Our Story

The Golden Stone Group at Morgan Stanley is a family business in every sense of the word. Two of our advisors share the same last name, and a third practically grew up in the firm. Many of our clients are focused on family-oriented goals, such as preserving wealth for future generations or educating younger family members. We believe in treating clients like family – we provide only advice we strongly believe in, prudently invest clients’ money, consistently communicate with honesty and integrity, and take the time to listen carefully. We also understand that every family member is his or her own person, with unique needs, concerns and differences. That’s why every plan we create and every portfolio we manage is customized to each client – we treat you as an individual member of our family, rather than try to fit you into an existing model.

Ultimately, the family atmosphere at the Golden Stone Group is something you can simply feel – it is a fundamental part of who we are and how we work. Family is important to us and we have created a team that our clients know they can count on.
Services Include
  • Financial Planning1
  • Professional Portfolio Management2
  • Retirement Planning3
  • 401(k) Rollovers
  • Sustainable Investing4
  • Estate Planning Strategies5
  • Lending Products
  • Long Term Care Insurance6
  • Planning for Education Funding7
  • Annuities8
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

The Golden Stone Group: A Family Perspective

For many of us, nothing is more important than family. At the Golden Stone Group, this is one of our core values, one which underpins our plans and recommendations. We have structured our practice to reflect the needs of our family-focused clients. For example:

Managing Across Generations
We get to know not just our clients but also their children and grandchildren, to understand their objectives and concerns, and to unify the family around a long-term strategy. And we provide a variety of services to help create and maintain a family legacy, from trust services to philanthropic planning.

The Importance of Wealth Preservation
When managing money to last for generations, preservation is as important as growth. Our strategies typically reflect the long-term plans of the entire family. And each portfolio is customized, so that your plan is built around your specific goals.

A Multi-Generational Team of Advisors
Just as a family can outlive any one individual, our practice is structured to provide continuity for generations. We offer a powerful combination of experience, perspective and cutting-edge skills and technology.

The Importance of Client Education
Managing money has never been more complicated. While the explosion of choices can be great for investors, it underscores the need for ongoing education. We enjoy helping family members learn to be effective, knowledgeable and active stewards of the family legacy.

Family Spirit
A family gathering has a special feeling – a combination of intimacy, comfort and unshakeable trust and support. One visit to our offices and you’ll understand precisely what we mean.

    Our Commitment To You

    When you choose a financial advisor, you want to work with someone who shares your values, understands your preferences, and manages your finances in a way that makes you comfortable. Here are some of the core beliefs of the Golden Stone Group:

    Goals-Based Financial Planning
    To reach a destination, you need a plan; to create a plan, you need a destination. This is true of any journey, including a financial one. We help our clients define their goals and create custom strategies that inform every decision involving money.

    Tax-Efficient Strategies
    One advantage of comprehensive wealth management is that each decision is complementary. Tax strategies are an important part of all our financial plans and are reflected in our recommendations.

    Customized Portfolios
    There is no shortage of “cookie-cutter” investment plans based on lifestyle “models.” We favor a different approach – since every person is different, every portfolio is customized to reflect your goals, concerns and preferences.

    A Comprehensive Approach to Risk
    Risk is inherent in investing – currency risk, inflation risk, investment risk, market volatility, etc. We balance every recommendation with an eye toward both return and risk.

    Experience Counts
    Look at our team: a veteran portfolio manager with four decades of experience; a CERTIFIED FINANCIAL PLANNER™ who leverages the latest thinking in financial planning; a trained non-practicing CPA whose comprehensive approach considers both assets and liabilities. We combine the skills needed to manage multi-generational wealth in today’s complex financial world.

      Location

      33400 9th Ave South
      Suite 100
      Federal Way, WA 98003
      US
      Direct:
      (253) 874-9951(253) 874-9951
      Toll-Free:
      (800) 533-5660(800) 533-5660
      Fax:
      (253) 874-9999(253) 874-9999

      Meet The Golden Stone Group

      About Me

      Tom has been in the financial advisory business since 1980, when he went to work for E.F. Hutton & Co.  Although the company names have changed over the years, Tom has been in the same Federal Way office for more than 35 years. 

      Tom’s professional goal is to help clients save & grow their assets in preparation for retirement and then to assist them in enjoying their golden years.  He has had much satisfaction from guiding his clients through this process over his many years in the industry.

      When Tom isn’t at his desk, he can likely be found on his bike.  Tom took up competitive bicycle racing in 1990 and is still going strong!  He competes locally, regionally, & nationally.  Tom has won numerous road racing state championship titles and a national championship. 

      Tom is a native of Southern California. He graduated from University of the Pacific with a degree in Business Administration.  He and his wife, Mimi, moved to the Pacific Northwest in 1979 where they raised their two sons and have made wonderful friends.
      Securities Agent: WA, TX, WY, WI, VA, UT, TN, OR, NY, NV, NM, NJ, NE, ND, MO, MD, IN, IL, ID, IA, HI, GA, FL, CO, CA, AZ, AL, AK; Managed Futures; Transactional Futures/Commodities; General Securities Representative; BM/Supervisor; Investment Advisor Representative
      NMLS#: 1321596
      CA Insurance License #: 0A67158

      About Me

      Ryan is passionate about helping clients navigate their complex financial lives. He starts by working with our clients to define and articulate their goals, which form the basis of his comprehensive, strategic financial plans.

      Though Ryan has been a professional advisor for ten years, his fascination with financial services goes back even further. As a small child, his grandmother offered to buy him one book at the bookstore. He strode right past the children’s literature and straight for the investment section. While in high school, he interned at Smith Barney, a Morgan Stanley predecessor firm, and was featured in Young Money Magazine in 1999. Post-college, Ryan was hired back at Smith Barney (now Morgan Stanley), where he served as a Senior Training Specialist covering the Northwest including Alaska. He joined the Golden Stone Group in 2010. 2017 marked his 20th year at the firm.

      Ryan earned a B.A. in Finance (naturally!) from Western Washington University in 2003, and later earned both Certified Financial Planner and Family Wealth Advisor certifications, prestigious accreditations that reflect his commitment to planning and comprehensive advice.

      Ryan and his wife, Danielle, have two children, Owen and Olivia, and a dog named Ellie. They were married in Vernazza, Italy, and enjoy any experience that makes life richer. One more notable fact about Ryan – he was an actor as a child, and today serves on the board of the Seattle Children’s Theatre.
      Securities Agent: WA, WY, WI, VA, UT, TX, TN, OR, NY, NV, NM, NJ, NE, ND, MO, MI, MD, IN, IL, ID, IA, HI, GA, FL, CO, CA, AZ, AL, AK; General Securities Representative; BM/Supervisor; Investment Advisor Representative
      NMLS#: 1310758
      CA Insurance License #: 0J19848

      About Me

      Margot believes in a comprehensive approach to investing and financial planning. She joined the Golden Stone Group in 2018 after making the transition from KPMG, a Big Four accounting and professional services firm, where she served as a CPA and trusted advisor for Fortune 500 companies. Margot chose to become an advisor with Morgan Stanley so she could apply her consultative skills and strong commitment to personal relationships to individuals and families.

      Margot earned a B.A. in Business Administration with a major in Accounting from Gonzaga University. Although non-practicing at Morgan Stanley, she was awarded her CPA license within her first year of working at KPMG.

      Margot, a Walla Walla native, was raised as a fourth-generation dry-land wheat farmer, and spent her summers working wheat harvest. She and her husband Drew still visit Walla Walla and enjoy staying active on the golf course and spending time with friends and family.
      Securities Agent: WA, WY, WI, VA, UT, TX, TN, OR, NY, NV, NM, NJ, NE, ND, MO, MI, MD, IN, IL, ID, IA, HI, GA, FL, CO, CA, AZ, AL, AK; General Securities Representative; Investment Advisor Representative
      NMLS#: 1744854
      CA Insurance License #: 0M36560

      About Me

      Jessica handles operations and client service for the Golden Stone Group. She combines efficiency and a high “get it done” factor with a personal, family-oriented style that reflects the team’s spirit.

      Jessica earned a double Bachelor’s degree from the University of Washington, double-majoring in Communications and Politics, Philosophy and Economics. She is fluent in Mandarin Chinese, Korean, and French.

      Jessica is a Registered Yoga Teacher®200 and donates her time as an instructor to various non-profits, seeking to use yoga to promote a more mindful and compassionate community. Jessica is also an active volunteer at area hospitals and animal shelters, and enjoys rock-climbing and hiking with her fiancé Jake and their dogs, Riley and Nina.

      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

      The Simple Six-Step Retirement Checkup

      Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
      Five Smart Strategies to Use a Bonus or Raise

      Five Smart Strategies to Use a Bonus or Raise

      Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
      Financial Transition: A Guide for Women

      Financial Transition: A Guide for Women

      Here's how to take control of your finances if a death or divorce leaves you holding the reins.

      Business Planning

      Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
      6 Keys to Building a Startup

      6 Keys to Building a Startup

      Entrepreneurs share ideas and learnings from the experience of starting a company.

      Philanthropy

      Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
      • Endowments
      • Foundations
      • Donor Advised Funds
      • Impact Investing
      A New Roadmap for Mission Alignment

      A New Roadmap for Mission Alignment

      Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

      Mosaic

      Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
      Make Your Words Memorable

      Make Your Words Memorable

      Master public speaking with savvy tips from the pros.

      More from Morgan Stanley

      Consolidate Your Cash at a Competitive Rate

      Consolidate Your Cash at a Competitive Rate

      2.30% APY with Preferred Savings for New Money deposited through your eligible Morgan Stanley brokerage account. Contact me to learn more or click here. Terms apply.
      Learn more about Consolidate Your Cash at a Competitive Rate
      Morgan Stanley and Justin Rose: A Winning Team

      Morgan Stanley and Justin Rose: A Winning Team

      Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
      Learn more about Morgan Stanley and Justin Rose: A Winning Team
      Your Financial World. On the Go.

      Your Financial World. On the Go.

      With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
      Learn more about Your Financial World. On the Go.
      Reserved | Living & Giving

      Reserved | Living & Giving

      Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
      Learn more about Reserved | Living & Giving
      Sign Up for eDelivery

      Sign Up for eDelivery

      With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
      Learn more about Sign Up for eDelivery
      Access Morgan Stanley Online

      Access Morgan Stanley Online

      Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
      Learn more about Access Morgan Stanley Online
      Ready to start a conversation? Contact The Golden Stone Group today.
      Market Information Delayed 20 Minutes
      Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

      1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

      3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      4The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

      Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

      The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


      CRC 2019752 10/2018