Kate Sullivan
Phone:
(203) 967-7047(203) 967-7047
Pamela E. Kiernan, CRPC®, CDFA®, CPWA®
Vice President, Wealth Management,
Portfolio Manager
Direct:
(203) 967-7111(203) 967-7111
Toll-Free:
(800) 233-2353(800) 233-2353
My Mission Statement
Your financial livelihood, and legacy, are often your most important assets. We take pride in lasting, multi-generational relationships with our clients. Planning for, and witnessing their success is a testament to the work we do.
Welcome
Pamela re-joined Morgan Stanley in 2019, after 14 years with Merrill Lynch Global Wealth Management. She holds the Certified Private Wealth Advisor designation from the University of Chicago Booth School of Business and Investment and Wealth Institute, and the Chartered Retirement Planning Counselor designation from the College for Financial Planning. Pamela is a Qualified Plan Financial Consultant, conferred by the National Association of Plan Advisors, and a Certified Divorce Financial Analyst. She earned a B.A. in Humanities from Purchase College.
Pamela wrote the financial curriculum for Girl Scouts Mentor Day, which became a template for earning badges, and chaired the Girl Scouts of CT Gala in 2019. She volunteers at Stamford Hospital, and supports several Stamford charities with her time.
Pamela lives with her family in Easton, CT, where she loves to read, cook, garden, decorate, invent and patent things, watch foreign films, and run
Pamela wrote the financial curriculum for Girl Scouts Mentor Day, which became a template for earning badges, and chaired the Girl Scouts of CT Gala in 2019. She volunteers at Stamford Hospital, and supports several Stamford charities with her time.
Pamela lives with her family in Easton, CT, where she loves to read, cook, garden, decorate, invent and patent things, watch foreign films, and run
Securities Agent: VA, SC, KY, DE, WA, MD, NC, FL, CA, NJ, NH, CO, PA, NV, NY, CT, OR, WY, RI, AL, VT, GA, AZ, MI, WI, OK, MN, HI, DC, IL, UT, TX, IN, OH, ME, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 578782
NMLS#: 578782
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
You are the most important part of the plan, Working together, we first define what is most important to you. We then build from there.
If you are interested in learning more about how we can assist you, please schedule a meeting with us.
If you are interested in learning more about how we can assist you, please schedule a meeting with us.
ESTABLISH GOALS AND OBJECTIVES
Discuss what is important for you, your family, and your legacy.
Identify circumstances unique to your personal situation.
Provide an overview of important investment concepts and our investment philosophy as it pertains to your objectives.
Identify circumstances unique to your personal situation.
Provide an overview of important investment concepts and our investment philosophy as it pertains to your objectives.
ASSESS YOUR FINANCES
Gather important data, documents and financial statements.
Review your personal, and if applicable, business balance sheet.
Analyze your current asset allocation strategy and provide feedback.
Discuss our draft(s) of your financial plan, leveraging proprietary Morgan Stanley data and insights.
Review your personal, and if applicable, business balance sheet.
Analyze your current asset allocation strategy and provide feedback.
Discuss our draft(s) of your financial plan, leveraging proprietary Morgan Stanley data and insights.
DEVELOP STRATEGY
Incorporate lending, tax, estate planning, and insurance strategies where applicable.
Present our recommendations along with key action steps.
Coordinate strategies with your other advisors, including attorneys, accountants, bookkeepers, and insurance professionals.
Present our recommendations along with key action steps.
Coordinate strategies with your other advisors, including attorneys, accountants, bookkeepers, and insurance professionals.
IMPLEMENT
Position investment accounts to align them with your goals and objectives.
Provide ongoing updates to ensure your plan is implemented as expected.
Provide ongoing updates to ensure your plan is implemented as expected.
ONGOING SERVICE AND REVIEWS
Schedule regular calls and meetings to discuss progress towards your goals and review portfolio performance and results.
Make adjustments to strategy based on changing goals, circumstances, and market conditions and investment performance.
Make adjustments to strategy based on changing goals, circumstances, and market conditions and investment performance.
Core Capabilities
As your wealth grows, so does its complexities and the resources need to manage it effectively. We leverage our training and experience to deliver innovative strategies that are tailored to your needs, especially in our key areas of strength shown below:
Wealth and Estate Planning Strategies
You have worked hard to build your wealth and leaving behind a legacy is a goal many of our clients have. We can analyze your tax and estate structures so that their tax characteristics are incorporated in the asset allocation analysis.
Tax-Efficient Strategies
We will always take the tax-implications of your portfolio into account. Navigating the complexities of taxes can be difficult, especially when dealing with businesses or estates, but we can help you potentially save on taxes.
Professional Portfolio Management
Managing your portfolio can be time consuming, but when working with us, we constantly analyze and monitor your portfolio with our suite of analytical tools. We can help relieve you of the day-to-day decisions of your portfolio and manage it in a way that is aligned with your goals.
Lending and Financing
The best way to purchase something new may not always be from your assets. Leveraging lending and financing services is another option that can help achieve some of your long-term goals.
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income. From simplified vehicles available more broadly to institutional strategies, the platform supports a goals-based approach for asset allocation tailored to investor needs.
Morgan Stanley Alternative Investments
Private Markets
Many of today’s companies stay private longer, with more of their valuation being created before they become publicly traded. Morgan Stanley Private Markets connects a broad network of potential private investors in an accessible ecosystem, allowing eligible clients to buy and sell securities of private companies.
Morgan Stanley Private MarketsLocation
4 Landmark Square 2nd
Floor
Stamford, CT 06901
US
Direct:
(203) 967-7111(203) 967-7111
Toll-Free:
(800) 233-2353(800) 233-2353
Meet My Team
About Kate Sullivan
Kate re-joined Morgan Stanley in 2022 after several years in the financial services industry. She holds the series 7 and 66 licenses. Kate lives in Darien, CT and has two grown daughters. In her free time she enjoys the outdoors, skiing, golf and is taking up pickleball.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Pamela E. Kiernan today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
