Solving the Challenges of Wealth

As the financial world becomes more complex, careful planning and tailored advice become more important to achieving your life goals. Having a seasoned advisory team on your side can help simplify your financial life, so you can spend more time enjoying the wealth you’ve worked so hard to achieve.

At The Four Corners Group, we offer a personalized approach to wealth management. As our name implies, we help manage the complexities of wealth as you reach the intersections of your finances and your future. We have the knowledge and skills necessary to serve as your first point of contact, helping to navigate the challenges you may face over time. Above all, we are a multigenerational team serving multigenerational families. We offer continuity and balance to help you and your loved ones make informed, confident decisions about your wealth now and down the road.

Wealth is about more than money; it’s about your life and the people and pursuits that give your life purpose. Our comprehensive and consultative approach focuses on your full financial picture – from putting your children through college and preparing for retirement to caring for aging parents and gifting strategies to people and causes important to you.

When you work with us, you will experience a fully-engaged standard of care that prioritizes your best interests and reflects your family values. We are committed to earning your trust and confidence every day through a powerful combination of experience, education and empathy.
Services Include
  • 401(k) Rollovers
  • Alternative Investments1
  • Asset Management2
  • Estate Planning Strategies3
  • Financial Planning4
  • Life Insurance5
  • Long Term Care Insurance6
  • Planning for Education Funding7
  • Retirement Planning8
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Our Clients

Our practice is built on the development of deep and enduring relationships through comprehensive wealth management services. We serve clients with varying needs at all intersections across the country.

• Retirees and individuals planning for retirement
• Multigenerational families
• Small business owners and local farmers
• Corporate executives and medical professionals
• Referrals from existing clients

While each client has a unique set of goals and circumstances, they all have one thing in common: The desire to develop a comprehensive and cohesive wealth strategy.

Our role is to help you effectively manage and protect your assets, so you may enjoy your wealth and leave the legacy you desire.

    What Sets Us Apart

    We are committed to delivering a client experience that emphasizes the following core beliefs that serve as the foundation of our practice.
    • We Believe in Deep Relationships
      We are dedicated to building longstanding relationships, based on trust and integrity. We do this by working with a select group of individuals, families and business owners, who value our depth of knowledge and experience in providing comprehensive solutions that go beyond investments. The bond we form with our clients is fundamental to our mission and it is our hope that it spans generations.
    • We Believe Experience Matters
      With over 100 years of combined experience, our leadership team includes three CERTIFIED FINANCIAL PLANNER™S TM. This concentration of education and skills is rare in one group of advisors. We use our extensive technical and analytical skills to research, evaluate and recommend appropriate strategies to address your particular needs and goals. We also have significant experience working with families- educating children on how to manage money as its moves across generations.
    • We Believe in a Team Approach
      Our top priority is to help you prepare for all of life’s intersections and to be your first call for any financial matter. We work in partnership with your accountant, attorney and other professionals to build a comprehensive and cohesive plan that encompasses all aspects of your life.
    • We Believe in Transparency
      Our approach emphasizes premium service and ongoing communication, so we always know what’s happening in your life, and you always know what’s happening with your wealth.
    • We Believe in You and Your Family
      Our clients have worked hard to create wealth for themselves and their families. We believe now is the time to put that wealth to work. Using your goals as our blueprint, we look forward to creating a financial strategy aimed at maintaining the lifestyle you deserve.

    Process

    Our comprehensive process begins and ends with listening. We ask questions about your goals, your dreams and what keeps you up at night and then we listen. Through each step, we provide objective advice and investment insights to construct a wealth management plan that is uniquely yours.
    • Step 1 – Discovery
      We begin with a detailed discussion where we listen carefully to what is important to you. We learn about the values that shape your decisions and identify any unique circumstances. We review important financial documents as we define your priorities.
    • Step 2 – Analysis and Recommendations
      Here, we review your current and future financial situation, determine the likelihood of reaching your goals and address the impact of unexpected life events. Based on our comprehensive analysis, we’ll develop and present a detailed action plan with recommendations to help you effectively build, preserve and transfer your wealth.
    • Step 3 – Implementation
      As we implement your customized plan, you will have access to a variety of tools and services to maintain your accounts. We’ll continue to follow up on key items to ensure your plan is implemented as expected.
    • Step 4 – Ongoing Service
      Based on your preference and personal needs, we apply a strict due diligence process to evaluate investment performance and to discuss progress towards your goals. In these discussions, we’ll determine if any adjustments are needed, since personal goals and market conditions change over time.

    Location

    300 Linden Oaks
    Suite 200
    Rochester, NY 14625
    US
    Direct:
    (585) 385-5122(585) 385-5122

    Meet The Four Corners Group

    About Me

    A CERTIFIED FINANCIAL PLANNERTM (CFP®) with more than 31 years of industry experience, Mike enjoys helping families solve their financial challenges and achieve their long-term goals. His results-driven approach includes the development of a tailored wealth management plan and a commitment to ongoing education and outstanding service. Mike works with his clients to help simplify their financial lives, so they may enjoy the wealth they have created and leave the legacy they desire.

    Growing up in Canaseraga, New York, Mike earned his B.S. degree in Economics/Finance from Alfred University, graduating magna cum laude. He began his career in financial services in 1987 at First Investors Corporation and joined Morgan Stanley 14 years later. In 2005, he earned the prestigious CFP® designation, and in 2017, he received the firm’s Family Wealth Advisor certification. Both credentials demonstrate his commitment to professional development and ensuring a world-class client experience.

    Mike’s disciplined process begins with asking the right questions and actively listening. This information serves as the foundation of a tailored plan that reflects each client’s goals for the future. He is always passionate about helping families fulfill their financial dreams. He takes pride in his ability to combine his knowledge and experience with personal warmth and patience to empower his clients to build and preserve the wealth they have worked so hard to achieve.

    A strong believer in giving back, Mike is an active supporter of many local charities, including the Bivona Child Advocacy Center, Victor/Farmington Food Cupboard, Hope Hall, and Stroll for Strong Kids. He currently lives in Perinton with his wife, Adele. His son, James, has moved to Boston to start his finance career. Outside of the office, Mike loves travelling, sightseeing and genealogy research. An avid foodie, he enjoys cooking for friends and family, finding unique restaurants and good wine.
    Securities Agent: TX, WA, VT, VA, TN, SC, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MO, MN, MI, ME, MD, MA, KY, IN, IL, ID, GA, FL, DC, CT, CO, CA, AZ; General Securities Representative; Investment Advisor Representative
    NMLS#: 1272940

    About Me

    A seasoned professional with more than 35 years of experience, Mike has dedicated his career to providing customized advice to financially successful individuals, multi-generational families and retirees in Rochester and the surrounding areas. He concentrates on developing comprehensive financial plans that help empower his clients to effectively grow and manage their wealth, while shifting seamlessly to a tailored income strategy during retirement.

    After graduating from State University of New York at Geneseo, Mike continued his studies, earning his M.B.A. in Business Administration from Rochester Institute of Technology. He began his financial services career at Merrill Lynch in 1983 and 11 years later joined Smith Barney, a predecessor firm to Morgan Stanley.

    As a Financial Advisor, Mike’s mission is to guide his clients on the growth and preservation of their assets, while providing for current income and cash flow needs. His disciplined process begins with asking the right questions and actively listening. This information then serves as the foundation for the development of a custom strategy that reflects their lifestyle needs. Over the years, Mike has earned the reputation of being a strong advocate for his clients, helping them make important decisions to ensure a comfortable retirement and lasting legacy.

    Mike currently lives in Fairport with his wife, Patti. They have three grown children. In his free time, he enjoys golf, working in the yard and vacationing in the Outer Banks.
    Securities Agent: WA, VT, VA, UT, TX, TN, SC, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MN, MI, ME, MD, MA, KY, IN, IL, ID, GA, FL, DC, CT, CO, CA, AZ; Managed Futures; General Securities Representative
    NMLS#: 1272910

    About Me

    An experienced Financial Advisor and CERTIFIED FINANCIAL PLANNERTM (CFP®), Anmarie joined Morgan Stanley in 2000 and has been a vital member of the firm ever since. She focuses on helping individuals and families achieve their long-term goals. Her approach includes a disciplined planning process and a commitment to delivering tailored advice and ongoing financial education. She works  to understand her clients’ goals and values, so she may develop appropriate strategies to help them achieve their objectives.  

    Anmarie made investing part of her life at a very early age, thanks to her father’s ongoing discussions about money and investing. When she started her first job, her dad introduced her to his stock broker, who insisted she contribute a percentage of each paycheck to a ROTH IRA. This good advice generated $12,000 by the time she graduated college, giving her the confidence to take control of her finances. While studying Economics at SUNY Geneseo, she made the decision to pursue a vocation that empowers individuals and families to achieve efficiency in time, energy and money. She began her career as a Client Service Associate and three years later took the steps to become a Financial Advisor. She earned her CFP® in 2005 to provide clients with greater knowledge and understanding.

    Anmarie takes pride in her ability to put complex investment strategies into action and effectively communicate these strategies using simple language. Above all, she focuses on creating trusting relationships, helping clients simplify their lives so they may pursue their dreams and enjoy the wealth they have created. 

    Anmarie and her husband, John, live in Penfield, NY and have four children, Gabby, Paul, Grace and Carmela, who are very active in school and sports programs. Outside of the office, Anmarie enjoys being a part of her children’s various activities and supporting their school. Favorite activities include fitness, nutrition and attending concerts.
    Securities Agent: WA, VT, VA, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MN, MI, ME, MD, MA, KY, IN, IL, ID, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AL; Managed Futures; General Securities Representative

    About Me

    For nearly 35 years, he has worked with high net worth families in the Rochester area and across the country, providing a comprehensive approach to addressing their top financial concerns. He is dedicated to helping clients achieve their goals, which often include planning for a successful retirement and minimizing taxes through advanced asset management strategies.

    Sean learned first-hand the power of financial planning from his father, who retired early due to health issues. This experience inspired Sean to follow a profession that would help individuals and families take the necessary steps to make sound financial decisions about their financial futures. With a B.A. degree in Finance from SUNY Brockport, Sean set out to become a financial advisor, where he could educate families about important financial concepts and techniques, helping to make a significant and profound impact on the quality of their lives. He began his career in 1984 at First Investors Corp, and joined Morgan Stanley in 2001. Five years later earned the prestigious CERTIFIED FINANCIAL PLANNERTM (CFP®) designation.

    Over the years, Sean has built a successful practice educating and advising families on how to better understand and manage their total financial picture. He believes investing should be based on a strategy that is easy to understand and easy to implement. Through a goals-based process and world-class resources, Sean works diligently to provide clients with clarity and confidence about their finances, so they may enjoy their wealth, while preparing efficiently for their retirement years. 

    Originally from Rochester, Sean now lives in Pittsford with his wife, Mary, who is a physician. They have two daughters and a son-in-law who is a Nuclear Machinist Mate in the Navy. Outside of the office, Sean is an active volunteer with the YMCA and Stroll for Strong Kids. Favorite leisure activities include sailing, skiing and travelling.
    Securities Agent: WA, VT, VA, TX, TN, SC, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MO, MN, MI, ME, MD, MA, KY, IN, IL, ID, GA, FL, DC, CT, CO, CA, AZ; General Securities Representative

    About Me

    Drawing on more than 20 years of experience in the financial services industry, Joelle provides a wide range of services for clients.

    As a Portfolio Associate, she is responsible for managing the team’s administrative and operational activities, handling the team’s day-to-day workflow and client administrative requests.

    Joelle is highly skilled in onboarding new clients, while deepening relationships with existing ones.  Her many talents are grounded in her attention to detail, yet she is equally adept at handling client issues with both empathy and efficiency.

    Joelle began her career in the financial services industry in 1997 at First Investors.  Four years later, she joined Legg Mason, a predecessor firm to Morgan Stanley.  Joelle holds the series 7 and 63 FINRA registrations and remains committed to continued professional development.

    Joelle currently lives in Greece, New York with her husband, Rainer, and their two sons, Tyler and Andrew.  Outside of the office, she enjoys spending quality time with friends and family, with an emphasis on her boys’ education and extracurricular activities.

    About Me

    Bernadette joined the Morgan Stanley family in 2012.  Often the first line of contact for clients on a broad array of administrative and marketing activities, Bernadette is always available to assist clients with questions regarding their statements, online access and setting up meetings and events.  She works diligently to ensure a warm and welcoming experience for every client.

    Before joining Morgan Stanley, Bernadette spent 25 years developing her skills as an executive assistant in the real estate and software design industries.  She is an active advocate for battered women and a supporter of breast cancer survivors.  In her free time, she enjoys volunteering at friends’ events, reading and working on create design projects.
    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
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    Investing

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    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
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    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
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    Business Planning

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    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
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    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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    • Foundations
    • Donor Advised Funds
    • Impact Investing
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    Ready to start a conversation? Contact The Four Corners Group today.
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    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

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    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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