Rose M. Lochner
Portfolio Associate
Phone:
(631) 755-1667(631) 755-1667
Jenn Monahan McDonald, CFP®
Financial Advisor
Direct:
(631) 851-5347(631) 851-5347
My Mission Statement
Meeting you at the intersection of preservation and growth:
Let's strategically plan your continued success.
Let's strategically plan your continued success.
My Story and Services
Jenn Monahan McDonald is a Financial Advisor and partner of The Horn Group. She has over a decade of experience in the field of finance and has been with Morgan Stanley since 2020.
Jenn is focused on helping families achieve meaningful transfers of values and wealth. She helps craft personalized financial plans that are flexible enough to adapt to life's unexpected challenges while potentially building enduring legacies that extend beyond the next generation. Her rare approach to tax-efficient investment planning stems from years of collaborating with her father, a seasoned entrepreneur and CPA (not practicing at Morgan Stanley). Within The Horn Group, Jenn is a bridge between seasoned investment management and the exceptional service provided by her partners, helping ensure clients benefit from the industry-leading resources of the firm.
Jenn’s journey in wealth management began over 15 years ago, in the aftermath of the Great Financial Crisis—a pivotal time that emphasized the importance of managing market risks. Her career as a regulatory and hedge fund professional in New York City, with roles at Barclays Wealth Management, the National Futures Association, and Alphadyne Asset Management, fueled her passion for client advocacy from within the financial industry.
In 2018, Jenn embraced an entrepreneurial opportunity by joining The Financial Gym, a women-led FinTech start-up, as one of its early-stage hires. Starting as a Level III Certified Financial Trainer, she coached hundreds of clients, helping them navigate their financial journeys. Her role soon expanded to spearheading corporate partnerships, promoting financial wellness and education on a broader scale.
Jenn is a graduate of St. Anthony’s High School in South Huntington, NY and obtained her B.B.A. in Finance from Loyola University Maryland. She completed the prestigious Financial Advisory Associate program at Morgan Stanley. Jenn holds Series 7 and 66 licenses as well as Life, Accident & Health Insurance licenses.
After a decade of living and working in Manhattan, Jenn returned to her Eastern Long Island roots, and currently resides with her husband Kevin on The Great South Bay. Between balancing competitive couples-pickleball with practicing yoga, Jenn proudly supports many local farms (both land & sea) and small businesses, to encourage an environmentally sustainable future for our Island.
Jenn is focused on helping families achieve meaningful transfers of values and wealth. She helps craft personalized financial plans that are flexible enough to adapt to life's unexpected challenges while potentially building enduring legacies that extend beyond the next generation. Her rare approach to tax-efficient investment planning stems from years of collaborating with her father, a seasoned entrepreneur and CPA (not practicing at Morgan Stanley). Within The Horn Group, Jenn is a bridge between seasoned investment management and the exceptional service provided by her partners, helping ensure clients benefit from the industry-leading resources of the firm.
Jenn’s journey in wealth management began over 15 years ago, in the aftermath of the Great Financial Crisis—a pivotal time that emphasized the importance of managing market risks. Her career as a regulatory and hedge fund professional in New York City, with roles at Barclays Wealth Management, the National Futures Association, and Alphadyne Asset Management, fueled her passion for client advocacy from within the financial industry.
In 2018, Jenn embraced an entrepreneurial opportunity by joining The Financial Gym, a women-led FinTech start-up, as one of its early-stage hires. Starting as a Level III Certified Financial Trainer, she coached hundreds of clients, helping them navigate their financial journeys. Her role soon expanded to spearheading corporate partnerships, promoting financial wellness and education on a broader scale.
Jenn is a graduate of St. Anthony’s High School in South Huntington, NY and obtained her B.B.A. in Finance from Loyola University Maryland. She completed the prestigious Financial Advisory Associate program at Morgan Stanley. Jenn holds Series 7 and 66 licenses as well as Life, Accident & Health Insurance licenses.
After a decade of living and working in Manhattan, Jenn returned to her Eastern Long Island roots, and currently resides with her husband Kevin on The Great South Bay. Between balancing competitive couples-pickleball with practicing yoga, Jenn proudly supports many local farms (both land & sea) and small businesses, to encourage an environmentally sustainable future for our Island.
Securities Agent: WA, WI, WV, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NV, NY, OH, PA, RI, SC, TN, TX, VA, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 2067824
NMLS#: 2067824
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Your One Stop Shop
Morgan Stanley Online
Morgan Stanley Online has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorization.
View Account
Digital Vault
Digital Vault allows for easy sharing and convenient access to your most important documents such as wills, financial statements and tax fillings. Easily manage your encrypted financial records all in one place.
Vault Access
eDelivery
eDelivery provides you with the ability to view statements and other documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
eDelivery Client Guide
Reserved Living and Giving
Save on travel, dining, holiday gifts and more with Morgan Stanley's Reserved Living and Giving program.
Learn about the benefits
Cash Management Solutions
Designed as a modern alternative to banking, providing more value, more protection, and a seamless digital experience. You can benefit from unlimited ATM fee rebates worldwide, complimentary Identity and Credit Protection from Experian®, plus more.
Learn MoreOur 3 Step Process
Leveraging our vast resources - including intellectual capital, experience, and dedicated personal service - we can work with you to create a personalized wealth strategy. Then, over time, we can adapt it to changing circumstances, helping you pursue your goals.
1. Consultation & Goal Setting
We begin by getting to know you—your lifestyle, financial goals, and priorities. Together, we'll assess your current financial situation and determine your risk tolerance to build a foundation for your personalized wealth strategy.
2. Personalized Financial Planning & Execution
Based on our initial discussions, we'll develop and present a comprehensive financial plan tailored to your goals. We'll outline clear action steps, covering investment strategies, benefits optimization, and insurance coverage. Once agreed upon, we'll implement the plan to set you on the path to success.
3. Ongoing Monitoring & Strategy Adjustments
Your financial journey doesn't stop at implementation. We'll continuously monitor your progress, adjusting strategies as your life and financial goals evolve. Regular reviews and proactive communication ensure your plan stays aligned with your vision.
INDIVIDUAL PLANS FOR INDIVIDUALS LIKE YOU
Wherever you are in life, wether it be advancing your career, preparing for retirement, or navigating the in-between, we are here to help your reach your financial goals and achieve peace of mind.
Our approach is comprehensive and personalized, to ensure it aligns with your personal and financial ambitions. With an industry leading set of advanced tools and deep industry expertise, we empower you to take confident control of your financial future.
Our approach is comprehensive and personalized, to ensure it aligns with your personal and financial ambitions. With an industry leading set of advanced tools and deep industry expertise, we empower you to take confident control of your financial future.
LifeView Financial Goal Analysis
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a holistic, realistic strategy that integrates the various aspects of an individual's financial life, including investments and cash management needs.
Goals Planning System (GPS)
Goals Planning System (GPS) is Morgan Stanley's own integrated planning tool. Built on the Firm's intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is "On Track" to achieving their financial goals.
Learn More about Goals Planning System (GPS)
Estate Planning Strategies
Estate planning is the process of making arrangements to pass down wealth and assets after a person's death. Proper estate planning gives careful consideration to your future plans, preferences and goals. We leverage LifeView's sophisticated estate planning strategies to guide this crucial conversation.
Estate Planning Essentials
Spending & Budgeting
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts with our Spending and Budgeting Tool. We make it easy for us both to oversee trends in your financial life.
Create a Custom Budget
Total Wealth View
Total Wealth View allows you and your advisor to view a complete financial picture of your investments to identify opportunities or risks across all your accounts. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn How to Get StartedThe Horn Group
Explore the team that supports you at every step. Learn about our experience, key areas of focus, and our approach to providing personalized financial guidance.
Location
888 Veterans Memorial Hwy
Ste 300
Hauppauge, NY 11788
US
Direct:
(631) 851-5347(631) 851-5347
58 South Service Road
Ste 400
Melville, NY 11747
US
Meet My Team
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Jenn Monahan McDonald today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
