.S in Management from Western International University.
A Phoenix native, Stacy currently lives in Scottsdale, Arizona with her husband Paul and their rescue dog Guinness. In her free time, Stacy enjoys spending time with her 8 nieces and nephews, traveling around Arizona, and visiting national parks. She is also very involved in her community, and enjoys volunteering with food organizations and foster care.
NMLS#: 2507815
About Maddie Alcorn
As a Financial Advisor with Pinnacle View Wealth Management, Maddie focuses on the team’s financial planning. She has spent the last decade mastering her knowledge of the Financial Services industry. For Maddie, there is nothing more fulfilling than seeing those she works with reach their goals and the milestones they aspire for.
Prior to joining Morgan Stanley in 2019, Maddie worked at Vanguard in Participant Services. Maddie received her B.A in Management and Marketing from the Franke College of Business at Northern Arizona University. Maddie also earned her CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and her Qualified Plan Financial Consultant (QPFC) designation, allowing her to better assist and advise our clients who sponsor retirement plans for their businesses.
Maddie is a proud fifth-generation Phoenix native. Outside of the office, you can find Maddie, her husband Nate, and their daughter Callie enjoying all the wonderful activities AZ has to offer- from hiking to spring training games, and everything in between. The Alcorns are avid sports fans and enjoy watching any sport that is in season- but their favorite is college football, cheering on Maddie's husband’s alma mater- Clemson!
Prior to joining Morgan Stanley in 2019, Maddie worked at Vanguard in Participant Services. Maddie received her B.A in Management and Marketing from the Franke College of Business at Northern Arizona University. Maddie also earned her CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and her Qualified Plan Financial Consultant (QPFC) designation, allowing her to better assist and advise our clients who sponsor retirement plans for their businesses.
Maddie is a proud fifth-generation Phoenix native. Outside of the office, you can find Maddie, her husband Nate, and their daughter Callie enjoying all the wonderful activities AZ has to offer- from hiking to spring training games, and everything in between. The Alcorns are avid sports fans and enjoy watching any sport that is in season- but their favorite is college football, cheering on Maddie's husband’s alma mater- Clemson!
Securities Agent: SC, DE, VA, OR, NC, MO, WA, NV, KS, AK, NM, NE, MD, TX, OH, MT, HI, MS, PA, NY, IA, CT, CA, DC, AZ, AR, TN, MI, IN, IL, ID, CO, WV, MN, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 1923268
NMLS#: 1923268
About David Seay, CRPC®
Prior to joining Morgan Stanley in 2024, David has 15 years of experience in the Financial Services industry as a Registered Client Service Associate with multiple firms. He received his Bachelor’s degree in business from the University of Phoenix. David has earned his Chartered Retirement Planning Counselor, CRPC® designation and currently has his Series 6, Series 7, Series 63, Series 66 industry certifications, along with Arizona Life Accident & Health Licenses.
David is a local native of Scottsdale and currently resides in Mesa, Arizona with his black lab, Tyson. Outside of the office, David loves to spend time working out, playing poker, watching mixed martial arts, and enjoying time spent with family and friends. He loves to be involved in the community and has done lots of work with local organizations including "Valley of Sun United Way" and "Feed My Starving Children".
David is a local native of Scottsdale and currently resides in Mesa, Arizona with his black lab, Tyson. Outside of the office, David loves to spend time working out, playing poker, watching mixed martial arts, and enjoying time spent with family and friends. He loves to be involved in the community and has done lots of work with local organizations including "Valley of Sun United Way" and "Feed My Starving Children".
About Alison Smith
As a Financial Planning Analyst with Pinnacle View Wealth Management, Alison helps develop, implement, and maintain client’s financial plans. Alison joined Morgan Stanley in 2022 as a Branch Analyst and has been with Pinnacle View Wealth Management since 2024.
Alison graduated from Grand Canyon University with a B.S in Finance and Economics and currently holds her FINRA Series 7 and Series 66 licenses as well as her Arizona Life, Accident & Health Insurance licenses.
After growing up in Tucson, Arizona, Alison now calls Phoenix home. In her free time, she enjoys spending time with friends and family, trying different workout classes, and rooting for Arizona sports teams. Most recently, Alison has taken up golf and pickleball!
Alison graduated from Grand Canyon University with a B.S in Finance and Economics and currently holds her FINRA Series 7 and Series 66 licenses as well as her Arizona Life, Accident & Health Insurance licenses.
After growing up in Tucson, Arizona, Alison now calls Phoenix home. In her free time, she enjoys spending time with friends and family, trying different workout classes, and rooting for Arizona sports teams. Most recently, Alison has taken up golf and pickleball!
About Jera Cain
Jera is a Portfolio Associate at Pinnacle View Wealth Management, where she provides support to clients with their day-to-day account needs as well as operational support for the team. With over 20 years of experience in the Financial Services industry, Jera joined Morgan Stanley in 2013 as a Complex Administrator and joined The Pinnacle View Group in 2022. Jera can help with a range of client services and is committed to providing outstanding experiences to our clientele.
Jera earned her Bachelor of Science in Psychology from Arizona State University and holds her FINRA Series 7 and 63 licenses.
Originally from San Diego, California, Jera currently resides in Phoenix, Arizona, with her husband Rob and their three cats. In her free time, she enjoys reading, traveling and exploring new places. She also enjoys giving back to her community. Her ‘adopted’ charity organization is HALO – Helping Animals Live On. HALO provides a no-kill safe-haven where extraordinary measures are taken to save homeless pets and protect them from abuse and neglect. HALO engages their community by providing resources, education and programs to do the same. She has been a long supporter of their cause, having helped through charitable contributions, by organizing multiple collection drives and by spearheading and participating in hands-on volunteer events.
Jera earned her Bachelor of Science in Psychology from Arizona State University and holds her FINRA Series 7 and 63 licenses.
Originally from San Diego, California, Jera currently resides in Phoenix, Arizona, with her husband Rob and their three cats. In her free time, she enjoys reading, traveling and exploring new places. She also enjoys giving back to her community. Her ‘adopted’ charity organization is HALO – Helping Animals Live On. HALO provides a no-kill safe-haven where extraordinary measures are taken to save homeless pets and protect them from abuse and neglect. HALO engages their community by providing resources, education and programs to do the same. She has been a long supporter of their cause, having helped through charitable contributions, by organizing multiple collection drives and by spearheading and participating in hands-on volunteer events.
Contact Tim Metcalf
Contact Jack Regier
Contact Stacy M. Morton
Contact Maddie Alcorn
Wealth Management
From Our Team
Q1 Newsletter 2025
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
Article Image
Ready to start a conversation? Contact Pinnacle View Wealth Management Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
