Patrick McGlothin
Managing Director, Wealth Management, Financial Advisor, Alternative Investments Director
Phone:
(865) 330-0720(865) 330-0720
The McGlothin Group at Morgan Stanley
Direct:
(865) 558-9000(865) 558-9000
Toll-Free:
(800) 448-0020(800) 448-0020
Our Mission Statement
Comprehensive wealth planning strategies for your life and legacy
Our Story and Services
We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are appropriate for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that can help meet your lifestyle and legacy goals.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process of Working With You
With over 27 years of combined experience in the financial services industry, The McGlothin Group at Morgan Stanley can assist in directing you through any financial situation or responsibility. Our wealth management advice and cybersecurity is held to the highest standard and has one focus: our clients. Employing thoughtful evaluation and planning, our team will guide you through the investment process with sound decision making that seeks to meet your objectives and needs for the future.
Discovery Process
We take the time to fully understand you and your family – whether you’re planning for retirement, purchasing a home, or living out your golden years – we consider all of your challenges, goals, and aspirations when building your financial plan.
Forming Your Strategy
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to helping achieve your success.
Implementing Your Plan
We apply extensive research and analysis, and also utilize Morgan Stanley’s full suite of resources, to ensure swift decisive action in all market scenarios.
Measuring Your Success
We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. Our ultimate mission is your success and well-being.
Digital Tools
Our comprehensive suite of digital tools are designed to help enhance most aspects of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Total Wealth View
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Learn More About Total Wealth ViewThe ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security Center
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology to help reach your financial goals.
Learn About Our Planning ToolsAwards & Recognitions
Forbes Best-In-State Wealth Management Team, 2025
The McGlothin Group at Morgan Stanley was named to the 2025 list of Forbes Best-In-State Wealth Management Teams.
Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24 Awards Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure/
Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24 Awards Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure/
Pacesetter's Club Award, 2025
Hampton Peters, Financial Advisor with The McGlothin Group at Morgan Stanley, was named to the 2025 Morgan Stanley Pacesetters Club - a coveted global recognition program for Morgan Stanley Financial Advisors who, early in their career, have demonstrated the highest professional standards and premier client service.
President's Club Member, 2024-2025
Patrick McGlothin has been named to Morgan Stanley's prestigious President’s Club, an elite group composed of the Firm’s top Financial Advisors. The appointment recognizes Patrick’s consistent creativity and excellence in providing a wide range of investment products and wealth management services to his team's clients.
Alternative Investments
Alternatives are the investments that go beyond traditional stocks and bonds. For eligible investors, they can open doors to unique opportunities to help grow and protect your wealth, and have long sought to offer enhanced returns, portfolio diversification, lower volatility, as well as potential tax efficiency.
Morgan Stanley is an industry leader in the asset class. Eligible individuals and institutions can gain access to exclusive offerings, preeminent fund managers and innovative investment opportunities spanning private equity, private credit, real assets, hedge funds and more.
Disclosures:
Alternative investments are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid, can engage in leverage, short-selling and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums and initial lock-ups. They may involve complex tax structures, tax inefficient investing and delays in distributing important tax information. They may have higher fees and expenses that traditional investments, and such fees and expenses can lower the returns achieved by investors.
Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining financial market.
Morgan Stanley is an industry leader in the asset class. Eligible individuals and institutions can gain access to exclusive offerings, preeminent fund managers and innovative investment opportunities spanning private equity, private credit, real assets, hedge funds and more.
Disclosures:
Alternative investments are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid, can engage in leverage, short-selling and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums and initial lock-ups. They may involve complex tax structures, tax inefficient investing and delays in distributing important tax information. They may have higher fees and expenses that traditional investments, and such fees and expenses can lower the returns achieved by investors.
Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining financial market.
Why Consider Alternative Investments? They can provide potential:
- Diversification
- Enhance Return Potential
- Reduce Portfolio Volatility
- Manage Tax Liabilities
- Generate Income
Categories Include:
- Private Equity
- Private Credit
- Private Real Estate
- Private Infrastructure
- Hedge Funds
- Tax-Advantaged Strategies
Location
1111 Northshore Drive
Suite N-160
Knoxville, TN 37919
US
Direct:
(865) 558-9000(865) 558-9000
Toll-Free:
(800) 448-0020(800) 448-0020
Fax:
(866) 755-9037(866) 755-9037
Meet The McGlothin Group
Emily DeJarnett
First Vice President, Financial Advisor, Financial Planning Specialist, Alternative Investments Director
Phone:
(865) 330-0702(865) 330-0702
Hampton Peters
Financial Advisor, Financial Planning Specialist
Phone:
(865) 330-0729(865) 330-0729
Kimberly Redfern
Wealth Management Associate
Terry Morgan
Client Service Associate
Luke Fontechia
Team Administrator
About Patrick McGlothin
I am an Managing Director and Financial Advisor with The McGlothin Group at Morgan Stanley. With over 20 years’ experience in the financial services industry, I focus on asset allocation, portfolio construction and ongoing review of financial plans for institutions and affluent families.
A graduate of Wake Forest University, I received my B.S. in Business from The Calloway School of Business and Accountancy. In 2004, I began my professional career at our team’s predecessor firm, Smith Barney. Five years later, I achieved partner status in what is now The McGlothin Group.
My primary responsibility to our clients is building, implementing, monitoring and amending customized wealth management strategies, including retirement plans and trust services. Closely monitoring relationships with equity, fixed income and alternative investment managers allows me to consistently test and refine the team’s investment management process. I thoughtfully allocate strategies in each client’s portfolio with an emphasis on tax and risk management.
Proud to be a Knoxville native, I love the people and natural beauty of East Tennessee. My community involvement includes active board membership with Knoxville Symphony Orchestra, Senior Citizens Home Assistance Service, Joni and Friends Tennessee and the Knoxville Fellows Program. A member of Resurrection Presbyterian Church, I also enjoy participating in Bible Study Fellowship. Personal interests include world travel, reading, running, college athletics and anything related to the history of the financial markets.
Disclaimer:
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining financial market.
A graduate of Wake Forest University, I received my B.S. in Business from The Calloway School of Business and Accountancy. In 2004, I began my professional career at our team’s predecessor firm, Smith Barney. Five years later, I achieved partner status in what is now The McGlothin Group.
My primary responsibility to our clients is building, implementing, monitoring and amending customized wealth management strategies, including retirement plans and trust services. Closely monitoring relationships with equity, fixed income and alternative investment managers allows me to consistently test and refine the team’s investment management process. I thoughtfully allocate strategies in each client’s portfolio with an emphasis on tax and risk management.
Proud to be a Knoxville native, I love the people and natural beauty of East Tennessee. My community involvement includes active board membership with Knoxville Symphony Orchestra, Senior Citizens Home Assistance Service, Joni and Friends Tennessee and the Knoxville Fellows Program. A member of Resurrection Presbyterian Church, I also enjoy participating in Bible Study Fellowship. Personal interests include world travel, reading, running, college athletics and anything related to the history of the financial markets.
Disclaimer:
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining financial market.
Securities Agent: FL, CT, WI, WA, NC, MO, NJ, ID, HI, GA, DE, AL, UT, MT, ME, KS, DC, VA, MI, CA, RI, PA, NH, MS, MA, KY, CO, TX, SC, NY, LA, IL, AZ, TN, OH, IN, VT, OR, MD; General Securities Representative; Investment Advisor Representative; Managed Futures
About Emily DeJarnett
I am a Financial Advisor with The McGlothin Group at Morgan Stanley. My primary focus is assessing the needs and goals of our clients in order to present comprehensive financial solutions.
I graduated with a B.S. in Psychology and a minor in Religion from the University of Georgia. I began my professional career working for a non-profit organization primarily focusing on the development and engagement of cross-sector community leaders. In that capacity, I also recorded, monitored and reported all organizational financial matters. Having moved to Knoxville six years ago, I am enjoying exploring all that East Tennessee has to offer. I am an alumnus of the Knoxville Fellows, a Christian leadership development program that focuses on service to our Knoxville community and now serve on the board of the program’s governing organization 4 Market Square. I am passionate about education and providing support to children in our community. I am a founding board member of the West Hills Elementary School Wolf Pack Foundation dedicated to addressing the academic, creative and social needs of children in my local school. I am also an active member of Rotary International currently serving as President-Elect of my club. In my free time, I enjoy researching new recipes, college football, golf and attending live concerts.
I graduated with a B.S. in Psychology and a minor in Religion from the University of Georgia. I began my professional career working for a non-profit organization primarily focusing on the development and engagement of cross-sector community leaders. In that capacity, I also recorded, monitored and reported all organizational financial matters. Having moved to Knoxville six years ago, I am enjoying exploring all that East Tennessee has to offer. I am an alumnus of the Knoxville Fellows, a Christian leadership development program that focuses on service to our Knoxville community and now serve on the board of the program’s governing organization 4 Market Square. I am passionate about education and providing support to children in our community. I am a founding board member of the West Hills Elementary School Wolf Pack Foundation dedicated to addressing the academic, creative and social needs of children in my local school. I am also an active member of Rotary International currently serving as President-Elect of my club. In my free time, I enjoy researching new recipes, college football, golf and attending live concerts.
Securities Agent: WI, MT, MD, ID, DC, CT, CO, VA, TX, PA, NH, NC, KS, WA, TN, NJ, MO, RI, NY, MA, KY, AL, SC, FL, AZ, OR, OH, ME, LA, VT, MI, HI, UT, IN, GA, CA, MS, IL, DE; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2039092
NMLS#: 2039092
About Hampton Peters
As a Financial Advisor with The McGlothin Group at Morgan Stanley, I am part of a dynamic team committed to providing comprehensive financial strategies to institutions and affluent families. My role allows me to leverage decades of knowledge and experience in delivering sound advice and tailored strategies, helping ensure successful financial outcomes for our clients.
One of my primary responsibilities is continuous evaluation of equity, fixed income and alternative investment allocations in place and under consideration for client portfolios. Closely monitoring these relationships ensures alignment with our team's philosophy towards risk management alongside our firm's market outlook.
A graduate of the University of Tennessee, I received my B.S. in Business Administration with a major in Finance from the Haslam College of Business. In 2022 I began my career with The McGlothin Group as Team Administrator and became fully securities licensed (Securities Industry Essentials, Series 7, Series 66, Series 31 and Life Insurance) prior to graduation.
My roots run deep in East Tennessee and I am proud to call Knoxville home. Personal interests include lake activities, weight training, college and professional football and attending Fellowship Church.
One of my primary responsibilities is continuous evaluation of equity, fixed income and alternative investment allocations in place and under consideration for client portfolios. Closely monitoring these relationships ensures alignment with our team's philosophy towards risk management alongside our firm's market outlook.
A graduate of the University of Tennessee, I received my B.S. in Business Administration with a major in Finance from the Haslam College of Business. In 2022 I began my career with The McGlothin Group as Team Administrator and became fully securities licensed (Securities Industry Essentials, Series 7, Series 66, Series 31 and Life Insurance) prior to graduation.
My roots run deep in East Tennessee and I am proud to call Knoxville home. Personal interests include lake activities, weight training, college and professional football and attending Fellowship Church.
Securities Agent: IN, CO, MO, LA, DC, PA, TN, SC, MI, ME, CT, IL, AZ, NH, MT, MD, HI, CA, WI, VA, KS, NJ, MA, KY, AL, RI, OR, OH, NY, GA, WA, MS, FL, DE, VT, UT, TX, NC, ID; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2521956
NMLS#: 2521956
About Kimberly Redfern
I am a Wealth Management Associate with The McGlothin Group at Morgan Stanley, with over 18 years in the financial services industry. My primary function is to provide administrative and operational support for the team with new and existing client relationships.
As a graduate of Bakersfield College, I began my career with Morgan Stanley in 2007 as an unregistered Client Service Associate, later passing the Series 7 and Series 66 exams becoming fully registered. Since then, I have completed additional trainings which have led me to current position as the teams Wealth Management Associate.
After being born and raised in central California, our family relocated to East Tennessee in early 2020, fulfilling a long-standing dream to be in the area. When not in the office I enjoy boating and kayaking the local waters with my husband, Matthew and our teenage daughter, Ashlynn.
As a graduate of Bakersfield College, I began my career with Morgan Stanley in 2007 as an unregistered Client Service Associate, later passing the Series 7 and Series 66 exams becoming fully registered. Since then, I have completed additional trainings which have led me to current position as the teams Wealth Management Associate.
After being born and raised in central California, our family relocated to East Tennessee in early 2020, fulfilling a long-standing dream to be in the area. When not in the office I enjoy boating and kayaking the local waters with my husband, Matthew and our teenage daughter, Ashlynn.
About Terry Morgan
I am a Client Service Associate with responsibility for virtually all aspects of the client experience. Having a background in relationship management, I am well-versed to help sustain the white-glove service known by clients of The McGlothin Group at Morgan Stanley.
I attended the University of Central Oklahoma to pursue an accounting degree, then transitioned to philanthropy. I also attended the University of Wisconsin Graduate School of Business for certification and am a Certified Fund Raising Executive (CFRE).
Prior to Morgan Stanley I transformed a new mission, the Women’s Fund of East Tennessee, into an award-winning enterprise with a multi-million-dollar foundation. Previously I served as President and CEO of Baptist Health System Foundation and National Foundation Director for Billy Graham Evangelistic Association.
The East Tennessee community is important to me, and I am honored to have been recognized by my peers and community through a number of awards including Foundation of the Year in 2007 and 2015. I have enjoyed developing three foundations as Board member including the Free Medical Clinic, the National Embryo Donation Center, and Bearden High School Foundation. A graduate of Leadership Knoxville, I am currently on the Board of The Restoration House. My husband Bruce and I are members of Fellowship Church. We find great pleasure engaging with our four adult children and spouses alongside four fun and talented grandkids. In my free time you will catch me on the pickleball court or my eBike.
I attended the University of Central Oklahoma to pursue an accounting degree, then transitioned to philanthropy. I also attended the University of Wisconsin Graduate School of Business for certification and am a Certified Fund Raising Executive (CFRE).
Prior to Morgan Stanley I transformed a new mission, the Women’s Fund of East Tennessee, into an award-winning enterprise with a multi-million-dollar foundation. Previously I served as President and CEO of Baptist Health System Foundation and National Foundation Director for Billy Graham Evangelistic Association.
The East Tennessee community is important to me, and I am honored to have been recognized by my peers and community through a number of awards including Foundation of the Year in 2007 and 2015. I have enjoyed developing three foundations as Board member including the Free Medical Clinic, the National Embryo Donation Center, and Bearden High School Foundation. A graduate of Leadership Knoxville, I am currently on the Board of The Restoration House. My husband Bruce and I are members of Fellowship Church. We find great pleasure engaging with our four adult children and spouses alongside four fun and talented grandkids. In my free time you will catch me on the pickleball court or my eBike.
About Luke Fontechia
As Team Administrator with The McGlothin Group at Morgan Stanley, my primary role is to provide operational assistance to advisors and support staff.
Contact Patrick McGlothin
Contact Emily DeJarnett
Contact Hampton Peters
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The McGlothin Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
