

The Horn Group at Morgan Stanley
Direct:
(631) 851-5347(631) 851-5347

Our Mission Statement
Committed to delivering consistent effort and exceptional performance, we aim to provide you confidence and guide you toward financial success.
Our Story and Services
At the heart of our firm lies a simple belief: your financial journey is as unique as you are. Portfolio management is the engine of our success, but there is much more to our process, we build relationships, foster trust, and create tailored strategies that align with your dreams and aspirations.
Doug’s focus is on delivering superior portfolio performance, managing investments, and crafting individualized strategies designed to help meet your unique needs. Jenn’s focus is on creating a seamless financial planning experience, backed by the strength and vast resources of the firm. Rose’s focus is on providing our clients with best-in-class service, helping generations of families with great care and expertise.
When you bring us your dreams and challenges, we don’t just listen—we work with you to make sure various aspects of your financial life are aligned with your goals. Whether it’s helping families achieve financial independence, ensure the meaningful transfer of wealth to future generations, or build enduring legacies, we are with you every step of the way.
Our mission is clear: to provide personalized portfolio management and strategic investment guidance that helps you meet your financial goals. We’re committed to delivering exceptional service and building long-term relationships grounded in trust, transparency, and a shared commitment to your success.
But managing wealth goes beyond numbers. It’s about understanding who you are, where you’ve been, and where you want to go. Our approach is centered on developing a personalized, comprehensive understanding of your financial landscape and aspirations. We focus on navigating the complexities of wealth, so you can focus on living the life you’ve envisioned—with confidence in your future.
At our core, we are driven by the success of our clients. Together, we can help you achieve more than just financial growth—we can help you build a legacy.
Doug’s focus is on delivering superior portfolio performance, managing investments, and crafting individualized strategies designed to help meet your unique needs. Jenn’s focus is on creating a seamless financial planning experience, backed by the strength and vast resources of the firm. Rose’s focus is on providing our clients with best-in-class service, helping generations of families with great care and expertise.
When you bring us your dreams and challenges, we don’t just listen—we work with you to make sure various aspects of your financial life are aligned with your goals. Whether it’s helping families achieve financial independence, ensure the meaningful transfer of wealth to future generations, or build enduring legacies, we are with you every step of the way.
Our mission is clear: to provide personalized portfolio management and strategic investment guidance that helps you meet your financial goals. We’re committed to delivering exceptional service and building long-term relationships grounded in trust, transparency, and a shared commitment to your success.
But managing wealth goes beyond numbers. It’s about understanding who you are, where you’ve been, and where you want to go. Our approach is centered on developing a personalized, comprehensive understanding of your financial landscape and aspirations. We focus on navigating the complexities of wealth, so you can focus on living the life you’ve envisioned—with confidence in your future.
At our core, we are driven by the success of our clients. Together, we can help you achieve more than just financial growth—we can help you build a legacy.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
58 South Service Rd
Ste 400
Melville, NY 11747
US
Direct:
(631) 851-5347(631) 851-5347
Meet The Horn Group
About Douglas Horn
Douglas Horn is a Managing Director, Senior Portfolio Management Director, Financial Advisor, and Founding Partner of The Horn Group. He has over 40 years of private wealth management experience and has been with Morgan Stanley since 2014. Doug was named to Forbes Best- in-State Wealth Advisors for 2024.
Doug leverages his extensive analytical experience to create tailored strategies for high-net-worth families, focusing on multigenerational wealth. His collaborative approach recognizes each client’s unique circumstances. He conducts comprehensive financial reviews to align investment plans with values, aspirations, and risk tolerance. Using a systematic process and the firm's modern tools, he provides clients with clear solutions to help achieve their financial goals.
Doug’s successful wealth management practice has been built primarily on referrals, driven by the team’s strong investment performance, extraordinary level of service, and thoughtful advice. This can instill confidence, leading clients to recommend the team to their business associates, friends, and families. Doug takes pride in having worked with clients for decades, guiding families through various life stages - from planning for their children’s education to retirement and succession to the next generation.
In 1983, Doug began his career in the securities industry at Merrill Lynch where he worked as a Financial Advisors for thirty-one years before joining Morgan Stanley. He graduated from the University of Vermont with a Bachelors in Economics and Business.
Giving back to the community is a core value for Doug. He is a dedicated supporter of the Pan-Mass Challenge, an organization that raises funds for cancer research and treatment at Dana-Farber Cancer Institute, primarily through cycling events. Over the past fifteen years, Doug has participated in the rides, and he continues to be active with the cause. In addition to his commitment to cancer research, he joined the board of the Cold Spring Harbor Lab Association in January of 2024.
Doug and his wife reside in Centerport, NY with their children. In his spare moments, he enjoys cycling, boating, and traveling to new destinations. He also dedicates his time to support the community through volunteer work.
Disclaimer:
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC for the period 6/30/22 - 6/30/23.
Doug leverages his extensive analytical experience to create tailored strategies for high-net-worth families, focusing on multigenerational wealth. His collaborative approach recognizes each client’s unique circumstances. He conducts comprehensive financial reviews to align investment plans with values, aspirations, and risk tolerance. Using a systematic process and the firm's modern tools, he provides clients with clear solutions to help achieve their financial goals.
Doug’s successful wealth management practice has been built primarily on referrals, driven by the team’s strong investment performance, extraordinary level of service, and thoughtful advice. This can instill confidence, leading clients to recommend the team to their business associates, friends, and families. Doug takes pride in having worked with clients for decades, guiding families through various life stages - from planning for their children’s education to retirement and succession to the next generation.
In 1983, Doug began his career in the securities industry at Merrill Lynch where he worked as a Financial Advisors for thirty-one years before joining Morgan Stanley. He graduated from the University of Vermont with a Bachelors in Economics and Business.
Giving back to the community is a core value for Doug. He is a dedicated supporter of the Pan-Mass Challenge, an organization that raises funds for cancer research and treatment at Dana-Farber Cancer Institute, primarily through cycling events. Over the past fifteen years, Doug has participated in the rides, and he continues to be active with the cause. In addition to his commitment to cancer research, he joined the board of the Cold Spring Harbor Lab Association in January of 2024.
Doug and his wife reside in Centerport, NY with their children. In his spare moments, he enjoys cycling, boating, and traveling to new destinations. He also dedicates his time to support the community through volunteer work.
Disclaimer:
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC for the period 6/30/22 - 6/30/23.
Securities Agent: CO, NH, SC, WA, VT, GA, NC, OH, WI, PA, WV, NJ, CT, NV, DE, IL, FL, TN, MA, KY, MD, DC, MI, NY, VA, TX, IN, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 578519
NMLS#: 578519
About Jenn Monahan McDonald
Jenn Monahan McDonald is a Financial Advisor and partner of The Horn Group. She has over 15 years of experience in the field of finance and has been with Morgan Stanley since 2020.
Jenn is focused on helping families achieve meaningful transfers of values and wealth. She focuses on crafting personalized financial plans that are flexible enough to adapt to life's unexpected challenges while helping build enduring legacies that extend beyond the next generation. Her distinctive approach to tax-efficient investment planning stems from years of collaborating with her father, a seasoned entrepreneur and CPA (not practicing at Morgan Stanley). Within The Horn Group, Jenn is a bridge between seasoned investment management and the exceptional service provided by her partners, helping ensure clients can benefit from the industry-leading resources of the firm.
Jenn’s journey in wealth management began over 15 years ago, in the aftermath of the Great Financial Crisis—a pivotal time that emphasized the importance of managing markets and their participants. Her career as a regulatory and hedge fund professional in New York City, with roles at Barclays Wealth Management, the National Futures Association, and Alphadyne Asset Management, fueled her passion for client advocacy from within the financial industry.
In 2018, Jenn embraced an entrepreneurial opportunity by joining The Financial Gym, a women-led FinTech start-up, as one of its early-stage hires. Starting as a Level III Certified Financial Trainer, she coached hundreds of clients, helping them navigate their financial journeys. Her role soon expanded to spearheading corporate partnerships, promoting financial wellness and education on a broader scale.
Jenn is a graduate of St. Anthony’s High School in South Huntington, NY and obtained her B.B.A. in Finance from Loyola University Maryland. She completed the prestigious Financial Advisory Associate program at Morgan Stanley. Jenn holds Series 7 and 66 licenses as well as Life, Accident & Health Insurance licenses.
After a decade of living and working in Manhattan, Jenn returned to her Eastern Long Island roots, and currently resides with her husband Kevin on The Great South Bay. Between balancing competitive couples-pickleball with practicing yoga, Jenn proudly supports many local farms (both land & sea) and small businesses, to encourage an environmentally sustainable future for our Island.
Jenn is focused on helping families achieve meaningful transfers of values and wealth. She focuses on crafting personalized financial plans that are flexible enough to adapt to life's unexpected challenges while helping build enduring legacies that extend beyond the next generation. Her distinctive approach to tax-efficient investment planning stems from years of collaborating with her father, a seasoned entrepreneur and CPA (not practicing at Morgan Stanley). Within The Horn Group, Jenn is a bridge between seasoned investment management and the exceptional service provided by her partners, helping ensure clients can benefit from the industry-leading resources of the firm.
Jenn’s journey in wealth management began over 15 years ago, in the aftermath of the Great Financial Crisis—a pivotal time that emphasized the importance of managing markets and their participants. Her career as a regulatory and hedge fund professional in New York City, with roles at Barclays Wealth Management, the National Futures Association, and Alphadyne Asset Management, fueled her passion for client advocacy from within the financial industry.
In 2018, Jenn embraced an entrepreneurial opportunity by joining The Financial Gym, a women-led FinTech start-up, as one of its early-stage hires. Starting as a Level III Certified Financial Trainer, she coached hundreds of clients, helping them navigate their financial journeys. Her role soon expanded to spearheading corporate partnerships, promoting financial wellness and education on a broader scale.
Jenn is a graduate of St. Anthony’s High School in South Huntington, NY and obtained her B.B.A. in Finance from Loyola University Maryland. She completed the prestigious Financial Advisory Associate program at Morgan Stanley. Jenn holds Series 7 and 66 licenses as well as Life, Accident & Health Insurance licenses.
After a decade of living and working in Manhattan, Jenn returned to her Eastern Long Island roots, and currently resides with her husband Kevin on The Great South Bay. Between balancing competitive couples-pickleball with practicing yoga, Jenn proudly supports many local farms (both land & sea) and small businesses, to encourage an environmentally sustainable future for our Island.
Securities Agent: WA, WI, WV, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NV, NY, OH, PA, RI, SC, TN, TX, VA, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 2067824
NMLS#: 2067824
About Rose M. Lochner
Rose Lochner has almost 35 years’ experience in the finance industry and has worked with Doug Horn for over 20 years. Rose, in her role as Portfolio Associate, provides a broad range of support service to her clients. She is the first point of contact when a client reaches out and consistently delivers professional, prompt, first class service. Rose has built a strong relationship with our clients and they value her time and work. Rose received her Business degree from Colorado Tech University and has her Series 7 and 66 licenses. Rose resides in Nassau County NY with her husband Paul and enjoys traveling and spending time with family and friends.

Contact Douglas Horn

Contact Jenn Monahan McDonald
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Kathleen Kowlessar
Kathleen Kowlessar is an Associate Private Banker serving Morgan Stanley Wealth Management offices in New York.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kathleen began her career in financial services in 2013, and joined Morgan Stanley in 2022. Prior to joining the firm, she was a Store Manager at the TD Bank.
Kathleen is a graduate of the Zicklin School of Business, Baruch College, where she received a Master of Science in Finance and a Bachelor of Business Administration in Business Management. She lives in Garden City, New York with her family. Outside of the office, Kathleen enjoys spending time with her family, cooking and trying new foods.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kathleen began her career in financial services in 2013, and joined Morgan Stanley in 2022. Prior to joining the firm, she was a Store Manager at the TD Bank.
Kathleen is a graduate of the Zicklin School of Business, Baruch College, where she received a Master of Science in Finance and a Bachelor of Business Administration in Business Management. She lives in Garden City, New York with her family. Outside of the office, Kathleen enjoys spending time with her family, cooking and trying new foods.
NMLS#: 1037493
Wealth Management
From Our Team
Financial Planning for Life After Selling a Business
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Horn Group today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)