Our clients choose us because we have a genuine interest in their success. For us, it's about building long-term relationships and seeing ongoing growth. Helping define and meet your goals in a way that is appropriate for how you invest and what you want to achieve is fundamental to our approach.
From the beginning, we spend the majority of our initial time together getting to know you and "your world", including the most important people, things, and activities in your life.
Working with varied individuals and families gives us the experience, perspective and skill to help our clients build a financial future. As professionals, we can translate the goals of our clients into a custom and holistic designed wealth plan — tailored with your financial future in mind.
Here we gain a deep understanding of your current investment strategy and take a closer look at your income, spending habits, liabilities and tax matters, as well as any wealth transfer goals.
Our clients will have access to the finest financial thinking, innovative products and strategic executions, positioned to help meet their needs and achieve their goals. Working collaboratively as a team, our clients benefit from personalized advice, objective guidance and our resolute dedication to their success.
Together we create prospective strategies that are tailored to fit your specific risk tolerance, time horizon and goals to identify and make informed recommendations to design a flexible investment management plan that is uniquely yours.
While bringing complementary skills and perspectives, our team is committed to meeting our clients' needs promptly and professionally. Our goal is to earn each client's confidence with the quality of our solutions and the excellence with which they are delivered.
Finally, we share a roadmap for implementing the appropriate strategies to manage your assets. We take the time to ensure you understand all of your options and how each impacts your overall plan. It is our job to keep you informed as we work together to monitor your situation.
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
At Morgan Stanley, we provide clients with resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape.
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
With this service, you can view all your assets and liabilities together – whether held at Morgan Stanley or elsewhere – in one place for a comprehensive overview of your assets.
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle, a convenient way to send and receive money
As an entrepreneur or business owner, you know the value of hard work and your time is at a premium. You've invested years-or perhaps decades- into your enterprise, and your personal wealth is intertwined with your company. Whether you are focused on accelerating your growth, preparing to transition or exit, or somewhere in between, we are intimately familiar with the complexities and considerations of your situation.
Through our years of service to business owners and their multi-generational families, we have learned that there is no substitute for thoughtful and proactive advice. This starts with a comprehensive plan encompassing every facet of your life, your business and your family. From there, we are able to leverage the resources of a global firm to coordinate solutions for nearly every area of your life and business, in concert with your other professional advisors.
As your Financial Advisors, we view our role as the quarterback of your advisory team, helping you to coordinate a cohesive group of professionals encompassing legal, tax/accounting, and investment banking advice. A coordinated and responsive team will allow you to focus on the business while providing guidance to help you maximize your personal and entrepreneurial potential.
The early stage of a company's growth phase is a productive time for you to conduct in-depth estate planning. In our experience, the demands of growing a business often relegate an estate plan to the back burner until an impending exit or untimely passing. Performing planning in the early stages can help to mitigate risk, maximize tax efficiency, and secure the future of both your family and your business.
As your business matures, the resources of Morgan Stanley prove valuable in helping you raise debt or equity for growth, establish corporate retirement and financial wellness plans, update your personal and business insurance lines as appropriate, introduce philanthropic initiatives, and more. At this point, more in depth business and estate planning is warranted, along with a valuation of the business. With the rest of your advisory team, we can help you assess growth drivers and weigh exit planning options as desired.
It is important to consider and implement income tax and wealth transfer strategies prior to a potential liquidity event. In addition to strategic tax planning, a liquidity event often raises greater issues for you: fundamental questions regarding family goals or "mission," wealth stewardship and your next step either into retirement or a new venture.
The post liquidity stage brings various considerations such as continuing to build out a family "mission statement," family governance and wealth education, philanthropic planning, and lifestyle advisory. Should the company now be public, the conversation centers around liquidity planning and programs for the exercise of stock.
At Morgan Stanley, we are committed to helping executives understand the new challenges they face and how to meet those challenges successfully.
Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle and your future goals.
During the discovery meeting, we will work together to establish your financial goals by reviewing your current financial situation and developing a suitable risk tolerance that will ultimately help you achieve the financial outcome you envision for yourself.
Financial plan presentations map out essential factors that play into your financial success such as your employee and employer contributions, liquidity events, and insurance coverage. Examining all relevant financial information provides a holistic asset allocation analysis for all of your accounts ensuring a comprehensive financial plan.
Disclosure:
Asset Allocation does not assure a profit or protect ageist loss in declining financial markets.
After the financial plan presentation, we will follow up with you regarding our analysis and recommendations which may include a adjustments to your financial plan investment allocation, company benefits and insurance coverage.
The implementation meeting focuses on creating prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impacts, asset allocations adjustments, and saving and benefit modifications.
Finally, we will constantly monitor your assets and analyze your performance tracking date to help ensure your financial expectations are being met and adjusted accordingly, We will keep a high degree of communication with you to make sure your concerns and requests are always addressed.
Disclosure:
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you.
Please visit us at http://morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
