Executive Director, Wealth Management, Financial Advisor, Alternative Investments Director, Family Wealth Director
Phone:
(212) 643-5745(212) 643-5745
The Atlantic Shores Group at Morgan Stanley
Our Mission Statement
Working with you to preserve and grow wealth for your long-term goals.
Our Story and Services
Our goal is to understand your financial needs and then align the resources to help you meet or exceed them. We can help you evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, and assist you in developing and executing a strategy that is precisely your own and helps you meet your needs.
The Atlantic Shores Group was named to Forbes' 2025 Best-In-State Wealth Management Teams in New York.
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based on time period from 3/31/23-3/31/24. Awards Disclosures
The Atlantic Shores Group was named to Forbes' 2025 Best-In-State Wealth Management Teams in New York.
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based on time period from 3/31/23-3/31/24. Awards Disclosures
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
What We Offer
As a corporate insider with concentrated stock, you may be wondering about tax-smart means of diversification. You may also be facing liquidity needs for real estate purchases or tax payments, sometimes before stock liquidity is available due to lock-ups or tight trading windows.
Our team tailors our comprehensive wealth management process to guide busy executives through the complex considerations around their stock wealth, taking into account tax optimization and immediate liquidity needs to construct a long-term strategy for diversification.
Our team tailors our comprehensive wealth management process to guide busy executives through the complex considerations around their stock wealth, taking into account tax optimization and immediate liquidity needs to construct a long-term strategy for diversification.
Exchange Fund
For tax-deferred diversification, Exchange Funds provide diversification without triggering the taxable gains typically associated with diversification, as the exchange occurs within an IRS-approved tax-deferred vehicle. Exchange Funds are managed by portfolio managers to construct a desired portfolio so that each contributor of concentrated stock will ultimately receive a pro-rata allocation of the portfolio while retaining their original basis.
More on Exchange Fund here:Portfolio Line
For liquidity needs without triggering sales of concentrated stock, you can borrow against the stock in a portfolio line to manage more immediate cash flow needs for real estate transactions, tuition payments or tax payments. No underwriting or credit pull required, and no cost to setting up or keeping the portfolio line open. You borrow against the portfolio when needed, paying interest at a floating interest rate and repay it back without penalty.
Donor Advised Fund
To offset higher income tax year when there is a liquidity event from IPO/acquisition, options exercise, stock vests, or bonus income, you can gift charitably to a Donor Advised Fund with appreciated long-term gain stock. This allows tax deduction in current tax year, with flexibility to gift to end charities over time.
More on Donor Advised Fund here:10b5-1 Plans
10b5-1 plans are preset diversifications plans for executives who want the flexibility to sell through open and closed windows, whether at market or specified limit prices. The 10b5-1 plan is a written trading plan approved by legal counsel and executed by a third party, which provides corporate insiders an affirmative defense against claims of insider trading.
Investing With Impact
Many of us want our investments to make impact in the same way we want to make a positive impact. Impact investing focuses on companies with strong ESG (Environmental, Social, Governance) criteria. Research shows that businesses that are mindful of their environmental and social impact, operating with financial transparency, are profitable brands with loyal customer base.
Modern Wealth Management Tools and Resources
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
LifeView
LifeView is a suite of planning tools that creates a realistic, integrated strategy meant to incorporate aspects of an individual’s financial life, including investments and cash management needs. It also provides progress-to-goals reporting which illustrate complex planning strategies.
MS Reserved
Morgan Stanley Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn more about MS Reserved
Goals-Based Planning
Working with Morgan Stanley and its advanced wealth management technology is an ideal way to access advice and build a coherent wealth plan. Read more about the advantages of working with our unique planning technology to help reach your financial goals, whatever they may be.
Learn more about Goals-Based Planning
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine used by several of the world’s largest institutional asset managers, providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios.
Learn more about the Portfolio Risk Platform
Online Security Center
Safeguarding your assets and personal information is paramount to us here at Morgan Stanley. Learn about our extensive security measures and take advantage of our numerous resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Learn more about the Online Security Center
Digital Vault
Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love in the event of a catastrophe or serious illness, disability, or death. Your Family Records Organizer can immediately provide vital and timely information to both your family and professional advisors. The Digital Vault allows you to construct a central, shared document library where all documents can be stored using encryption.
Log into your Digital VaultA Plan Tailored To Your Needs
A generation ago, financial planning was relatively straightforward – people focused on wealth accumulation and then shifted most or all assets into conservative instruments to provide retirement income and principal stability. But today’s world is more complex, and turning a lifetime of savings into a lifetime of sustainable income for people who are living longer, healthier, and more active lives means attending to a wide range of issues simultaneously.
Together, we answer questions that may seem daunting:
- Do I have enough money to live for 20 years or more in retirement?
- How is it possible to generate enough income with low interest rates?
- What can I expect for inflation?
- Can my portfolio weather a market downturn?
- Are my assets protected if something unexpected happens?
Some of the areas where we apply our advanced knowledge on your behalf include:
Together, we answer questions that may seem daunting:
- Do I have enough money to live for 20 years or more in retirement?
- How is it possible to generate enough income with low interest rates?
- What can I expect for inflation?
- Can my portfolio weather a market downturn?
- Are my assets protected if something unexpected happens?
Some of the areas where we apply our advanced knowledge on your behalf include:
Investment Management
You can rely on us to design holistic and strategic financial plans that match your family’s goals.
Retirement Planning
We will help you develop and implement a strategy that encompasses your needs before, during and after you retire and is based on your personal vision of retirement.
Pre - and Post - Divorce Planning
We will help you identify financial issues and consequences, as well as define your potential choices.
Managing Your Liquidity Needs
We will keep an eye on your cash flow needs as your goals and finances evolve.
Trust, Estate & Legacy Planning
We will help you implement your plan for passing on your assets in a way that honors your values as well as your financial commitments.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Resources and Research
Morgan Stanley seeks to make complex financial ideas more digestible so our clients understand what is being done on their behalf to plan for their financial future. Checkout the below content to see our latest market updates and reports from the top researchers at our firm.
2025 Federal Tax Tables
This document outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.
View 2025 Tax Tables
Global Investment Committee “On the Markets” Report
Every month, Morgan Stanley’s top research analysts publish their “On the Markets” report, providing detailed market commentary on such topics as global equities, fixed income and monetary policy.
Read the most recent report
Thoughts on the Markets Podcast
With perspectives on the forces shaping the market, Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen to the latest episode
Global Investment Committee Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Access this week's edition
Morgan Stanley Ideas Podcast
From satellite data technology used to solve some of the world's most complex problems to learning how not to follow the crowd when making decisions, the Morgan Stanley Ideas Podcast brings revealing stories about the world of business, finance, technology and beyond.
Listen to the newest Ideas
Online Security Center
Safeguarding your assets and personal information remain a top priority at Morgan Stanley. Click the link to learn about our stringent security measures and how to help protect yourself online.
Online Security CenterLocation
1 Penn Plaza
43rd Floor
New York, NY 10119
US
Direct:
(212) 643-5783(212) 643-5783
Fax:
(917) 267-5064(917) 267-5064
Meet The Atlantic Shores Group
Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(212) 643-5749(212) 643-5749
Kerri Butler
Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, Workplace Advisor – Equity Compensation
Phone:
(212) 643-5721(212) 643-5721
Financial Advisor, Workplace Advisor – Equity Compensation, Financial Wellness, Retirement
Phone:
(212) 643-5722(212) 643-5722
Phone:
(212) 643-5751(212) 643-5751
Phone:
(212) 613-6821(212) 613-6821
Lexi Tan
Client Service Associate
Phone:
(212) 643-5734(212) 643-5734
Vince D'Alto
Client Service Associate
Phone:
(212) 613-6819(212) 613-6819
About Christopher Rice
As a wealth advisor, I deliver decisive execution to our clients’ wealth management plan, helping them to efficiently navigate the complexity of financial and estate planning strategies, as well as portfolio construction and asset positioning. I’m the managing partner for The Atlantic Shores Group, which is a three person wealth management team. Our team manages over six hundred million in client assets as of 04/2023. I have over twenty years of experience at major Wall Street firms. My professional certifications include Certified Financial Planner and Certified Investment Management Analyst. I graduated Cum Laude from Long Island University, C.W. Post with a B.S. in Finance. I currently reside on the north shore of Long Island with my wife Rachel and four children. Securities Agent: CA, CT, DC, DE, FL, GA, IL, IN, KY, MA, MN, MO, NC, NE, NJ, NY, OH, OK, PA, PR, VA; General Securities Representative; Investment Advisor Representative; Managed Futures NMLS#: 578490
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Securities Agent: IL, KS, WV, OR, NE, VA, SD, PR, NC, IA, WY, RI, OK, NH, MN, KY, HI, FL, CO, AL, NJ, MO, DE, CA, NV, AZ, AR, UT, TN, NM, IN, DC, CT, TX, SC, PA, GA, WI, WA, MI, MA, OH, NY, MT, ME, MD; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 578490
NMLS#: 578490
About Joe M. Colasanti
Joe M. Colasanti is a Financial Advisor with Morgan Stanley at the One Penn Plaza office in Manhattan, New York. With a vast knowledge and years of experience with loyal investors, he focuses on helping individuals and small businesses achieve their financial goals.
Joe takes the time to understand and appreciate each client’s situation before making recommendations. He educates and works tirelessly to help them develop achievable goals and understand their financial choices and investment portfolios. His advice always is in the best interest of his clients.
Joe received his bachelor’s degree from the University of South Florida. He holds a Series 7, 63 and Life and Health Insurance licenses. Prior to joining Morgan Stanley, Joe worked at JP Morgan, T. Rowe Price and Northwestern Mutual.
In his spare time, Joe enjoys spending time with his wife and three children. He is active with his children and helps coach youth sports. Joe enjoys being outdoors, playing/watching sports and doing DIY projects around the house.
Joe takes the time to understand and appreciate each client’s situation before making recommendations. He educates and works tirelessly to help them develop achievable goals and understand their financial choices and investment portfolios. His advice always is in the best interest of his clients.
Joe received his bachelor’s degree from the University of South Florida. He holds a Series 7, 63 and Life and Health Insurance licenses. Prior to joining Morgan Stanley, Joe worked at JP Morgan, T. Rowe Price and Northwestern Mutual.
In his spare time, Joe enjoys spending time with his wife and three children. He is active with his children and helps coach youth sports. Joe enjoys being outdoors, playing/watching sports and doing DIY projects around the house.
Securities Agent: NE, IL, NV, HI, DE, SD, KY, GA, AL, WY, PA, OR, NJ, MO, AZ, AR, RI, CT, NM, TX, SC, OH, ME, DC, CA, MN, KS, IN, FL, CO, NY, NC, MT, WV, VA, NH, MI, MD, MA, TN, IA, WI, WA, UT, PR; General Securities Representative; Investment Advisor Representative
NMLS#: 2494727
NMLS#: 2494727
About Kerri Butler
Kerri Butler comes from our Institutional Securities Group in Sales & Trading. Kerri sat on the Credit desk as a Vice President exclusively covering Hedge Funds for Investment Grade and Leverage Finance Credit (High Yield + Distressed). She also covered Macro and Derivative products on Credit Indices such as Index, Options, Tranches and ETFs for hedging strategies. Kerri started her career in Wealth Management at MS prior to her opportunity in S&T and decided to return back to Wealth Management and apply her institutional experience to her clients portfolios.
Securities Agent: TN, MT, MD, DE, HI, GA, VT, NV, MI, CT, CO, AL, SD, NH, OR, OH, NC, MS, KY, IA, PR, MA, CA, AR, VA, NJ, NE, MO, IN, ID, DC, AK, WY, SC, RI, ND, FL, TX, NM, KS, AZ, WV, VI, UT, OK, NY, MN, LA, WI, PA, ME, IL, WA; General Securities Representative; Investment Advisor Representative
About Theodore Ice
As a Private Wealth Advisor, I help individuals reach their long- and short-term goals by providing step by step creation and implementation of my clients’ wealth management strategies. Through effective communication and administration, I can traverse the complexities of client’s financial and estate planning strategy needs, as well as providing portfolio construction and market management. In doing so I create a clear understandable path for my clients to comprehend and follow. I have over six years of big bank private wealth experience working with corporate executives, financial professionals, retirees, and individuals helping them to understand and optimize their wealth accumulation. I am a licensed insurance and mortgage agent, able to fulfill my client’s many needs with a wide breath of solutions. I graduated from University of Richmond’s Robbins School of Business with a B.S. in Finance and a minor in History. While I grew up in Westchester, NY, I currently reside in Manhattan, a short subway to the office.
Securities Agent: CO, VA, SD, CT, NY, TX, MI, KY, GA, MT, ME, KS, CA, AZ, WY, VT, UT, OH, NJ, MO, MN, MA, IL, DC, AL, PR, IA, NM, NE, ND, AK, DE, WV, NH, IN, HI, WI, WA, NV, NC, RI, FL, AR, TN, SC, PA, OR, OK, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 1753618
NMLS#: 1753618
About Garett Engel
As a wealth advisor, I am driven by a deep commitment to strengthening client relationships and empowering individuals to achieve their financial goals. My skills lie in providing unwavering support and guidance to help meet each client’s unique needs. As a devoted father of three young children, I intimately comprehend the significance of a robust financial strategy. This personal perspective is the cornerstone of my approach, helping ensure that my clients’ success remains the central focus of my practice.
Securities Agent: MT, DE, UT, TX, SC, RI, OR, NC, KY, HI, CT, WA, VA, NH, ID, VT, NV, NE, ND, MD, KS, IA, WY, SD, PR, NY, NJ, GA, CO, AR, WI, OK, IN, DC, WV, PA, NM, FL, AL, MI, MA, LA, IL, TN, ME, AK, CA, AZ, OH, MO, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 2624621
NMLS#: 2624621
About Daniela Branchinelli
Daniela Branchinelli is a Financial Advisor at Morgan Stanley, based in New York City. Committed to understanding and achieving clients’ financial goals, she engages in a meticulous and highly personalized financial planning and wealth management process. Daniela strives to develop long-term client relationships by delivering exceptional service, continuously. She is focused on assisting individuals including business owners, entrepreneurs and corporate executives, and families organize and simplify the complexities of managing their wealth through a holistic approach including tax-efficient investing, insurance planning, cash management and estate planning strategies.
Prior to her career at Morgan Stanley, Daniela gained financial services industry experience working for a leading credit card processing company providing services and solutions to different businesses of all sizes, across the nation. Upon her college graduation, she swiftly began her career at Morgan Stanley, working directly with Financial Advisors, identifying and consulting on innovative solutions to better engage and market to their clients and manage their wealth management practices. Daniela graduated from Quinnipiac University in 2021 with a major in Finance and special interest in Art History. During her time at Quinnipiac, Daniela took on a leadership role in the school’s renown Investment Club taking a special interest in financial markets.
Daniela holds the SIE, Series 7, Series 66, and the Financial Planning Specialist designation. A native New Yorker, Daniela currently resides in Hudson Yards. She enjoys playing tennis, cooking, and spending time with her family and friends.
Prior to her career at Morgan Stanley, Daniela gained financial services industry experience working for a leading credit card processing company providing services and solutions to different businesses of all sizes, across the nation. Upon her college graduation, she swiftly began her career at Morgan Stanley, working directly with Financial Advisors, identifying and consulting on innovative solutions to better engage and market to their clients and manage their wealth management practices. Daniela graduated from Quinnipiac University in 2021 with a major in Finance and special interest in Art History. During her time at Quinnipiac, Daniela took on a leadership role in the school’s renown Investment Club taking a special interest in financial markets.
Daniela holds the SIE, Series 7, Series 66, and the Financial Planning Specialist designation. A native New Yorker, Daniela currently resides in Hudson Yards. She enjoys playing tennis, cooking, and spending time with her family and friends.
Securities Agent: OR, IL, GA, DC, CA, AL, AK, MD, KS, SC, NV, NH, NC, PR, DE, OH, MO, MN, MI, ME, MA, AZ, VA, HI, FL, CT, TX, RI, NJ, NY, MS, IN, CO, WA, VT, TN, UT, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 2589485
NMLS#: 2589485
Contact Christopher Rice
Contact Joe M. Colasanti
Contact Kerri Butler
Contact Theodore Ice
Contact Garett Engel
Contact Daniela Branchinelli
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Atlantic Shores Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures
CRC 6491812 (04/2024)
