Peggy Ledvina, QPFC
Vice President, Wealth Management,
Financial Advisor,
Senior Portfolio Manager,
Financial Planning Specialist
Direct:
(301) 664-6855(301) 664-6855
Direct:
(301) 974-5039(301) 974-5039
My Mission Statement
I create personalized financial plans and customized investment portfolios to help my clients achieve their unique goals and dreams.
My Story and Services
For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve. It means striving to help ensure they have the means to pursue what’s most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies I develop on their behalf.
My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we’ll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.
My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we’ll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.
Securities Agent: UT, PA, VT, NV, NJ, GA, DC, AK, CA, OR, OH, NC, IL, FL, DE, CO, MN, WI, ME, MD, AL, NE, IA, VA, AZ, WA, NY, KY, MA, WV, TX, TN, SC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1420000
NMLS#: 1420000
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
As your dedicated wealth management team, our role is to tailor a personalized financial strategy which fits your needs. In our experience working with clients, we have developed a step-by-step approach to service:
1. Discovery Process
We gain a full understanding of you and your family - whether you're planning for retirement, purchasing a home, or living out your golden years. We consider all of your challenges, goals, and aspirations when building your financial picture.
2. Forming Your Strategy
We create a risk-balanced strategy using your life goals as our compass. Our objective being to map a clear path to achieving your success.
3. Researching and Selecting Your Investments
We implement your risk-balanced strategy by researching and selecting investments. We build a personalized and diversified portfolio targeted to your specific objectives.
4. Implementing Your Plan
We analyze various scenarios and outcomes utilizing Morgan Stanley's full suite of resources. Our goal is to ensure swift decisive actions in all markets.
5. Measuring Your Success
We monitor your portfolio to track the trajectory toward your goals, adjusting when necessary. Our ultimate mission is your success and well-being.
Our Services
When managing wealth, there are many aspects that must be covered in order to complete a plan. Take a deeper look into what we provide:
Portfolio Management
Managing your investments can be very complex and time consuming. Partnering with an experienced portfolio manager ensures your portfolio is getting the attention and service it needs across all market environments.
Portfolio Management
Retirement Planning
Implementing a well-designed wealth plan is key to achieving a successful retirement. Working with a financial planning specialist helps quantify your financial needs, create an action plan, and track your progress, while ensuring the strategy is tailored to your goals.
Retirement Planning
Tax Management
Taking the necessary steps to optimize your tax situation is an often overlooked, but necessary task. Building a tax efficient strategy with an experienced advisor prepares you for tax liabilities you may encounter and helps preserve your wealth.
Tax Management
Estate Planning
Ensuring continuity of not just your wealth, but of your values, ideals and integrity is key to your legacy. Being supported by an experienced financial professional in the estate planning process, can help to preserve and grow your estate for future generations.
Estate Planning
Insurance/Risk Management
Protecting you and your family from the unexpected is very important. Reviewing your insurance policies with a licensed professional is just as crucial, to ensure you are getting enough coverage for your long-term care needs as well as providing maximum protection for your heirs.
Insurance/Risk Management
Divorce Planning
Managing your finances after a divorce can be trying. Collaborating with a supportive advisor who understands the challenges and strategies needed during this process, can give you the right approach to turn a difficult situation into empowerment.
Divorce Planning
Liability Management
Keeping your investment strategy intact while meeting your financing needs can be challenging. Whether it be a mortgage for real estate purchases, a loan for business expenses, or a line of credit for tax obligations – a securities-based loan can satisfy these needs.
Liability Management
Business Succession Planning
Planning for business succession is a crucial part of any business owner’s journey. Partnering with an advisor who understands the complexities of business and wealth transition can help you successfully navigate the most complex transaction in the business world … and in life.
Business Succession PlanningAlternative Investment Management
Having differentiated sources of return relative to traditional equity and fixed income investments is critical for optimum portfolio management. Engaging with an advisor knowledgeable in private equity, private credit, real assets, hedge funds and digital assets is key.
Alternative Investment Management
Education Planning
Finding ways to tackle the increasing cost of education can be difficult and even daunting. Working with an advisor to establish a strategy with various tax-deferred education investment options (such as 529 Plans) can make this expense more manageable.
Education PlanningWho We Work With
Head of Household Female Investors
Business Owners
Corporate Executives
Real Estate Investors
LGBTQIA+
Retirees
Divorcees
Families
Dual Income Investors
Next Gen Investors
Wealth Management Resources
Our digital tools and firm research are designed to enhance every aspect of your client experience. Below are some of the technologies that we have to offer our clients along with various research that covers leading trends and topics in the financial world.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
GIC On the Markets Monthly Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security Center
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest EpisodeLocation
7500 Old Georgetown Rd
10th Fl
Bethesda, MD 20814
US
Direct:
(301) 664-6855(301) 664-6855
Fax:
(240) 392-3926(240) 392-3926
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Peggy Ledvina today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
