The Horizons Group at Morgan Stanley

I have worked with multiple generations of High Net Worth families and many business owners across the US, helping them grow, preserve and transfer their hard earned wealth since 1982. I focus on conservative & moderate growth portfolio management strategies. I emphasize the importance of owning dividend paying stocks, mutual funds, exchange traded and closed-end funds Structured notes and tax-free municipal bonds. My team members and I work closely with our clients- and their other trusted advisors- to help them make the best investment choices for their risk tolerance. I follow a disciplined money allocation and investment review process. We hold monthly client education calls -to help keep them abreast of all that is changing in our world!

In my 1st 15 years as a financial advisor, my business was located in the downtown Financial District of New York City. Since moving my family to San Diego in December 1997, I have been an active member of the San Diego Investment Community. I am a Senior Portfolio Manager. Licensed in over 36 states- including NY and CA- My team and I help our clients choose appropriate Life Insurance, Long Term Care insurance and annuity strategies to complement their existing portfolios and over-all financial plans. We help our clients manage both sides of their balance sheets, working with the Morgan Stanley Private Bank. Please call us to talk about your situation- we'd be glad to help!

I have served on a wide variety of Non-profit boards- including: Palomar Health Foundation, William Smith College Alumni Association, Rancho Bernardo Community Foundation, North County Inland Chamber of Commerce, Poway Center for the Performing Arts Foundation, National Society Daughters of the American Revolution and the Rancho Bernardo Community Presbyterian Church. My husband and I live in Scripps Ranch , where we enjoy gardening and working in a local vineyard together- making wine! I enjoy trail riding several days a week with friends, as well as attending concerts and plays at local venues.

The role of a financial advisor is a role of service, and I believe it is a privilege and an honor to assist clients in achieving their financial and life goals. I love to help educate clients about investing and financial matters, and I love to learn about their families and what is most important to them. Our team is dedicated to providing the highest level of client experience and service. As a certified financial planner (CFP), I’m committed to the financial planning process and helping clients develop a plan for their future. Along with advising on investments in stocks, bonds, mutual funds, and ETFs, I also focus on alternative investments – integrating private equity, credit, real estate, and hedge funds into client’s overall asset allocation strategies when appropriate. One of the many benefits of working at Morgan Stanley is the vast resources and internal/external relationships our team has available to us to help meet client needs. The ability to provide client solutions in lending, life, disability, and long-term care insurance strategies – along with many other complex financial arenas – is unparalleled.
After graduating with an accounting degree from San Diego State University in 1980, I worked at EY and PwC in their audit and tax departments. I started in the financial services business in 1993 at Dean Witter, which eventually merged its way into what is currently Morgan Stanley. Along with the CFP designation, I’m also a chartered alternative investment analyst (CAIA), and an alternative investments director at Morgan Stanley - a designation for those committed to the asset class.
Over the years I’ve volunteered my time to support the Mission Valley YMCA, Big Brothers of San Diego County, and various youth sports organizations in north county San Diego. My interests include sports, fitness, reading biographies, the PGA Tour, and enhancing my emotional intelligence.

I strongly believe in doing the right thing for the right reasons. If someone were to describe my approach as an advisor it would be one that embodies honesty, care, and transparency. I am committed to doing the right thing for my clients through a consistent set of refined processes that involves planning, organization, exemplary service, and an emphasis on strong relationships. The best part of my job as a financial advisor is seeing my clients achieve their goals and enjoy life to the fullest.
My start in the finance industry began as I graduated from Cal State University San Marcos with a degree in business administration, finance. Since 2013, I’ve had the pleasure of working with clients at both Morgan Stanley and E*TRADE. As an advisor, I have been privileged to see the incredible impact planning can have on a client’s success.
I’m a San Diego native and passionate about giving back to the community I grew up in. I’m involved with organizations like Just in Time for Fostered Youth, Leukemia & Lymphoma Society, and Habitat for Humanity.
Outside of work, my family is everything. I live in San Marcos with my amazing wife Shannon and our 3 beautiful children. My interests include sports, woodworking, home improvement, fishing, cars, traveling, and the great outdoors. For many years, I have also had a passion for the tabletop strategy game, Warhammer 40k. It has brought me to international tournaments and connected me to others across the globe.

Kerry is responsible for all administrative work, money movement, and client service needs for The Horizons Group. She has worked in the financial services industry since 2004 and brings a vast array of knowledge to the team when it comes to caring for our clients. Originally from New Jersey, Kerry and her family have lived in San Diego since 1988 and currently reside in Carmel Valley. In her free time, Kerry enjoys watching her son’s sporting events and taking long walks with her family.

Jacob contributes to The Horizons Group as the team's financial planner, technology assistant, and risk analyst. Originally joining the team as an intern, Jacob has completed his Series 7 and Series 66 exams and has worked full-time in the aforementioned capacities, since July 2020. Jacob attended San Diego State University where he served as Student Body President of the Fowler College of Business, graduating with Honors in Finance. Jacob resides in Pacific Beach where he enjoys running, beach volleyball, and hiking.

Since joining the team in May 2022, Austin assists The Horizon Group with administration and scheduling needs. Austin is currently a student at San Diego State University pursuing an Honors degree in both Finance and Political Science. He had served as the Executive Vice President of Financial Affairs for the SDSU Associated Students Government prior to being a part of the team. Austin lives in La Mesa where he enjoys being active outside and cheering on the Aztecs at various sporting events.