Paul Magliaro
Financial Advisor,
Executive Director,
Executive Financial Services Director
Direct:
(650) 838-4204(650) 838-4204
My Mission Statement
Throughout my career, planning has been integral to my approach. This helps clients construct a framework to achieve their goals, understand risk, and protect their wealth. I guide families and individuals through all stages of wealth creation, wealth preservation, and wealth transfer, to maximize their legacy and become good stewards of their capital.
My Story and Services
Paul, an Executive Financial Services Director, Senior Portfolio Management Director, and Financial Advisor for The Oak Knoll Group at Morgan Stanley, possesses a deep commitment for building strong client relationships. His mission is to simplify the complexities of managing risk and growing wealth by leveraging financial planning and simplifying investment management, through prudent, tactical decision-making, Paul collaborates with his clients help them meet their unique financial goals.
With a career spanning over three decades in the financial services industry, Paul's experience extends to executive financial services, particularly in assisting corporate executives in managing their investment portfolios. His strategic insights encompass a variety of approaches, including tailored strategies related to restricted stock and executive compensation.
Paul's dedication to his clients goes beyond their transactions. Paul managed an office was the Producing Manager of the Burlingame, CA office for over 12 years where he learned that servicing a client is a team effort, requiring care, enthusiasm, and creativity. As a natural entrepreneur, he has always taken an innovative and entrepreneurial approach to his work which was clearly displayed when he took the reins to create a unique 10B5-1 practice at Morgan Stanley, expanding his reach with clients to better serve their needs.
A graduate of Fairleigh Dickinson University in Madison, NJ, Paul joined Morgan Stanley in 2002, after working at Hambrecht & Quist and Robertson Stephens in San Francisco. His passion for sports and exercise finds a home in Menlo Park, CA, where he resides with his wife, Cara, and their three children: Jack, a student at BC, Kate attending UW, and Elena in high school. As a dedicated community leader, Paul actively engages in education-related philanthropy, particularly focusing on the needs of first-generation college students. By serving on the board of the Peninsula College Fund for six years. Paul's commitment to giving back, coupled with his love for the business, fuels his enthusiasm for his work at The Oak Knoll Group.
With a career spanning over three decades in the financial services industry, Paul's experience extends to executive financial services, particularly in assisting corporate executives in managing their investment portfolios. His strategic insights encompass a variety of approaches, including tailored strategies related to restricted stock and executive compensation.
Paul's dedication to his clients goes beyond their transactions. Paul managed an office was the Producing Manager of the Burlingame, CA office for over 12 years where he learned that servicing a client is a team effort, requiring care, enthusiasm, and creativity. As a natural entrepreneur, he has always taken an innovative and entrepreneurial approach to his work which was clearly displayed when he took the reins to create a unique 10B5-1 practice at Morgan Stanley, expanding his reach with clients to better serve their needs.
A graduate of Fairleigh Dickinson University in Madison, NJ, Paul joined Morgan Stanley in 2002, after working at Hambrecht & Quist and Robertson Stephens in San Francisco. His passion for sports and exercise finds a home in Menlo Park, CA, where he resides with his wife, Cara, and their three children: Jack, a student at BC, Kate attending UW, and Elena in high school. As a dedicated community leader, Paul actively engages in education-related philanthropy, particularly focusing on the needs of first-generation college students. By serving on the board of the Peninsula College Fund for six years. Paul's commitment to giving back, coupled with his love for the business, fuels his enthusiasm for his work at The Oak Knoll Group.
Securities Agent: KS, ME, MO, MT, TN, VI, WV, WY, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, LA, MA, MD, MI, MN, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TX, UT, VA, VT, WA, WI, AK, AL, IA, ID; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 311849
CA Insurance License #: 0B09882
NMLS#: 311849
CA Insurance License #: 0B09882
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Helping You Realize Your Vision
With exceptional wealth comes exceptional complexity. Morgan Stanley Private Wealth Management combines the vast resources of a trusted global financial services firm with the individualized services of an investment boutique for a hands-on tailored approach to help families, foundations and individuals manage the multiple facets —and legacy—of their wealth.
Family Office Resources
Family Office Resources at Morgan Stanley can help you articulate and memorialize your family philosophy. Watch to see how we can help integrate philanthropy and family values into your wealth plan.
Managing Your Needs
Alternative Investments
As a leading provider of alternative investment strategies, Morgan Stanley delivers differentiated offerings and custom alternative investment programs to help meet the unique needs of ultra-high net worth clients. Our expertise spans private equity, real assets, private credit, hedge funds and digital assets.
A Culture of Investment Excellence
Enhanced Client Offerings
As a Reserved Living & Giving member, you will have access to exclusive partner offers and discounts, as well as thought leadership content on a variety of lifestyle and personal finance topics. Clients who qualify for our highest tier, Signature Access, are connected to a vetted network of professionals who can craft custom solutions for your family's exceptional needs such as Art Advisory, Private Health Advisory, Cybersecurity, and bespoke travel services.
About Morgan Stanley Reserved Living & Giving
Tax Efficient Charitable Giving Strategies
Many of us prefer to combine our support for the causes and people we care about with a desire to save on taxes. Fortunately, there are strategies that may help us accomplish both. Whether you want to donate to charity or invest in a loved-one’s future, consider these tax‐smart ways to help make your giving go further.
Tax-Savvy Ways to Give
Multi-Generational Wealth Planning
We will round out all of the issues that your family might have to address while dealing with your wealth management needs. It is critical to open the lines of communication within your family so that the needs and goals of current and future generations are addressed in your family's wealth plan.
A Holistic ApproachMeeting Your Needs
I understand the regulatory challenges you face as an executive and key insider when trying to access the assets within your corporate equity compensation plan.
Equity Compensation
Your employee stock and options can be a significant part of the wealth you've built over time to help meet the goals that matter to you. Converting that wealth to enable your dreams if often complex, and options can add another element of complexity due to their varying tax implications and vesting rules.
Employee Stock & Options Analysis
Restricted & Control Stock
As an executive and key contributor to your company’s success, you are often awarded restricted or control stock to acknowledge your contributions. While such rewards are beneficial and offer opportunities for personal financial growth, they do carry certain limitations. We will work together to comply with SEC rules governing your stock to ensure a seamless approach to managing your securities.
10b5-1 Transactions
Corporate executives frequently come into possession of material non-public information and face quarterly or special blackout periods that restrict market access to trading their company stock. As a result, they are often left with narrow windows and sometimes unpredictable opportunities to execute transactions. Morgan Stanley’s 10b5-1 Preset Diversification Program® (PDP) was designed specifically to address these issues.
Rule 10b-18 "Safe Harbor Purchases"
SEC Rule 10b-18 provides a “safe harbor” against claims of market manipulation when you purchase shares of your company’s stock in the open market. We will work together to utilize this rule and take advantage of market opportunities while meeting regulatory requirements.
Retirement Plan Options
You have several choices for what to do with your qualified retirement plan when you leave a job. Deciding among them is an important step in managing your retirement savings over time.
Understand the Possibilities
You Work Hard, Make Your 401(k) Plan Work Harder
It’s important to determine how much money you may need to save for a comfortable retirement. Here are three 401(k) retirement strategies to consider.
401(K) PlanningInvestor Hub
Morgan Stanley Online
Morgan Stanley Online (MSO) has a variety of digital features that help you keep track of your finances. They include mobile check deposit, paying your bills online, sending money through Zelle®, and accessing current market data, research, company profiles and quotes.
Morgan Stanley Online
Outsmarting Volatility
We may feel like a 1000 point move in the DOW is unprecedented, but now, its a 1-2% move now. The true value of advice stresses diversification and strategic tactics for managing wealth and achieving goals based on your personal circumstances.
Lisa Shalett - How to Manage Volatility
How to Create a Budget
While following a budget might seem limiting, when used as a guide, it can be incredibly empowering. Having a good understanding of your monthly saving and spending habits helps you make smart financial decisions that can position you for success in the long run.
Five Key Steps
10 Ways Investors Can Drive Positive Change
At Morgan Stanley, we’re celebrating 10 years of helping clients invest with impact. Here are 10 ways our innovative platform can help you pursue your environmental, social, and financial goals.
Impact Investing
Staying Safe at College
As you prepare to start your first year at college, you have so many things to consider, and they’re all mixed in with a combination of excitement and apprehension about embarking on this new chapter of your life. However, college students can be prime targets for cybercriminals. See how to protect yourself.
How to Protect Yourself
Fend Off Phone Porting, Robocalls and Robotexts
Do you pay as much attention to protecting the security of your phone as your computer?
You should because your phone is a gateway to your financial, social media, email and other personal accounts. Fraudsters are continually devising new schemes to take control of your phone to perpetrate identity theft and fraud—and if they succeed, the damage can be significant.
Cybersecurity 101You should because your phone is a gateway to your financial, social media, email and other personal accounts. Fraudsters are continually devising new schemes to take control of your phone to perpetrate identity theft and fraud—and if they succeed, the damage can be significant.
A Global Suite of Services
We seek unique situations where we have deep expertise, strong sourcing advantages and the ability to create value by leveraging the unparalleled resources of Morgan Stanley. We take pride in the depth and breadth of our platforms and solutions to help our clients achieve their goals.
Morgan Stanley's Core Values
Long-term and enduring success lies in having a strong culture and talented employees who live our values. At Morgan Stanley, our culture guides our employees, and our values inform everything we do
Our Core Values
A Track Record of Success
Watch various episodes that capture Morgan Stanley's success during eras of both prosperity and strife throughout our 87 year history.
Morgan Stanley Docu-Series
Protecting Your Wealth & Information
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online. Bookmark this page for the latest cybersecurity and fraud prevention tips.
How We Protect You
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest EpisodeLocation
245 Lytton Avenue
Suite 200
Palo Alto, CA 94301
US
Direct:
(650) 838-4204(650) 838-4204
Fax:
(650) 340-6580(650) 340-6580
245 Lytton Ave
Suite 200
Palo Alto, CA 94301
US
Direct:
(650) 340-6580(650) 340-6580
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Paul Magliaro today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
