
Joe Saadi
While all wealthy families face complex financial issues, Each has its own challenges, opportunities and aspirations. Based on a deep understanding of these factors, our team can help you create a customized, comprehensive plan to help you achieve your unique vision.
Taxes can erode portfolio returns, diminish disposable income and impact wealth. Paying less in taxes through proactive tax management strengthens your ability to compound and grow your wealth in order to achieve your goals. When it comes to tax planning, we help you think ahead—not just at tax time, but throughout the investment process. Tax-smart strategies that adapt investment decisions to actively navigate the shifting tax landscape can help lead to better overall outcomes.
Taxes act as a drag on your account that often will be heavier than any other fee you pay. But they are also the easiest to reduce, whether by deferring and/or harvesting losses to offset current gains or re-locating assets (tax-deferred vs taxable accounts). Because tax rates, brackets and filing status are known but not static, active tax management can help mitigate your exposure and help you build wealth faster over time.
A well-crafted estate plan can help clients plan for the future by getting a better overall sense of their potential estate value. We help clients by analyzing the impact of different strategies surrounding the ownership of assets, philanthropy, and the implementation of trusts.
Certain estate planning documents are critical and should be in place for all individuals in order to dispose of assets on death, enable medical or financial decision-making in case of incapacity and to protect and provide for beneficiaries - in short, to allow the individual to retain control of his or her person and property and avoid time-consuming court proceedings.
Perhaps the most enduring reward of financial success is the opportunity it gives you to effect positive change. We are committed to helping you make the most of that opportunity.
As a family's assets grow, so does the ability to support the people, institutions and causes that add meaning to their life. You and your family may give generously and may be routinely called upon to do more. You may have a very precise idea of what you hope to accomplish through these philanthropic efforts, or you may be in the earlier stages of exploration. Either way, we are here to provide you with the support and advice you need to define your philanthropic goals, maximize the impact of your contributions, and create an enduring legacy.
We serve an extraordinarily diverse clientele with far-ranging philanthropic ambitions. We work with those who are preparing for their first significant liquidity event and need help translating good intentions into an impactful strategy. We support others who are the current stewards of multigenerational charitable legacies. Some need support with traditional charitable programs. Others are exploring impact investing and alternate venture-oriented approaches. Regardless of the kind of assistance you require to achieve your philanthropic goals, we are here to help.
We believe that your philanthropic dollars should be managed and allocated as strategically as the rest of your wealth and have organized our services to support such an approach.