Kimberly Emerson
Private Banker
Patrick Riepenhoff, CFP®, CEPA®
Senior Vice President,
Financial Advisor,
Family Wealth Director,
Alternative Investments Director,
Workplace Advisor - Equity Compensation
Direct:
(614) 798-3223(614) 798-3223
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
Patrick has been advising clients on their finances for more than 20 years. He has recently moved his practice to Morgan Stanley, one of the world’s most respected financial services firms. By doing so, he can provide you with greater product selection, more cutting-edge technology and access to intellectual capital and extensive resources that can help you address the issues standing between you and your financial goals. His clients often become much more than clients. They are friends whom he cares about deeply.
Securities Agent: IL, MT, PR, NJ, TX, WI, DC, WA, VA, UT, SD, SC, RI, OH, NV, NM, NE, ND, NC, MS, MO, MN, MI, MA, LA, IN, GA, FL, DE, CT, CO, CA, AZ, AR, AL, AK, IA, NY, ID, ME, KY, OK, VT, TN, PA, WY, HI, KS, MD, NH, OR, VI, WV; BM/Supervisor; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 2112600
NMLS#: 2112600
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Beyond the S&P 500
Investing is obviously a key component of your overall finances and a determinant of whether you will achieve your goals on time and as planned.
But it’s not the only component…or even the most important. For example:
• What happens if you incur prolonged healthcare expenses?
• Can you articulate your plan for when you’re no longer here?
• Will you be able to help send your children or grandchildren to college without depleting your retirement savings?
Throughout his career, Patrick has learned about the importance of financial planning. In fact, he is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and he creates a customized plan for his clients. Patrick’s plan is a little like a financial GPS. It shows you where you are in relation to your goals and seeks to point out an appropriate route to help get you to where you want to go. His process for creating and implementing your plan involves the following steps:
But it’s not the only component…or even the most important. For example:
• What happens if you incur prolonged healthcare expenses?
• Can you articulate your plan for when you’re no longer here?
• Will you be able to help send your children or grandchildren to college without depleting your retirement savings?
Throughout his career, Patrick has learned about the importance of financial planning. In fact, he is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and he creates a customized plan for his clients. Patrick’s plan is a little like a financial GPS. It shows you where you are in relation to your goals and seeks to point out an appropriate route to help get you to where you want to go. His process for creating and implementing your plan involves the following steps:
Getting To Know You
Who are you as a person, not just an investor? Your conversations will explore your aspirations and what you fear might be standing in your way of fulfilling them.
Creating Your Plan
Once you identify the goals most important to you, Patrick and his team will quantify the approximate cost and take a complete inventory of your savings, potential future sources of income and other resources that might be available to you. Depending on whether you have a gap or a surplus, he will create a plan with tangible recommendations.
Executing Your Strategies
Your plan includes an investment strategy based on your goals, timeframe and risk tolerance. Patrick may consult with your attorney, accountant and Morgan Stanley professionals who have dedicated experience in specific areas of focus.
Investing Your Assets
With Morgan Stanley’s Global Investment Committee, Patrick can develop allocation plan that reflects your goals, timeframe and risk tolerance.
Following Up
Are you proceeding as anticipated toward your financial destination or is an adjustment required? Patrick will monitor your performance on an ongoing basis and may alter your strategies to accommodate changing circumstances in your life or trends in the financial markets
My Background
Over his 20-year career, Patrick has helped numerous clients meet the challenges and manage the complexities that often accompany significant wealth. Patrick is a CERTIFIED FINANCIAL PLANNER™ who believes that a comprehensive plan is mandatory for understanding what you truly want your wealth to accomplish and what might prevent you from achieving your goals.
At the two major regional banks where he worked before joining Morgan Stanley, Patrick built a successful practice, while supervising and mentoring a number of other Financial Advisors across Ohio. His focus with them was no different than the focus he has always prioritized with his own clients – to provide them with service that can help make a difference in their financial lives and to cultivate a relationship marked by depth, longevity and mutual respect.
Patrick joined Morgan Stanley because he believes his clients can benefit greatly from the extensive resources available here. A financial planning platform that goes beyond investing to encompass virtually every aspect of your financial life, asset management capabilities that conduct exhaustive research of third party investment management organizations, a global outlook on financial markets – these are the attributes that compelled him to come here. And these are the attributes that Patrick firmly believes will help his clients take a more direct route to their financial goals.
Patrick has a BA in Economics Management from Ohio Wesleyan University. He is a native Ohioan and resides in New Albany, Ohio with his wife Tami and their two sons, Grant and Blake. When Patrick is not serving his clients, he can often be found coaching or watching his sons play baseball.
At the two major regional banks where he worked before joining Morgan Stanley, Patrick built a successful practice, while supervising and mentoring a number of other Financial Advisors across Ohio. His focus with them was no different than the focus he has always prioritized with his own clients – to provide them with service that can help make a difference in their financial lives and to cultivate a relationship marked by depth, longevity and mutual respect.
Patrick joined Morgan Stanley because he believes his clients can benefit greatly from the extensive resources available here. A financial planning platform that goes beyond investing to encompass virtually every aspect of your financial life, asset management capabilities that conduct exhaustive research of third party investment management organizations, a global outlook on financial markets – these are the attributes that compelled him to come here. And these are the attributes that Patrick firmly believes will help his clients take a more direct route to their financial goals.
Patrick has a BA in Economics Management from Ohio Wesleyan University. He is a native Ohioan and resides in New Albany, Ohio with his wife Tami and their two sons, Grant and Blake. When Patrick is not serving his clients, he can often be found coaching or watching his sons play baseball.
Modern Wealth Tools
Morgan Stanley Online
Morgan Stanley Online is the foundation of our modern wealth client experience. Our digital capabilities online and on the Morgan Stanley Mobile App allow you to stay informed about your investments and manage your everyday finances while providing protection for your account with our encryption and fraud prevention technology.
Morgan Stanley Online
Total Wealth View
Through Morgan Stanley Online, you can view your Morgan Stanley accounts and those from other financial institutions all in one secure place. This gives a better view of your complete financial picture and helps to better track your goals and plan for the future.
Total Wealth View
eSign
eSign allows you to simply and easily sign account opening and transaction forms electronically. It is completely digital, so your personal information never has to be printed or emailed, making it more secure than traditional methods like email, paper, or fax. Once you receive an email from "Morgan Stanley via DocuSign," you simply follow the instructions and sign your documents.
When you use eSign, you must verify your identity before you sign the document and then, once signed, the document is sealed against tampering and cannot be edited.
eSignWhen you use eSign, you must verify your identity before you sign the document and then, once signed, the document is sealed against tampering and cannot be edited.
eAuthorizations
With eAuthorizations, you can electronically authorize domestic and international, one-time/recurring transactions through Morgan Stanley Online and the Morgan Stanley Mobile App within minutes.
eAuthorizations leverages multiple strong factors of authentication to confirm your identity, which significantly mitigates security risks.
eAuthorizationseAuthorizations leverages multiple strong factors of authentication to confirm your identity, which significantly mitigates security risks.
Data Security
At Morgan Stanley, our highest priority is keeping your information protected. Morgan Stanley dedicates significant resources to protecting your assets and personal information.
- Encryption protocols designed to protect your data.
- Continuous monitoring to help detect and prevent fraud.
- Routine testing of our systems and security protocols.
- Independent review by outside security firms.
Data Security Measures- Encryption protocols designed to protect your data.
- Continuous monitoring to help detect and prevent fraud.
- Routine testing of our systems and security protocols.
- Independent review by outside security firms.
LifeView Financial Goal Analysis
Leveraging our LifeView Goal Analysis tool, we can work with you to create a personalized wealth strategy. Over time, we will adapt it to changing circumstances, helping you achieve your goals and protect what is meaningful to you.
LifeView Goal Analysis: Sample Client ProfileOur Planning Process
Financial planning is the cornerstone of my practice. My process begins with you, your investment objectives and your financial goals. My approach is holistic and encompasses all the elements of your financial life; from your investments and cash management needs, to help ensure that your intentions align with your goals and wealth management strategy. Whether your financial goal may be to grow your wealth, preserve it, or pass it on to others, you can count on my team to work with you to create a tailored strategy to help get you there.
1: Discovery & Goals Analysis
I take the time to fully understand you and your family. Whether you’re planning for retirement, purchasing a home, or living out your golden years – I consider all of your needs, wants, and wishes when building your financial plan. My mission is to align your actions with your intentions for a more successful outcome. To do this, I need to understand what is important to you.
2: Evaluate & Implement
Using our institutional risk management framework to assess current assets and risk exposures, I will begin to construct a financial plan which encompasses every important detail of your life. Then, with your approval, I begin to implement the plan. This often encompasses a broad range of strategies – from investments and insurance to lending and estate planning strategies.
3: Communicate
Life evolves and market conditions change, so it is important to keep the lines of communication open. To help ensure a personalized experience, I customize a communication plan that takes into account your preferences.
4: Ongoing Review
Finally, we meet regularly to help ensure your plan remains current and to review your progress towards achieving your goals. I will also coordinate with your CPA and estate attorney as necessary to ensure a cohesive and comprehensive strategy.
Goals Planning System (GPS)
Goals Planning System (GPS) is Morgan Stanley's own integrated planning tool. Built on the Firm's intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is "On Track" to achieving their financial goals.
Learn More
LifeView Financial Goal Analysis
Leveraging our LifeView Goal Analysis tool, we can work with you to create a personalized financial plan. Over time, we will adapt it to changing circumstances, helping you achieve your goals and protect what is meaningful to you.
If you are interested in a more in-depth look on what our financial planning process involves, I encourage you to view our LifeView Goal Analysis sample plan.
LifeView Goal Analysis: Sample Client ProfileIf you are interested in a more in-depth look on what our financial planning process involves, I encourage you to view our LifeView Goal Analysis sample plan.
Location
545 Metro Place South
Suite 300
Dublin, OH 43017
US
Direct:
(614) 798-3223(614) 798-3223
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Kimberly Emerson
Kimberly Emerson is a Private Banker serving Morgan Stanley Wealth Management offices in Ohio.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.
Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 2001, and joined Morgan Stanley in 2015. Prior to joining the firm, she was a Private Banking Relationship Manager at FC Bank. Kimberly has also been a Wealth Management Banker at Merrill Lynch, as well as a Private Banking Relationship Manager at Fifth Third and KeyBank.
Kimberly is a graduate of Ohio Dominican University where she received a Bachelor of Arts in Business Administration. She and her family reside in Blacklick, Ohio. Outside of the office, Kimberly enjoys sporting events, concerts, and spending time with her family.
NMLS#: 767178
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Patrick Riepenhoff today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
