The Graysen Group at Morgan Stanley

Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle, and your future goals - whether that involves planning for retirement, purchasing a home, or living out your golden years. We will work together to establish your financial goals by reviewing your current financial situation and developing an appropriate risk tolerance that can help you achieve the financial outcome you envision for yourself.

Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to achieving your success. We consider all of your challenges, goals, and aspirations when building your financial picture, and create prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impact, asset allocation adjustments, and saving/benefit modifications.

We apply extensive research and analysis, and also utilize Morgan Stanley's full suite of resources to ensure swift decisive action in all market scenarios. We will provide a financial plan presentation to map out essential factors that play into your financial success such as your employee and employer contributions, liquidity events, and insurance coverage. Examining relevant financial information provides a holistic asset allocation analysis for your accounts helping ensure a comprehensive financial plan.

We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. We will be monitoring your assets and analyzing your performance tracking data seeking to ensure your financial expectations are being met and adjusted accordingly. Our ultimate mission is your success and well-being.

We take a holistic approach to bring all the aspects of your financial life together. We use our analysis and experience to develop a customized plan for you.

The Morgan Stanley Wealth Management Process begins with you, your investment objectives and your financial goals. Holistic in its approach, it may encompass all the elements of your financial life - your investments and your cash management needs - making sure they align with your goals and wealth management plan.

This is paramount and ensuring a successful retirement. We bring intense focus on this process. You have worked hard to get where you are at. Now it is up to us to help you live the retirement you have always dreamed of.

As your portfolio manager, We will work closely with you to understand your needs while maintaining the focus and discipline necessary to guide your portfolio in the most challenging market cycles.

As a Morgan Stanley client, you have access to a comprehensive suite of cash management solutions. This includes eAuthorizations, Bill Pay, Morgan Stanley Debit Cards and more.

Estate planning is the process of making arrangements to pass down wealth and assets after a person's death. Proper estate planning gives careful consideration to the estate owner's future plans, preferences and goals. The tax implications of the plan should also be thoroughly documented.

A trust account is an account established under a trust agreement that contains funds contributed by one person (the grantor) held by one person (the trustee) for the benefit of another person (the beneficiary).

Long-term care insurance helps to pay the cost of a broad range of personal and custodial care services an individual may need over an extended period of time. These costs may not be covered under major medical plans and can be a threat to retirement savings.

Morgan Stanley launched its alternative investment business in 1977 with the founding of Morgan Stanley Real Estate and Morgan Stanley Managed Futures. Today, the firm is a global leader in alternative investments, offering a comprehensive suite of products that encompasses both proprietary and third-party managers.

In times of market volatility, individuals sometimes consider fixed income positions in order to provide them with further diversification, generate a specific level of interest income, preserving capital, and be exposed to potential tax exemptions.

Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorizations.

It's hard to see the complete picture with only half the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.

At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.

eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery to securely save, print, send, and receive documents at any time.

Securely access your Morgan Stanley account from virtually anywhere. Simply download it on your mobile device and use your Morgan Stanley Online username and password to log in. From there you will have the resources of MSO on the go.

Digital Vault lets you easily and conveniently manage and share life's most important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings.

Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.

Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.

Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. It's never too early to start improving financial literacy in your family. A great first step is covering the basics. Refresh your own knowledge—and while you're at it, share what you learn with your loved ones.

For help filing your taxes this year, our team has published the 2025 tax tables for your reference. Please click the link below to view them.

Heading into 2026, it's time to take stock of your budget, debt and investments—and check them against your financial goals. These five steps can get you started.

Establishing a trusted contact is a crucial step in safeguarding your accounts from potential fraud, ensuring there is always a reliable point of contact in unexpected situations.

How do you weather volatile markets? A study of nearly 120,000 investors reveals the value of having a sound financial plan to help keep you on track.

Learn about tax-loss harvesting and how some investors use it to opportunistically reduce their current tax bills.

With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.

Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.

Financial Wellness is a customizable and comprehensive solution that empowers employees by making their finances a source of wellness rather than a source of stress. We are here to help employees better understand and maximize their company-sponsored benefits, provide thoughtful guidance and insights about their workforce, and offer tailored advice to help meet an employee's specific financial goals, including student loan repayment and college savings solutions.

Family Office Resources (FOR) is a helpful resource that provides specialized technical expertise to ultra-high net worth advisors and clients across a broad range of family wealth management issues.