Our Story and Services

As Financial Advisors, we work to help grow and preserve the wealth of high-net-worth international clients. We work as a team of 3 with combined experience of 40 years.

At Morgan Stanley we strive to empower clients to make more informed and effective financial decisions that provide confidence, making you feel good about your finances. We do this by leveraging the firm’s intellectual capital and our global investment committee to provide client focused solutions.

We are committed to steadfast communication to keep us accountable and focused on helping achieve your goals at virtually every stage of your life. We like to use an 8-3-1 process when communicating, which means at least 8 calls a year, 3 quarterly reviews, and 1 annual review. At the end of the day your success is our success.

Reach out to learn how we can be responsible stewards of your capital and help you to realize and attain your life goals.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Our Suite of Digital Tools

Digital technology is centered on how people communicate, consume, transact and travel. Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. These tools can help with business planning or simply to aid you in keeping track of your retirement savings. Here are a few of the technologies we have to offer our clients.
We bring the resources of Morgan Stanley to the table, with time tested strategies for problem solving, portfolio management and guide our clients with life-long planning tools. We work closely with our clients other professional advisors- such as CPAs and Estate Planning attorneys- to help them build and implement their plans for financial success.
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    Morgan Stanley Online
    Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity that you should take advantage of. They include:

    - eAuthorizations, an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App
    - Managing your everyday finances such as paying bills online, sending money or transferring funds.
    Morgan Stanley Online
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    Total Wealth View
    We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.

    The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
    Total Wealth View
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    eDelivery
    eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery. Currently, documents available through eDelivery include statements, trade confirmations and prospectuses, general correspondence, selected Internal Revenue Service (IRS) approved tax documents, syndicate offerings, shareholder communications, and portfolio reports.
    eDelivery
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    Digital Vault
    Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors. The Digital Vault on Morgan Stanley Online and the Mobile App allows you and your clients to build a central, shared document library where all documents are stored using encryption.
    Digital Vault

Handpicked Information on a Range of Topics

Welcome to What's Trending, where all things related to lifestyle, ESG, business planning and bits of useful information can be found. Enjoy!
Equity for Endorsement? What to Know
Up-and-coming companies—and up-and-coming celebrities—are increasingly seeing the value of equity for endorsement deals. Let’s discuss how a deal like this may fit into your overall financial plan.
Learn More
Cybersecurity
Come here for firm resources on all info, cybersecurity. Some topics include: how to protect your data, ways to protect yourself from hackers, how to know if you've been hacked and what to do if you've been hacked.
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While You Travel
It’s that time of year again and it’s been a while since we’ve some normalcy. All around the world people are enjoying travel and vacation once again. Although Covid-19 may be lesser of a threat, cyber security with regards to travel is at its highest level in history. Learn where these threats lurk and how you can be protected the best.
Learn More
Advancing Sustainable Ideas
Learn how Morgan Stanley is partnering with several organizations to advance sustainable investing and solutions. Investing millions, the firm is actively engaged in ESG and fighting to end plastic waste, carbon pollution and deforestation.
Learn More
A COMPREHENSIVE GOALS-BASED APPROACH
Your goals are my top priority, and my role as your financial advisor is to advocate for your best interests and to help you make informed, confident decisions about your financial life.

I begin by listening to your needs and getting to know you – where you are today and where you want to go. This insight into your concerns and aspirations becomes a guidepost that helps ensure that the advice I offer aligns with your goals, as well as the values that have shaped your life and the legacy you hope to create.

Working closely with you, I will develop an investment strategy focused clearly on your objectives — one that reflects your lifestyle expectations, cash flow needs, risk tolerance and vision for the future. From there, I will help you build a portfolio informed by the resources and intelligence available from Morgan Stanley, one of the world’s largest financial firms.

I also look beyond your portfolio to other aspects of your financial life to help identify blind spots, risks and opportunities, and connect you with other experienced tax and legal professionals who can offer advice to help you achieve greater clarity and control.
A FOCUS ON THE FUTURE YOU ENVISION
When you look at wealth management from a long-term perspective, one thing becomes clear: it’s your family’s future, not just your money. Over time, I can help you navigate the noise and distractions of challenging markets, providing a disciplined sense of focus on what’s most important — your progress toward your goals and your ability to care for the people you love.
Our Service Model
I pledge to always put your interests first. My clients realize how much competence and work goes into representing their best interest and value that level of dedication from me.

I have a significant moral obligation to deliver my best advice and guidance to represent your best interests.

I will work together to put a financial plan in place to help you solve short, intermediate and long term financial goals.

I will help you craft an investment strategy for both your individual accounts and your overall financial picture.

I commit to providing you with all the choices of products and services that Morgan Stanley offers to help you solve your financial puzzle.

I will fully disclose the costs for all those choices, and help you determine the most cost-effective solutions for you.

I will help you understand the markets- bringing both my internal and external research resources to each issue that affects your investment strategy.

I commit to regularly review your holdings, your accounts, your progress and your risk tolerance, in the pursuit of your financial goals. You can rely on me for planning, consultation, implementation, administration, and more.

I will connect with family members, beneficiaries and advisors, remaining impartial as I continually serve your objectives.

I look forward to working as your financial first responder- with you, your family and your friends for years to come.

Upcoming Firm Events

We hope you will join us for this upcoming event.

AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future

We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.

CRC4303146 03/2025
Online

Additional Replays

Location

55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 296-0666(212) 296-0666

Meet RBH Group

About Benjamin Marcano

Securities Agent: NC, MA, NJ, GA, FL, CA, IL, CT, AZ, WY, WI, TX, VA, DC, NY, MD, PR, DE, VI, CO, UT; General Securities Representative; Investment Advisor Representative

About Harold Moran

Hal Moran is an International Client Advisor here at Morgan Stanley. Beginning in March 2021, Hal acts as an international and domestic advisor to his clients in helping them navigating and fulfilling their short, medium, and long-term goals by tailoring investment strategies in an effort to meet their objectives.

Prior to Morgan Stanley, Hal worked at Wells Fargo from July 2008, through March of 2021. During his tenure, Hal held multiple positions, including a Licensed Personal Banker, Business Banker, and Premier Banker. He worked with clients in understanding their needs and goals in key areas, such as cash flow and liquidity; risk tolerance and borrowing objectives; wealth planning, retirement, and estate services.

Hal attended Brookdale Community College from 1989-1991, where he obtained an Associate's Degree in Liberal Arts and Sciences, General Studies and Humanities. He then obtained a Bachelor's Degree in Business Administration; International Business and Finance at Montclair State University.
Securities Agent: IL, AZ, CA, CT, DE, FL, GA, HI, MA, MD, NC, NJ, NY, PA, PR, SC, TX, VA, VI, WY; General Securities Representative; Investment Advisor Representative
NMLS#: 703193

About Randi Speedling

Randi found her passion for finance from her first job as a bank teller. Now as a Registered Client Service Associate, Randi helps clients plan and set goals to help them throughout the various stages of life. Randi enjoys meeting with clients and learning from their experiences and stories. Randi is married, has one child, and 2 dogs: a Shi-poo named Jhonie and a Golden Doodle named Kisses. In her personal time, Randi enjoys playing with her son, reading, watching movies, and spending time with her family.
Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact RBH Group today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)