Managing Director, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(248) 848-8016(248) 848-8016
The Detroit Group at Morgan Stanley
Our Mission Statement
We provide our clients the experience, wisdom, and personalized investment strategies needed to help them preserve and grow their wealth
Welcome
You’ve invested substantial time and effort in creating a comfortable life for yourself and your family. As your wealth has grown, so has its complexity and the resources required to manage it. Working with a professional wealth advisor can help you identify solutions to feel more confident about your investment strategy and financial future. Thus allowing you to focus on the people, activities, and interest that bring meaning to your life.
As experienced Financial Advisors, we believe the first step to a lifetime of financial freedom is mapping out all the aspects of your financial life and seeing how the pieces fit together. With a focus on comprehensive planning, our team will work with you to articulate the most important goals for your success and how to achieve those goals, avoid pitfalls and prepare you for life’s challenges and opportunities.
Together we will develop trust, understanding, and create a wealth management plan that is custom tailored to your unique set of circumstances by getting to know what is most important to you. We will bring together the service and solutions to help you meet or exceed the financial freedom you have always envisioned.
Our team is here to serve as the primary point of contact for your financial life, provide insight, and answer any questions you may have pertaining to the capital markets. We will also work closely with your other trusted advisors such as your tax professionals, estate planning attorney and insurance provider, to ensure you have an efficient, coordinated wealth management strategy.
As experienced Financial Advisors, we believe the first step to a lifetime of financial freedom is mapping out all the aspects of your financial life and seeing how the pieces fit together. With a focus on comprehensive planning, our team will work with you to articulate the most important goals for your success and how to achieve those goals, avoid pitfalls and prepare you for life’s challenges and opportunities.
Together we will develop trust, understanding, and create a wealth management plan that is custom tailored to your unique set of circumstances by getting to know what is most important to you. We will bring together the service and solutions to help you meet or exceed the financial freedom you have always envisioned.
Our team is here to serve as the primary point of contact for your financial life, provide insight, and answer any questions you may have pertaining to the capital markets. We will also work closely with your other trusted advisors such as your tax professionals, estate planning attorney and insurance provider, to ensure you have an efficient, coordinated wealth management strategy.
Services Include
- Wealth ManagementFootnote1
- Retirement PlanningFootnote2
- Financial PlanningFootnote3
- 401(k) Rollovers
- Corporate Retirement PlansFootnote4
- Endowments and FoundationsFootnote5
- Professional Portfolio ManagementFootnote6
- Divorce Financial AnalysisFootnote7
- Executive Financial ServicesFootnote8
- Philanthropic Services
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
As your dedicated wealth management advisor, we will formulate and implement a personalized financial strategy that encompasses all facets of your financial wealth and health. With a focus on comprehensive planning, our team will work with you to articulate the most important goals for your success and how to achieve those goals, avoid pitfalls and prepare you for life’s challenges and opportunities.
Step 1: Discovery
Our team will get to know what you and your family value most when developing a relationship. Together we will develop trust, understanding, and create a wealth management plan that is custom tailored to your unique set of circumstances by getting to know what is most important to you.
Step 2: Developing Your Strategy
Using your life goals and personal circumstances, we will create a plan that maps out a clear path to your goals. This plan will help you to feel more confident about your investment strategy and financial future.
Step 3: Strategy Implementation
We will bring together the plan with the solutions available through Morgan Stanley to help you meet or exceed the financial freedom you have always envisioned.
Step 4: Monitoring
Once your plan is implemented, the work has just begun. We will consult with you and your trusted professionals on a regular bases to monitor the performance of your strategy. We will make adjustments to ensure you remain on-track towards your goals despite any changes in life or in the capital markets.
Key Life Events
The Detroit Group works with you to make sure all aspects of your financial well being are protected. The resources below can help serve as guides when it comes to those key life events and making sure you do not have any blind spots. For better assistance please contact The Detroit Group to schedule a meeting.
Financial Planning
Are you prepared for the future? A question that many people truly do not know the answer to. Regardless of what stage of life you are in, The Detroit Group can work with you and address all of your goals. Through our LifeView planning tool we can create a dynamic and adaptive plan to track and monitor your goals. Learn more about the LifeView process and how it can help you prepare for your future.
LifeView Overview
Tax Strategies
Smart tax planning can help you keep more of the money that you worked so hard to accumulate in your pocket and out of the hands of the IRS. Minimizing how much the IRS can take from your retirement should be a central part of your retirement. Allow The Detroit Group to be part of your tax advisory board.
Tax Strategies
Life Insurance
A sound wealth plan involves protecting your family and portfolio against the unexpected. Mitigating and managing risk plays a vital role beyond seeking returns. Understanding the different types of insurance and it's role in a robust plan can help you decide what is right for you and your family.
Understanding Insurance
Lending
Morgan Stanley is the right firm to consult with for any of your lending needs. Morgan Stanley can provided qualified clients with financing solutions for almost any personal or business need. You can rest assured that The Detroit Group will work with you to understand both sides of your balance sheet and find the right solution for you.
Liquidity Access LineWorking with the largest wealth management firm has its perks. Morgan Stanley strives to ensure it provides technology platforms that are resilient, state of the art, safe and efficient. You will have access to some of the world's most seasoned and respected investment professionals, a premier trading and execution platform, planning and risk analytics technology, and a full spectrum of investment choices.
Morgan Stanley Online
Access your account through our online platform or the Morgan Stanley Wealth Management mobile app.
• Mobile Banking: Although Morgan Stanley does not have stand-alone banks, we can provide digital solutions for all of your banking needs. Take advantage of
mobile check deposits, paying bills
online and sending money through Zelle,
the fast and safe service to send
and receive money.
• Financial News: Gain access to up-to-
date news stories, current market data,
research, company profiles and quotes.
Morgan Stanley Online• Mobile Banking: Although Morgan Stanley does not have stand-alone banks, we can provide digital solutions for all of your banking needs. Take advantage of
mobile check deposits, paying bills
online and sending money through Zelle,
the fast and safe service to send
and receive money.
• Financial News: Gain access to up-to-
date news stories, current market data,
research, company profiles and quotes.
Online Security Center
Our dedicated team of cybersecurity experts is drawn from former senior professionals at government security agencies and the technology industry.
In the unlikely event that cyber activity breaches our security measures, we will reimburse you for the losses on your Morgan Stanley accounts that are a result of unauthorized access to our systems through no fault of your own.
Online Security CenterIn the unlikely event that cyber activity breaches our security measures, we will reimburse you for the losses on your Morgan Stanley accounts that are a result of unauthorized access to our systems through no fault of your own.
Total Wealth View
Managing multiple financial accounts across different firms can be complicated. With Morgan Stanley Online, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place. This avoids redundancy in investments that may lead to over exposure or capital inefficiency.
Total Wealth View
Aladdin
Aladdin, our new Portfolio Risk Platform, allows your advisor to view your risk and returns across all of your portfolios. Aladdin empowers clients with better analysis of specific risk drivers and models based on simulated markets and scenarios.
Portfolio Risk Platform
Rob Bradley named in Forbes Magazine “Best In-State Wealth Advisor"
2022, 2021, 2020
2020-2022 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2020-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2020-2022 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2020-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Mitchell Swayze named in HOUR Magazine as a Detroit “Five Star Wealth Manager”
2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015, 2014, 2013, 2012, 2011
2011-2022 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2011-2022) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
2011-2022 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2011-2022) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Joseph Colletti named in HOUR Magazine as a Detroit “Five Star Wealth Manager”
2022, 2021, 2020, 2019
2019-2022 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2019-2022) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
2019-2022 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2019-2022) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Rob Bradley named to Barron's Top 1200 Advisors in America
2022
Barron's Top 1,200 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Mar 2022) Data compiled by Barron's based on time period from Sept 2020 - Sept 2021.
Barron's Top 1,200 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Mar 2022) Data compiled by Barron's based on time period from Sept 2020 - Sept 2021.
The Detroit Group Named to the Forbes Best-In-State Wealth Management Teams
Named to the 2023, 2024, 2025 Forbes Best-In-State Wealth Management Teams Ranking
Forbes America’s Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023, 2024, 2025) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22, 3/31/22 - 3/31/23, 3/31/23 - 3/31/24
Forbes America’s Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023, 2024, 2025) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22, 3/31/22 - 3/31/23, 3/31/23 - 3/31/24
Joseph Colletti named in Forbes Magazine “Best In-State Top Next-Gen Wealth Advisor"
2024 Forbes Best-In-State Next-Gen Wealth Advisors
Source: Forbes.com (Awarded August 2024) Data compiled by SHOOK Research LLC based on time period from 07/31/2023 - 07/31/2024
Source: Forbes.com (Awarded August 2024) Data compiled by SHOOK Research LLC based on time period from 07/31/2023 - 07/31/2024
Location
35055 W 12 Mile Rd.
Ste 101
Farmington Hills, MI 48331
US
Direct:
(248) 848-8000(248) 848-8000
Toll-Free:
(888) 877-0855(888) 877-0855
101 W. Big Beaver
1200
Troy, MI 48084
US
Direct:
(248) 740-7120(248) 740-7120
Meet The Detroit Group
First Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Financial Planning Specialist, Workplace Advisor – Equity Compensation
Phone:
(248) 848-8012(248) 848-8012
Senior Vice President, Wealth Advisor, Portfolio Management Director, Lending Specialist, Workplace Advisor - Equity Compensation
Phone:
(248) 740-7120(248) 740-7120
Shelley Graunke
Portfolio Associate, Financial Planning Specialist
Phone:
(248) 848-8069(248) 848-8069
Jennifer Chapman
Senior Client Service Associate
Phone:
(248) 848-8085(248) 848-8085
Andrew Howe
Financial Advisor
Phone:
(248) 848-8748(248) 848-8748
Amanda Deveaux
Wealth Management Associate
Phone:
(248) 848-8041(248) 848-8041
About Robert S Bradley
Managing Director
Senior Portfolio Manager Director
Financial Planning Specialist
Rob Bradley has been working with accomplished executives, entrepreneurs and business professionals for more than 25 years. He has helped them grow their assets, secure their legacies and address many of the other complex challenges facing individuals and their families.
Prior to joining Morgan Stanley in 1993 as a Financial Advisor, Rob worked in Corporate Finance for Baxter, Nabisco and Kraft. In these roles, Rob gained in-depth knowledge of fundamental analysis by reviewing companies’ corporate structure, balance sheets and financial statements. This, coupled with his experience in wealth management, has enabled Rob to provide clients with distinctive insights and perspective.
To help improve the lives and future of Detroit youth, Rob volunteers at RaquetUp Detroit. The non-profit organization helps empower children to reach their full potential through a long-term, demanding and inspiring mentoring program of squash, academics, and community service.
Rob is a graduate of Michigan State University. He and his wife Hilary have a daughter, Amanda, a son, Hayes, and two dogs, Banjo and Winslow. He enjoys fishing, golfing, squash, tennis and traveling.
Rob holds his FINRA Series 7 and 66 as well as his Variable Annuities, Life, Accident & Health Insurance Licenses.
Senior Portfolio Manager Director
Financial Planning Specialist
Rob Bradley has been working with accomplished executives, entrepreneurs and business professionals for more than 25 years. He has helped them grow their assets, secure their legacies and address many of the other complex challenges facing individuals and their families.
Prior to joining Morgan Stanley in 1993 as a Financial Advisor, Rob worked in Corporate Finance for Baxter, Nabisco and Kraft. In these roles, Rob gained in-depth knowledge of fundamental analysis by reviewing companies’ corporate structure, balance sheets and financial statements. This, coupled with his experience in wealth management, has enabled Rob to provide clients with distinctive insights and perspective.
To help improve the lives and future of Detroit youth, Rob volunteers at RaquetUp Detroit. The non-profit organization helps empower children to reach their full potential through a long-term, demanding and inspiring mentoring program of squash, academics, and community service.
Rob is a graduate of Michigan State University. He and his wife Hilary have a daughter, Amanda, a son, Hayes, and two dogs, Banjo and Winslow. He enjoys fishing, golfing, squash, tennis and traveling.
Rob holds his FINRA Series 7 and 66 as well as his Variable Annuities, Life, Accident & Health Insurance Licenses.
Securities Agent: WA, AZ, IN, WI, SC, NY, DE, KS, LA, ID, MD, WV, OR, ND, MI, IA, GA, AL, NJ, FL, CA, AR, UT, TX, OK, MA, DC, VI, OH, MO, MN, KY, TN, PA, NC, CT, VA, NV, IL, CO; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1373245
NMLS#: 1373245
About Joseph Colletti
Financial Advisor
Vice President
Portfolio Manager
Financial Planning Specialist
Joe Colletti is focused on his clients’ successes in all aspects of their financial lives. Prior to joining Morgan Stanley 10 years ago, Joe pursued a professional hockey career playing across the United States and Canada. He brings the same focus, discipline and determination in helping clients meet their financial objectives as he did as a hockey player.
As a Portfolio Manager, Joe is part of a select group of Morgan Stanley Financial Advisors who have successfully completed the rigorous Portfolio Management Certification Program through this program he has met established standards that are well-respected throughout the industry.
A graduate of Wayne State University, Joe received his degree in Finance. He resides in Berkley with his wife Stephanie and his son Leo. He has continued his enthusiasm for hockey in his volunteer work helping coach the Berkley High School Hockey Team. When not working with clients or volunteering, Joe enjoys playing hockey, squash fishing, golfing, personal fitness and traveling.
Joe holds his FINRA Series 7, 31 and 66 as well as his Variable Annuities, Life Accident & Health Insurance Licenses. He is also a CERTIFIED FINANCIAL PLANNER™.
Vice President
Portfolio Manager
Financial Planning Specialist
Joe Colletti is focused on his clients’ successes in all aspects of their financial lives. Prior to joining Morgan Stanley 10 years ago, Joe pursued a professional hockey career playing across the United States and Canada. He brings the same focus, discipline and determination in helping clients meet their financial objectives as he did as a hockey player.
As a Portfolio Manager, Joe is part of a select group of Morgan Stanley Financial Advisors who have successfully completed the rigorous Portfolio Management Certification Program through this program he has met established standards that are well-respected throughout the industry.
A graduate of Wayne State University, Joe received his degree in Finance. He resides in Berkley with his wife Stephanie and his son Leo. He has continued his enthusiasm for hockey in his volunteer work helping coach the Berkley High School Hockey Team. When not working with clients or volunteering, Joe enjoys playing hockey, squash fishing, golfing, personal fitness and traveling.
Joe holds his FINRA Series 7, 31 and 66 as well as his Variable Annuities, Life Accident & Health Insurance Licenses. He is also a CERTIFIED FINANCIAL PLANNER™.
Securities Agent: OR, OH, NY, NJ, WV, MA, IA, DC, AZ, FL, CO, OK, NM, MN, MI, CT, TN, MO, NC, MD, IN, PA, NV, KS, ID, GA, AL, WA, SC, KY, AR, WI, ND, IL, DE, VI, VA, TX, CA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1472953
NMLS#: 1472953
About Mitchell Swayze
Securities Agent: OR, RI, SC, TN, TX, UT, VA, VI, VT, WA, WI, WV, PA, SD, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, MI, MN, MO, MT, NC, ND, NH, NJ, NM, NV, NY, OH, OK; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1294069
NMLS#: 1294069
About Shelley Graunke
Shelley is a Portfolio Associate and has been with Morgan Stanley since 1993. Shelley has excellent systems knowledge, as well as organizational and communication skills. She is dedicated and eager to assist you during the entire client experience. Shelley lives in Canton with her husband Jeff and their son Adam. They have a rescue dog named Cooper and a cat named Crystal. In her spare time, Shelley enjoys cruising, golf, bowling and crafting.
About Jennifer Chapman
Jennifer is a Senior Client Service Associate and has been with Morgan Stanley since 1996. Jennifer has excellent account operations knowledge, systems proficiency, and communication skills. She is dedicated to aid you in the complete client relationship. Jennifer lives in Dearborn Heights with her husband Joe and their two boys Colin and Caleb. They have a brand new puppy named Moose. Jennifer enjoys concerts, travelling abroad and visits to Northern Michigan.
About Andrew Howe
Andrew was born and raised in metro Detroit. He is a graduate of Michigan State University and the Eli Broad College of Business where he attended after his time at Brother Rice High School.
Prior to joining Morgan Stanley, he worked in the automotive industry performing various roles in Supply Chain and Purchasing for Tier I Automotive suppliers.
His commitment to understanding his client’s financial goals are at the forefront of all his decision-making. Transparency and honest communication are the core of his skillset as he navigates the capital markets and provides recommendations to his clients. His strong attention to detail, analytical mindset, and time management skills from his prior career translate to helping serve his clients effectively in the wealth management sector.
Andrew enjoys spending time with his wife, Maria, and their yellow lab, Cora. His hobbies include traveling, golfing, skiing, cooking, and visiting northern Michigan.
Andrew holds his FINRA Series 7 and Series 66 licenses as well as his Variable Annuities, Life, Accident & Health Insurance Licenses.
Prior to joining Morgan Stanley, he worked in the automotive industry performing various roles in Supply Chain and Purchasing for Tier I Automotive suppliers.
His commitment to understanding his client’s financial goals are at the forefront of all his decision-making. Transparency and honest communication are the core of his skillset as he navigates the capital markets and provides recommendations to his clients. His strong attention to detail, analytical mindset, and time management skills from his prior career translate to helping serve his clients effectively in the wealth management sector.
Andrew enjoys spending time with his wife, Maria, and their yellow lab, Cora. His hobbies include traveling, golfing, skiing, cooking, and visiting northern Michigan.
Andrew holds his FINRA Series 7 and Series 66 licenses as well as his Variable Annuities, Life, Accident & Health Insurance Licenses.
Securities Agent: MO, PA, CO, NJ, MI, MA, WA, AL, TN, OH, IN, AZ, NE, NC, CA, NY, AR, VT, MD, IL, FL, CT; General Securities Representative; Investment Advisor Representative
About Amanda Deveaux
Amanda resides in Harper Woods with her beloved dogs, Luna and Leland. Outside of work, she enjoys attending concerts and exploring new restaurants, embracing the vibrant cultural scene of Detroit.
Contact Robert Bradley
Contact Joseph Colletti
Contact Mitchell Swayze
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Detroit Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures
CRC 6491812 (04/2024)
