The Dockside Group at Morgan Stanley

As seasoned financial advisor team, we provide expert portfolio management by closely monitoring global trends, market insights, and leveraging our firm's resources and experience to craft customized strategies and ensure that our clients' investments are poised for success, adapting to ever-changing market dynamics to achieve your financial goals.

At Morgan Stanley Wealth Management, we
offer access to extensive resources, combined with our capabilities, that gives us the means to support your goals at every life stage. We provide a range of strategies to meet you where you are—no matter your starting point or preferred investing approach. We understand that as family or institutional wealth increases, the implementation of investment strategies becomes increasingly complex end portfolios require.

At Dockside Group, we are dedicated to assist you in developing comprehensive retierement plan and crafting an estate planning strategy designed to preserve, manage, and distribute your assets during and after your lifetime, while optimizing your tax implications. We also assist with employment retirement plan i.e. 401(k) plan curated based on your personal objectives with a collaboratively designed tailored plan

A 529 account can offer a versatile and tax tax-advantaged option to create a path for success for your loved ones. 529 plan can help both reduce the income taxes on your investments and the taxable value of your estate for federal estate tax purposes. The combination of income tax free growth and withdrawal potential, estate tax benefits, attractive continuous-control features, and versatility to address circumstances as they arise make 529 plans an education investment vehicle of choice.

As your dedicated Finacial Advisors, we are committed to helping our clients navigate the complexities of a 401(k) rollovers to ensure that your hard earned money is secure and optimized. We use comprehensive analysis of your personal finacial standing and objectives to compare tax-efficient rollover options and asset consolidation. We continue to monitor your assets to help your money work for you.

Morgan Stanley offers a comprehensive approach to wealth management -- we provide investmment advice and create lending solutions that may meet your financial needs. Whether you want to buy a home, finance a tax obligation, enpand your business or have other borrowing needs, your Financial Advisor and team of specialists can work with you to determine appropriate lending strategies to help you achieve your goals.

Welcoming a child into the family is a joyous occasion for everyone—for parents, grandparents, aunts, uncles, siblings, cousins and other extended family members. As a trusted advisor to our clients, we play a critical role in helping you plan and prepare for the financial components that a new child introduces into your lives—everything from planning for the costs associated with birth, adoption or surrogacy; anticipating unexpected medical expenses; understanding gifting requirements; preparing for child care and planning for educational expenses.

Education is a major investment and expense for most of our clients—one that often requires years of careful, advanced planning. As educational costs continue to rise—from primary education through undergraduate, graduate and professional schools—we can help you approach the range of educational expenses, such as tuition, extension programs and advanced professional training, with appropriate funding strategies for your particular situations.

There are few events more exciting than when our client decides to align their life with the person they love. Of course, there are conversations you should have with your partner before tying the knot. One of the most important is about money—how you will make it, save it, spend it and invest it. In addition, helping fund an adult child's wedding is a goal for many parents (and grandparents). As your Financial Advisor, we can play an important role in helping you plan for these milestones and guiding your conversations.

Today's 65-year-olds have a high likelihood of living until their mid-80s, and it's not uncommon anymore to reach substantially beyond that. That means you need to plan for a retirement that will span two decades and potentially much more. Longer retirements are great outcomes, but also place a great deal of stress on a household's finances. As your Financial Advisor, we make sure to put a plan in place so that you are able to take on any curveball retirement may throw at you.

Health care costs are rising—especially for retirees, and sometimes might require long-term care. Learn the moves you can make to help prepare yourself.

Dealing with death is never easy. Aside from coping with the loss of a loved one, legal matters also require immediate attention, including administration of the estate. Though it may be hard for individuals to talk about estate planning because of the heartache, addressing it promptly is crucial to saving both time and money, and to minimizing family conflict or confusion. Passing away without a will, known as intestacy, means the state determines how the deceased's assets will be distributed, and this may not be consistent with the family's wishes. Proceedings can also be painful and costly for the family.

We believe that is better to plan ahead to ensure that your wishes and your will are followed. A proactive approach to estate planning as a family is better than a reactive one.

This helpful resource outlines the 2024 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.

We take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.

One way to manage savings is by using Morgan Stanley's Spending and Budgeting tool. These tools help advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.

We thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.

We take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs, and determine if your current insurance policies are best suited for you and your goals.

Leading up to and through retirement, The Dockside Group helps you identify the most appropriate ways to obtain the income you need and help ensure that you are on track to achieve for financial goals

Regardless of your current financial circumstances, it is crucial to have a backup plan for your money. We regularly review your finances with you and coordinate with your estate attorney to help ensure that your wishes are met in the most efficient and cost-effective way possible.

We take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.

With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.

Up to date market commentary from Morgan Stanley's thought leaders which provides detailed insight on topics such as global equities, fixed income, monetary policy and more.

The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Highlights:
* Chart of the Week: Waiting for the Fed to Blink
* Fixed Income Insight: Refinancing Becomes an Increasing Challenge
* Charts in Focus: Liquidity
* Tactical Asset Allocation Reasoning

The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond.

Factoring the impact of taxes into your investment decisions can help you to keep more of your hard-earned money, both now and in the future.

You may be understandably concerned by forecasts of a possible recession this year. Know that the team and I are here to help. This article offers helpful tips for protecting your finances in a recession. Let's connect if you'd like to talk more about which strategies are right for you.