Robert McAllister
Senior Vice President, Wealth Management, Branch Manager, Wealth Advisor, Portfolio Manager
Phone:
(720) 562-6220(720) 562-6220
The Boulder Legacy Group at Morgan Stanley
Robert McAllisterWilliam Bowman, CIMA®Carol Bowman, CFP®Robert McAllisterCamille Whitmire, CFP®*Nick Locicero
Direct:
(720) 562-6220(720) 562-6220
Toll-Free:
(800) 787-5218(800) 787-5218
Our Mission Statement
“Your Life well defined . . . our team fully engaged.”
We bring world-class resources, strategies, financial advice, and investment solutions that can empower you to confidently define and pursue your distinct future.
We bring world-class resources, strategies, financial advice, and investment solutions that can empower you to confidently define and pursue your distinct future.
Welcome
A husband-wife team . . . a father-son team . . . seasoned professionals with more than 30 years of experience. . . long-term relationships with clients and their extended families . . . trust and integrity as core values. These synergies between our two teams have led us to form The Boulder Legacy Group. We are building for the future while honoring and preserving the strong foundations of our past.
In fact, this is what we want for you: to help build your financial future while honoring your family connections across generations of hard work, business ownership, farming and ranching enterprises, business leadership positions, and the myriad ways you, our clients, have found success.
The experience, knowledge and comprehensive skills of our team enable us to serve as your single point of contact for virtually all your family wealth needs. We work closely with your legal, insurance, and tax advisors to help ensure you have an efficient, coordinated wealth management strategy.
We deliver a fully engaged service model that prioritizes your best interests and your level of comfort. We are committed to earning your trust and confidence with a powerful combination of experience, empathy, and accessibility.
Getting started begins with a conversation. We look forward to getting to know you and your family and discussing how we can help empower you to create the lifestyle and legacy you envision.
In fact, this is what we want for you: to help build your financial future while honoring your family connections across generations of hard work, business ownership, farming and ranching enterprises, business leadership positions, and the myriad ways you, our clients, have found success.
The experience, knowledge and comprehensive skills of our team enable us to serve as your single point of contact for virtually all your family wealth needs. We work closely with your legal, insurance, and tax advisors to help ensure you have an efficient, coordinated wealth management strategy.
We deliver a fully engaged service model that prioritizes your best interests and your level of comfort. We are committed to earning your trust and confidence with a powerful combination of experience, empathy, and accessibility.
Getting started begins with a conversation. We look forward to getting to know you and your family and discussing how we can help empower you to create the lifestyle and legacy you envision.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Your Journey, Our Process
You are “here,” but you want to get “there,” and you recognize there may be hazards and unforeseen challenges along the way. Our role is to help you navigate from “here to there” in your financial journey. We begin with careful listening.
Step 1: The initial conversation is to understand your personal financial concerns and determine how we can add value.
Step 2: We analyze your current financial situation in light of where you’ve told us you want to be and against your financial concerns.
Step 3: We then identify and present solutions that help propel results towards your goals, and we create a plan of actionable steps you can begin today.
Step 4: Our ongoing monitoring and measurement of progress towards your goals is reviewed with you so you know where you are, which direction you are headed, how close—or far away—the milestone may still be, and to adjust to changing conditions or newly presented opportunities.
Step 5: Financial well-being is often a journey, not just a destination. We are here for you, your family, your business partners, your employees, whoever is part of your journey!
Each of these steps is a collaboration between you and our Team and may include your other professional advisors. Our goal is to coordinate efforts so that your wealth strategies are working in tandem on your behalf.
Step 1: The initial conversation is to understand your personal financial concerns and determine how we can add value.
Step 2: We analyze your current financial situation in light of where you’ve told us you want to be and against your financial concerns.
Step 3: We then identify and present solutions that help propel results towards your goals, and we create a plan of actionable steps you can begin today.
Step 4: Our ongoing monitoring and measurement of progress towards your goals is reviewed with you so you know where you are, which direction you are headed, how close—or far away—the milestone may still be, and to adjust to changing conditions or newly presented opportunities.
Step 5: Financial well-being is often a journey, not just a destination. We are here for you, your family, your business partners, your employees, whoever is part of your journey!
Each of these steps is a collaboration between you and our Team and may include your other professional advisors. Our goal is to coordinate efforts so that your wealth strategies are working in tandem on your behalf.
Our Clients
We are honored to work with a select group of clients who value our depth of knowledge and experience. Our clients include retirees, business owners, corporate executives, entertainers, medical professionals, educators, women in business and leadership roles, engineers, and others.
Our clients have sought our professional guidance to help with:
• Planning a successful retirement
• Financing a major purchase
• Minimizing taxes through advanced wealth management solutions
• Preparing the next generation to manage wealth
• Managing a life-changing event with confidence, such as sale of a business, loss of spouse, divorce
• Preparing and leaving a family legacy that reflects accumulated assets and family values.
While each client has a unique personal and professional situation, collectively they all have one thing in common: they are focused on achieving very specific financial goals to help secure their family’s financial future and to pursue their personal ambitions.
Our clients have sought our professional guidance to help with:
• Planning a successful retirement
• Financing a major purchase
• Minimizing taxes through advanced wealth management solutions
• Preparing the next generation to manage wealth
• Managing a life-changing event with confidence, such as sale of a business, loss of spouse, divorce
• Preparing and leaving a family legacy that reflects accumulated assets and family values.
While each client has a unique personal and professional situation, collectively they all have one thing in common: they are focused on achieving very specific financial goals to help secure their family’s financial future and to pursue their personal ambitions.
Community Events and Opportunities for Philanthropic Giving
"As a single drop of water fills a bucket, so do small deeds of good." -Buddha.
Philanthropic Event: There With Care
Our Team values family, and we are committed to the well-being of our clients' families and the families in our community.
In October, we visited There With Care, an organization providing essential support to families with children facing critical illness. Our donations of food, gift cards, newborn care items, car seats, and toys help ease the stresses that families encounter when caring for an ill child.
The Boulder, Colorado, office of There With Care serves approximately 1000 families a year, providing assistance with:
- Patient and Family Essentials – Assists with basic needs of family members by providing clothing, strollers and cribs, activity bags, books, toys and games, toiletry items, and access to both family and individual counseling.
- Housing Stability – Assists with a family's household so it is clean and safe for their child's return home; provides cleaning products and other household supplies.
- Transportation - Assists the family with reliable transportation to and from treatments, school, and activities, visits with their child at the hospital if inpatient, and maintaining their vehicle for travel.
- Food Security – Helps ensure a family's access to warm, nutritious, and easily prepared meals with grocery deliveries, Easy Meal Care Bags, and restaurant gift cards.
Philanthropic Event: Longmont Humane Society
We made another visit in April 2024 to our furry friends at the Longmont Humane Society with much needed supplies of pet food, bedding, paper towels, chew toys, cleaning supplies, and office supplies. Flapjack, Meatball, and Beefus (some of the shelter dogs) greeted us with barks of enthusiasm, while Maisie and Plato (a couple of the cats) remained pretty stoic. Our Guinea Pig friends Krumb and Sparrow were napping at the time.
The Longmont Humane Society has been housing and caring for abandoned, surrendered, and non-housed pets since 1972. The center cares for more than 4,000 animals yearly, and over 98% of these animals are adopted into their "fur-ever" homes. We are happy to help support this organization and to know that we are part of providing care for these animals.
Spreading Christmas Cheer
Rob McAllister Sr helped ensure a special 2023 Christmas holiday for an entire family! He volunteered to shop for the family's holiday wish list and wrap the gifts for them. The family was one of many selected from Crawford Elementary School in Aurora, Colorado, whose student body represents more than 33 different countries!
Philanthropic Event: Community Food Share
The Boulder Legacy Group made a special delivery in November to our local food bank "Community Food Share," which serves both Boulder and Broomfield counties in Colorado. We want to help families and agencies serving these counties have access to nutritious meals. The Community Food Share has been collecting and distributing food to help fight hunger for over 40 years. They have both on-site food distribution and a Mobile Pantry Truck to deliver foods when transportation is an issue. Community Food Share distributes more than 10 million pounds a year to agencies, families, seniors, and individuals. Our food delivery weighed 267 pounds, and we are happy to have made a difference for families in our community!
Donor Advised Funds: A Smart Way to Manage Your Giving
There's more to charitable giving than you may realize. Here's one method that may be tax-efficient and can help maximize your impact.
- Donations to a donor advised fund (DAF) are eligible for a US federal income tax deduction and, once invested, can potentially grow, tax-free.
- Donating to a DAF may be useful in years when you are seeking a charitable deduction but want more time to finalize a giving strategy.
- Certain DAFs may allow you to donate complex assets, including cryptocurrency, shares of privately held companies, real estate, art or automobiles.
Our Team Spotlight
Come explore the latest insights and achievements of The Boulder Legacy Group here in our Spotlight tab. Stay informed on important team announcements, celebrate milestones, read our past newsletters and much more!
Fall Newsletter 2024
In our fall newsletter, we're excited to share some key insights, events, and updates. As always, our goal is to keep you informed and help you make educated decisions regarding your investments and financial future.
If you have any question, please don't hesitate to reach out!
Summer Newsletter 2024
As the weather starts getting warmer, we here at The Legacy Group want to wish you all a wonderful start to the summer.
In this newsletter, we have shared a few articles and resources that may help guide you through the different occasions and adventures throughout the seaso
Winter Newsletter 2023
As we embark on a new year filled with opportunities, we're excited to share insights that can shape your financial decisions. In this edition, we'll be updating you on everything our team has been up to as of late! We wish you a wonderful start to 2024 and look forward to our continued relationship over the coming years
Pacesetter's Club Award
Rob Jr. has been awarded the Pacesetter's Club award, a global recognition program for financial advisors who have demonstrated the highest professional standards and exceptional client service early in their career, for the second year in a row.
Fall Newsletter 2023
Welcome to our Seasonal Newsletter! We hope you had a memorable summer and are looking forward to a fabulous fall! Here are some recent happenings with our team that we wanted to share with you.
Robert McAllister 30th Anniversary
This year Robert Mcallister celebrated his 30th anniversary of working at Morgan Stanley. From a young age, he discovered a passion for helping others make informed decisions about their wealth and assets, which led him to a career in wealth management. Over the past 30 years he's been assisting various clients, from families to business owners to retirees, in making informed decisions about their wealth and legacy.
The Boulder Legacy Group Merger Announcement
We have a very exciting announcement to share! We will be merging our teams, The Bowman Group and The McAllister Group, at the Boulder Branch. This merger will bring two family teams into one multi-generational financial advisory team.
Location
1800 Broadway
Ste 120
Boulder, CO 80302
US
Direct:
(720) 562-6220(720) 562-6220
Toll-Free:
(800) 787-5218(800) 787-5218
Meet The Boulder Legacy Group
First Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Senior Investment Management Consultant
Phone:
(720) 562-6208(720) 562-6208
Phone:
(720) 562-6222(720) 562-6222
Robert McAllister
Associate Vice President, Wealth Management, Financial Advisor
Phone:
(720) 562-6218(720) 562-6218
Camille Whitmire, CFP®*
Assistant Vice President, Wealth Management Associate
Phone:
(720) 562-6203(720) 562-6203
Nick Locicero
Client Service Associate
Phone:
(720) 562-6202(720) 562-6202
About Robert McAllister
Robert McAllister, Sr. is a Senior Vice President, Portfolio Manager and Wealth Advisor with The Boulder Legacy Group in Boulder, Colorado. He has been with the Firm since 1993 and is grateful every day for opportunities to make a difference for his clients.
Rob has developed a strong consultative approach to addressing his clients’ biggest concerns, but his process starts with careful and compassionate listening. Understanding what matters most to his clients is what matters most to him. Rob then develops personalized strategies to help clients manage wealth, mitigate taxes, take care of family, and contribute to causes they care most about. Rob is committed to working with his clients, and this relationship has led to stewardship of family wealth over multiple generations.
Rob grew up in southern New Jersey outside of Philadelphia. He had successful careers in commercial and vacation real estate and real estate development. He spent ten years as a professional musician performing with distinguished entertainers. Throughout these early years, he found a passion for helping others make informed decisions about their wealth and assets. This led him to a career in wealth management where he has spent 30-plus years helping clients--from families to business owners to retirees—accomplish their wealth and legacy goals.
Rob enjoys working with clients around the country and splits his time between offices in the greater Philadelphia and Denver areas. Outside of work, Rob enjoys skiing in Colorado, participating in health and wellness activities, polishing his musical skills on Trombone and Piano, and traveling.
Rob has developed a strong consultative approach to addressing his clients’ biggest concerns, but his process starts with careful and compassionate listening. Understanding what matters most to his clients is what matters most to him. Rob then develops personalized strategies to help clients manage wealth, mitigate taxes, take care of family, and contribute to causes they care most about. Rob is committed to working with his clients, and this relationship has led to stewardship of family wealth over multiple generations.
Rob grew up in southern New Jersey outside of Philadelphia. He had successful careers in commercial and vacation real estate and real estate development. He spent ten years as a professional musician performing with distinguished entertainers. Throughout these early years, he found a passion for helping others make informed decisions about their wealth and assets. This led him to a career in wealth management where he has spent 30-plus years helping clients--from families to business owners to retirees—accomplish their wealth and legacy goals.
Rob enjoys working with clients around the country and splits his time between offices in the greater Philadelphia and Denver areas. Outside of work, Rob enjoys skiing in Colorado, participating in health and wellness activities, polishing his musical skills on Trombone and Piano, and traveling.
Securities Agent: VI, TN, OK, LA, KY, KS, IA, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, PA, PR, RI, SC, SD, TX, UT, VA, VT, WA, WI, WV, WY, OR; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 302752
NMLS#: 302752
About William Bowman
Bill has spent his entire career with the Morgan Stanley family, having joined the firm in 1995. Over that period, he has built a successful business of wealth management and investment advice to individuals, families, and non-profits in Colorado and across the country.
The longevity of his client relationships has provided opportunity for Bill to offer subsequent wealth management advice to professionals, spouses, parents, siblings, children, employees, friends—all the important connections to his clients’ lives.
As one of the team’s senior partners, Bill is responsible for helping shape the group’s strategic vision. He focuses on wealth management and helping guide clients with growth and preservation of assets. Some of his strengths lie in understanding and managing equity compensation, concentrated position management, and alternative investment strategies. As needed, Bill leverages partnerships with Private Wealth Management and Graystone Institutional to provide sophisticated strategies for complex client situations.
A graduate of the University of North Texas, Bill has remained committed to professional development, a fundamental tenet since the start of his practice. He earned his Certified Investment Management Analyst (CIMA®) designation from the Wharton School of Business at the University of Pennsylvania in 2009.
Bill has been a resident of Colorado for 28 years and married 25 years to his business partner, Carol Bowman. “I grew up on the Chesapeake Bay and developed a love of boating, fishing, and Maryland-style crabcakes. I spent 20 years in Texas where I cultivated a similar passion for horses, western attire, and cowboy boots and hats. Since moving to Colorado, I find great joy in the outdoors, finding a hidden gem in a wine store, the occasional horseback ride and golf outings with my family.”
The longevity of his client relationships has provided opportunity for Bill to offer subsequent wealth management advice to professionals, spouses, parents, siblings, children, employees, friends—all the important connections to his clients’ lives.
As one of the team’s senior partners, Bill is responsible for helping shape the group’s strategic vision. He focuses on wealth management and helping guide clients with growth and preservation of assets. Some of his strengths lie in understanding and managing equity compensation, concentrated position management, and alternative investment strategies. As needed, Bill leverages partnerships with Private Wealth Management and Graystone Institutional to provide sophisticated strategies for complex client situations.
A graduate of the University of North Texas, Bill has remained committed to professional development, a fundamental tenet since the start of his practice. He earned his Certified Investment Management Analyst (CIMA®) designation from the Wharton School of Business at the University of Pennsylvania in 2009.
Bill has been a resident of Colorado for 28 years and married 25 years to his business partner, Carol Bowman. “I grew up on the Chesapeake Bay and developed a love of boating, fishing, and Maryland-style crabcakes. I spent 20 years in Texas where I cultivated a similar passion for horses, western attire, and cowboy boots and hats. Since moving to Colorado, I find great joy in the outdoors, finding a hidden gem in a wine store, the occasional horseback ride and golf outings with my family.”
Securities Agent: DE, WY, NC, MI, MA, HI, FL, CO, WI, MD, UT, NH, OH, IL, AZ, VA, NE, MO, PA, NY, GA, TX, SC, NJ, MS, AR, WA, IN, CA, KS; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1290667
CA Insurance License #: OC01467
NMLS#: 1290667
CA Insurance License #: OC01467
About Carol Bowman
Carol has a diverse 30-year background in the financial services and technology industries. These viewpoints enable her to help clients better understand the intricate details of their personal wealth, using industry-leading analytical tools.
Carol has an acute understanding of how fundamental, discreet parts lead to the success of the whole. By integrating in-depth planning, portfolio research, estate planning strategies, executive compensation management, or tax-efficiency into the client experience, she helps enhance the wealth outcome of her clients.
Her primary focus, however, is on determining what is most important to each family. This may range from asset growth for education, planning a confident retirement, or preservation and transfer of wealth. Only then can she develop a truly customized plan to help achieve those goals.
Prior to joining Morgan Stanley in 2003, Carol was a Vice President of Software Engineering with Corporate Express. She is a graduate of the University of Arkansas, where she earned her degree in Business Administration and Computer Information Systems. Carol has a strong commitment to her education and achieved her CERTIFIED FINANCIAL PLANNERTM (CFP®) designation from the Certified Financial Planner Board of Standards in 2013. She also has received her Family Wealth Advisor designation from Morgan Stanley.
Carol is originally from San Francisco and was raised on the west coast. She grew up enjoying both the beauty of Oregon’s rugged coastline and the warm beaches of southern California. Carol is an avid fan of sports and competition. In the summer, you’ll find her at a Colorado Rockies game or watching her son playing baseball. Carol has been a resident of Colorado for almost 30 years. She and her husband, Bill Bowman, have been business partners for the past 20 years. She is very proud of this enduring commitment.
Carol has an acute understanding of how fundamental, discreet parts lead to the success of the whole. By integrating in-depth planning, portfolio research, estate planning strategies, executive compensation management, or tax-efficiency into the client experience, she helps enhance the wealth outcome of her clients.
Her primary focus, however, is on determining what is most important to each family. This may range from asset growth for education, planning a confident retirement, or preservation and transfer of wealth. Only then can she develop a truly customized plan to help achieve those goals.
Prior to joining Morgan Stanley in 2003, Carol was a Vice President of Software Engineering with Corporate Express. She is a graduate of the University of Arkansas, where she earned her degree in Business Administration and Computer Information Systems. Carol has a strong commitment to her education and achieved her CERTIFIED FINANCIAL PLANNERTM (CFP®) designation from the Certified Financial Planner Board of Standards in 2013. She also has received her Family Wealth Advisor designation from Morgan Stanley.
Carol is originally from San Francisco and was raised on the west coast. She grew up enjoying both the beauty of Oregon’s rugged coastline and the warm beaches of southern California. Carol is an avid fan of sports and competition. In the summer, you’ll find her at a Colorado Rockies game or watching her son playing baseball. Carol has been a resident of Colorado for almost 30 years. She and her husband, Bill Bowman, have been business partners for the past 20 years. She is very proud of this enduring commitment.
Securities Agent: NE, MO, CO, DE, AR, PA, HI, WY, SC, UT, TX, MD, KS, IN, VA, GA, AZ, WI, WA, NC, MI, FL, CA, OH, NJ, MS, NY, NH, MA, IL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1408695
NMLS#: 1408695
About Robert McAllister
Rob McAllister, Jr. is a Financial Advisor with The Boulder Legacy Group. He began his career in Denver, Colorado, in 2013 and then joined his father at the Boulder branch. Rob’s responsibilities to clients include performance metrics, portfolio research and model development, manager and investment research, tax-efficient investment management, and risk analysis, among others. One of his strengths is presenting financial concepts in a way that clients understand: they can see the holistic picture of their wealth, from planning to performance. Rob is an integral part of building trusted, long-term relationships with clients and their next generation of family members.
Rob grew up in Ocean City, New Jersey, and graduated from Saint Joseph’s University in Philadelphia with a major in Economics. He moved to Colorado to attend graduate school in medicine but was soon diagnosed with lymphoma and spent the next year in treatment. This experience gave him a new perspective on the financial stress that illness can bring to patients and their families. Rob discovered a new passion to help ensure a family’s financial well-being so the patient and family could pursue physical healing. He feels this is best achieved by preparing ahead for life’s uncertainties: his goal is to help families successfully navigate financially through both good and adverse times.
Rob now lives in Boulder with his partner Miranda and their two rescue dogs, Mollie and Marley. He enjoys every day and adds activities that bring energy and adventure—snowboarding, biking, hiking, and camping. “I am lucky to be a financial advisor that can help families preserve wealth, achieve family goals, and help ensure that during their hardest times, their finances are not a point of concern.”
Rob grew up in Ocean City, New Jersey, and graduated from Saint Joseph’s University in Philadelphia with a major in Economics. He moved to Colorado to attend graduate school in medicine but was soon diagnosed with lymphoma and spent the next year in treatment. This experience gave him a new perspective on the financial stress that illness can bring to patients and their families. Rob discovered a new passion to help ensure a family’s financial well-being so the patient and family could pursue physical healing. He feels this is best achieved by preparing ahead for life’s uncertainties: his goal is to help families successfully navigate financially through both good and adverse times.
Rob now lives in Boulder with his partner Miranda and their two rescue dogs, Mollie and Marley. He enjoys every day and adds activities that bring energy and adventure—snowboarding, biking, hiking, and camping. “I am lucky to be a financial advisor that can help families preserve wealth, achieve family goals, and help ensure that during their hardest times, their finances are not a point of concern.”
Securities Agent: GA, SC, NH, NC, WY, TX, PA, AR, FL, DE, AZ, OH, MI, CO, NJ, MD, IL, HI, VA, MS, MO, IN, CA, WI, WA, NE, MA, KS, UT, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 2558081
NMLS#: 2558081
About Camille Whitmire
Camille brings broad knowledge and experience in the areas of Financial Planning, business development, and organization to the clients of The Boulder Legacy Group. She believes that success starts with a goal, followed by direction, and then applies consistency and intent to achieve that goal. Her strong focus on detail and organization helps deliver systems that add consistency and excellence to client results. What keeps her fully engaged is a genuine care for the families she has come to know through her years with Morgan Stanley.
Camille moved to Alaska in the early 1980’s, drawn to its spirit of independence, self-determination, and adventure. Over the next 15 years, she worked alongside strong personalities in Alaskan economies like commercial fishing and gold mining, and then worked with a local CPA practice in Homer, Alaska, for five years. In 1996, she moved to Anchorage where she worked with an advisory team at Morgan Stanley for the next 20 years. During her time in Anchorage, Camille earned her Certified Financial Planner®* designation, as well as various securities licenses, to better meet client needs.
She moved to Colorado in 2016 to be closer to family and transitioned to working at Morgan Stanley in Boulder with The Boulder Legacy Group.
Camille has a pioneering spirit which has taken her from her roots in North Carolina to the extremes of Alaska, and now to the foothills of Colorado. Her adventurous spirit embraces challenge with optimism.
*Disclaimer: This role cannot solicit or provide investment advice
Camille moved to Alaska in the early 1980’s, drawn to its spirit of independence, self-determination, and adventure. Over the next 15 years, she worked alongside strong personalities in Alaskan economies like commercial fishing and gold mining, and then worked with a local CPA practice in Homer, Alaska, for five years. In 1996, she moved to Anchorage where she worked with an advisory team at Morgan Stanley for the next 20 years. During her time in Anchorage, Camille earned her Certified Financial Planner®* designation, as well as various securities licenses, to better meet client needs.
She moved to Colorado in 2016 to be closer to family and transitioned to working at Morgan Stanley in Boulder with The Boulder Legacy Group.
Camille has a pioneering spirit which has taken her from her roots in North Carolina to the extremes of Alaska, and now to the foothills of Colorado. Her adventurous spirit embraces challenge with optimism.
*Disclaimer: This role cannot solicit or provide investment advice
About Nick Locicero
Nick Locicero is the newest team member of The Boulder Legacy Group, having joined Morgan Stanley in 2022. He is a graduate of the University of Colorado at Boulder with a major in Economics and a minor in Philosophy. We found this mix intriguing: how might a focus on economics and philosophy translate into better financial decisions?
Nick has a strong interest in managerial economics--how managers make decisions based on the economic environment. His understanding of the variables of the economy, plus an openness to different perspectives, bring balance to making challenging decisions. Nick’s career goal is to develop and apply his skills in this area so clients may benefit through various stages of their financial lives. Being a member of the Digital Generation, he is a natural to promote and advance the next iteration of digital and electronic tools in finance.
Nick grew up in northern California and began racing cars at the age of four. He competed in Trap shooting and was a past California State Champion. His current interests include camping, hunting waterfowl, fly fishing, and converting his 1989 Volkswagen Golf into an autocross car. His phenomenal shelter dog Levi is a Catahoula/Beagle mix, combining the athleticism of the Catahoula with the nose of a Beagle.
Nick has a strong interest in managerial economics--how managers make decisions based on the economic environment. His understanding of the variables of the economy, plus an openness to different perspectives, bring balance to making challenging decisions. Nick’s career goal is to develop and apply his skills in this area so clients may benefit through various stages of their financial lives. Being a member of the Digital Generation, he is a natural to promote and advance the next iteration of digital and electronic tools in finance.
Nick grew up in northern California and began racing cars at the age of four. He competed in Trap shooting and was a past California State Champion. His current interests include camping, hunting waterfowl, fly fishing, and converting his 1989 Volkswagen Golf into an autocross car. His phenomenal shelter dog Levi is a Catahoula/Beagle mix, combining the athleticism of the Catahoula with the nose of a Beagle.
Contact Robert McAllister
Contact William Bowman
Contact Carol Bowman
Contact Robert McAllister
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Fred Frillman
Private Banker
About Fred Frillman
Fred Frillman is a Private Banker serving Morgan Stanley Wealth Management offices in Colorado, Utah, and Wyoming.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Fred began his career in financial services in 1995, and joined Morgan Stanley in 2022 as a Private Banker. Prior to joining the firm, he was a Sr. Wealth Management Lending Officer at Bank of America/Merrill Lynch.
Fred is a graduate of the University of Missouri – St. Louis, where he received a Bachelor of Science in Business Administration. He lives in Colorado Springs, CO with his family. Outside of the office, Fred enjoys trail running, mountain climbing, skiing, and playing golf. In November of 2023, he completed the NYC Marathon.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Fred began his career in financial services in 1995, and joined Morgan Stanley in 2022 as a Private Banker. Prior to joining the firm, he was a Sr. Wealth Management Lending Officer at Bank of America/Merrill Lynch.
Fred is a graduate of the University of Missouri – St. Louis, where he received a Bachelor of Science in Business Administration. He lives in Colorado Springs, CO with his family. Outside of the office, Fred enjoys trail running, mountain climbing, skiing, and playing golf. In November of 2023, he completed the NYC Marathon.
NMLS#: 792152
Wealth Management
From Our Team
Do You Know Where All Your Retirement Savings Are?
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Boulder Legacy Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
