Michael Beers, CIMA®, CRPS®, C(k)P
Managing Director, Wealth Management, Financial Advisor, Family Wealth Advisor, Corporate Retirement Director
Phone:
(614) 269-3401(614) 269-3401
The Fortis Wealth Management Group at Morgan Stanley
Our Mission Statement
We know our "why"... it's you. Now let us help you take care of yours.
Our Story and Services
The Fortis Wealth Management Group at Morgan Stanley believes that your financial life is more than just your investment portfolio. Whether you’re planning for retirement or seeking to secure your family’s legacy, our approach emphasizes the importance of the success of your goals and the effect they have on your well-being and the well-being of your loved ones.
We begin each relationship by taking our clients through the financial planning process. Doing this, you will feel more comfortable knowing we’ve completely understood all of your goals before ever suggesting a product. After we’ve fully understood your objectives, we are able to suggest investment solutions we have vetted through extensive analysis and deem appropriate to help you achieve your goals.
Our name – Fortis – comes from the Latin word meaning strong, steadfast and resolute. We chose this name as it represents our promise to our clients. Our team consists of dedicated professionals who are committed to helping ensure our clients receive a high level of care.
We pride ourselves on our client service model which is centered on accessibility. Our promise to our clients is to be reliably within reach during normal business hours and beyond. Our growing team of advisors has offices in four Ohio locations - Easton and Dublin, as well as Kenwood and Downtown Cincinnati - allowing for tremendous depth of responsiveness and support.
At The Fortis Wealth Management Group, we know our “why”… it’s you. Now let us help you take care of yours.
We begin each relationship by taking our clients through the financial planning process. Doing this, you will feel more comfortable knowing we’ve completely understood all of your goals before ever suggesting a product. After we’ve fully understood your objectives, we are able to suggest investment solutions we have vetted through extensive analysis and deem appropriate to help you achieve your goals.
Our name – Fortis – comes from the Latin word meaning strong, steadfast and resolute. We chose this name as it represents our promise to our clients. Our team consists of dedicated professionals who are committed to helping ensure our clients receive a high level of care.
We pride ourselves on our client service model which is centered on accessibility. Our promise to our clients is to be reliably within reach during normal business hours and beyond. Our growing team of advisors has offices in four Ohio locations - Easton and Dublin, as well as Kenwood and Downtown Cincinnati - allowing for tremendous depth of responsiveness and support.
At The Fortis Wealth Management Group, we know our “why”… it’s you. Now let us help you take care of yours.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
FINANCIAL RESOURCES
Financial Wellness
Morgan Stanley at Work and the National Association of Stock Plan Professionals (NASPP) conducted a survey¹ to find out what financial wellness programs are doing right—and what they can do better. Here are five vital signs of success for employers to aim for as they build out, enhance and evaluate their offerings.
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Morgan Stanley at Work
Workplace financial solutions that help employees achieve their life goals. Our comprehensive offering spans Equity, Financial Wellness and Retirement solutions, plus Financial Empowerment, so your workforce can realize the full potential of their benefits.
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Retirement Planning
Smart tax planning can help you save more for retirement and keep more of what you’ve already saved. Consider these tax-efficient retirement planning strategies.
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Tax-Smart Strategies for Your Retirement
Smart tax planning can help you save more for retirement and keep more of what you’ve already saved. Consider these tax-efficient retirement planning strategies.
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Employee Stock Option Plan (E.S.O.P.)
Equity compensation can be a powerful tool for building wealth, but be careful not to put all your eggs in one basket. Click to see four considerations when diversifying your portfolio.
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Estate Planning
You can’t take it with you, but through a trust, you can define how you want your life’s work and wealth to continue to benefit the people and causes you love and care for.
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Acquisition & Exit
Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.
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2025 Tax Tables
If you are interested in seeing the updated tax tables and other details for 2025, see all additional information here.
Open 2025 Tax TablesIN THE PRESS
Barron's 2025 Top 1,200 Financial Advisors
Michael Beers, Managing Director and Financial Advisor at the Fortis Wealth Management Group, was honored as 2025 Barron's Top 1,200 Financial Advisors in Columbus, Ohio.
[Source: Barron's (Awarded March 2025). Data compiled by Baron's based for the period October 2023–Sept 2024. https://www.morganstanley.com/what-we-do/wealth-management/barrons-top-1200-financial-advisors-2025]
Click to Read More[Source: Barron's (Awarded March 2025). Data compiled by Baron's based for the period October 2023–Sept 2024. https://www.morganstanley.com/what-we-do/wealth-management/barrons-top-1200-financial-advisors-2025]
Barron's 2024 Top Advisor Rankings in Columbus
Michael Beers, Managing Director and Financial Advisor at the Fortis Wealth Management Group, was honored as #27 to Barron's 2024 Top Advisor Rankings in Columbus.
[Source: Barron's 2024 Top Advisor Rankings by State. Source: Barron's.com (Awarded Sept 2024) Data compiled by Barron's based on time period from Sept 2023 - Sept 2024.]
Click to Read More[Source: Barron's 2024 Top Advisor Rankings by State. Source: Barron's.com (Awarded Sept 2024) Data compiled by Barron's based on time period from Sept 2023 - Sept 2024.]
Barron's 2024 Top 250 Private Wealth Management Teams
The Fortis Wealth Management Group has been named #196 to Barron's 2024 Top 250 Private Wealth Management Teams.
[Source: Barron's 2024 Top 250 Private Wealth Management Teams. Source: Barron's.com (Awarded April 2024) Data compiled by Barron's based on time period from March 2023 - March 2024.]
Click to Read More[Source: Barron's 2024 Top 250 Private Wealth Management Teams. Source: Barron's.com (Awarded April 2024) Data compiled by Barron's based on time period from March 2023 - March 2024.]
Forbes 2023 America's Top Wealth Management Teams High Net Worth
The Fortis Wealth Management Group has been named to
Forbes America’s Top Wealth Management Teams High Net Worth, Top 100.
[Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.]
Click to Read MoreForbes America’s Top Wealth Management Teams High Net Worth, Top 100.
[Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.]
2023-2024 Forbes Best-In-State Wealth Management Teams #5
The Fortis Wealth Management Group has been named #5 Best-In-State Wealth Management Teams in Ohio for two consecutive years.
[Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.]
Click to Read More[Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.]
Barron's 2023 Top 1,200 Financial Advisors
Michael Beers, Managing Director and Financial Advisor at the Fortis Wealth Management Group, was honored as 2023 Barron's Top 1,200 Financial Advisors in Columbus, Ohio.
[Source: Barron's Top 1,200 Financial Advisors: State-by-StateSource: Barron's.com (Awarded Mar 2023) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022.]
Click to Read More[Source: Barron's Top 1,200 Financial Advisors: State-by-StateSource: Barron's.com (Awarded Mar 2023) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022.]
NAPA's 2022 Top DC Advisor Teams
The Fortis Wealth Management Group has been named to the National Association of Plan Advisors’ list of the nation’s top defined contribution (DC) Advisor Teams with Assets under Advisement over $100 Million.
[Source: NAPA’s Top DC Advisor Teams (NAPA), napa-net.org March 2023. Data compiled by NAPA based on self-reported assets under advisement as of Dec 31, 2022.]
Click to Read More[Source: NAPA’s Top DC Advisor Teams (NAPA), napa-net.org March 2023. Data compiled by NAPA based on self-reported assets under advisement as of Dec 31, 2022.]
Tailored Planning To Meet Your Needs
The Fortis Wealth Management Group's financial planning process begins with you, your investment objectives and your financial goals. Our approach is holistic and encompasses all the elements of your financial life; from your investments and cash management needs, to ensuring that your intentions align with your goals and wealth management strategy. Whether your financial goal may be to grow your wealth, preserve it, or pass it on to others, you can count on our team to work with you to create a tailored strategy to get you there.
Some of the areas where we apply our advanced knowledge on your behalf include:
Some of the areas where we apply our advanced knowledge on your behalf include:
Beware of Retirement Sprawl
Are multiple retirement accounts giving you a cloudy picture of your financial performance?
Learn More
Trust, Estate & Legacy Planning
We'll help you implement your plan for passing on your assets in a way that honors your values as well as your financial commitments.
Learn More
How to Avoid Outliving Your Retirement Savings
If your retirement lasts longer than you expect, will you be ready? Here’s how to make your money last.
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You’re Ready for Retirement. Is Your Portfolio?
The market can influence your decision of when to retire. Learn how to help protect your nest egg, including the potential role of annuities in retirement.
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Education Planning & Family Concerns
We'll make a plan for the education and well-being of your children or grandchildren, as well as your parents or other relatives who might need assistance now or in the future.
Learn More
The Millennial and Gen Z Guide to a Sweet Retirement
How the power of time can help savvy young investors grow an impressive portfolio.
Click to Read More
5 Strategies to Use a Bonus or Raise
Have extra money coming in? Here’s how you can put your money to work now, so you can potentially reap the rewards down the road.
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How I Balance Retirement Savings with My Kids’ Education
When you have multiple financial goals, how do you prioritize? Here’s how to strike a balance between saving for retirement and your children’s education.
Click to Read MoreLocation
4449 Easton Way
Suite 300
Columbus, OH 43219
US
Direct:
(614) 269-3401(614) 269-3401
Fax:
(614) 867-9292(614) 867-9292
221 East 4th St
Atrium Two 22
Cincinnati, OH 45202
US
Direct:
(614) 269-3401(614) 269-3401
545 Metro Place South
Suite 300
Dublin, OH 43017
US
Direct:
(614) 798-3100(614) 798-3100
Meet The Fortis Wealth Management Group
Howard Burnett
First Vice President, Financial Advisor
Phone:
(614) 269-3409(614) 269-3409
John Carnes, CFP®
Senior Vice President, Wealth Management, Financial Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(513) 852-4462(513) 852-4462
Jon Cleary, CFP®
Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Portfolio Manager, Insurance Planning Director
Phone:
(614) 269-3404(614) 269-3404
Tony Penzone
Senior Vice President, Financial Advisor
Phone:
(614) 473-2494(614) 473-2494
Peter Risch
Executive Director, Financial Advisor, Family Wealth Advisor, Alternative Investments Director
Phone:
(614) 473-2464(614) 473-2464
Senior Vice President, Financial Advisor, Portfolio Management Director, Family Wealth Director, Workplace Advisor – Equity Compensation
Phone:
(614) 473-2477(614) 473-2477
Kristen Ullman
Assistant Vice President, Group Director
Phone:
(614) 269-3403(614) 269-3403
Ashley A. Hill
Director of Business Development
Phone:
(614) 473-2451(614) 473-2451
Brian Moore
Vice President, Director of Investments
Phone:
(614) 473-2426(614) 473-2426
Angela Blawut
Portfolio Associate
Phone:
(614) 473-2449(614) 473-2449
Laura LaMarca
Business Development Associate
Phone:
(614) 229-4926(614) 229-4926
Tracy R. Patrick
Wealth Management Analyst
Phone:
(513) 852-4497(513) 852-4497
Tiffany Watt
Client Service Associate
Phone:
(614) 269-3411(614) 269-3411
Skylar M. Muhlenkamp
Client Service Associate
Phone:
(614) 269-5585(614) 269-5585
About Michael Beers
As the founder of The Fortis Group, Michael envisioned a financial advisory team that placed clients’ needs at the forefront of the practice. His approach is centered on obtaining and understanding his clients’ goals and objectives before anything else. He is a steadfast advocate on the importance of “process over product.” A talented portfolio manager, Michael has helped his clients navigate through markets with incredible resolve and efficiency. His 20 years of industry experience coupled with the strength of his team make Michael an incredible resource in the often-complicated financial lives of his clients.
Michael joined Morgan Stanley in 1999. He has particular expertise in providing solutions for business clients in need of corporate retirement plan solutions (such as 401(k)s, 403(b)s, Multiple Employer Plans, Frozen Defined Benefit Plans, and strategies for highly compensated employees). So that he can remain a knowledgeable resource for clients, Michael actively pursues specialized continuing education opportunities. His professional certifications include Certified Investment Management Analyst® designation (CIMA®), Chartered Retirement Plan Specialist designation (CRPS®), and Certified 401(k) Professional designation (C(k)P®). Michael has a bachelor’s degree in business from Kent State University.
Michael and his team support organizations that promote the arts, particularly those that provide access to music education to at-risk and disadvantaged youths. He and his wife, Leyla, have three young boys, Daxton, Weston and Dalton. An avid outdoorsman, Michael is involved with various environmental groups and actively supports causes for wildlife conservation. He enjoys fly fishing, sporting clays and archery, as well as hiking with his family. He is passionate about music, plays guitar and mandolin, and enjoys reading in his spare time.
Michael joined Morgan Stanley in 1999. He has particular expertise in providing solutions for business clients in need of corporate retirement plan solutions (such as 401(k)s, 403(b)s, Multiple Employer Plans, Frozen Defined Benefit Plans, and strategies for highly compensated employees). So that he can remain a knowledgeable resource for clients, Michael actively pursues specialized continuing education opportunities. His professional certifications include Certified Investment Management Analyst® designation (CIMA®), Chartered Retirement Plan Specialist designation (CRPS®), and Certified 401(k) Professional designation (C(k)P®). Michael has a bachelor’s degree in business from Kent State University.
Michael and his team support organizations that promote the arts, particularly those that provide access to music education to at-risk and disadvantaged youths. He and his wife, Leyla, have three young boys, Daxton, Weston and Dalton. An avid outdoorsman, Michael is involved with various environmental groups and actively supports causes for wildlife conservation. He enjoys fly fishing, sporting clays and archery, as well as hiking with his family. He is passionate about music, plays guitar and mandolin, and enjoys reading in his spare time.
Securities Agent: TN, MI, DC, WV, UT, MT, MO, MN, CT, CO, IA, GA, NJ, NY, SC, CA, DE, WA, ME, NE, SD, WY, PA, NV, MA, HI, FL, ND, NM, OK, OR, AL, AR, ID, MD, NC, NH, WI, AZ, IL, IN, KS, KY, LA, OH, VA, TX; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1408705
NMLS#: 1408705
About Howard Burnett
Howard is experienced in helping the individual-investor and small business-owner with retirement planning and strategizing to help meet other important financial objectives. He focuses on building portfolios tailored to his clients’ specific requirements. His nearly 50 years in the financial industry has provided him with extensive knowledge on how to effectively position client portfolios through both high and low markets.
Through his years as a financial advisor, Howard has served as a branch coordinator for trading in many complicated financial instruments such as options, insurance, and annuities. He is a member of the team’s investment committee and has attained the firm’s Financial Planning Specialist designation. He has been registered with the various security agencies, insurance companies, and commodity agencies for almost 50 years and recently received his NMLS license. Howard has a B.S. in Business Administration from The Ohio State University and a Master’s of Business Administration from the University of Oklahoma.
Howard and his wife of close to 50 years, Ellen Berliner Burnett, have two adult children and five grandchildren. Through the years, he has served as president, executive board member, and board member for many local not-for-profit organizations. Out of the office, he enjoys playing pickleball and cheering for the Oklahoma City Thunder. He is a season ticketholder of both Ohio State football and basketball. He and his wife travel frequently. Howard recently relocated his office to Houston, Texas, and will continue to maintain his affiliation with The Fortis Wealth Management Group.
Through his years as a financial advisor, Howard has served as a branch coordinator for trading in many complicated financial instruments such as options, insurance, and annuities. He is a member of the team’s investment committee and has attained the firm’s Financial Planning Specialist designation. He has been registered with the various security agencies, insurance companies, and commodity agencies for almost 50 years and recently received his NMLS license. Howard has a B.S. in Business Administration from The Ohio State University and a Master’s of Business Administration from the University of Oklahoma.
Howard and his wife of close to 50 years, Ellen Berliner Burnett, have two adult children and five grandchildren. Through the years, he has served as president, executive board member, and board member for many local not-for-profit organizations. Out of the office, he enjoys playing pickleball and cheering for the Oklahoma City Thunder. He is a season ticketholder of both Ohio State football and basketball. He and his wife travel frequently. Howard recently relocated his office to Houston, Texas, and will continue to maintain his affiliation with The Fortis Wealth Management Group.
Securities Agent: IA, TN, NM, KY, WI, MA, AR, WA, WY, MD, ME, MO, MT, MN, ND, NE, NJ, NV, NH, TX, SD, KS, IN, OH, AL, AZ, WV, ID, VA, UT, CA, FL, SC, CO, PA, OR, OK, NY, NC, MI, LA, IL, HI, GA, DE, DC, CT; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1398798
CA Insurance License #: 0G15854
NMLS#: 1398798
CA Insurance License #: 0G15854
About John Carnes
John focuses his talents consulting to the investment needs of high net worth families and institutional investors. John follows a creative yet disciplined process to help solve the complex needs common to sophisticated investors. This includes the use of alternative investments and integrating other advanced planning techniques for the development of a prudent investment solutions and portfolio design.
As a three-time alumnus of the University of Kentucky, John expanded his learning by earning a Bachelor of Science and Master of Science degrees in Civil Engineering in 1994 and 1998, and a Master of Business of Administration in 2006. After a 12-year career as a Civil Engineer, John recognized his passion for helping individuals and institutions make sound financial decisions. Every client's situation is different which allows for formulating customized solutions to help them reach their goals.
John joined Morgan Stanley in 2006 and in 2011 he earned his CERTIFIED FINANCIAL PLANNERTM certification to increase his knowledge base in area of financial planning which includes - retirement, estate planning strategies, education and investments.
John is a former board member of the Malia’s CORD foundation and former Finance & Investment Committee member of the Cincinnati Chapter of the American Red Cross. He is also a former board member and investment committee member of the Northern Kentucky University Foundation. In his spare time, John enjoys to run, golf, the outdoors, and spend time with his family. John and his wife Kathleen have 3 children and reside in Edgewood, KY.
As a three-time alumnus of the University of Kentucky, John expanded his learning by earning a Bachelor of Science and Master of Science degrees in Civil Engineering in 1994 and 1998, and a Master of Business of Administration in 2006. After a 12-year career as a Civil Engineer, John recognized his passion for helping individuals and institutions make sound financial decisions. Every client's situation is different which allows for formulating customized solutions to help them reach their goals.
John joined Morgan Stanley in 2006 and in 2011 he earned his CERTIFIED FINANCIAL PLANNERTM certification to increase his knowledge base in area of financial planning which includes - retirement, estate planning strategies, education and investments.
John is a former board member of the Malia’s CORD foundation and former Finance & Investment Committee member of the Cincinnati Chapter of the American Red Cross. He is also a former board member and investment committee member of the Northern Kentucky University Foundation. In his spare time, John enjoys to run, golf, the outdoors, and spend time with his family. John and his wife Kathleen have 3 children and reside in Edgewood, KY.
Securities Agent: IA, ME, ND, SD, UT, WA, NM, DE, TN, TX, OR, SC, NV, VT, WI, WY, PA, FL, IL, WV, IN, LA, VA, KS, RI, MS, OK, OH, MA, NJ, NH, NE, NC, MT, NY, MO, MN, MI, MD, CT, DC, KY, AZ, CO, ID, HI, GA, AL, CA, AR; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1451599
CA Insurance License #: NMLS#: 1451599
AR Insurance License #: NMLS#: 1451599
NMLS#: 1451599
CA Insurance License #: NMLS#: 1451599
AR Insurance License #: NMLS#: 1451599
About Jon Cleary
As a veteran of the financial services industry since 2002, Jon draws on his background to help clients plan for and achieve their financial goals. As a Certified Financial Planner™ professional, Jon emphasizes the difference between financial planning (which addresses the time leading up to retirement), and retirement income planning (which addresses the years of life where sources of income can be less certain). Jon has extensive years of experience implementing income and cash flow solutions along with legacy and long term care (LTC) needs.
Similar to his work with individuals, Jon brings a collaborative approach to business owners and the servicing of their corporate retirement plans. In working with plan sponsors of 401(k)s and other qualified plans, Jon stresses the importance of focusing on the financial health of a company’s employees. While there are many complicated moving parts of a retirement plan, educating participants is something Jon is passionate about to help ensure their chances of success in retirement.
Jon graduated with a degree in economics from Otterbein University, where he also played baseball. Upon graduating, Jon continued working at Fifth Third Bank and Fifth Third Securities, where he cultivated his skills in lending, cash flow and investment management. Jon is a member of the Westerville Sunrise Rotary where he serves on the club’s foundation investment committee. He is a member of the Blendon Masonic Lodge. In his free time, he enjoys outdoor activities, attending sporting events, and spending time with his family at their farm in Hocking Hills. He currently resides in Westerville, OH with his wife, Kim, two children and two French bulldogs.
Similar to his work with individuals, Jon brings a collaborative approach to business owners and the servicing of their corporate retirement plans. In working with plan sponsors of 401(k)s and other qualified plans, Jon stresses the importance of focusing on the financial health of a company’s employees. While there are many complicated moving parts of a retirement plan, educating participants is something Jon is passionate about to help ensure their chances of success in retirement.
Jon graduated with a degree in economics from Otterbein University, where he also played baseball. Upon graduating, Jon continued working at Fifth Third Bank and Fifth Third Securities, where he cultivated his skills in lending, cash flow and investment management. Jon is a member of the Westerville Sunrise Rotary where he serves on the club’s foundation investment committee. He is a member of the Blendon Masonic Lodge. In his free time, he enjoys outdoor activities, attending sporting events, and spending time with his family at their farm in Hocking Hills. He currently resides in Westerville, OH with his wife, Kim, two children and two French bulldogs.
Securities Agent: PA, IA, CA, WA, SD, OK, MO, NE, LA, NM, OH, NV, OR, SC, CT, TN, UT, WY, WV, WI, VA, NJ, TX, DE, HI, GA, DC, IL, ID, NY, NH, MD, NC, MT, MN, MI, ME, MA, KY, ND, AZ, KS, IN, FL, AR, CO, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
CA Insurance License #: 0K72072
CA Insurance License #: 0K72072
About Tony Penzone
Tony’s focus on the team is to manage his clients’ investment portfolios so that they may see their wealth and cash flow potentially grow over the long term. He focuses on asset management and developing portfolio strategies for clients, with a focus on individual security selection and sophisticated income-generation strategies.
Prior to coming to Morgan Stanley, Tony was a Senior Vice President at Merrill Lynch for more than 40 years. He has a B.S.B.A. degree from The Ohio State University.
A Columbus native, Tony lives in Powell, Ohio, with his wife, Rebecca. His charitable involvement includes work with Nationwide Children’s Hospital and Make-A-Wish Foundation. Outside the office, he enjoys reading, traveling, fine dining, physical fitness activities, gardening, and bird watching.
Prior to coming to Morgan Stanley, Tony was a Senior Vice President at Merrill Lynch for more than 40 years. He has a B.S.B.A. degree from The Ohio State University.
A Columbus native, Tony lives in Powell, Ohio, with his wife, Rebecca. His charitable involvement includes work with Nationwide Children’s Hospital and Make-A-Wish Foundation. Outside the office, he enjoys reading, traveling, fine dining, physical fitness activities, gardening, and bird watching.
Securities Agent: NE, GA, WY, ND, MN, MA, OR, WI, TX, WV, WA, VA, UT, TN, SC, PA, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MO, MI, ME, MD, LA, KY, KS, IN, IL, ID, IA, FL, DE, DC, CT, CO, CA, AZ, AR, AL; General Securities Representative; Investment Advisor Representative
About Peter Risch
With over 25 years of wealth management experience, Peter takes great pride in becoming a trusted advisor to the successful individuals and families with which he works. He has a profound understanding of the complexities that exist in the presence of significant wealth, which he manages through his keen intellect and ability to be creative and resourceful. Pete knows the importance of utilizing tax-efficient strategies within portfolios and is well-versed in Morgan Stanley’s many alternative investment offerings. He has extensive experience with estate planning strategies, which includes effectively utilizing various trust strategies and helping them navigate the often-complicated financial and emotional characteristics of intergenerational wealth transfers.
Prior to joining Morgan Stanley in 2014, Pete worked at J.P. Morgan for 23 years, most recently as a leader of the Private Bank in the Columbus office. He has attained the Morgan Stanley designation of Family Wealth Advisor, which is awarded to advisors who show significant knowledge in the areas of family wealth management and Morgan Stanley’s premier lifestyle service offerings. Peter received his bachelor’s degree in Business from Miami University.
A lifelong native of Central Ohio, Peter is a resident of New Albany with his wife, Jill, and two daughters. He and his family actively support the community through their involvement with various charitable organizations. For five years, Pete was a coach with Handshake America, an organization focused on coaching student athletes for success in life. In 2020, he was named Coach of the Year. Currently, he serves as an ambassador for the group. An avid cyclist, Peter supports Pelotonia for cancer research and Ride 2 Recovery for our veterans. He and his daughter enjoy playing polo and often plan and host charity polo matches. He is a member of the U.S. Polo Association, Play Polo Club and The Cycling Club. Pete and his family enjoy attending the Central College Presbyterian Church.
Disclaimer:
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Prior to joining Morgan Stanley in 2014, Pete worked at J.P. Morgan for 23 years, most recently as a leader of the Private Bank in the Columbus office. He has attained the Morgan Stanley designation of Family Wealth Advisor, which is awarded to advisors who show significant knowledge in the areas of family wealth management and Morgan Stanley’s premier lifestyle service offerings. Peter received his bachelor’s degree in Business from Miami University.
A lifelong native of Central Ohio, Peter is a resident of New Albany with his wife, Jill, and two daughters. He and his family actively support the community through their involvement with various charitable organizations. For five years, Pete was a coach with Handshake America, an organization focused on coaching student athletes for success in life. In 2020, he was named Coach of the Year. Currently, he serves as an ambassador for the group. An avid cyclist, Peter supports Pelotonia for cancer research and Ride 2 Recovery for our veterans. He and his daughter enjoy playing polo and often plan and host charity polo matches. He is a member of the U.S. Polo Association, Play Polo Club and The Cycling Club. Pete and his family enjoy attending the Central College Presbyterian Church.
Disclaimer:
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Securities Agent: WA, VA, UT, OH, IL, OK, NV, TN, TX, SD, SC, KS, NM, MA, PA, IN, MI, NY, MN, LA, NH, MT, ND, NC, NJ, MO, AR, FL, AZ, KY, DC, ID, HI, GA, CO, DE, CA, AL, WI, OR, WY, WV, CT, NE, ME, MD, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 837388
NMLS#: 837388
About Jonathan Young
As a Senior Vice President at Morgan Stanley, Jonathan (who also goes by Jonny) helps his clients preserve their success and ensure their legacies through his three decades of experience in wealth management. Throughout his impressive tenure, he has enjoyed seeing many clients through the various stages of their distinguished lives; from their humble beginnings, to the growth-driven chapters of middle and late adulthood, to the transition into retirement and thereafter. Jonny is no stranger to real-life issues and he prides himself on his ability to find solutions for his clients through a profound and intentional understanding of the individual or family he is working with. His attention to detail and penchant for creating deep relationships is apparent in his ability to add value not only to his client’s financial lives, but also in working toward helping them achieve and secure the lifestyle they’ve worked so hard to obtain.
Jonathan has been helping clients reach their goals since 1989. He began his career at Lehman Brothers in San Francisco, later returning to his hometown of Columbus Ohio in 1995. Jonathan holds a number of distinctive credentials. Along with being a Portfolio Management Director, Jonathan holds a Certified Financial Planner™ designation, He is also a Morgan Stanley Family Wealth Director. Earned by just 2% of all Morgan Stanley Advisors, it is one of the firm’s most prestigious designations. Tenets of his practice include asset protection, wealth transfer strategies, and tools for philanthropic giving. Jonathan earned his B.A. in marketing from the Ohio State University, and an M.B.A. from Ohio Dominican University.
Jonathan and his wife of 24 years, Pam, have three children and live in Bexley, Ohio. Jonathan and his family are involved in numerous charitable organizations throughout the community. Outside of the office, Jonny is very active by playing basketball and golf. He is an avid reader and enjoys spending time with his family.
Jonathan has been helping clients reach their goals since 1989. He began his career at Lehman Brothers in San Francisco, later returning to his hometown of Columbus Ohio in 1995. Jonathan holds a number of distinctive credentials. Along with being a Portfolio Management Director, Jonathan holds a Certified Financial Planner™ designation, He is also a Morgan Stanley Family Wealth Director. Earned by just 2% of all Morgan Stanley Advisors, it is one of the firm’s most prestigious designations. Tenets of his practice include asset protection, wealth transfer strategies, and tools for philanthropic giving. Jonathan earned his B.A. in marketing from the Ohio State University, and an M.B.A. from Ohio Dominican University.
Jonathan and his wife of 24 years, Pam, have three children and live in Bexley, Ohio. Jonathan and his family are involved in numerous charitable organizations throughout the community. Outside of the office, Jonny is very active by playing basketball and golf. He is an avid reader and enjoys spending time with his family.
Securities Agent: OH, ND, SC, HI, MN, ME, SD, MI, UT, VA, WI, WV, WY, PA, NC, NE, NJ, NH, OK, MT, LA, MA, AL, AR, CO, AZ, DC, FL, WA, GA, TX, TN, CT, ID, OR, IA, KY, NY, NV, NM, MO, MD, KS, IN, IL, DE, CA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
CA Insurance License #: 4009677
CA Insurance License #: 4009677
About Kristen Ullman
As Assistant Vice President and Group Director, Kristen oversees the team’s client service department. She assists in the development and implementation of complex wealth management strategies and also administers corporate retirement plans. Kristen helps manage client appreciation events and works to ensure her team is actively involved in various volunteer efforts and charitable causes. Applying her exceptional organizational skills and meticulous attention to detail, she quickly, efficiently, and accurately addresses clients’ needs.
Kristen has been a member of the team since it started and has worked at Morgan Stanley since 2001. She is a branch ambassador and is tasked with assisting others in the branch on firm initiatives. Her industry licenses include Series 7, 63, and 66, and she also holds her Ohio Life, Accident, and Health Insurance licenses.
Kristen and her husband live with their two sons in Hebron, Ohio. Outside the office, she enjoys spending time outdoors and volunteering at her children's schools and sports organizations.
Kristen has been a member of the team since it started and has worked at Morgan Stanley since 2001. She is a branch ambassador and is tasked with assisting others in the branch on firm initiatives. Her industry licenses include Series 7, 63, and 66, and she also holds her Ohio Life, Accident, and Health Insurance licenses.
Kristen and her husband live with their two sons in Hebron, Ohio. Outside the office, she enjoys spending time outdoors and volunteering at her children's schools and sports organizations.
About Ashley A. Hill
Ashley Hill graduated from Ohio University with her degree in Communications and has been working in the finance industry since 2006. Prior to joining Morgan Stanley in 2019, Ashley built a career consulting with advisors on long term care and generational wealth planning as well as executive benefits. She also served as a Wealth Advisor developing financial plans and planning processes for advisors in Central and Southern Ohio. After a long career as a consultant to advisors and helping them grow a business with comprehensive financial planning strategies she took a break to care for her grandmother. During that time away from her career, she knew that she wanted to return in a capacity that would directly impact the lives of clients and find a team to join that valued financial planning as a key part of their practice. Ashley joined the Fortis Wealth Management Group in 2022.
Currently, Ashley oversees the financial planning standard of care for clients and serves as a lead financial planner on the team to ensure we are providing clients with all the solutions available to them through our advisors here at FWMG as well as throughout Morgan Stanley. She is a dog mom to a feisty five-pound Mi Ki named Rocco, and proudly known as Aunt Ashley to seven nieces and nephews and counting!
Currently, Ashley oversees the financial planning standard of care for clients and serves as a lead financial planner on the team to ensure we are providing clients with all the solutions available to them through our advisors here at FWMG as well as throughout Morgan Stanley. She is a dog mom to a feisty five-pound Mi Ki named Rocco, and proudly known as Aunt Ashley to seven nieces and nephews and counting!
About Brian Moore
Brian Moore is a graduate of Otterbein College, Class of 2000, achieving his Bachelors of Science in Economics. Destined for a career in finance, Brian joined the industry straight out of college, due to his love of the intellectual challenge within the investment industry, plus the opportunity to work with people. Prior to joining the Fortis Wealth Management team, some of Brian’s prior experience includes working for 6-years as a member of Graystone Consulting in Columbus, Ohio where he served as an Institutional Consulting Associate. In this capacity, he managed relationships and portfolios for endowments and foundations. Prior to his time spent with Graystone, Brian worked at Nuveen Investments as a Product Development Associate from 2007-2010. He spends his time working with the Financial Advisors on the team to formulate investment strategy for implementation with clients, conducting research on markets, and investment manager strategies for inclusion in portfolios to implement the Team’s collective view on investment markets. Brian resides in Sunbury with his wife, Brooke, their twin boys Madden and Mason, and dog, Gidget. Some of his passions include reading about history and current events, as well as learning from the great investors for their timeless wisdom.
About Angela Blawut
Angela started her career at Morgan Stanley in 2015 as a Service Professional and advanced fast to the position of Section Manager in the Cash Management Department.
She joined the Fortis Wealth Management Group in in 2018 after deciding to advance her career at the branch level. Angela is now Portfolio Associate and Market Coach for the Ohio Valley Complex. When Angela isn’t helping clients, she also manages marketing for the Fortis Wealth Management Group.
Prior to joining Morgan Stanley, Angela worked for WesBanco Bank, both in West Virginia and Ohio. She has a Bachelor’s degree in Psychology from West Virginia University and holds her Series 66 and 7 licenses. Additionally, Angela enjoys organizing volunteer activities and client events to support organizations that is aligned with the team.
Outside of the office, Angela enjoys spending time with her husband, Bryan, playing the piano, sewing, and gardening. Angela and Bryan live in Etna, Ohio with their 3 pets, Ellie, Phyllis, and Velma.
She joined the Fortis Wealth Management Group in in 2018 after deciding to advance her career at the branch level. Angela is now Portfolio Associate and Market Coach for the Ohio Valley Complex. When Angela isn’t helping clients, she also manages marketing for the Fortis Wealth Management Group.
Prior to joining Morgan Stanley, Angela worked for WesBanco Bank, both in West Virginia and Ohio. She has a Bachelor’s degree in Psychology from West Virginia University and holds her Series 66 and 7 licenses. Additionally, Angela enjoys organizing volunteer activities and client events to support organizations that is aligned with the team.
Outside of the office, Angela enjoys spending time with her husband, Bryan, playing the piano, sewing, and gardening. Angela and Bryan live in Etna, Ohio with their 3 pets, Ellie, Phyllis, and Velma.
About Laura LaMarca
As a Business Development Associate, Laura is dedicated to providing exceptional client service working alongside Financial Advisor, Tony M. Penzone, as part of The Fortis Wealth Management Group at Morgan Stanley.
With more than 10 years of experience in the financial services industry, she has acquired a breadth of knowledge where she offers support for diverse client needs, taking great satisfaction in resolving issues, answering questions, and helping advance each client’s unique goals.
Laura bases her work in customization and anticipatory service in operations, communications, administration, financial analysis, investment trades, and event planning. She enjoys building long-term relationships with her clients and their family members.
Laura currently holds her Series 7 and Series 66 securities licenses. She is an honors graduate of The Ohio State University with a BSBA degree in finance from the school’s Fisher College of Business.
Laura resides in Chagrin Falls, Ohio (a suburb of Cleveland) with her husband, Nick, and son, Luca. Outside the office, she enjoys spending time with her family, cooking, nutrition and wellness, yoga/Pilates, traveling, art, decorating, and music.
With more than 10 years of experience in the financial services industry, she has acquired a breadth of knowledge where she offers support for diverse client needs, taking great satisfaction in resolving issues, answering questions, and helping advance each client’s unique goals.
Laura bases her work in customization and anticipatory service in operations, communications, administration, financial analysis, investment trades, and event planning. She enjoys building long-term relationships with her clients and their family members.
Laura currently holds her Series 7 and Series 66 securities licenses. She is an honors graduate of The Ohio State University with a BSBA degree in finance from the school’s Fisher College of Business.
Laura resides in Chagrin Falls, Ohio (a suburb of Cleveland) with her husband, Nick, and son, Luca. Outside the office, she enjoys spending time with her family, cooking, nutrition and wellness, yoga/Pilates, traveling, art, decorating, and music.
About Tracy R. Patrick
Tracy is a Registered Client Service Associate of The Fortis Group at Morgan Stanley. She joined the team in January 2022 and has been a helping hand in continuing to serve clients and growing relationships. Since joining, Tracy has earned her Series 7 and 66 licenses.
Tracy received her Bachelor’s in Business Administration and Finance from Florida State University. Her extensive background in retail sales and financial education helped her create a path in Retail Banking for PNC and BB&T, where she worked her way up to managing a cluster of branches within her 16-year banking career. Tracy’s desire to help others navigate their financial circumstances and achieve their financial goals in life led her to transition becoming a Client Service Associate.
Tracy has a service mentality and loves helping with community events and volunteer work. She is an active member of St. Henry Church in Elsmere, KY. She is a lector at Mass, a leader for their weekly Bingo program (the largest fundraiser for the parish/school) and co-chairs events during the year with their PTO. Over the years, she has also volunteered and taken part in activities for the NKY Chamber of Commerce, United Way and other local organizations in the Greater Cincinnati area.
Tracy is from the West Side of Cincinnati and now resides with her husband and two boys in the Burlington, KY area.
Tracy received her Bachelor’s in Business Administration and Finance from Florida State University. Her extensive background in retail sales and financial education helped her create a path in Retail Banking for PNC and BB&T, where she worked her way up to managing a cluster of branches within her 16-year banking career. Tracy’s desire to help others navigate their financial circumstances and achieve their financial goals in life led her to transition becoming a Client Service Associate.
Tracy has a service mentality and loves helping with community events and volunteer work. She is an active member of St. Henry Church in Elsmere, KY. She is a lector at Mass, a leader for their weekly Bingo program (the largest fundraiser for the parish/school) and co-chairs events during the year with their PTO. Over the years, she has also volunteered and taken part in activities for the NKY Chamber of Commerce, United Way and other local organizations in the Greater Cincinnati area.
Tracy is from the West Side of Cincinnati and now resides with her husband and two boys in the Burlington, KY area.
About Tiffany Watt
Tiffany Watt is a proud graduate of Ohio Dominican University, with a Bachelors of Science in Elementary Education. She worked in education for 15 years, before transitioning to the Fortis Team in 2021. Finance always intrigued Tiffany, and when she got the opportunity to join the Team, she immediately took it. Watt’s primary responsibilities involve administrative and operational tasks, as well as assisting with retirement plans. Her consistent work ethic is proof of her commitment to providing outstanding support to the team and exceptional service for our clients. A mother of three, Tiffany resides in Centerburg with her husband and children. She enjoys traveling, spending time with family and friends, swimming and reading.
About Skylar M. Muhlenkamp
Skylar is the Team Administrator for the Fortis Group, providing support for the team and their clients. Skylar joined Morgan Stanley in 2022 as a Service Associate for the Easton, Ohio branch providing administrative and operational support for management, Financial Advisors and clients before joining the Fortis Group in 2023.
Skylar is a graduate of Columbus State Community College with a degree in Graphic Design. In her free time, Skylar loves to travel, play sand volleyball, run, being outdoors and spending time with friends and family.
Skylar is a graduate of Columbus State Community College with a degree in Graphic Design. In her free time, Skylar loves to travel, play sand volleyball, run, being outdoors and spending time with friends and family.
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1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
