Joseph F Bettendorf
Senior Vice President, Wealth Advisor, Portfolio Management Director
Phone:
(614) 229-4908(614) 229-4908
The Bettendorf Group at Morgan Stanley
Direct:
(614) 229-4908(614) 229-4908
Toll-Free:
(800) 659-0660(800) 659-0660
Our Mission Statement
The Bettendorf Group is your financial bridge to comprehensive planning strategies for your life and legacy.
Our Story
“The most important thing you have in this business is your reputation,” said Frank Bettendorf on numerous occasions to his son Joe and colleague Jeff Oakley.
The Bettendorf Group is a testament to those words. For more than 20 years, this team of experienced Financial Advisors has helped both individual and institutional investors navigate an increasingly complex financial environment. As a result, we have established client relationships that are noted for their depth, longevity and most importantly, trust.
The Bettendorf Group offers discretionary investment management that relieves clients of day-to-day buy/sell decisions they may not wish to make on their own. We have developed several proprietary portfolio models that take full advantage of the extensive research capabilities available to us at Morgan Stanley. At the same time, our institutional experience provides us with the background to make timely decisions when fast moving market conditions warrant and customize our strategies to meet our clients’ specific timeframes, risk tolerances and preferences.
Our investment approach is moderately conservative with an emphasis on capital preservation. Beyond investing, we create comprehensive plans for our clients that encompass both sides of their personal balance sheets and virtually every aspect of their financial lives. It is our objective to understand the personal financial big picture of every client we serve before making any recommendations or investment decisions on their behalf. And it is our experience that the strategic approach we’ve been refining for more than 50 years has helped us establish long-lasting client relationships.
The Bettendorf Group is a testament to those words. For more than 20 years, this team of experienced Financial Advisors has helped both individual and institutional investors navigate an increasingly complex financial environment. As a result, we have established client relationships that are noted for their depth, longevity and most importantly, trust.
The Bettendorf Group offers discretionary investment management that relieves clients of day-to-day buy/sell decisions they may not wish to make on their own. We have developed several proprietary portfolio models that take full advantage of the extensive research capabilities available to us at Morgan Stanley. At the same time, our institutional experience provides us with the background to make timely decisions when fast moving market conditions warrant and customize our strategies to meet our clients’ specific timeframes, risk tolerances and preferences.
Our investment approach is moderately conservative with an emphasis on capital preservation. Beyond investing, we create comprehensive plans for our clients that encompass both sides of their personal balance sheets and virtually every aspect of their financial lives. It is our objective to understand the personal financial big picture of every client we serve before making any recommendations or investment decisions on their behalf. And it is our experience that the strategic approach we’ve been refining for more than 50 years has helped us establish long-lasting client relationships.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
Before we can add clarity to your financial big picture, we have to learn all we can about it:
· Our wealth planning process begins with in-depth discussions about your current finances, future goals and what you perceive might be standing in your way of achieving them.
· Our approach is goals-based. We measure your progress by how well you’re progressing toward the goals you’ve set for yourself, not by how your portfolio is performing versus a market index.
· The wealth plan we create for you contains tangible recommendations that include investments but may also encompass such disciplines as estate planning, lending and risk management.
· Our discretionary investment management approach features several core portfolio strategies that we’ve developed and refined over the years: all-equity, balanced, dividend and fixed income. When warranted, we may recommend a third-party investment manager for certain asset classes and investment categories such as small/mid-cap and international. Morgan Stanley offers access to managers who have been carefully researched for performance and organizational excellence. Many of the managers who work with our clients are typically available only to institutions.
· We continually monitor your progress versus your objectives and recommend adjustments to your strategy when necessary, either because of changing market outlooks or circumstances in your life.
· Our wealth planning process begins with in-depth discussions about your current finances, future goals and what you perceive might be standing in your way of achieving them.
· Our approach is goals-based. We measure your progress by how well you’re progressing toward the goals you’ve set for yourself, not by how your portfolio is performing versus a market index.
· The wealth plan we create for you contains tangible recommendations that include investments but may also encompass such disciplines as estate planning, lending and risk management.
· Our discretionary investment management approach features several core portfolio strategies that we’ve developed and refined over the years: all-equity, balanced, dividend and fixed income. When warranted, we may recommend a third-party investment manager for certain asset classes and investment categories such as small/mid-cap and international. Morgan Stanley offers access to managers who have been carefully researched for performance and organizational excellence. Many of the managers who work with our clients are typically available only to institutions.
· We continually monitor your progress versus your objectives and recommend adjustments to your strategy when necessary, either because of changing market outlooks or circumstances in your life.
Our Clients
Many of our clients are successful professionals, business owners and corporate executives who are well established in their communities and careers. Some seek to accumulate assets for retirement and other future goals, but many have already built substantial wealth and are looking to us to help preserve what they’ve amassed over the years. They appreciate the fact that we focus on downside protection and, in fact, we are often able to help them identify and reduce risk they might have assumed unintentionally.
Our clientele also includes middle market institutions who look to us for equity and fixed income research and trading assistance. These clients range from insurance companies and bank trust departments to mutual fund managers. As advisor to advisors, we maintain what we believe to be a unique position in our industry – a position that reflects the knowledge and experience we bring to our clients, as well as the trust they place in us.
Our clientele also includes middle market institutions who look to us for equity and fixed income research and trading assistance. These clients range from insurance companies and bank trust departments to mutual fund managers. As advisor to advisors, we maintain what we believe to be a unique position in our industry – a position that reflects the knowledge and experience we bring to our clients, as well as the trust they place in us.
Community Involvement
The Bettendorf Group is deeply committed to giving back in their communities. Some of the causes we support include the Catholic Diocese of Columbus, Columbus Stock & Bond, First Tee of Central Ohio, Mid-Ohio Food Bank, Nationwide Children's Hospital, Northwest Kiwanis.
Location
41 South High St
Suite 2700
Columbus, OH 43215
US
Direct:
(614) 229-4908(614) 229-4908
Toll-Free:
(800) 659-0660(800) 659-0660
Fax:
(614) 867-9268(614) 867-9268
Meet The Bettendorf Group
Jeff Oakley
Vice President, Wealth Management, Financial Advisor
Phone:
(614) 229-4919(614) 229-4919
Robyn Harper
Registered Client Service Associate
Phone:
(614) 229-4983(614) 229-4983
About Joseph F Bettendorf
Joe brings more than 25 years of experience to the service of his clients. A co-founder of The Bettendorf Group, he built the team’s practice with individual clients, while continuing to serve institutional investors with research and trading guidance.
A native Ohioan, Joe began his career as an institutional equity trader with Weeden & Co. in Chicago. Several years later, he realized that his hometown of Columbus was a great place to live, work and raise a family. He joined forces with his father Frank at Prudential Securities where they remained until 2003 when both father and son joined Morgan Stanley.
As a Morgan Stanley credentialed Portfolio Manager, Joe supervises the team’s investment efforts and created several proprietary portfolio models for investors with different objectives and risk tolerances. He also plays a prominent role in our financial planning process and continues to support bank trust departments, insurance companies and other middle market institutions in their efforts to navigate today’s complex investment environment.
A graduate of John Carroll University with a BSBA in Marketing, Joe gives back to the community that has given so much to him. He is an enthusiastic supporter of the Nationwide Children’s Hospital in Columbus and First Tee of Central Ohio, an organization committed to enriching the lives of children by using the game of golf as a medium to teach life skills, core values and healthy habits. Joe resides in Upper Arlington, Ohio with his wife Karen and their two children.
A native Ohioan, Joe began his career as an institutional equity trader with Weeden & Co. in Chicago. Several years later, he realized that his hometown of Columbus was a great place to live, work and raise a family. He joined forces with his father Frank at Prudential Securities where they remained until 2003 when both father and son joined Morgan Stanley.
As a Morgan Stanley credentialed Portfolio Manager, Joe supervises the team’s investment efforts and created several proprietary portfolio models for investors with different objectives and risk tolerances. He also plays a prominent role in our financial planning process and continues to support bank trust departments, insurance companies and other middle market institutions in their efforts to navigate today’s complex investment environment.
A graduate of John Carroll University with a BSBA in Marketing, Joe gives back to the community that has given so much to him. He is an enthusiastic supporter of the Nationwide Children’s Hospital in Columbus and First Tee of Central Ohio, an organization committed to enriching the lives of children by using the game of golf as a medium to teach life skills, core values and healthy habits. Joe resides in Upper Arlington, Ohio with his wife Karen and their two children.
Securities Agent: NH, MD, WI, SC, OH, FL, AL, PA, IL, GA, CO, MI, KY, NC, VA, TX, RI, IN, DC, NY, CA, TN; General Securities Representative; Investment Advisor Representative
NMLS#: 1282465
NMLS#: 1282465
About Jeff Oakley
Jeff plays a key role in The Bettendorf Group’s institutional business. He provides banks, insurance companies, money managers and other middle market institutions with the in-depth research they need to make timely decisions, as well as the trading assistance to execute even their most complex transactions.
Jeff began his financial services career in corporate finance before joining The Bettendorf Group in 2003. His extensive institutional experience benefits the team’s individual clients with insights that contribute greatly to securities selection for their equity and fixed income portfolios.
A native Ohioan, Jeff earned a BS in Finance from Indiana University and an MBA from The Fisher School of Business at Ohio State. Outside the office, he is a past president of The Columbus Stock & Bond Association and the current coach of his children’s baseball and basketball teams. Jeff resides in Upper Arlington, Ohio with his wife Courtney and their two children.
Jeff began his financial services career in corporate finance before joining The Bettendorf Group in 2003. His extensive institutional experience benefits the team’s individual clients with insights that contribute greatly to securities selection for their equity and fixed income portfolios.
A native Ohioan, Jeff earned a BS in Finance from Indiana University and an MBA from The Fisher School of Business at Ohio State. Outside the office, he is a past president of The Columbus Stock & Bond Association and the current coach of his children’s baseball and basketball teams. Jeff resides in Upper Arlington, Ohio with his wife Courtney and their two children.
Securities Agent: GA, TN, AL, RI, PA, MD, VA, NY, NH, CO, OH, MI, DC, NC, IN, FL, SC, IL, CA, WI, TX, KY; General Securities Representative; Investment Advisor Representative
About Robyn Harper
Robyn comes to the Bettendorf Group with more than 17 years of experience in the financial services industry. She started her career in 2004 at Huntington Bank, serving in multiple roles from banker to advisor. She joined Prudential in 2020 and now Morgan Stanley in 2023 as a Registered Client Service Associate.
These positions have allowed her to experience multiple facets of financial services and the components of the wealth management process and how they all fit together. She utilizes this knowledge to best serve clients by building strong relationships built on trust. She is committed to providing clients with exceptional service and a smile.
Robyn moved to Ohio in 2002 from Wyoming and lives north of Columbus. She enjoys cooking, baking, gardening as well as family vacations to the beach and mountains.
These positions have allowed her to experience multiple facets of financial services and the components of the wealth management process and how they all fit together. She utilizes this knowledge to best serve clients by building strong relationships built on trust. She is committed to providing clients with exceptional service and a smile.
Robyn moved to Ohio in 2002 from Wyoming and lives north of Columbus. She enjoys cooking, baking, gardening as well as family vacations to the beach and mountains.
Contact Joseph F Bettendorf
Contact Jeff Oakley
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Kimberly Emerson
Private Banker
About Kimberly Emerson
Kimberly Emerson is a Private Banker serving Morgan Stanley Wealth Management offices in Ohio.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.
Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.
Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
NMLS#: 767178
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
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Ready to start a conversation? Contact The Bettendorf Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)