Donald H Espenan
Senior Vice President, Financial Advisor, Senior Investment Management Consultant, Senior Portfolio Management Director
Phone:
(504) 585-3919(504) 585-3919
The Iberville Group at Morgan Stanley
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story
Planning for retirement today is complex. We believe it takes specialized skills that go beyond general financial planning. It takes proficient professionals who have the wisdom, experience and resources needed to tackle the challenges you face when you are no longer working. It takes a team of dedicated advisors who always put your needs first.
The Iberville Group at Morgan Stanley is a multi-generational group of nine knowledgeable financial professionals who are committed to helping individuals and families plan effectively for retirement. With our extensive and diverse backgrounds, there are very few financial situations we have not encountered with our clients – these situations allow us to help others with similar circumstances.
Every day, we work with people like you to secure a retirement lifestyle that incorporates three core elements:
Planning- We begin with a comprehensive plan, to help map your retirement.
Income – We seek to help you recreate your company pay check to meet your income needs.
Growth – We seek to present you growth opportunities.
We believe it is our responsibility to simplify the retirement planning process in an open and honest environment that is void of any pressure. We have decades of experience developing tailored retirement plans that include proven investment and estate planning strategies. Above all, we share a common goal to earn your confidence not only through the quality of retirement plan solutions we present, but through a commitment to do so through a core set of values that include trust, integrity, confidentiality, accountability and humility.
Our Services:
-Retirement Planning
-401(k) Rollovers
-Professional Portfolio Management
-Lending Products
-Long-Term Care
-Estate Planning Strategies
-Executive Benefit Services
-Annuities
-Financial Planning
-Asset Management
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
The Iberville Group is a diverse group of eleven seasoned professionals with over 272 years of combined experience in the financial services industry. Coming from different backgrounds and generations, we provide different perspectives and often play devil’s advocate with one another – all to the benefit of our clients. Working together, we provide highly customized advice to help ensure your plan is effectively designed to achieve a rewarding retirement.
Throughout our careers, we have continued to expand our skills by undertaking various advanced courses of study, with an emphasis on strategies that provide consistent income in retirement. This commitment to professional development enables us to remain on the forefront of the latest and most effective wealth management techniques, so we can continue to deliver a powerful and thoughtful client experience.
* Donald Espenan = 36 years; Chris Gautreaux = 26 years; Sean Spratt = 20 years; Eric Wylie = 11 years; Ed Ellinghausen = 8 years; Mark Hudson = 39 years; Glenn Towles = 21 years Michelle McNicoll = 33 years; Danette Simmons = 42 years; Cyndi Ricks = 43 years; Nicole Matherne = 4 years
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
The Iberville Group at Morgan Stanley is a multi-generational group of nine knowledgeable financial professionals who are committed to helping individuals and families plan effectively for retirement. With our extensive and diverse backgrounds, there are very few financial situations we have not encountered with our clients – these situations allow us to help others with similar circumstances.
Every day, we work with people like you to secure a retirement lifestyle that incorporates three core elements:
Planning- We begin with a comprehensive plan, to help map your retirement.
Income – We seek to help you recreate your company pay check to meet your income needs.
Growth – We seek to present you growth opportunities.
We believe it is our responsibility to simplify the retirement planning process in an open and honest environment that is void of any pressure. We have decades of experience developing tailored retirement plans that include proven investment and estate planning strategies. Above all, we share a common goal to earn your confidence not only through the quality of retirement plan solutions we present, but through a commitment to do so through a core set of values that include trust, integrity, confidentiality, accountability and humility.
Our Services:
-Retirement Planning
-401(k) Rollovers
-Professional Portfolio Management
-Lending Products
-Long-Term Care
-Estate Planning Strategies
-Executive Benefit Services
-Annuities
-Financial Planning
-Asset Management
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
The Iberville Group is a diverse group of eleven seasoned professionals with over 272 years of combined experience in the financial services industry. Coming from different backgrounds and generations, we provide different perspectives and often play devil’s advocate with one another – all to the benefit of our clients. Working together, we provide highly customized advice to help ensure your plan is effectively designed to achieve a rewarding retirement.
Throughout our careers, we have continued to expand our skills by undertaking various advanced courses of study, with an emphasis on strategies that provide consistent income in retirement. This commitment to professional development enables us to remain on the forefront of the latest and most effective wealth management techniques, so we can continue to deliver a powerful and thoughtful client experience.
* Donald Espenan = 36 years; Chris Gautreaux = 26 years; Sean Spratt = 20 years; Eric Wylie = 11 years; Ed Ellinghausen = 8 years; Mark Hudson = 39 years; Glenn Towles = 21 years Michelle McNicoll = 33 years; Danette Simmons = 42 years; Cyndi Ricks = 43 years; Nicole Matherne = 4 years
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Designations and Awards
The Iberville Group is proud to announce that Forbes has included our group on their list of the Best-In-State Wealth Management Teams for the third consecutive year. We at The Iberville Group, are deeply honored by this recognition, as it is a reflection of the professionalism, service and dedication we bring to every client relationship.
2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based on time period from 3/31/23-3/31/24.
View the List2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
View the List2023 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
View the List2024 Forbes Best-In-State Wealth Advisors
Eric Wylie - 2024
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC based on 12 month time period concluding in June of year prior to the issuance of the award.
View the ListSource: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC based on 12 month time period concluding in June of year prior to the issuance of the award.
2023 Forbes Best-In-State Wealth Advisors
Eric Wylie - 2023
Source: Forbes.com (Awarded Apr 2023). Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
View the ListSource: Forbes.com (Awarded Apr 2023). Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
2024 Forbes Top Next-Gen Wealth Advisors Best-In-State
Eric Wylie - 2024
Data provided by SHOOK® Research, LLC. Data as of 3/31/24 Source: Forbes.com (August, 2024). SHOOK considered advisors born in 1985 or later with a minimum 4 years as an advisor.
View the ListData provided by SHOOK® Research, LLC. Data as of 3/31/24 Source: Forbes.com (August, 2024). SHOOK considered advisors born in 1985 or later with a minimum 4 years as an advisor.
2023 Forbes Top Next-Gen Wealth Advisors Best-In-State
Eric Wylie - 2023
Data provided by SHOOK® Research, LLC. Data as of 3/31/23 source: Forbes.com (August, 2023). SHOOK considered advisors born in 1984 or later with a minimum 4 years as an advisor.
View the ListData provided by SHOOK® Research, LLC. Data as of 3/31/23 source: Forbes.com (August, 2023). SHOOK considered advisors born in 1984 or later with a minimum 4 years as an advisor.
2022 Forbes Top Next-Gen Wealth Advisors Best-In-State
Eric Wylie - 2022
Source: Forbes.com (Awarded Aug 2022). Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22.
View the ListSource: Forbes.com (Awarded Aug 2022). Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22.
Resources & Modern Wealth Tools
Morgan Stanley provides clients with resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape. Additionally, we offer a comprehensive suite of digital tools to help manage your wealth more effectively in today's busy world. We strive to ensure we serve our clients with market-leading technology platforms that are resilient, safe, smart, fast and flexible.
Morgan Stanley Online (MSO)
When you sign up for MSO, you can conveniently and securely manage your account online or on your mobile device.
Click Here to Learn More
Global Investment Committee Weekly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the Latest Report
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen to the Latest Episode
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
View Offers from Reserved Living & Giving
Morgan Stanley Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online- all from the convenience of your own phone. It also offers features to simplify your everyday finances.
Click Here to Learn More
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning and a comprehensive overview of your assets vs liabilities.
Click Here to Learn More
Digital Vault
The Digital Vault allows you to build a centralized library for all your documents using end-to-end encryption.
Get Started with Digital Vault
E-Delivery
E-Delivery allows you to securely save, print, send and receive documents at any time from both Morgan Stanley Online and the Morgan Stanley Mobile App.
Sign Up for E-Delivery
2023 Tax Tables
View the updated Tax Tables and additional information for the 2023 tax year.
View the 2023 Tax Tables
2024 Tax Tables
Explore the 2024 Tax Tables to better prepare yourself for the upcoming tax year.
View the 2024 Tax TablesExecutive Financial Planning Process
A STRUCTURED PLANNING PROCESS
At Morgan Stanley, we are committed to helping executives understand the new challenges they face and how to meet those challenges successfully.
At Morgan Stanley, we are committed to helping executives understand the new challenges they face and how to meet those challenges successfully.
Step 1: Introductory Meeting
Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle, and your future goals.
Step 2: Discovery Meeting
During the discovery meeting, we will work together to establish your financial goals by reviewing your current financial situation and developing a suitable risk tolerance that will ultimately help you achieve the financial outcome you envision for yourself.
Step 3: Financial Plan Presentation
Financial plan presentations map out essential factors that play into your financial success such as your employee and employer contributions, liquidity events, and insurance coverage. Examining all relevant financial information provides a holistic asset allocation analysis for all of your accounts ensuring a comprehensive financial plan.
Asset Allocation does not assure a profit or protect against loss in declining financial markets
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Asset Allocation does not assure a profit or protect against loss in declining financial markets
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Step 4: Action Items / Next Steps
After the financial plan presentation, we will follow up with you regarding our analysis and recommendations, which may include adjustments to your financial plan, investment allocation, company benefits and insurance coverage.
Step 5: Implementation Meeting
The implementation meeting focuses on creating prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impact, asset allocation adjustments, and saving and benefit modifications.
Step 6: Monitoring & Performance Tracking
Finally, we will be constantly monitoring your assets and analyzing your performance tracking data to ensure your financial expectations are being met and adjusted accordingly. We will keep a high degree of communication with you to make sure your concerns and requests are always addressed.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Video Library
A collection of The Iberville Group's educational videos.
Why Us?
For 87 years, we’ve had a passion for what’s possible. We leverage the full resources of our firm to help individuals, families and institutions reach their financial goals.
Click Here to Watch
Estate Planning
Explore a series of educational videos covering topics such as Foundational Estate Planning Documents, Estate & Gift Taxes, Grantor Retained Annuity Trusts (GRATs), Irrevocable Life Insurance Trusts and more.
Click Here to Watch
Total Tax 365: Tax-Smart Investing
By implementing tax-efficient strategies as part of your investment process you may increase potential portfolio returns and achieve your goals faster. Watch to learn more about how Morgan Stanley Total Tax 365 may help you save on taxes and keep more of what you earn.
Click Here to Watch
Morgan Stanley Client Experience
Your financial journey is personal, and so is the Morgan Stanley Client Experience. Our highly accredited Financial Advisors have the resources and experience to help you navigate a path forward, through whatever the market has in store. Discover how the Morgan Stanley Client Experience can work for you.
Click Here to WatchLocation
1100 Poydras St
Ste 1900
New Orleans, LA 70163
US
Direct:
(504) 585-3900(504) 585-3900
400 Convention St.
Ste 400
Baton Rouge, LA 70802
US
Direct:
(225) 237-3100(225) 237-3100
Meet The Iberville Group
Eric Wylie, CFP®
Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Alternative Investments Director, Insurance Planning Director, Workplace Advisor - Equity Compensation
Phone:
(504) 585-3978(504) 585-3978
Christopher Gautreaux, CRC®
Senior Vice President, Financial Advisor, Family Wealth Advisor, Portfolio Management Director
Phone:
(225) 237-3113(225) 237-3113
Sean P Spratt, CPM®
Senior Vice President, Financial Advisor, Portfolio Management Director, Alternative Investments Director
Phone:
(504) 585-3958(504) 585-3958
Edwin Ellinghausen, CFP®
Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager, Workplace Advisor - Equity Compensation
Phone:
(504) 585-3906(504) 585-3906
Daniel Marcus Hudson, CIMA®
Senior Vice President, Financial Advisor
Phone:
(504) 585-3908(504) 585-3908
Glenn Towles
Financial Advisor
Phone:
(504) 585-3967(504) 585-3967
Michelle McNicoll
Portfolio Associate
Phone:
(225) 379-7541(225) 379-7541
Danette Simmons
Senior Registered Associate, Portfolio Associate
Phone:
(504) 585-3912(504) 585-3912
Nicole Girau Matherne
Client Service Associate
Phone:
(504) 585-3920(504) 585-3920
Cyndi Ricks
Portfolio Associate
Phone:
(504) 582-2788(504) 582-2788
About Donald H Espenan
An experienced Family Wealth Advisor, Donald has been a vital member of the Morgan Stanley family since 1989. He is the founder of The Iberville Group, a seasoned group of eight financial professionals with more than 100 years of combined experience. He is responsible for shaping the team’s strategic vision, combining his deep knowledge of the financial markets with operational excellence to guide clients in simplifying their lives, so they may enjoy the wealth they have created and leave the legacy they desire.
An M.B.A. graduate of the Tulane University A.B. Freeman School of Business, Donald also obtained Nuclear and Environmental Engineering Science degrees from the University of Florida. Over the years, he has fostered a disciplined approach that includes the development of a comprehensive financial plan that incorporates wealth accumulation strategies and risk management techniques to help his clients maintain financial independence through each one of life’s important milestones.
Donald’s passion for helping clients achieve their goals is equaled by his dedication to his family and community. Born and raised in New Orleans, Donald is an active participant in his church’s outreach programs involving education of inner city at-risk children and assisting the homeless population in New Orleans. A lector and Eucharistic Minister, he is also a member of his church’s finance council. Donald is also a board member of the Salvation Army. While most would say Donald’s favorite hobby is fishing, others know that it’s actually spending time with his wife, and family - especially his grandchildren.
Phone: 504-585-3919
Email: donald.h.espanan@morganstanley.com
Location: 1100 Poydras Street, New Orleans
An M.B.A. graduate of the Tulane University A.B. Freeman School of Business, Donald also obtained Nuclear and Environmental Engineering Science degrees from the University of Florida. Over the years, he has fostered a disciplined approach that includes the development of a comprehensive financial plan that incorporates wealth accumulation strategies and risk management techniques to help his clients maintain financial independence through each one of life’s important milestones.
Donald’s passion for helping clients achieve their goals is equaled by his dedication to his family and community. Born and raised in New Orleans, Donald is an active participant in his church’s outreach programs involving education of inner city at-risk children and assisting the homeless population in New Orleans. A lector and Eucharistic Minister, he is also a member of his church’s finance council. Donald is also a board member of the Salvation Army. While most would say Donald’s favorite hobby is fishing, others know that it’s actually spending time with his wife, and family - especially his grandchildren.
Phone: 504-585-3919
Email: donald.h.espanan@morganstanley.com
Location: 1100 Poydras Street, New Orleans
Securities Agent: VT, DE, WA, AL, LA, IA, VA, SC, MN, DC, CO, NY, NJ, IN, HI, TN, NV, MI, KY, CA, WV, GA, FL, OK, NC, UT, TX, MO, OR, MS; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1290657
NMLS#: 1290657
About Eric Wylie
Eric joined Morgan Stanley in 2014. As a CERTIFIED FINANCIAL PLANNER®, he takes a holistic approach to wealth management, helping his clients achieve their goals. Eric works to develop customized and comprehensive financial plans that will address his client’s specific needs. His responsibilities include financial planning, portfolio management, investment research, and personalized client servicing.
Going beyond investment management, Eric works closely with his clients’ tax preparers and estate planners to help execute a smooth transition of wealth
to subsequent generations. Within his focus of portfolio construction, he
takes a lead role in identifying alternative investment opportunities outside of
traditional fixed income and equity markets. In addition, Eric implements all
discretionary portfolio management for the team under Morgan Stanley’s
Portfolio Management program.
Eric graduated cum laude from Tulane University’s A.B. Freeman School of
Business, where he majored in finance and entrepreneurial management.
He has received recognition by Forbes, as one of America’s Best In State
Wealth Advisors and a Best In State Next Generation Wealth Advisor. These
annual lists recognize advisors who embody a high degree of professionalism,
dedication, and service.
Eric spends his time in New Orleans and Connecticut with his wife, Jessica, an
education consultant, and their dog, Billy. Outside of the office, you can find
him on the golf course, cheering on the Buffalo Bills or spending time with
family.
2023 - 2025 Forbes Best In State Wealth Advisors
Source: Forbes.com (Awarded April 2023 - 2025) Data compiled by SHOOK
Research LLC based on 12 month time period concluding in June of year prior
to the issuance of the award.
2022 - 2024 Forbes America’s Best in State Next Gen Wealth Advisors
Source : Forbes.com (Awarded August 2022 - 2024). Data compiled by
SHOOK Research LLC based on 12 month period concluding in March of the
year the award was issued.
Going beyond investment management, Eric works closely with his clients’ tax preparers and estate planners to help execute a smooth transition of wealth
to subsequent generations. Within his focus of portfolio construction, he
takes a lead role in identifying alternative investment opportunities outside of
traditional fixed income and equity markets. In addition, Eric implements all
discretionary portfolio management for the team under Morgan Stanley’s
Portfolio Management program.
Eric graduated cum laude from Tulane University’s A.B. Freeman School of
Business, where he majored in finance and entrepreneurial management.
He has received recognition by Forbes, as one of America’s Best In State
Wealth Advisors and a Best In State Next Generation Wealth Advisor. These
annual lists recognize advisors who embody a high degree of professionalism,
dedication, and service.
Eric spends his time in New Orleans and Connecticut with his wife, Jessica, an
education consultant, and their dog, Billy. Outside of the office, you can find
him on the golf course, cheering on the Buffalo Bills or spending time with
family.
2023 - 2025 Forbes Best In State Wealth Advisors
Source: Forbes.com (Awarded April 2023 - 2025) Data compiled by SHOOK
Research LLC based on 12 month time period concluding in June of year prior
to the issuance of the award.
2022 - 2024 Forbes America’s Best in State Next Gen Wealth Advisors
Source : Forbes.com (Awarded August 2022 - 2024). Data compiled by
SHOOK Research LLC based on 12 month period concluding in March of the
year the award was issued.
Securities Agent: NJ, CA, WV, HI, AL, FL, DE, TN, MO, MA, IN, PA, OR, OK, NV, KY, CO, WA, UT, MI, TX, SC, OH, NC, GA, VA, NY, LA, CT, AK, MT, VT, MS, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 1584397
NMLS#: 1584397
About Christopher Gautreaux
A Certified Retirement Counselor (CRC®) and member of The Iberville Group since 2009, Chris provides a wide range of financial planning services, ranging from retirement forecasting to estate planning. He enjoys working with families and business owners alike, guiding them as they plan for the various phases of their financial lives. In addition to his financial planning role on the team, he assists in portfolio management construction, analysis and monitoring.
Upon graduating from Louisiana State University in 1995, Chris began his career in financial services as a Bank Manager at Hibernia National Bank before joining Federated Investors as a Marketing Director in 1999. Over the years, he has earned the reputation of truly understanding his clients. He listens carefully to their unique goals and circumstances, working diligently to help them achieve their specific financial objectives and leave the legacy they desire. Chris is a member of the Portfolio Management Institute.
Chris works out of our office in Baton Rouge, where he resides with his wife, Laura, and their three children, Jack, William and Claire. In his free time, he enjoys hunting, fishing and spending time with family and friends.
Phone: 225-237-3113
Email: chris.gautreaux@morganstanley.com
Location: 400 Convention Street, Baton Rouge
Upon graduating from Louisiana State University in 1995, Chris began his career in financial services as a Bank Manager at Hibernia National Bank before joining Federated Investors as a Marketing Director in 1999. Over the years, he has earned the reputation of truly understanding his clients. He listens carefully to their unique goals and circumstances, working diligently to help them achieve their specific financial objectives and leave the legacy they desire. Chris is a member of the Portfolio Management Institute.
Chris works out of our office in Baton Rouge, where he resides with his wife, Laura, and their three children, Jack, William and Claire. In his free time, he enjoys hunting, fishing and spending time with family and friends.
Phone: 225-237-3113
Email: chris.gautreaux@morganstanley.com
Location: 400 Convention Street, Baton Rouge
Securities Agent: CO, DC, WA, TX, HI, MD, LA, NV, MT, MI, KY, OK, AL, NC, FL, CA, WV, VT, SC, NY, IN, GA, VA, UT, TN, MO, DE, AZ, AK, NJ, MS, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 1416392
NMLS#: 1416392
About Sean P Spratt
As a Financial Advisor and Senior Portfolio Manager for The Iberville Group, Sean enjoys working with financially successful individuals and families, providing highly personalized advice through a disciplined wealth management approach. His diverse experience in financial services enables him to help the team’s clients understand the intricate details of their financial wealth. He focuses on what is most important to each family, so he can develop a customized plan designed to help build, preserve and transition their wealth.
Sean is a graduate of Millsaps College, where he earned his M.B.A. degree in 1999. Upon graduation, he began his financial services career as a C.P.A. in the tax department of KPMG, LLP, before becoming a tax manager for LLOG Exploration Company, LLC in Metairie, LA. Sean joined Morgan Stanley in 2005. He is a member of the Portfolio Management Institute and has earned the Certified Portfolio Manager (CPM®) designation. He does not currently give tax advice.
Sean resides in New Orleans, where he was born and raised. He enjoys spending time with his wife, Sarah, and their two children, Bonnie and Kelly. As a family, they enjoy taking advantage of the culture that New Orleans has to offer.
Phone: 504-585-3958
Email: sean.p.spratt@morganstanley.com
Location: 1100 Poydras Street, New Orleans
Sean is a graduate of Millsaps College, where he earned his M.B.A. degree in 1999. Upon graduation, he began his financial services career as a C.P.A. in the tax department of KPMG, LLP, before becoming a tax manager for LLOG Exploration Company, LLC in Metairie, LA. Sean joined Morgan Stanley in 2005. He is a member of the Portfolio Management Institute and has earned the Certified Portfolio Manager (CPM®) designation. He does not currently give tax advice.
Sean resides in New Orleans, where he was born and raised. He enjoys spending time with his wife, Sarah, and their two children, Bonnie and Kelly. As a family, they enjoy taking advantage of the culture that New Orleans has to offer.
Phone: 504-585-3958
Email: sean.p.spratt@morganstanley.com
Location: 1100 Poydras Street, New Orleans
Securities Agent: AL, GA, OK, MS, CA, VT, NC, MI, IA, FL, DE, HI, WV, NJ, MO, LA, UT, KY, CO, AZ, VA, TX, NV, WA, SC, IN, TN, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1451586
NMLS#: 1451586
About Edwin Ellinghausen
Ed joined Morgan Stanley in 2017. As a CERTIFIED FINANCIAL PLANNER®, Ed is responsible for servicing clients, financial planning, business development and investment research. His role as a financial planner includes creating an individual wealth strategy to assist clients in achieving their future financial goals, while providing an ongoing review of their financial outlook.
Ed is a 2015 graduate of Louisiana State University E.J. Ourso College of Business, earning a B.S. degree in Accounting with a Specialization in Internal Audit. During his time at LSU, Ed was a member of the Center for Internal Audit, a professional services program. Upon graduation, he began his career as an Enterprise Risk Consultant in the Oil & Gas Industry for Deloitte & Touche, LLP.
Ed was born and raised in New Orleans and attended Jesuit High School. He spends his leisure time playing golf and fishing. He currently resides in the Lakeview area with his wife and Australian Shepherd and enjoys spending time with family and friends.
Phone: 504-585-3906
Email: ed.ellinghausen@morganstanley.com
Location: 1100 Poydras Street, New Orleans
Ed is a 2015 graduate of Louisiana State University E.J. Ourso College of Business, earning a B.S. degree in Accounting with a Specialization in Internal Audit. During his time at LSU, Ed was a member of the Center for Internal Audit, a professional services program. Upon graduation, he began his career as an Enterprise Risk Consultant in the Oil & Gas Industry for Deloitte & Touche, LLP.
Ed was born and raised in New Orleans and attended Jesuit High School. He spends his leisure time playing golf and fishing. He currently resides in the Lakeview area with his wife and Australian Shepherd and enjoys spending time with family and friends.
Phone: 504-585-3906
Email: ed.ellinghausen@morganstanley.com
Location: 1100 Poydras Street, New Orleans
Securities Agent: TN, WA, VT, UT, IN, HI, AL, OK, FL, OH, NY, MA, CT, NJ, CA, MN, MS, IA, GA, DE, SC, NC, MO, MI, LA, KY, OR, NV, TX, CO, WV, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 1826760
NMLS#: 1826760
About Daniel Marcus Hudson
With over 30 years of experience in the financial services industry, Mark brings a diverse wealth management background to the team. He currently serves as Senior Vice President of The Iberville Group. Mark joined Morgan Stanley in 2010 after spending the previous 24 years at Merrill-Lynch. He is a Certified Investment Management Analyst® and has extensive experience in the institutional investing space, having worked with numerous municipalities, pension plans, endowments and foundations throughout the state of Louisiana over the years.
A Marine Corps Veteran, Mark grew up in Metairie, La. He holds a Bachelor of Science in Industrial Management from Southeastern Louisiana University and an MBA from Tulane University. He is Series 7 and Series 66 licensed and also holds a Louisiana license for Life, Health and Variable insurance.
Outside of work, Mark is very active in his church and the local community. He is an ordained minister in the Episcopal Church and he holds a Masters in Theology and Pastoral Care from Loyola University of New Orleans. Mark also serves as a Chaplain for the Jefferson Parish Sheriff’s Office.
Mark lives in New Orleans and is a proud father of two children, Melinda and Daniel. In his spare time, Mark enjoys traveling and spending time with his three grandchildren—DJ, Aubrey and Avery.
A Marine Corps Veteran, Mark grew up in Metairie, La. He holds a Bachelor of Science in Industrial Management from Southeastern Louisiana University and an MBA from Tulane University. He is Series 7 and Series 66 licensed and also holds a Louisiana license for Life, Health and Variable insurance.
Outside of work, Mark is very active in his church and the local community. He is an ordained minister in the Episcopal Church and he holds a Masters in Theology and Pastoral Care from Loyola University of New Orleans. Mark also serves as a Chaplain for the Jefferson Parish Sheriff’s Office.
Mark lives in New Orleans and is a proud father of two children, Melinda and Daniel. In his spare time, Mark enjoys traveling and spending time with his three grandchildren—DJ, Aubrey and Avery.
Securities Agent: AK, AZ, CO, SC, IL, NJ, VT, DC, WA, NV, MI, FL, DE, TX, OK, AL, VA, UT, TN, MO, PA, NY, MS, CA, NC, GA, WV, LA, KY, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1380663
NMLS#: 1380663
About Glenn Towles
Glenn is responsible for financial planning, portfolio management, business development, investment research and client service. His role as a financial planner includes creating individual wealth strategies to assist clients in achieving their long-term goals, while providing an ongoing review of their financial outlook.
Prior to joining The Iberville Group in 2023, Glenn started his career in Financial Services with Smith Barney in 2004 out of Graduate School. Prior to joining the Iberville Group, Glenn worked as a Product Manager and Technical Analyst along with other operational and sales positions. Most recently, Glenn was the Business Development Manager for Morgan Stanley Advisors in Louisiana and Mississippi. Outside of Morgan Stanley and their predecessor firms, Glenn worked as a Financial Consultant for 2 years with TD Ameritrade before coming back to Morgan Stanley in 2017.
Born and raised in Delaware, Glenn is married with three children and a dog. Glenn and his family currently reside in Madisonville, LA after moving from Texas in 2017. Outside if the office, Glenn and his family enjoy hiking, fishing, playing sports and just spending quality time together.
Prior to joining The Iberville Group in 2023, Glenn started his career in Financial Services with Smith Barney in 2004 out of Graduate School. Prior to joining the Iberville Group, Glenn worked as a Product Manager and Technical Analyst along with other operational and sales positions. Most recently, Glenn was the Business Development Manager for Morgan Stanley Advisors in Louisiana and Mississippi. Outside of Morgan Stanley and their predecessor firms, Glenn worked as a Financial Consultant for 2 years with TD Ameritrade before coming back to Morgan Stanley in 2017.
Born and raised in Delaware, Glenn is married with three children and a dog. Glenn and his family currently reside in Madisonville, LA after moving from Texas in 2017. Outside if the office, Glenn and his family enjoy hiking, fishing, playing sports and just spending quality time together.
Securities Agent: FL, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, GA, AK, AL, AR, AZ, CA, CO, CT, DC, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 2516983
NMLS#: 2516983
About Michelle McNicoll
Drawing on more than 25 years of industry experience, Michelle is often the first line of contact on a broad array of client services for our clients in our Baton Rouge office. She is responsible for administration, client service, account maintenance and special projects.
Highly adept at addressing questions quickly and efficiently, Michelle is committed to providing each client with the highest level of personal service and professional integrity. She has been an integral member of The Espenan Team since joining the team in 2015. She began her career in the trust department of a local bank before working at a regional brokerage firm for 10 years. She joined Morgan Stanley in 2005.
Michelle was raised in Lafayette, Louisiana and now lives in Baton Rouge with her husband, Kevin, and their sons, Andrew and Lucas. She enjoys spending time with her family, camping, ATV riding and attending LSU sporting events.
Phone: 225-379-7541
Email: michelle.mcnicoll@morganstanley.com
Location: 400 Convention St. | Ste 400 | Baton Rouge, LA
Professional Details:
•2005-Present: Morgan Stanley | Portfolio Associate | Baton Rouge, LA
•1996-2005: Legg Mason | Branch Office Coordinator | Baton Rouge, LA
•Series 7 - General Securities Representative
•Series 66 – Uniformed Combined State Law Examination
Highly adept at addressing questions quickly and efficiently, Michelle is committed to providing each client with the highest level of personal service and professional integrity. She has been an integral member of The Espenan Team since joining the team in 2015. She began her career in the trust department of a local bank before working at a regional brokerage firm for 10 years. She joined Morgan Stanley in 2005.
Michelle was raised in Lafayette, Louisiana and now lives in Baton Rouge with her husband, Kevin, and their sons, Andrew and Lucas. She enjoys spending time with her family, camping, ATV riding and attending LSU sporting events.
Phone: 225-379-7541
Email: michelle.mcnicoll@morganstanley.com
Location: 400 Convention St. | Ste 400 | Baton Rouge, LA
Professional Details:
•2005-Present: Morgan Stanley | Portfolio Associate | Baton Rouge, LA
•1996-2005: Legg Mason | Branch Office Coordinator | Baton Rouge, LA
•Series 7 - General Securities Representative
•Series 66 – Uniformed Combined State Law Examination
About Danette Simmons
Danette is an integral member of The Espenan Team, serving as a Senior Registered Client Services Associate. With nearly 35 years of client service experience, Danette is the senior point of contact for all operational tasks, such as assets transfers, research matters and overall support. She works directly with clients to understand their individual needs and desires, so she can deliver superior service to address their specific circumstances.
Danette began her financial services career in 1983 as Client Service Associate with Prudential Bache Securities. She joined the Morgan Stanley family a year later to direct her focus, skills and dedication on operational support and compliance. Danette served as the New Orleans Complex Service Manager from 2010 to 2013.
Danette was born Edgard, Louisiana, a community nestled along the Mississippi River and commonly referred as Plantation Alley due to the many antebellum homes found there. She calls herself a “country girl” at heart. In the 1960s, she and her family moved to New Orleans, where she has lived ever since. She enjoys spending time with her daughter Brooke, and host of family and close friends. She loves the cultures of New Orleans, including local foods, festivals, French Market and Mardi Gras.
Phone: 504-585-3912
Email: danette.d.simmons@morganstanley.com
Location: 1100 Poydras St. | Ste 1900 | New Orleans, LA
Professional Details:
•1984-Present: Morgan Stanley | Senior Registered Associate | New Orleans, LA
•2010-2013: Morgan Stanley | Complex Service Manager | New Orleans, LA
•Series 7 - General Securities Representative
•Series 9-10 General Securities Sales Supervisor Exam
•Series 63 - Uniform State Exam
•Series 66 - Uniform Combined State Law Examination
•Meadows Draugh Business College, 1983 | New Orleans, LA
Danette began her financial services career in 1983 as Client Service Associate with Prudential Bache Securities. She joined the Morgan Stanley family a year later to direct her focus, skills and dedication on operational support and compliance. Danette served as the New Orleans Complex Service Manager from 2010 to 2013.
Danette was born Edgard, Louisiana, a community nestled along the Mississippi River and commonly referred as Plantation Alley due to the many antebellum homes found there. She calls herself a “country girl” at heart. In the 1960s, she and her family moved to New Orleans, where she has lived ever since. She enjoys spending time with her daughter Brooke, and host of family and close friends. She loves the cultures of New Orleans, including local foods, festivals, French Market and Mardi Gras.
Phone: 504-585-3912
Email: danette.d.simmons@morganstanley.com
Location: 1100 Poydras St. | Ste 1900 | New Orleans, LA
Professional Details:
•1984-Present: Morgan Stanley | Senior Registered Associate | New Orleans, LA
•2010-2013: Morgan Stanley | Complex Service Manager | New Orleans, LA
•Series 7 - General Securities Representative
•Series 9-10 General Securities Sales Supervisor Exam
•Series 63 - Uniform State Exam
•Series 66 - Uniform Combined State Law Examination
•Meadows Draugh Business College, 1983 | New Orleans, LA
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
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Creating customized financial strategies for the challenges that today’s families face.
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
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Financial Planning for Life After Selling a Business
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
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- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Iberville Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
