Jennifer Chapman
Senior Client Service Associate
Phone:
(248) 848-8085(248) 848-8085
Joseph Colletti, CFP®, QPFC
First Vice President, Wealth Management,
Financial Advisor,
Portfolio Management Director,
Financial Planning Specialist,
Workplace Advisor – Equity Compensation
Direct:
(248) 848-8012(248) 848-8012
Toll-Free:
(888) 877-0855(888) 877-0855
My Mission Statement
I provide my clients outstanding service and personalized investment strategies to help them preserve and grow their wealth
My Story and Services
You’ve invested substantial time and effort in creating a comfortable life for yourself and your family. As your wealth has grown, so has its complexity and the resources required to manage it. Working with a professional wealth advisor can help you identify solutions to feel more confident about your investment strategy and financial future. Thus allowing you to focus on the people, activities, and interest that bring meaning to your life.
As an experienced Financial Advisor, I believe the first step to a lifetime of financial freedom is mapping out all the aspects of your financial life and seeing how the pieces fit together. With a focus on comprehensive planning, I will work with you to articulate the most important goals for your success and how to achieve those goals, avoid pitfalls and prepare you for life’s challenges and opportunities.
Together we will develop trust, understanding, and create a wealth management plan that is custom tailored to your unique set of circumstances by getting to know what is most important to you. I will bring together the service and solutions to help you meet or exceed the financial freedom you have always envisioned.
Along with my team, I am here to serve as the primary point of contact for your financial life, provide insight, and answer any questions you may have pertaining to the capital markets. I will also work closely with your other trusted advisors such as your tax professionals, estate planning attorney and insurance provider, to ensure you have an efficient, coordinated wealth management strategy.
Joe has been recognized by Hour Detroit as a Five Start Wealth Manager since 2019.
After pursuing a career in hockey he earned a Bachelor’s Degree in Finance from Wayne State University. He holds FINRA series 7, 66, 31 securities registrations, Life, Health, Variable, and Long-Term Care insurance licenses. Joe is also a CERTIFIED FINANCIAL PLANNER ™.
Joe lives in Berkley, MI with his wife Stephanie and son Leo. Outside of work he enjoys spending time with his family, traveling, playing hockey, fishing, and golfing.
As an experienced Financial Advisor, I believe the first step to a lifetime of financial freedom is mapping out all the aspects of your financial life and seeing how the pieces fit together. With a focus on comprehensive planning, I will work with you to articulate the most important goals for your success and how to achieve those goals, avoid pitfalls and prepare you for life’s challenges and opportunities.
Together we will develop trust, understanding, and create a wealth management plan that is custom tailored to your unique set of circumstances by getting to know what is most important to you. I will bring together the service and solutions to help you meet or exceed the financial freedom you have always envisioned.
Along with my team, I am here to serve as the primary point of contact for your financial life, provide insight, and answer any questions you may have pertaining to the capital markets. I will also work closely with your other trusted advisors such as your tax professionals, estate planning attorney and insurance provider, to ensure you have an efficient, coordinated wealth management strategy.
Joe has been recognized by Hour Detroit as a Five Start Wealth Manager since 2019.
After pursuing a career in hockey he earned a Bachelor’s Degree in Finance from Wayne State University. He holds FINRA series 7, 66, 31 securities registrations, Life, Health, Variable, and Long-Term Care insurance licenses. Joe is also a CERTIFIED FINANCIAL PLANNER ™.
Joe lives in Berkley, MI with his wife Stephanie and son Leo. Outside of work he enjoys spending time with his family, traveling, playing hockey, fishing, and golfing.
Securities Agent: OR, OH, NY, NJ, WV, MA, IA, DC, AZ, FL, CO, OK, NM, MN, MI, CT, TN, MO, NC, MD, IN, PA, NV, KS, ID, GA, AL, WA, SC, KY, AR, WI, ND, IL, DE, VI, VA, TX, CA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1472953
NMLS#: 1472953
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Alternative Investments
At Morgan Stanley, we provide individuals and institutions access to world-class alternative investment strategies spanning private equity, real assets, private credit, hedge funds and digital assets. These strategies may deliver differentiated sources of return relative to traditional equity and fixed income investments, as well as offer potential for tax efficiency.
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Gold vs Silver: 4 Key Differences You Should Know
Looking for ways to prepare for future uncertainties? A solution for some may be investing in precious metals, such as gold and silver. Here's what to know.
Understanding Private Credit
Demand for private credit—which refers to lending to companies by institutions other than banks—has grown significantly in recent years. Unlike most bank loans, private credit solutions can be tailored to meet borrowers' needs in terms of size, type or timing of transactions. Similar to bank loans, however, the majority of private credit lending is in the form of floating-rate investments that change as rates change, providing real-time interest rate mitigation compared to investments like fixed-rate bonds.
Hedge Funds in an Evolving Market Environment
Challenging portfolio dynamics, plus an environment ripe for potential alpha generation, have placed renewed emphasis on hedge funds as an option for investors seeking diversification.
Unlocking the Housing Market
A decline in mortgage rates could help boost home sales, with potential positive effects on the economy overall.
Want to Keep More of Your Investment Returns? Consider These Tax Moves
Establishing a tax management strategy for your investments may help you keep more of your returns.
Core Capabilities
I work with you to help ensure all aspects of your financial well-being are protected. The resources below can help serve as guides when it comes to those key life events and making sure you do not have any blind spots. For better assistance please contact me directly to schedule a meeting.
Tax Strategies
Smart tax planning can help you keep more of the money that you worked so hard to accumulate in your pocket and out of the hands of the IRS. Minimizing how much the IRS can take from your retirement should be a central part of your retirement. Allow me to be part of your tax advisory board.
Tax Strategies
Lending
Morgan Stanley is the right firm to consult with for any of your lending needs. Morgan Stanley can provided qualified clients with financing solutions for almost any personal or business need. You can rest assured that I will work with you to understand both sides of your balance sheet and find the right solution for you.
Risk Identification and Management
Life's risks can manifest themselves in many ways— from loss of life to loss of health — and have the potential to impair the efficiency of a thoughtfully developed plan. We proactively help address these concerns in a number of ways, ranging from insurance reviews to liquidity strategies.
Read More Here
Retirement Planning
Leading up to, and through retirement, I help you identify the most appropriate ways to acquire the income you need and help ensure that you are on track to achieve your financial goals.
What Kind of Retiree Do You Want to Be?
Lifestyle Management
I pay particular attention to the timing of milestone events, as well as spending patterns to offer you a set of lifestyle guidelines that help assure your retirement— and other key goals— are not compromised. I understand that the needs of corporate executives are different than those of business owners and will offer strategies specific to your personal situation.
How Affluent Families Can Plan for Hidden Risks
Alternative Investments
Our comprehensive strategies, diverse talent, and global resources enable us to offer a range of investment opportunities that help you optimize your portfolio. Leveraging alternative investments can help eligible investors enhance returns, reduce volatility, manage taxes, and generate income.
6 Opportunities in Alternative StrategiesModern Wealth Management Tools and Resources
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
- Log into your account via Morgan Stanley Online
- Click the Accounts tab
- Select the Documents tab
- Go to the Statement drop-down tab
- Select Tax Documents and download them
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app. Access your finances and invest in an instant with the help of this resource that is available 24/7.
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
MS Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Online Security Center
Our dedicated team of cybersecurity experts is drawn from former senior professionals at government security agencies and the technology industry. In the unlikely event that cyber activity breaches our security measures, we will reimburse you for the losses on your Morgan Stanley accounts that are a result of unauthorized access to our systems through no fault of your own.
How to Access Your Tax Forms
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Location
35055 W 12 Mile Rd.
Ste 101
Farmington Hills, MI 48331
US
Direct:
(248) 848-8012(248) 848-8012
Toll-Free:
(888) 877-0855(888) 877-0855
Fax:
(248) 462-7659(248) 462-7659
Meet My Team
Shelley Graunke
Portfolio Associate
Phone:
(248) 848-8069(248) 848-8069
About Jennifer Chapman
Jennifer is a Senior Client Service Associate and has been with Morgan Stanley since 1996. Jennifer has excellent account operations knowledge, systems proficiency, and communication skills. She is dedicated to aid you in the complete client relationship. Jennifer lives in Dearborn Heights with her husband Joe and their two boys Colin and Caleb. They have a brand new puppy named Moose. Jennifer enjoys concerts, travelling abroad and visits to Northern Michigan.
About Shelley Graunke
Shelley is a Portfolio Associate and has been with Morgan Stanley since 1993. Shelley has excellent systems knowledge, as well as organizational and communication skills. She is dedicated and eager to assist you during the entire client experience. Shelley lives in Canton with her husband Jeff and their son Adam. They have a rescue dog named Cooper and a cat named Crystal. In her spare time, Shelley enjoys cruising, golf, bowling and crafting.
Awards and Recognition
Five Star Wealth Advisor
2021-2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2021 Award - 08/10/20 - 03/03/21
2022 Award - 09/03/21 - 03/11/22
2023 Award - 09/05/22 - 03/03/23
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Joseph Colletti today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
