Raymond Sheedy, QPFC, CFP®
Vice President,
Financial Advisor,
Senior Portfolio Manager
Direct:
(410) 229-8256(410) 229-8256
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
Raymond Sheedy is a Vice President and Financial Advisor with SY Group at Morgan Stanley. With his clients, Ray focuses on 3 core areas. First is Financial Planning, which includes running retirement projections based on current financial condition and future planned savings or spending, being as tax efficient as possible, estate planning, insurance needs analysis, and other focuses. Second is Investment Management wherein he strives to filter down the investment universe and build portfolios that are well aligned with client goals and risk and give them a high probability of success with their investment program during both good and bad investment environments. Third is client service - Ray takes pride in his team's proactiveness and responsiveness to clients, providing a consistent and high level of service.
"I like thinking about long-term investment success and building wealth overtime… I really enjoy building a financial plan that clients can put into action today that allows them to create wealth for themselves and their family while living a lifestyle they desire."
Ray started in the industry in the fall of 2007 at Citi Smith Barney. He moved to Merrill Lynch in spring of 2009 and spent the next 14 years there, ultimately moving to Morgan Stanley in December 2023. Ray attended University of North Carolina at Charlotte where he studied Finance. While there, Ray was an avid golfer, ranking in the top 20 of all collegiate D1 golfers nationwide during his junior year and winning the A10 Student Athlete of the Year in 2006. Ray also holds his CERTIFIED FINANCIAL PLANNER™ (CFP®) and Qualified Plan Financial Consultant (QPFC) designations, accolades denoting experience in financial planning and working with institutional retirement plans respectively.
Ray resides in York County, PA with his wife, Kelly, and four daughters. Outside of the office, Ray enjoys continuing to golf and reading. In addition, he can regularly be found coaching his kids' soccer and basketball games.
"I like thinking about long-term investment success and building wealth overtime… I really enjoy building a financial plan that clients can put into action today that allows them to create wealth for themselves and their family while living a lifestyle they desire."
Ray started in the industry in the fall of 2007 at Citi Smith Barney. He moved to Merrill Lynch in spring of 2009 and spent the next 14 years there, ultimately moving to Morgan Stanley in December 2023. Ray attended University of North Carolina at Charlotte where he studied Finance. While there, Ray was an avid golfer, ranking in the top 20 of all collegiate D1 golfers nationwide during his junior year and winning the A10 Student Athlete of the Year in 2006. Ray also holds his CERTIFIED FINANCIAL PLANNER™ (CFP®) and Qualified Plan Financial Consultant (QPFC) designations, accolades denoting experience in financial planning and working with institutional retirement plans respectively.
Ray resides in York County, PA with his wife, Kelly, and four daughters. Outside of the office, Ray enjoys continuing to golf and reading. In addition, he can regularly be found coaching his kids' soccer and basketball games.
Securities Agent: NM, NJ, NH, DC, VA, AZ, NC, MS, LA, GA, FL, WV, NY, WA, TX, OK, OH, MO, ME, KY, HI, AR, AL, WI, TN, CO, PA, MT, MI, MA, VT, MN, MD, UT, IN, IL, CT, SC, DE, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 1196830
NMLS#: 1196830
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Investment Consulting for Institutions
At the SY Group at Morgan Stanley, we help non-profits, endowments, charities, and other institutions with their fund-raising and capital campaign efforts and organizational management.
Understanding Your Mission
We understand the challenges that arise when funding missions in a tumultuous financial climate. We offer you insight, guidance, and white glove service to help develop and execute strategies focused on what matters most.
Retirement Plan Consulting
We provide plan solutions that are aligned with your organization's objectives and help employees pursue their financial goals and maintain financial wellness.
Investment Solutions
We provide your organization with access to Morgan Stanley's broad suite of insights and potential investment solutions. Paired with our boutique-like client experience, we work with your CFO, board of directors, and investment committee to develop and implement an investment strategy tailored to your missions.
For Plan Sponsors
We help you provide a strong, compliant program that thoughtfully engages your employees.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
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eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
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Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security CenterLocation
303 International Circle
Ste 500
Hunt Valley, MD 21030
US
Direct:
(410) 229-8256(410) 229-8256
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Raymond Sheedy today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
