Our Story

We believe that working as a team helps to provide you with access to many possible strategies, and helps to ensure that you benefit from the highest levels of service. While we bring complementary skills and perspectives to our clients, we also share a commitment to responding to your needs promptly, professionally and thoroughly. Our goal is to earn your confidence not only through the quality of solutions we provide to you, but also the excellence with which we deliver them.
Services Include
  • Financial Planning1
  • Estate Planning Strategies2
  • Trust Accounts3
  • Cash Management4
  • Planning for Education Funding5
  • Long Term Care Insurance6
  • Life Insurance7
  • Alternative Investments8
  • Asset Management9
  • Lending Products
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Working With You

Step 1:  Determine Your Situation
We begin by collecting your financial data and defining your personal and financial goals and objectives.


Step 2:  Develop A Plan
We will design a comprehensive wealth plan catered specifically to address your present and future needs and concerns.


Step 3:  Implement Your Strategy
After you have approved your plan, we will work to implement it objectively, coordinating the process with you and your other trusted advisors.


Step 4:  Review Your Strategy
Change is inevitable. It is important that together we review and revise your plan and strategies to reflect your ever-evolving needs and goals.

    Location

    100 Middle St
    3rd Fl
    Portland, ME 04101
    US
    Direct:
    (207) 771-0800(207) 771-0800
    Toll Free:
    (800) 442-6722(800) 442-6722

    Meet The Downeast Group

    About Me

    After a two year stint in West Africa in the US Peace Corps followed by consulting work for the United Nations Development Programme, Mike started his investment career with the firm of EF Hutton in 1984. Mike gravitated to institutional and high net worth consulting in 1988 when his firm was acquired by what would eventually become Smith Barney. Ever since, Mike has had the opportunity of helping affluent investors, businesses and institutions meet their financial goals.

    In 2000, Mike was awarded the Certified Investment Management Analyst® (CIMA®) designation and has been a member of the Investment Management Consultants Association for the past 18 years. Mike served on a committee of the Greater Portland United Way for 25 years, and has served as Board Chair of Portland Ovations from 2013 to 2015. He indulges his passions for biking, skiing, sailing and hiking mostly within the beautiful confines of his native state of Maine. He and spouse of 38 years Nancy Grant look forward to grandchildren from son Oscar and daughter Elise.
    Securities Agent: AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, MA, MD, ME, MI, MN, NC, ND, NE, NH, NJ, NM, NV, NY, OH, PA, RI, SC, VA, VT, WA, WI; Investment Advisor Representative; General Securities Representative; Transactional Futures/Commodities; Managed Futures
    NMLS#: 1380626

    About Me

    For over 20 years, Rick has helped families develop comprehensive financial plans and sound investment strategies to help them remain financially independent. In 2008, Rick earned the Certified Investment Management Analyst® (CIMA®) designation, recognized by the financial services industry as the standard for advanced investment consulting. In addition, Morgan Stanley has lauded Rick’s consistent excellence in providing a wide range of wealth management services to his clients, naming him to the Firm’s prestigious Master’s Club in 2018.

    Before joining Morgan Stanley in 1994, Rick was a two-year captain of the Boston University varsity basketball team. He credits time as a student-athlete as a key contributor to developing his work ethic, leadership ability and organizational skills. Rick has spent countless hours volunteering with Big Brothers Big Sisters, changing the lives of children since becoming a Big Brother in 1996. Rick lives in Cape Elizabeth with his wife and two children. He feels fortunate to live a state that allows him to enjoy his favorite hobbies; fishing, skiing, white water sports, snowmobiling and cycling.
    Securities Agent: AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, MA, MD, ME, MI, MN, NC, ND, NE, NH, NJ, NM, NV, NY, OH, PA, RI, SC, VA, VT, WA; Investment Advisor Representative; General Securities Representative; Managed Futures

    About Me

    Drawing on over 18 years of experience in wealth management, Andy serves successful families and business owners, focusing his talents on financial planning and portfolio construction. In 2018, Andy was named to the firm’s prestigious Master’s Club. In 2008, he earned a Certified Investment Management Analyst® (CIMA®) designation. Andy has also earned Morgan Stanley’s Family Wealth Advisor (FWA) designation, demonstrating an ability to work closely with families to understand not just their finances, but also their individual and collective goals and how they may impact one another.

    Andy graduated in 1995 from the University of Maine with a Bachelor of Science degree in Civil Engineering. He worked as a consulting engineer for five years and spent eight years in the Army National Guard serving time between the Mountain Infantry and Engineering Divisions.

    He and his wife Kate live in Gorham with their two sons Wyatt and Gavin. In his spare time, he can be found at his camp on Moosehead Lake or doing any number of outdoor activities from fly fishing to coaching youth soccer.
    Securities Agent: AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, MA, MD, ME, MI, MN, NC, ND, NE, NH, NJ, NM, NV, NY, OH, PA, RI, SC, TX, VA, VT, WA; Investment Advisor Representative; General Securities Representative; Managed Futures

    About Me

    Brian works with a range of clients from investors focused on sustainable (ESG) investing to business owners focused on tax-efficient wealth accumulation to retirees maintaining a secure retirement. In keeping with Downeast Group practice, Brian works with clients to develop a financial plan and implement a subsequent investment strategy specifically designed to help meet each client’s unique individual goals.


    Brian is a native of South Portland, Maine where he attended South Portland High School. He received his undergraduate degree from Bentley University in 2014 with a Bachelor’s of Science in Finance. After a brief stint living in the Greater Boston area, working in the life insurance industry he decided to move back to his home state to build his wealth management practice. He is currently enrolled in Bryant University’s CFP® Program.


    Outside of his work at Morgan Stanley, he is a volunteer with the Big Brothers Big Sisters Organization, serves on the board of the Munjoy Hill Neighborhood Organization, and board member of the Bentley Alumni - Portland Maine Chapter. In his free time he enjoys skiing, traveling and exploring Portland’s great restaurant scene. Brian lives in Portland with his fiancée Laura and their dog Chester.

    The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
    Securities Agent: AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, MA, MD, ME, MI, MN, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV; Investment Advisor Representative; General Securities Representative
    NMLS#: 1539487

    About Me

    Mike applies his background and experience to support the Downeast Group’s commitment to helping clients define their financial goals and implement an organized financial plan to achieve them. He focuses on initial development and annual review of client financial plans as well as addressing specific needs and service issues of clients.

    An alumnus of Bentley University, Michael received a B.S. in Finance in 2011 and M.S. in Financial Planning in 2012. He has earned the CERTIFIED FINANCIAL PLANNER (CFP®) designation. Prior to joining the Downeast Group in 2016, Michael worked as an Associate for Commonwealth Planning Group, a Boston-based financial planning firm. He holds FINRA Series 7 and 66 licenses as well as a Maine Life and Health Insurance license.

    Mike resides in Freeport with his wife, Emily and their two dogs, Arya and Crowley. In his off time he enjoys exploring the trails at various state parks, camping, and swimming. He and Emily also volunteer as foster parents for adoptable dogs through a local rescue organization.

    About Me

    Jennifer is integral to our client service experience, and provides operational and administrative experience to the team. Her duties include assisting with the account opening process, performing maintenance on accounts, processing deposits and withdrawals, and maintaining mandatory distribution requirements for retirement accounts.

    She has been a member of the Downeast Group since 2005. Prior to joining the team, she worked for several years in the Smith Barney branch in Bellingham, WA both in the operations department and sales support.
    Jennifer graduated from the University of Phoenix in 2004 with a B.S. in Business Administration. She currently holds FINRA Series 7 and 66 licenses.

    Jennifer enjoys spending her free time outdoors with her husband Steve, daughter Grace, and their dogs. She also serves on the board of the parents’ association for Grace’s gymnastics team.

    About Me

    Lauren provides invaluable administrative, operational, and trade support to the team. Primarily, she is responsible for the implementation and oversight of managed account platforms, execution of investment modifications, and assisting the group with business management tasks such as appointment scheduling and client meeting preparation.

    Lauren joined the Downeast Group in 2007 as a Client Service Associate. She has over 15 years of experience in the banking and investment industry, having worked for the Maine Credit Union League as a Senior Credit Union Support Specialist prior to joining Morgan Stanley.

    Raised in the Moosehead Lake region of Maine, Lauren graduated from St. Joseph’s College in Standish with a Bachelor of Arts in Mass Communications. She currently holds FINRA Series 7 and 66 licenses. Outside of work you can usually find Lauren and her husband Alex cheering on their two sons at a baseball, basketball or soccer game.

    Investment and Market Perspectives

    Global Investment Committee’s 2019 Outlook

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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    Ready to start a conversation? Contact The Downeast Group today.
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    1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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