Paul Buckley, CFP®

Through a consultative discovery process, we will work with you to articulate your objectives for your wealth. We will examine current and expected liabilities, income sources and cash flow needs, and consider all future factors that may influence your overall strategy. These factors include risk tolerance, tax concerns, liquidity needs, and time horizon. Through deliberate analysis, We will look for potential obstacles that may exist between you and your goals, and develop sound strategies to help enhance the plan.

Your input drives the development of a personalized
financial strategy designed to help meet your specific
goals. Depending on your discovery process, your plan may include ideas regarding retirement planning, business continuation, tax minimization potential, and wealth transfer/estate planning strategies. When our analysis is complete, we will present an investment strategy that helps identify appropriate diversification for your portfolio. When our analysis is complete, we will present an investment strategy that helps identify appropriate diversification for your portfolio.

After refining your strategy, we will work closely with you to put the plan into effect. I can help identify specific stocks, bonds, and other securities that might be suitable to your portfolio. If you decide outside money managers would be a beneficial part of your plan, I can conduct research and analysis in order to decide which investment management firm/manager would be most suitable for you. No matter the approach, I will focus on helping you keep your strategy on track.

Transparency is key to a successful long-term relationship. We make every effort to keep abreast of your changing financial needs and provide viable strategies to help you meet your goals. This means reviewing your portfolio together on a regular basis. When your circumstances change, we will work to revise your strategy and reposition your assets to reflect your new needs and goals.

Welcoming a child into the family is a joyous occasion for everyone—for parents, grandparents, aunts, uncles, siblings, cousins and other extended family members. As a trusted advisor to our clients, we play a critical role in helping you plan and prepare for the financial components that a new child introduces into your lives—everything from planning for the costs associated with birth, adoption or surrogacy; anticipating unexpected medical expenses; understanding gifting requirements; preparing for child care and planning for educational expenses.

Education is a major investment and expense for most of our clients—one that often requires years of careful, advanced planning. As educational costs continue to rise—from primary education through undergraduate, graduate and professional schools—we can help you approach the range of educational expenses, such as tuition, extension programs and advanced professional training, with appropriate funding strategies for your particular situations.

Many of our clients have complex business arrangements, from executive-level employment situations to various levels of investment in a multitude of business ventures—from startups to established enterprises. As their financial advisor, we play a critical role in helping them navigate the complexities of business ownership, investment and associated activities such as selling, divesting or planning for succession.

Typically, we encounter three primary scenarios with our clients:

- Starting a business
- Funding a business
- Exiting a business

There are few events more exciting than when our client decides to align their life with the person they love. Of course, there are conversations you should have with your partner before tying the knot. One of the most important is about money—how you will make it, save it, spend it and invest it. In addition, helping fund an adult child’s wedding is a goal for many parents (and grandparents). As your financial advisor, we can play an important role in helping you plan for these milestones and guiding your conversations.

Today's 65-year-olds have a high likelihood of living until their mid-80s, and it's not uncommon anymore to reach substantially beyond that. That means you need to plan for a retirement that will span two decades and potentially much more. Longer retirements are great outcomes, but also place a great deal of stress on a household’s finances. As your financial advisor, we make sure to put a plan in place so that you are able to take on any curveball retirement may throw at you.

Health care costs are rising—especially for retirees, and many will need long-term care. Learn the moves you can make to help prepare yourself.

Dealing with death is never easy. Aside from coping with the loss of a loved one, legal matters also require immediate attention, including administration of the estate. Though it may be hard for individuals to talk about estate planning because of the heartache, addressing it promptly is crucial to saving both time and money, and to minimizing family conflict or confusion. Passing away without a will, known as intestacy, means the state determines how the deceased’s assets will be distributed, and this may not be consistent with the family’s wishes. Proceedings can also be painful and costly for the family.

We believe that is better to plan ahead to ensure that your wishes and your will are followed. A proactive approach to estate planning as a family is better than a reactive one.

Financial planning is the cornerstone of our wealth management at The SVS Wealth Management Team. It's a strategic tool that helps our clients articulate and achieve their unique financial goals. By analyzing income, expenses, investments, and incorporating tax and estate planning, we craft personalized strategies that optimize wealth creation and help ensure long-term financial well-being. At its core effective financial planning is the key to a purposeful and successful financial journey

One of our key areas of focus is helping you prepare for and thrive in retirement. From IRAs to RMDs, we manage the complexities of your comprehensive retirement plan assets, helping you easily transition to the next phase of your life with security and confidence.
By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.

Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes about investing with careful analysis of the financial markets. Working together, we create a customized strategy that applies long-held investment principles to help your assets appreciate appropriately or generate cash-flow or income as you require.

Creating adequate cash flow and securing liquidity are the day-to-day aspects of implementing a financial strategy. We help you meet your personal cash management and borrowing needs, while thinking strategically about how specific approaches may affect current and long-term costs and taxes.

Your set of Philanthropic objectives is as personal as your vision of a better world. Determining your objectives however, can be challenging when there are so many worthy causes and so many unmet needs.

Delivering an estate to the next generation or favorite charity requires more attention than families often realize. We coordinate with your estate and tax professionals to align your legacy goals with the appropriate asset tilting and beneficiary designation requirements, incorporating best practices to help enhance results.

Recognized by Forbes in their 2022-2024 rankings of America's Top Wealth Management Teams. Awarded to groups of experienced wealth managers that have proven track records of success according to SHOOK Research, which uses quantitative and qualitative data, including interviews, to rank teams.

Source: Forbes.com (Awarded 2022-2024) Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)

Recognized in Barron's 2024 Top 250 Private Wealth Management Teams. Teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases.

(Source: Barron's (Awarded May 2024). Data compiled by Barron's based on time period from Jan 2023-Dec 2023. https://mgstn.ly/3WD0yje)

Recognized by Forbes magazine’s 2023 & 2024 ranking of Best-In-State Wealth management teams. Awarded to groups of experienced wealth managers that have proven track records of success according to SHOOK Research, which uses quantitative and qualitative data, including interviews, to rank teams.

Disclosure:
Forbes.com (Awarded 2023 & 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

The CERTIFIED FINANCIAL PLANNER^® (CFP^®) program demonstrates an advisor's dedication to personal financial planning and their expertise in this field. As part of their certification, all CFP^® professionals commit to CFP Board's Code of Ethics and Standards of Conduct, which means they commit to work in their clients' best interests at all times when providing financial advice.

The Financial Planning Specialist designation was developed for Financial Advisors who have significantly incorporated financial planning into their practice.