SY Group at Morgan Stanley

With over 31 years of experience, Steve is dedicated to providing clients with the best individually-tailored strategies available. His passion is to build enduring client relationships through outstanding guidance & service. He advises clients on wealth accumulation, preservation, and transfer through the creation of individually-customized wealth management plans. He focuses on investment portfolio development/implementation, liability management, tax efficiency planning, & asset preservation. He puts emphasis on ensuring clients have sufficient income for long/comfortable retirements. Steve works with businesses & charitable organizations by providing cash management services/strategies, retirement plan services, & endowment fund investment management. He manages assets for several highly-regarded & easily-recognizable charities. He has enjoyed great success in the highly specialized area of board-controlled/fiduciary-responsible asset management. He volunteers his time as a soccer, football, & lacrosse coach/administrator in the Baltimore area & has been active in his church & community. He is a former President of his US Naval Academy Class (1984), a past Board Member to that institution's Alumni Association & a former member of their Joint Investment Committee. Steve holds a Masters Degree in Business Management along w/ his undergraduate Bachelor of Science degree from the US Naval Academy, and he graduated from Wharton Business School’s Executive Education course in 2001. After making Commander (O-5) as a Pilot in the Navy, he retired in 2000. Steve’s a Senior Vice President; Senior Financial Advisor with Morgan Stanley. He's married w/ 4 children, & has lived & worked in Towson/Hunt Valley, MD as a FA since 1992.

Raymond Sheedy is a Vice President and Financial Advisor with SY Group at Morgan Stanley. With his clients, Ray focuses on 3 core areas. First is Financial Planning, which includes running retirement projections based on current financial condition and future planned savings or spending, being as tax efficient as possible, estate planning, insurance needs analysis, and other focuses. Second is Investment Management wherein he strives to filter down the investment universe and build portfolios that are well aligned with client goals and risk and give them a high probability of success with their investment program during both good and bad investment environments. Third is client service - Ray takes pride in his team's proactiveness and responsiveness to clients, providing a consistent and high level of service.

"I like thinking about long-term investment success and building wealth overtime… I really enjoy building a financial plan that clients can put into action today that allows them to create wealth for themselves and their family while living a lifestyle they desire."

Ray started in the industry in the fall of 2007 at Citi Smith Barney. He moved to Merrill Lynch in spring of 2009 and spent the next 14 years there, ultimately moving to Morgan Stanley in December 2023. Ray attended University of North Carolina at Charlotte where he studied Finance. While there, Ray was an avid golfer, ranking in the top 20 of all collegiate D1 golfers nationwide during his junior year and winning the A10 Student Athlete of the Year in 2006. Ray also holds his CERTIFIED FINANCIAL PLANNER™ (CFP^®) and Qualified Plan Financial Consultant (QPFC) designations, accolades denoting experience in financial planning and working with institutional retirement plans respectively.

Ray resides in York County, PA with his wife, Kelly, and four daughters. Outside of the office, Ray enjoys continuing to golf and reading. In addition, he can regularly be found coaching his kids' soccer and basketball games.

Ryan Young is a Vice President, Financial Advisor, and Senior Institutional Consultant with the SY Group at Morgan Stanley.

He empowers a diverse national clientele, from individuals and families to nonprofit organizations and corporate entities. With a deep understanding of each client’s unique financial landscape, Ryan crafts personalized strategies to maximize returns and minimize risk.

For individuals and families seeking financial security and growth, Ryan offers personalized investment portfolios and comprehensive financial planning. His expertise ensures that every aspect of your financial life aligns with your goals and aspirations.

At the forefront of next-generation Institutional Advisors, Ryan employs specialized strategies designed to optimize nonprofits’ financial position. By leveraging innovative investment solutions, he helps organizations and institutions achieve their mission and drive positive social impact, while preserving financial stability.

In the corporate realm, Ryan takes a holistic approach, assisting businesses in managing assets, hedging risks, and optimizing cash flow. By integrating advanced strategic insights and thought leadership, he guides businesses toward sustained growth and profitability.

Through meticulous analysis and a forward-thinking approach, Ryan delivers expertise and dedication to each client, regardless of their financial objective, to achieve their financial vision.

Born and raised in Monkton MD, a Loyola Blakefield alum, and a graduate of Franklin & Marshall, Ryan studied Business: Finance and Political Science. During his tenure, he was Captain of the football team and multi-year All-Conference linebacker. He currently resides in Baltimore, MD.