Fenn-Anstruther Group

We are a dedicated team of Financial Advisors providing exceptional care to our affluent clients and their families. We will help you define and prioritize what is most important; whether you are accumulating wealth or investing for income, solidifying your retirement plan or developing a wealth plan that meets your lifestyle and legacy goals.

With over one hundred and fifty years of combined experience, we have extensive knowledge in wealth management, portfolio management, retirement and estate planning, and corporate stock award strategies. Our collaborative team approach allows us to tailor a high level of client service and industry knowledge to your specific goals.

We put your best interests front and center and our recommendations are goal focused, not product focused. Our clients are smart individuals who are capable of managing their own money, but who may not have the time, willingness or desire to accurately plan – limiting their ability to confidently invest. With every interaction, our team of professionals brings to you a breadth and depth of perspective that leads to practical and ongoing advice and guidance.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
We are a Morgan Stanley designated wealth management team supporting corporate stock plans. We have a long history of working with the unique needs of executives. We understand the complex rules surrounding stock awards, restricted securities, and Employee Stock Purchase Plans (ESPPs), and it’s our mission to make sure those rules are followed to your best advantage. Whether you’re exercising stock options, actively participating in a ESPP or dealing with restricted stock awards, we can assist you.

We start with the question, why? Why are you choosing to liquidate now? What has changed in your life or what do you hope to accomplish by taking this action now?

Often, there’s an immediate need, desire, or event that precipitates this decision. It could be as simple as an approaching vesting date, or as lighthearted as funding an anniversary trip to Europe. Or it may be something more serious, like leaving a job or dealing with a health crisis. Whatever the motivation, we’ll help you make the decision. Our experienced CERTIFIED FINANCIAL PLANNER™S can help create a comprehensive wealth management plan that considers everything from your retirement income needs to family legacy issues to the tax benefits of specific investment choices. Drawing on the skills of our Senior Portfolio Management Director, we can then match you with appropriate investment vehicles, taking into consideration your tolerance for risk, your time horizon and, most importantly, your objectives.
One of the most important areas where our wealth planning skills are put to use is in helping clients like you navigate to and through a healthy retirement. Our clients tell us they feel most vulnerable when they transition from a focus on accumulation and growth to a strategy designed to generate the income needed to maintain a certain lifestyle.

Retirement planning has changed dramatically in the past few decades. It used to be that people focused on wealth accumulation during their earning years and then shifted most or all assets into conservative instruments to provide retirement income and principal stability. But today’s world is more complex and turning a lifetime of savings into a lifetime of sustainable income for people who are living longer, healthier and more active lives means attending to a wide range of issues simultaneously.

Our approach is to focus on what’s meaningful for you and then to develop strategies that help achieve those goals. If you have multiple objectives, we will address them all in a coordinated, logical way. Retirement planning requires many points of view and skill sets. It requires an understanding not only of investments and market conditions, but also of Social Security and Medicare benefits and rules, IRA distribution rules, long-term care insurance and myriad other issues. You can count on us for seasoned, disciplined retirement advice and strategies.
For more than two decades, we have been setting a high benchmark for outstanding service and portfolio performance. Our team has the advanced credentials and experience to build and manage customized portfolios on a discretionary basis.

Our goal with our investment portfolios is to guide each client through their personal lifecycle of investment from accumulation to income planning.

For each client, we provide:
1) Suitable asset allocation and cost effective implementation
2) Ongoing investment analysis that ties into changing market conditions and circumstances in a client’s life
3) Periodic rebalancing
4) Absolute transparency in terms of performance and fees.


Here is a snapshot of our Portfolio Management Models Listed from Conservative to Aggressive:

Mutual Fund / ETF Portfolios – Active/Passive Blend

1. Cash Alternative

2. Income & Growth: Retiree Portfolio #1

3. Equity Income: Retiree Portfolio #2

4. Flexible Income: Retiree Portfolio #3

5. Growth & Income 50 50

6. Growth 60 40

7. Growth 70 30

8. Growth 80 20

9. Growth 90 10



Here is a snapshot of our Individual Equity Based Portfolio Models Listed from Conservative to Aggressive:

Individual Equity Based Portfolios

1. Balanced Income – Retiree Model

2. Moderate Growth

3. Growth

4. Aggressive Growth
We’ve built a team with a combined total of more than 150 years of experience in financial services. Our team’s professional investment credentials demonstrate a deep level of knowledge spread out among many areas of financial investment and planning, an adherence to a strict ethical code, and the ability to coordinate efforts among other professionals, such as our clients’ attorneys, and CPAs.

As CERTIFIED FINANCIAL PLANNER™S (CFP®), Brad and Quentin Fenn-Anstruther:

Have in-depth knowledge of key financial planning areas such as the financial planning process, tax planning, employee benefits and retirement planning, estate planning and insurance strategies.
Are trained to see the big picture of your investment needs.
Are ethically bound to act in your best interests.
As a Senior Portfolio Management Director, Brad Fenn-Anstruther is among a select group of Financial Advisors offering portfolio management services directly to their clients. This designation is bestowed on individuals who have the credentials and experience of constructing portfolios to help meet client needs.

As a Financial Planning Specialist, Jonathan Kiester has received advanced training to address the wide range of financial issues confronting high net worth individuals. He consults with clients and their outside advisors on financial matters that encompass both sides of the balance sheet, providing solutions for liquidity needs as well as the entire range of financial planning resources.

WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

    Equity Solutions

    Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

    • Equity Administration and Financial Reporting
    • Liquidity Events
    • 409A Valuation Services and Cap Table Management

    Learn more
    Retirement

    For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

    • Defined Contribution Consulting
    • Solutions-Oriented Plans
    • Fiduciary Investment Oversight

    Learn more
    Deferred Compensation

    Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

    Services include:

    • Recordkeeping and Plan Design
    • Portfolio Construction
    • Wealth Management Services
    Learn more
    Executive Services

    Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

    • Equity Compensation Services
    • Equity Award Analysis
    • Specialized Solutions
    Learn more
    Saving and Giving

    Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

    • College Savings
    • Student Loan Repayment and Refinancing
    • Charitable Giving
    Learn more
    Financial Wellness

    We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

    • Financial Education
    • Digital Tools
    • Financial Guidance

    Learn more

Location

3840 Kilroy Airport Way
Ste 400
Long Beach, CA 90806
US
Direct:
(562) 901-4300(562) 901-4300
Toll-Free:
(800) 755-5721(800) 755-5721

Meet The Fenn-Anstruther Group

Photo of Q Brad Fenn-Anstruther

Q Brad Fenn-Anstruther, CFP®

Managing Director, Wealth Management, Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Senior Portfolio Management Director, Senior Investment Management Consultant, Workplace Advisor – Equity Compensation, Alternative Investments Director
Phone:
(562) 799-2251(562) 799-2251
Photo of Ryan Pitcher

Ryan Pitcher

Financial Advisor, Financial Planning Specialist, Workplace Advisor – Equity Compensation
Phone:
(562) 799-2212(562) 799-2212
Photo of James A Cox

James A Cox

Vice President, Financial Advisor, Portfolio Manager
Phone:
(562) 799-2229(562) 799-2229
Photo of Quentin Fenn-Anstruther, CFP

Quentin Fenn-Anstruther, CFP

Financial Planning Associate, Wealth Management Associate
Phone:
(562) 799-2252(562) 799-2252
Photo of Delisa Abady

Delisa Abady

Assistant Vice President, Wealth Management Associate
Phone:
(562) 901-4356(562) 901-4356
Photo of Jennifer Miller

Jennifer Miller

Senior Client Service Associate
Phone:
(562) 799-2253(562) 799-2253
Photo of Scarlette Zar

Scarlette Zar

Wealth Management Associate
Phone:
(562) 799-2238(562) 799-2238

About Q Brad Fenn-Anstruther

I work with individuals and families on bridging the gap between planning and investing enabling them to have the confidence in the financial decisions they make.

As a founding member of the Fenn-Anstruther Group at Morgan Stanley, I am responsible for the strategic leadership of the team. As a Senior Investment Management Consultant and Senior Portfolio Management Director, I leverage our tremendous resources to build and manage long-term diversified investment strategies with the sole focus of meeting our client’s financial planning needs. 

I became licensed in 1994, while I was still an undergraduate at California Polytechnic State University. After graduating in 1996 with a bachelor’s degree in finance, I joined my father, Quentin Fenn-Anstruther, to build the Fenn-Anstruther team at Smith Barney (which merged with Morgan Stanley in 2009). In 2006, I earned the prestigious CERTIFIED FINANCIAL PLANNERTM designation, which allowed me to add a sophisticated level of financial and wealth planning knowledge to our team’s already considerable resources.

With more than 20 years of industry experience, I feel it is very important to have a true work-life balance.  At work, I am very focused on the financial well-being of our clients.  Away from work, I coach AYSO soccer, help out at my children’s school, help to fundraise for our PTO, and make time to surf regularly.  I enjoy every minute of my time with my wife and two children.

Named to:
2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

2023, 2024, 2025, 2026 Forbes Best-In-State Wealth Management Teams Ranking
Source: Forbes.com (Awarded 2023,2024,2025,2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Awards Disclosures
Securities Agent: GA, MI, KY, KS, HI, FL, UT, NC, MT, MO, MN, IN, DE, OH, CT, CO, AR, SC, NV, WA, TX, OR, MD, MA, IA, OK, NY, CA, VA, TN, NJ, LA, ID, AZ, WI, PA, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1293955

About Jonathan M Kiester

I started my career at Morgan Stanley including its predecessor firms in 2003, and joined The Fenn-Anstruther Group in 2008 as a Financial Advisor. I hold the Portfolio Manager, Investment Management Consultant, and Financial Planning Specialist designation at Morgan Stanley.

Each new relationship begins with a comprehensive wealth planning assessment which includes a Lifeview analysis, our firm’s holistic planning software. 

Along with holding a Portfolio Manager designation, our team has access to hundreds of the world’s preeminent money management firms. This includes SMA’s Separately Managed Accounts, Mutual Funds, ETF’s, and Unified Managed Account Strategies.  The Fenn-Anstruther Group’s Portfolio Management Strategies leverages these extensive resources on an ongoing basis providing client’s access to our firms Global Investment Committee, and Research Analysts and Strategists.  Additionally, we access a wide selection of third-party investment managers and intellectual capital that regularly share their market views.

I help clients invest with confidence throughout various economic, business and market cycles  I have experience assisting executives with Stock Plan Awards such as RSU’s, Options, and ESPP Employee Stock Purchase Plans through Morgan Stanley’s Global Stock Plan Services. 

I feel it’s very important to educate our clients on financial topics such as Long-Term Care, Alternative Investments, Socially Responsible Investing, Education Planning, Lending, Wealth Transfer Strategies, and Philanthropic Services to name a few. 

I am a graduate of Western Michigan University with a Bachelor’s Degree in Business & concentration in Personal Financial Planning. A native of Michigan, I enjoy water-sports of many kinds, surfing regularly, downhill skiing and snowboarding, beach cleanups, the beautiful California Coast and visiting National Parks.
Securities Agent: GA, HI, OK, MO, CT, CA, TN, OR, WA, NV, NJ, WI, UT, PA, TX, NC, FL, CO, AR, MN, IL, IA, DE, SC, MA, LA, KY, ID, AZ, VA, MI, MD, MT, OH, NY, KS, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1253160

About Ryan Pitcher

I work to simplify the financial lives of my clients. Together, we combine all of the different facets of your financial life into a comprehensive and comprehensible whole. 

As a Financial Advisor with the Fenn-Anstruther Group, I focus on investment analysis, retirement planning services and wealth planning strategies for new and existing clients.  I’m here to provide ongoing guidance and financial education as needed.  I also specialize in helping clients who hold concentrated stock positions to expand their holdings into a more diversified portfolio that aligns with their goals. 

I began my career at Dean Witter in 1997 after receiving a degree in finance from California Polytechnic State University. I joined the Fenn-Anstruther team in 2011 and I enjoy the daily challenge of finding solutions to my clients’ unique financial issues, such as determining the best way to buy a new home, how to fund a child or grandchild’s education, or when to make the transition from saving for retirement to paying for retirement. I create financial models to help us track a portfolio’s progress towards a particular goal and make sure that each client’s portfolio matches where they are in their investment life cycle.

Outside of work, my life revolves around family and volunteer activities.  I help to fundraise for a number of organizations, including the local chapter of Special Olympics, Rancho Los Alamitos and the Women’s Shelter of Long Beach.  I also volunteer at the events of the local Special Olympics games, as well as at the organization’s World Games. A California native, I am outdoors as much as possible, surfing, golfing, or refereeing and playing in a men’s soccer league.
Securities Agent: TN, IN, MO, MN, IL, VA, SC, NC, FL, CO, OH, NV, NJ, DE, MI, KS, ID, GA, UT, LA, CA, MT, KY, HI, CT, AR, TX, OK, MD, IA, PA, OR, AZ, WI, WA, NY, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1368458

About James Cox

James is a Financial Advisor and Senior Portfolio Manager with the Fenn-Anstruther Group at Morgan Stanley. James became a financial advisor with Morgan Stanley in 2013. He is a Financial Planning Specialist who helps client achieve success by developing investment strategies based on a client’s risk tolerance and financial goals. He believes in doing what is best for the client and their goals.
James graduated from Liberty University with a Bachelors in Science degree in Business/Economics and is a member of the SIGMA BETA DELTA International Honor Society for Business, Management and Administration. James enjoys spending every moment with his wife and 3 children, coaches little league baseball, is involved in his church, and enjoys the great outdoors.
Securities Agent: FL, CA, VA, MI, GA, TX, HI, WA, OH, MN, UT, NC, MA, CO, SC, MD, CT, AZ, VT, NJ, MT, PA, NV, KY, KS, IN, IA, WI, AR, OK, NY, LA, IL, ID, DE, OR, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 1279178
CA Insurance License #: 0I73038

About James A Cox

Securities Agent: MO, CA, IN, IA, GA, OK, NJ, MN, MI, KS, OH, ID, VT, NY, MT, KY, FL, WA, VA, AR, WI, PA, CT, OR, HI, TX, NV, NC, MA, CO, AZ, UT, SC, MD, LA, IL, DE; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 313771

About Ronald Rand

Ronald is a Wealth Advisor and Senior Portfolio Manager with The Fenn-Anstruther Group at Morgan Stanley Wealth Management. He began his career in the securities industry as a broker with Dean Witter & Co at its San Francisco headquarters in 1976. His entry coincided closely with the introduction of listed options, an investment strategy he has studied and utilized extensively for nearly 4 decades. He was selected for manager training in 1978, and was named branch manager of Witter's Long Beach office, a position he held from 1980 to 1994.
 
Ronald earned a Bachelor of Arts degree in Journalism from San Diego State College in 1968 and served 6 years in the Navy with the United States Pacific Fleet. He currently resides in Long Beach. For recreation, Ronald enjoys fishing with his grandson, climbing in the Sierra and Cascade ranges, motorcycling and vacationing at The Sea Ranch in Northern California.
Securities Agent: ID, GA, CO, WI, NY, MO, OH, NV, NJ, IL, IN, IA, OR, MT, DE, CA, CT, FL, SC, OK, NC, HI, MI, AZ, WA, UT, TX, MA, LA, KS, PA, VA, AR, MN, MD, KY; BM/Supervisor; General Securities Principal; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1282784

About Josh Rand

Josh is a Financial Advisor and Senior Portfolio Manager with The Fenn-Anstruther Group at Morgan Stanley Wealth Management. Josh entered the financial services industry in 2003 with Morgan Stanley Dean Witter. He is a results oriented financial advisor with a strong background in personal financial management, with a primary focus in helping clients turn their retirement savings into retirement income.
 
Josh graduated from UC Riverside in 2003 with a Bachelor of Arts degree in Economics, Law & Society. He currently splits his time between Long Beach, CA and Vancouver, WA, and enjoys hiking with his huskies and playing golf.
Securities Agent: WA, CO, WY, VA, SC, MI, NC, LA, KS, CA, OK, NY, WI, TX, PA, OH, NJ, NE, ID, HI, FL, CT, MT, UT, KY, NV, MO, MN, IA, GA, MD, AZ, AR, OR, MA, IN, IL, DE; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1252907

About Kyle Dillon

Kyle is a Financial Advisor and Senior Portfolio Manager with The Fenn-Anstruther Group at Morgan Stanley Wealth Management. In 2011, he joined the Rand group after working in the financial services industry for 6 years. Kyle's primary responsibilities revolve around client relationships, investment strategies, managing risk, and generating income. He has a wide range of areas of expertise, with a strong focus on fixed income, insurance, annuities and lending. 
 
He graduated from California State University, Long Beach in the President's Scholars Program with a Bachelor of Arts degree in Finance in 2005. For recreation, Kyle enjoys surfing, hiking, basketball, and yoga. Kyle currently resides in Long Beach with his wife and two boys, Dash and Bo.
Securities Agent: CO, NY, LA, GA, FL, CA, KS, IN, IL, UT, TX, NV, MN, AZ, WA, OR, NJ, MT, NC, MA, WY, ID, DE, MO, CT, WI, VA, OK, NE, MI, MD, HI, SC, PA, KY, IA, AR, OH; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 628805

About Quentin Fenn-Anstruther, CFP

As the founding member of the Fenn-Anstruther Group at Morgan Stanley, I have had a long and successful history of providing wealth management counsel and guidance to entrepreneurs, business owners, and local executives in the Long Beach, California community.

I entered the financial services industry as Financial Advisor in 1976, earned my CFP® designation in 1987 and began a partnership with my son, Brad, in 1996. As one of the first CERTIFIED FINANCIAL PLANNERSTM in the country, I was an industry trailblazer in understanding the need to transform my client relationships from a transactional basis to one that is based on long-term planning, careful, holistic analysis and deep understanding of clients' goals and needs. 

My family and I have lived in the Long Beach community for more than 30 years. Outside of work, I enjoy spending time with my grandkids, golfing, researching the markets, and taking trips to Lake Tahoe.

About Delisa Abady

Delisa joined Dean Witter in Long Beach in 1984 and rapidly advanced with the firm. She has served in all operational capacities including Branch Manager's Assistant and Operations Manager. Delisa became Series 7 registered in 1990. In her leisure time, Delisa enjoys running, hiking, cooking, and spending time with her two sons, husband and their Australian Shepherd.

About Jennifer Miller

As Senior Client Services Associate, I am the first point of contact for clients at the Fenn-Anstruther Group. Every day, I assist our clients with opening accounts, transferring money, implementing name changes, providing account updates, and solving most administrative problems. I have been with the team since the beginning of 2008 and I aim to exceed client expectations with every interaction. I am also the team's technology help desk. I schedule a technology call with every new client to help the enroll in Morgan Stanley's online resources and I am always available to answer questions technical or otherwise or to find a direct line to the right person. 

Prior to joining Morgan Stanley in 2007, I worked in the medical billings field.

Outside of work, I enjoy spending time with my family, cheering on and volunteering with my daughters' many school activities. I am also an avid cyclist and hiker.

About Scarlette Zar

Scarlette joined Morgan Stanley in 2021. She has over 7 years of industry experience. Scarlette has been Series 7 licensed and Series 66 licensed and is also a Notary Public. As a Client Service Associate, Scarlette is committed to providing an exceptional client experience by focusing on client’s administrative and operational needs.

Outside of work, she enjoys spending time with her family at the beach.

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Photo of Megan Cornille

Megan Cornille

Private Banker

About Megan Cornille

Megan Cornille is a Private Banker serving Morgan Stanley Wealth Management offices in California.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs,
leveraging our comprehensive suite of cash management and lending solutions.

Megan began her career in financial services in 2010, and joined Morgan Stanley in 2016 as an Associate Private Banker. Prior to joining the firm,
she was a Private Client Banker at JP Morgan Chase. She also served as a Personal Banker at U.S. Bank.

Megan is a graduate of the University of California - Irvine, where she received a Bachelor of Science in Molecular Biology. She lives in Torrance,
California with her family. Outside of the office, Megan enjoys running,
traveling with her family and volunteering at her son’s school.
NMLS#: 606638
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.

Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Wealth Management
Global Investment Office

Portfolio Insights

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Equity Compensation

Helping you make the most of your equity awards and better understand how it may fit into your your larger financial picture – today and tomorrow.

  • Vesting events
  • Option expirations
  • Restricted stock units
  • Tax implications

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
Learn More about Retirement
A Simple Six-Step Retirement Checkup
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A Simple Six-Step Retirement Checkup

Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
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Rational Investing in an Age of Uncertainty
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Rational Investing in an Age of Uncertainty

When it comes to investing, even the most savvy of us fall prey to bias and emotional trades. So what triggers should you watch for?

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
529 Plans: A Powerful Tool to Save for Education
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529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
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Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
Learn More about Financial Wellness
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact The Fenn-Anstruther Group today.
Market Information Delayed 20 Minutes
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

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6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

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The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)